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All Journal Parole: Journal of Linguistics and Education KAJIAN SASTRA Jurnal Akuntansi dan Sistem Teknologi Informasi Jurnal Online Mahasiswa (JOM) Bidang Pertanian JPBM (Jurnal Pendidikan Bisnis dan Manajemen) Jurnal Pendidikan Ekonomi UNEJ e-Proceeding Jurnal Pendidikan Ekonomi Jurnal Purifikasi Jurnal Ilmiah Dikdaya Majalah Kedokteran Andalas Aksis : Jurnal Pendidikan Bahasa dan Sastra Indonesia Nizham Journal of Islamic Studies Open Access Indonesia Journal of Social Sciences Open Access Indonesia Journal of Social Sciences Unram Journal of Community Service (UJCS) Stethoscope Jurnal Riset Akuntansi dan Bisnis Indonesia Jurnal Hukum, Politik dan Ilmu Sosial (JHPIS) Genre Journal: Journal of Applied Linguistics of FBS UNIMED JURNAL PENDIDIKAN DAN KEGURUAN Al Mufid: Jurnal Pengabdian dan Pemberdayaan Masyaakat Jurnal Manajemen Dan Bisnis Ekonomi Perspektif: Jurnal Pendidikan dan Ilmu Bahasa Jurnal Ventilator: Jurnal Riset Ilmu Kesehatan dan Keperawatan Jurnal Manajemen dan Pendidikan Agama Islam Jurnal Ekonomi, Akuntansi dan Perpajakan Akuntansi Pajak dan Kebijakan Ekonomi Digital JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Hikmah: Jurnal Studi Pendidikan Agama Islam Indonesian Journal of Humanities and Social Sciences Jurnal Rekam Medis dan Informasi Kesehatan Indonesia Indonesian State Law Review (ISLRev) Konstanta : Jurnal Matematika dan Ilmu Pengelatuan Alam International Journal of Economics and Management Research Catha : Jurnal Penelitian Kreatif dan Inovatif Edumaspul: Jurnal Pendidikan KAMBIUM Jurnal Pertanian Journal of Tropical Rural Development Jurnal Riset Sosial Humaniora dan Pendidikan
Dwi Wulandari
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Pengaruh Literasi Keuangan, Fear of Missing Out (FOMO), dan Influencer Marketing terhadap Keputusan Penggunaan Buy Now Pay Later (BNPL) pada Generasi Z di Kabupaten Dompu Dwi Wulandari; Mulyati Mulyati; Rizky Ramadhan
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 4 No. 2 (2026): April: JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v4i2.4491

Abstract

This study examines the influence of financial literacy, Fear of Missing Out (FOMO), and influencer marketing on Generation Z's decision to use Buy Now Pay Later (BNPL) services in Dompu Regency. The rapid development of financial technology has encouraged the widespread adoption of BNPL as an alternative digital payment method, particularly among young consumers. However, the increasing use of this service also raises concerns regarding financial decision-making and consumer behavior. This research employed a quantitative approach using a survey method involving 100 Generation Z respondents selected through purposive sampling. Data were collected using a structured questionnaire with a five-point Likert scale and analyzed using multiple linear regression. The findings indicate that financial literacy has a positive and significant effect on BNPL usage decisions. Likewise, FOMO significantly influences individuals' decisions to utilize BNPL services, while influencer marketing also demonstrates a positive and significant contribution to users' decisions. Simultaneously, the three independent variables significantly affect BNPL usage decisions, explaining 27% of the variance in the dependent variable. These findings suggest that financial knowledge, psychological factors, and social influence collectively shape Generation Z's financial behavior. Therefore, strengthening financial literacy and promoting responsible use of digital financial services are essential to encourage more informed and sustainable financial decision-making.
Analysis of Food Security Conditions and Factors Affecting Pond Farmers Using the Approach of Food Consumption Score (FCS) in the Coastal Area of Bangil Subdistrict Dwi Wulandari; Awang Tri Satria
Journal of Tropical Rural Development Vol. 2 No. 2 (2025): December 2025
Publisher : Agriculture Socio-Economic Department, Faculty of Agriculture, Brawijaya University

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Abstract

Food security is a basic human need that comes from biological resourcesand water, whether processed or not, for human consumption. Law No.18/2012 states that the fulfillment of food is a human right. This study aimsto assess the food security of pond farmers in the coastal areas of BangilRegency, especially in the villages of Kalianyar, Raci, and Tambakan, andthe factors that influence it. The study used purposive sampling method withdata collection through interviews, observation, and documentation. Foodsecurity was measured using the Food Consumption Score (FCS), and dataanalysis was done descriptively quantitatively and by ordinal logitregression. The results showed that of the total respondents, 20.51% were inthe poor category (low food security), 30.77% were in the borderlinecategory (vulnerable), and 48.72% were in the acceptable category (good).Overall, 79.49% of respondents have good food security, but the rest stillface challenges in meeting their food needs. Significant factors affectingfood security are the number of family members, income and cultivationexperience. A simultaneous test showed a statistically significantrelationship with a p-value of 0.0011. These findings emphasize theimportance of paying attention to vulnerable groups to improve quality oflife and food security.Keywords: Food security, Food Consumption Score, Pond Farmers,Aquaculture, factors
Pengaruh Pemberian Pupuk Organik Cair Rebung Bambu Terhadap Pertumbuhan Tanaman Kubis Bunga (Brassica oleracea var. botrytis L.) Dwi Wulandari; Nanik Lutfiyah; Anisa Arianti
KAMBIUM Jurnal Pertanian Vol. 2 No. 1 (2026): Kambium
Publisher : Fakultas Pertanian, Universitas Darul Ulum

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32492/kambium.v2i1.2103

Abstract

Cauliflower (Brassica oleracea var. botrytis L.) is a vegetable belonging to the cruciferous family. This plant has high economic value and relatively stable market demand. The purpose of this study was to determine the effect of liquid organic fertilizer doses from bamboo shoots on the growth and yield of cauliflower (Brassica oleracea var. botrytis L.). The research method used is RAK with 6 treatments and 4 replications. The treatments are as follows P0 = 0 ml / L water (without treatment), P1 = 4 grams / L NPK water, P2 = 50 ml / L bamboo shoot POC water, P3 = 100 ml / L bamboo shoot POC water, P4 = 150 ml / L bamboo shoot POC water, P5 = 200 ml / L bamboo shoot POC water. This research was conducted in October - December 2024. The experimental location was in Dsn. Banyuurip Rt 001 / RW 001, Ds. Mundusewu, Bareng District, Jombang Regency, East Java with an altitude of ± 500 m. The parameters observed included plant height, number of leaves, plant wet weight, plant flower weight, mass weight per unit. The data analysis used ANOVA (Analysis of Variance) with Honestly Significant Difference (HSD) test at 5% level. The results of this study indicate that the treatment of liquid organic fertilizer from bamboo shoots significantly affects the growth and yield of cauliflower (Brassica oleracea var. botrytis L.). The optimal dose is between 150-200 ml/L on the parameters of plant height, number of leaves, flower weight, fresh weight and flower mass weight per plant on cauliflower plants.
Co-Authors , Wilchan Robain Ade Novita Maharani Afif Noor Afif, Aqila-Syarief Muhammad Afis Baghiz Syafruddin Agus Sumanto Amanda Defi Nuraini Andi Basuki Anisa Arianti Annisaa Hammidah Imaduddina Ari Budikusuma Ari Gunawan Arisky Andrinaldo Aslinda Gangga Sari Asri, Nur Habibah Awang Tri Satria azizah khoiriyati Azmi, Muhammad Fazli Azry Triguna Nasution Bagus Shandy Narmaditya Bambang Widarno Barata Putra Sasanto Dewi, Dinie Anggraeni Diah Nurdiwaty Dian Septi Nur Afifah Edith Pradita Eka Novitayanti Elanna Heidi Christanti Elpi Dayanti Siregar Ersi Sisdianto Ervia Yudiati Faisol Faisol Fani Aqila Fani Sefriani FATHUR ROHMAN Fikri Aulia Fredinan Yulianda Fuad Indra Kusuma Hamdan Fadhli Heri Soesanto Honggo Dewanto Imelda Fedian Inayati Nuraini Dwiputri Intan Ramatari Putri Ita Riniatsih Laksmita Endah Palupi Laksono Trisnantoro M. Ramadhani Saputra M. Rizky Ramadhan Mahathir Muhammad Hutasuhut Masitowarni Siregar Masliani Masliani mulyati mulyati Nanik Lutfiyah Nelvia ' Nur Rofiq Phousith Phongsavath Pragita Aci Adistya Pramita Lidya Yanuarista Prasetyo, Abdul Rahman Priyastiwi Priyastiwi Putra Hilmi Prayitno Putri Safina Ragil Yuliatmo Ramasda Febrianto Rizki Rahmadani Rizky Ramadhan Rizky Ramadhani Batubara Sakti, Dea Allan Karunia Sampurno ' Santi Merlinda Sapir Sapir Saskia Sabrina Lajadda Shalihah Shalihah SRI DWI FAJARINI Sudaryanto Sugeng Hadi Utomo Sugeng Santoso SUGIYANTO SULISTIYANI SULISTIYANI Sunika Sunika T. Mirawati Sudiro Thomas Soseco Thoyib Rohman Hakim Tri Maya Sari Vidya Purnamasari Widayat Priyo Kristanto Yeni Susilawati Youliana Youliana Za’imatul Ulya