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All Journal Jurnal Ekonomi Pembangunan Jurnal Ekonomi Kuantitatif Terapan IQTISHODUNA JEJAK Jurnal Ilmiah Mahasiswa FEB Journal of Indonesian Applied Economics Journal of Innovation and Applied Technology International Journal of Local Economic Governance PROFIT : Jurnal Administrasi Bisnis Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Global Review of Islamic Economics and Business Jurnal Ekonomi dan Bisnis Islam Al-Muzara'ah Journal of Socioeconomics and Development Amwaluna Jurnal Ekonomi dan Keuangan Syariah Jurnal Ilmiah Akuntansi dan Bisnis KAIBON ABHINAYA : JURNAL PENGABDIAN MASYARAKAT International Journal of Zakat (IJAZ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Jurnal Pengabdian kepada Masyarakat Nusantara International Journal of Community Service Journal of Islamic Economics, Management, and Business (JIEMB) Islamiconomic: Jurnal Ekonomi Islam el-Jizya: Jurnal Ekonomi Islam Journal of International Conference Proceedings Jeksyah Journal of Business on Hospitality and Tourism Enrichment: Journal of Multidisciplinary Research and Development Journal of Development Economic and Social Studies (JDESS) Islamic Economics and finance in Focus (IEFF) Scientific Development Journal
Marlina Ekawaty
Department Of Economic, Faculty Of Economic Dan Business, Universitas Brawijaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Sharia Banks as A Pillar of Islamic Economic Transformation and Financial Stability Towards Equitable Prosperity Ekawaty, Marlina
Enrichment: Journal of Multidisciplinary Research and Development Vol. 3 No. 6 (2025): Enrichment: Journal of Multidisciplinary Research and Development
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/enrichment.v3i6.507

Abstract

The background of this study highlights the rapid growth of global and Southeast Asian Islamic finance, emphasizing the strategic role of Sharia banks in promoting equitable economic transformation. The aim of this research is to systematically review the literature on the role of Sharia banks as pillars of Islamic economic transformation and financial stability towards equitable prosperity. The research method employed a systematic journal review with inclusion criteria for studies published between 2015–2024, following PRISMA guidelines. A total of 15 eligible articles were analyzed to synthesize consistent patterns and findings. The results indicate that Sharia banks play a vital role in poverty alleviation, financial inclusion, real sector financing, and resilience to financial crises. Moreover, the integration of social and commercial orientations strengthens their contribution to sustainable growth. In conclusion, Sharia banks have the potential to serve as both pillars of financial stability and drivers of social justice in the global economy.
The Influence of Zakat, Infak, and Sedekah on Poverty through Per Capita Income Ekawaty, Marlina
Jeksyah: Islamic Economics Journal Vol. 5 No. 02 (2025): September 2025 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v5i02.2991

Abstract

This study explores the relationship between zakat distribution and per capita income across Indonesian provinces in 2023. Drawing on secondary data from BAZNAS and official national statistics, the findings reveal an unexpected negative association between zakat distribution and income levels, suggesting that regions receiving higher zakat allocations tend to have lower per capita income. This outcome contrasts with the theoretical expectation that zakat, whether distributed for consumptive or productive purposes, should contribute to income growth through increased household spending or business capital. Further analysis indicates that zakat’s role as an economic empowerment instrument remains limited, as a considerable portion of its distribution is directed toward non-economic sectors. These findings highlight the need for a more strategic approach to zakat allocation, particularly by strengthening its focus on productive economic programs, skill development, business mentoring, and systematic impact evaluations. Such measures are expected to enhance zakat’s contribution to poverty alleviation and support a more inclusive income growth.
Sustainability strategy in malang regency :analitycal hierarchy process approach Nurhayati, Yetty; Pudjihardjo, Pudjihardjo; Susilo, Susilo; Ekawaty, Marlina
Journal of Business on Hospitality and Tourism Vol. 8 No. 1 (2022): June 2022
Publisher : Institut Pariwisata dan Bisnis Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22334/jbhost.v8i1.300

Abstract

The development of tourism has led to the emergence of various types of attractions; one of them is a tourist village which is expected to improve the welfare of the local community. Malang Regency has several tourist villages with various potentials. Pujon Kidul, Sanankerto, and Gubugklakah are villages that carry the concept of sustainable tourism. The purpose of this research is to improve its economic sustainability status. The method used is the AHP test. The results showed that the best strategy for Pujon Kidul village was to develop a strawberry picking tourist attraction, while for Sanankerto it was the addition of new tour packages related to water tourism and for Gubugklakah village was the development of Mount Bromo tour packages.
Effect of zakat (almsgiving) literacy level on muzakki’s decision to pay zakat in registered zakat institutions Syaksena, Atiqa; Ekawaty, Marlina
Journal of Islamic Economics Management and Business (JIEMB) Vol. 3 No. 1 (2021)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2021.3.1.8841

Abstract

Purpose – This study aims to determine the effect of the zakat (almsgiving) literacy level and several other factors on the decision of muzakki to pay zakat at the registered zakat institutions in Situbondo Regency.Method – This study uses a quantitative approach with logistic regression analysis. Result – The zakat literacy level, education, and trust have a positive and significant effect on the decision of muzakki to pay zakat at registered zakat institutions. The income variable in this study has no significant effect on the decision of muzakki to pay zakat at the registered zakat institutions in Situbondo Regency.Implication – This study gives insight about the role of zakat literacy in increasing zakat payment. This study could assist government to increase zakat payment.Originality – The use of the Simple Weighted Index (SAWI) method to find the value of the Zakat Literacy Index. 
Edukasi Sertifikasi Halal Bagi UMKM Kuliner Desa Jenggolo, Kecamatan Kepanjen, Kabupaten Malang Ekawaty, Marlina; Widiyanti, Dwi Retno
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 6 No. 1.1 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN) SPECIAL ISSUE
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Menurut data Kecamatan Kepanjen tahun 2022, penduduk Desa Jenggolo didominasi Muslim dan memiliki potensi wisata berupa situs bersejarah dengan nilai religius. Desa ini juga memiliki 96 UMKM kuliner, namun dari 30 UMKM kuliner yang disurvei, 26 (87%) diantaranya belum memiliki sertifikasi halal. Untuk meningkatkan kepercayaan konsumen dan membuka akses pasar yang lebih luas, program PKM bertujuan memberikan edukasi tentang pentingnya sertifikasi halal dan prosedur pengajuannya. Program ini mengadopsi pendekatan andragogi dan ceramah interaktif, diakhiri dengan pendampingan bagi peserta yang berminat mengurus sertifikasi halal. Keberhasilan kegiatan diukur melalui pre-post test, yang dirancang untuk mengevaluasi pengetahuan peserta tentang sertifikasi halal dalam dua kategori: dasar dan menengah. Pengetahuan dasar mencakup hukum fiqh terkait makanan halal, sedangkan pengetahuan menengah mencakup prosedur sertifikasi halal di Indonesia. Kegiatan edukasi ini berhasil meningkatkan pemahaman peserta terhadap aspek-aspek halal, terutama di tingkat yang lebih kompleks. Peserta yang sebelumnya hanya memahami konsep dasar mulai beralih ke pemahaman lebih mendalam setelah menerima materi komprehensif dan terstruktur. Dari 30 peserta UMKM kuliner Desa Jenggolo, terdapat penurunan pemahaman tingkat dasar dari 87% (26 peserta) menjadi 63% (19 peserta) dan di sisi lain terjadi peningkatan pada tingkat menengah dari 13% (4 peserta) menjadi 37% (11 peserta). Selain itu, hasil pra- kuesioner menunjukkan bahwa hanya 7 peserta (23%) berminat melanjutkan proses sertifikasi halal. Program PKM kemudian melanjutkan pendampingan untuk membantu peserta tersebut dalam mengurus sertifikasi halal, termasuk administrasi seperti pengurusan NIB dan NPWP. Pada akhir program, tim PKM berhasil mendampingi satu pelaku UMKM memperoleh sertifikat halal untuk produk makanannya.
SMEs’ Trade Zakat Payment for Poverty Alleviation: Study Case in Malang City, Indonesia Ekawaty, Marlina; Hakimi Mohd Shafiai, Muhammad; Kartika Galuh, Ajeng; Kresna Sakti, Rachmad; Aulia Rachman, Helmy; Duyufur Rohman, Ghifary; Rahmawati, Amalia
International Journal Of Community Service Vol. 5 No. 2 (2025): May 2025 (Indonesia - Malaysia - Timor-Leste)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v5i2.832

Abstract

This community service program aims to enhance SMEs' understanding of trade zakat and improve their compliance with zakat obligations in Malang City. Using a quantitative approach and Structural Equation Modeling (SEM), the study analyzes data collected from SME owners in Malang. The program addresses key factors influencing willingness to pay zakat, including entrepreneurs’ attitudes, zakat literacy, and the role of zakat administrators. The program consists of training sessions that cover the importance and potential of trade zakat, the Fiqh of zakat on trade, and practical methods for calculating and paying zakat. The findings highlight that zakat administration significantly impact SMEs’ willingness to pay zakat, while attitudes toward zakat and religiosity also play crucial roles. Additionally, the results show that attitude and zakat literacy do not affect SMEs’ willingness to pay zakat. The program’s evaluation demonstrates that strengthening zakat literacy and improving zakat administration can encourage SMEs to fulfil their zakat obligations, contributing to poverty alleviation and socio-economic development. These findings offer valuable insights for optimizing zakat collection and utilization to maximize its potential in supporting community welfare.
The Volatility of Stock Market in Indonesia During Covid-19 Crisis : Evidence from Consumer Goods Industry Alghifary, Muhammad Syauqy; Ekawaty, Marlina; Sumantri, Vietha Devia Sagita
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i1.2306

Abstract

This study aims to measure the volatility of stock in consumer goods industry. The analysis in this study utilize index value of consumer goods sectoral stock in 260 days. Using the paired t-test, it was discovered that stock index of consumer goods has significant change after the announcement of Covid-19 first case in Indonesia. The volatility of stock index was raised during the pandemic as measured from its standard deviation. Furthermore, the estimation of GARCH model revealed that consumer goods stock experienced a great volatility during Covid-19 crisis. The value of volatility persistence is 0,917 or close to 1, it means that the volatility was long-lasting as long as the economic crisis. The result of study could give the information for stock investor to be careful with their investment fund during the crisis. Meanwhile, the consumer goods companies can observe this result as consideration in determining the effective strategy in managing the company’s finances in the midst of an economic crisis.
Analysis Effect of Productive Zakat on The Welfare Mustahiq Through Development of Micro (A Case Study at Badan Amil Zakat (BAZNAS), Yatim Mandiri, and LAZIS-NU Tulungagung in East Java) Nurkartikasari, Rizky; Muljaningsih, Sri; Ekawaty, Marlina
Journal of International Conference Proceedings Vol 6, No 1 (2023): 2023 ICPM Malang Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i1.2301

Abstract

The purpose of this study is to determine the influence of productive zakat on mustahik welfare through the development of micro businesses in the National Amil Zakat Agency (BAZNAS), Yatim Mandiri, and LAZIS-NU Tulungagung Regency East Java, and also to determine the influence of micro business development on mustahiq welfare.This study uses quantitative methods with an explanatory or confirmatory approach, namely to get an explanation of the relationship between  variables, and using PLS (Partial Least Square) approach analysis. The objects in this study are productive zakat, the development of micro-enterprises, and mustahiq welfare. The results of the study showed that productive zakat had an effect on the development of micro enterprises, while productive zakat did not affect the welfare of mustahiq, and finally the development of micro enterprises did not affect welfare.
PERAN SOSIAL BANK SYARIAH BERDASARKAN INDEKS MAQASHID SYARIAH (STUDI KASUS DI JORDAN) Sari, Kartika; Ismail, Munawar; Ekawaty, Marlina
Profit: Jurnal Adminsitrasi Bisnis Vol. 13 No. 1 (2019): Profit : Jurnal Administrasi Bisnis
Publisher : FIA UB

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (544.803 KB) | DOI: 10.21776/ub.profit.2019.013.01.5

Abstract

This study aims to determine the implementation of Islamic bank social values as they should have been implemented. This study uses the Maqashid Syariah Index with three main social indicators, namely education, justice, and social welfare. The object of this research are three Islamic banks in Jordan (Jordan Islamic Bank, Safwa, and International Islamic Arab Bank). The results showed that all the banks have a low  Maqashid Syariah Index for all indicators, which meant that the practice of implementing the social values of Islamic banks in Jordan are not close to what people have expected especially for indicators of justice and social welfare. In the future, Islamic banks need to increase social contributions, especially on indicators of justice and social welfare. 
Faktor-Faktor Penentu Profitabilitas Bank Umum Syariah Di Indonesia (Studi Pada Tahun 2009-2013) Kafabih, An’im; Ekawaty, Marlina
Jurnal Ilmiah Mahasiswa FEB Vol. 2 No. 2
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh dari variabel bank-specific,  yaitu,  asset size, likuiditas dan  operational efficiency  dan kondisi ekonomi, yaitu, inflasi dan gross domestic product terhadap profitabilitas Bank Umum Syariah (BUS) di Indonesia periode waktu 2009 – 2013. Penelitian ini menggunakan analisis regresi data panel  fixed effect model  untuk menguji hipotesis penelitian. Analisis empiris menunjukkan bahwa likuiditas dan  gross domestic product  berpengaruh positif terhadap profitabilitas BUS di Indonesia sedangkan  operational efficiency  dan inflasi berpengaruh negatif terhadap profitabilitas BUS di Indonesia. Penelitian ini juga menemukan bahwa kenaikan asset size tidak ikut menaikkan profitabilitas BUS. Hal ini karena persentase kenaikan aset BUS tidak diikuti persentase kenaikan profit BUS yang didapat. Kata Kunci : Profitabilitas BUS, Bank-specific, Makroekonomi. 
Co-Authors Agus Suman Ahmad Syaifudin Ajeng Kartika Galuh Al Jihad, Hizbullah Alghifary, Muhammad Syauqy Alvira Aina Amalia Rahmawati Aminnullah Achmad Muttaqin Aminullah Achmad Muttaqin Amrullah, Muhammad Angga Yanuar Triesmarandita Anggi Wahyu Muda Anggraini, Ika Khusnia Annisa Nur Rakhma Annisa Nurjannah Anugrah Pratama, Muhammad Akbar An’im Kafabih Arifiandy, Dicky Ridho Asfi Manzilati Atiqa Syaksena Aulia Rachman, Helmy Azizi, Naurah Nadzifah Aziziah, Alvina Bela, Nabela Agustin Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dewa Aditya Duyufur Rohman, Ghifary Dwi Budi Santoso Dwi Budi Santoso Elok Nurlita Elok Nurlita Emy Sudarwati Fajrul Ihsan Fathurahman, Mochamad Arbi Fifi Bahril Wahdah Majid Galuh Husadatama Galuh Husadatama, Galuh Girindra Mega Paksi Gularso, Yhunas Adi Hakimi Mohd Shafiai, Muhammad Hela, Syafina Iswan Noor Ittaqa Ramadhian Pranowo Jean Claire Nicolette Matatula Jumiyanti, Kalzum Kafabih, An’im Kartika Galuh, Ajeng Kartika Sari Kartika Sari Khairani Miftahul Kresna Sakti, Rachmad Laily, Alfauzia Noer Rochmatul Misbakhul Munir Mochammad Zainun Nafi'uddin Moh Agus Nugroho Muda, Anggi Wahyu Muda, Anggi Wahyu Muhammad Amrullah Muhammad Amrullah Muhammad Muhyiddin Robani Multifiah . Munawar Ismail Napitupulu, Febiola Nely Novia Nely Novia Novia, Nely Nugroho, Gabryna Auliya Nurhayati, Yetty NURKARTIKASARI, RIZKY Nurul Badriyah Panggabean, Krisfive Yanti Partin Nurdiani Partin Nurdiani, Partin Prayitno, Hengky S.H. Pudjihardjo Pudjihardjo Pudjihardjo, Pudjihardjo Puspitasari, Diyah Ayu Qodri, Lutfi Asnan Rahmadyanto, Bagus Rizaldi, Muhammad Rohman, Ghifary Duyufur Santi Merlinda Setyo Tri Wahyudi Setyowati RN, Wahyu Retno Sri Muljaningsih Sri Muljaningsih Sumantri, Vietha Devia Sagita Susilo Susilo Susilo Susilo Syaksena, Atiqa Tabhina, Rafa Kayla Umar Burhan Umar Burhan, Umar Wahyu Retno Setyowati RN Widiyanti, Dwi Retno Widya Rahmawati Yetty Nurhayati Yhunas Adi Gularso Yudi Arimba Wani, Yudi Arimba