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THE EFFECT OF ZAKAT ON THE CONSUMPTION OF MUSTAHIK HOUSEHOLDS (A STUDY OF ZAKAT RECIPIENTS FROM BAZNAS IN PROBOLINGGO CITY) Nurlita, Elok; Ekawaty, Marlina
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3734.969 KB) | DOI: 10.20473/jebis.v3i2.6329

Abstract

This article aims to analyze the effect of zakat directly and indirectly on household consumption of mustahik. The approach of this research is quantitative. Data obtained from 50 mustahik (receiver of zakat) BAZNAS Probolinggo Municipality with Proportional Random Sampling method and analyzed by Path Analysis. The results showed that zakat and the number of household members directly and indirectly affect the household consumption of mustahik. Furthermore, household income as an intermediate variable also affects the household consumption of mustahik, whereas education and age have no effect on the household consumption of mustahik, either directly or indirectly.Keywords: Poverty, Consumptive Zakat, Productive Zakat, Household Consumption, BAZNAS Probolinggo Municipality.
The Influence of Investments, Education, Health, Labor Force Participation Rate, and Covid-19 Pandemic on Poverty In Java for the 2013-2023 Period Damayanti, Silmi Annisa; Ekawaty, Marlina
Journal of Development Economic and Social Studies Vol. 5 No. 1 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2026.05.1.13

Abstract

Java Island continues to face high poverty levels, with 13.62 million people living in poverty in 2023. This study analyzes the effects of investment, education, health, the Labor Force Participation Rate (LFPR), and the Covid-19 pandemic on poverty in six provinces of Java during 2013–2023 using panel data regression with the Fixed Effect Model (FEM) and robust standard errors. The results show that education and LFPR have a negative and significant effect on poverty, while health has a positive and significant effect. Investment has a negative but insignificant effect, indicating unequal distribution. The Covid-19 pandemic significantly increased poverty levels. These findings highlight that poverty alleviation policies should focus on improving education quality, expanding employment opportunities, ensuring more equitable investment distribution, and strengthening inclusive health services. In addition, adaptive social protection systems are required to anticipate external shocks such as pandemics.
From Redistribution to Social Justice: A PRISMA-Based Systematic Review of Islamic Social Finance and Welfare Outcomes in Developing Countries Ekawaty, Marlina; Hanafiansyah, Mochammad Rizki
Side: Scientific Development Journal Vol. 3 No. 1 (2026): Side: Scientific Development Journal
Publisher : Arbain Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/vjad9a95

Abstract

Islamic economics emphasizes social justice and equitable welfare distribution as core normative objectives, particularly through zakat, waqf, and Islamic social finance instruments. However, empirical findings on their effectiveness remain fragmented across institutional, social, and governance contexts. This study aims to systematically examine the role of Islamic social finance in promoting social justice, redistribution, and welfare. This research adopts a Systematic Journal Review approach by synthesizing peer-reviewed qualitative and quantitative studies published in reputable national and international journals. Articles were selected based on relevance, methodological rigor, and empirical focus on Islamic social finance and welfare outcomes. The findings indicate that zakat, waqf, and related instruments significantly contribute to poverty alleviation, welfare improvement, and economic empowerment. Quantitative evidence confirms statistically significant relationships between Islamic social finance distribution and welfare indicators, although governance constraints may weaken direct impacts in certain contexts. Qualitative studies highlight the importance of institutional accountability, digital integration, and productive financing models in enhancing redistributive effectiveness. In conclusion, Islamic social finance constitutes a viable and multidimensional mechanism for advancing social justice and welfare, provided it is supported by robust governance and strategic institutional integration.
Community-Based Willingness to Pay for Urban Flood Mitigation Infrastructure: Sustainable Environmental Practices from Glintung, Indonesia Muljaningsih, Sri; Ekawaty, Marlina; Anggraini, Ika Khusnia; Galuh , Ajeng Kartika
Global Economic, Social, and Development Review Vol. 29 No. 2 (2025): Global Economic, Social, and Development Review (GESDR)
Publisher : Economics Departement, Faculty of Business and Economics, Universitas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24123/gesdr.v29i2.7904

Abstract

This study investigated residents' willingness to pay (WTP) for community-based flood mitigation infrastructure through a Malang, Indonesia, case study of the Glintung Go Green (G3) program. This study aimed to identify the key factors influencing WTP and assess the structural and cultural challenges in sustaining such community-based environmental programs. A mixed method approach was applied, combining focus group discussions (FGDs) with quantitative analysis using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results showed that socio-economic factors and personal motivation significantly influenced WTP, with education levels and perceived direct benefits of the program being the most influential indicators. The average WTP value is IDR 37,273 per month, with a median of IDR 50,000, showing promising potential for participatory financing mechanisms. However, the FGD revealed critical barriers, including low ecological literacy, reliance on external funding, limited community leadership regeneration, and lack of documentation for replication. These findings underscore the importance of institutionalizing environmental values, building local capacity, and leveraging digital tools for program transparency and outreach. The study concludes that community-based environmental programs should integrate financial and institutional strategies to improve long-term sustainability and inclusivity. Future research is encouraged to explore broader psychosocial and institutional factors that influence community participation
Analysis of Determinant Purchase Decisions Halal Cosmetic by Generation Z on TikTok Haliza Vita Humahira; Ekawaty, Marlina
Islamic Economics and finance in Focus Vol. 5 No. 1 (2026)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2026.05.1.02

Abstract

The rapid development of the halal pharmaceutical and cosmetics industry has ranked second in the SGIE 2024/2025 report. This means that consumer demand for halal cosmetics and personal care is increasing. This study aims to analyze the influence of e-WOM, halal awareness, understanding of Islamic consumption, and price perception on purchasing decisions for Glad2Glow halal cosmetics on TikTok. Several studies have highlighted the relationship between e-WOM, halal awareness, and price perception in halal cosmetic purchasing decisions, but there are still few studies that integrate understanding of Islamic consumption as an important variable, especially in purchasing decisions for Glad2Glow halal cosmetics on the TikTok platform. The research method chosen is binary logistic regression analysis with primary data through an online questionnaire for Gen Z Muslim consumers. The results of the study state that the variables e-WOM, halal awareness, understanding of Islamic consumption, and price perception partially influence purchasing decisions for Glad2Glow halal cosmetics on TikTok. This research is expected to be useful for the halal cosmetic industry in designing and developing effective products and marketing strategies to reach Gen Z through social media.
Decision Determinants of Generation Z and Millennials in Paying ZIS Digital Adela Putri Oktavia; Ekawaty, Marlina
Islamic Economics and finance in Focus Vol. 4 No. 4 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ieff.2025.04.4.10

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This study aims to analyze the influence of perceived ease of use, perceived usefulness, trust, digital literacy, and religiosity on the decisions of millennials and Generation Z in West Java in making ZIS payments through digital platforms. The research method used is quantitative with binary logistic regression analysis techniques on 110 respondents selected through purposive sampling. The results of the study indicate that simultaneously, all five variables have a significant influence on the decision to make ZIS payments digitally. Partially, perceived ease of use, perceived usefulness, trust, and digital literacy were found to have a positive and significant influence on the decision to make ZIS payments through digital platforms. Meanwhile, religiosity has a negative and insignificant influence, indicating that the level of religiosity plays more of a role as a foundation that influences the decision to pay ZIS, but is not a determining factor in the choice of digital payment methods.
BRIDGING THEORY AND PRACTICE IN ISLAMIC ECONOMICS: A PRISMA-BASED SYSTEMATIC REVIEW ON ZAKAT, WAQF, AND ISLAMIC SOCIAL FINANCE FOR WELFARE ENHANCEMENT Marlina Ekawaty; Mochammad Rizki Hanafiansyah
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 3 No. 3 (2026): Vol. 03 No. 3 Edisi Juli 2026
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v3i3.2632

Abstract

Islamic economics operates as a normative framework prioritizing social justice, equitable wealth redistribution, and collective wellbeing. Despite its robust philosophical foundations, empirical consensus regarding how these tenets translate into measurable welfare outcomes across heterogeneous developing nations remains highly fragmented. This study addresses this critical gap by executing a systematic literature review guided by the PRISMA 2020 statement to synthesize empirical evidence on the operationalization of Zakat, Waqf, and Islamic Social Finance (ISF) as structural instruments for poverty reduction. Departing from traditional descriptive reviews, this paper introduces an original analytical taxonomy that maps the operational mechanics of ISF against micro-level and macro-level development outcomes. Based on a rigorous multi-stage screening of peer-reviewed empirical studies published between 2020 and 2025 across emerging economies, a final synthesized sample of $n = 10$ high-quality primary articles was evaluated. The qualitative narrative synthesis reveals that integrated ISF instruments exert a structurally positive impact on poverty alleviation, income optimization, and socio-economic empowerment, particularly when embedded within digital financial ecosystems and formal financial inclusion frameworks. However, the analysis uncovers substantial outcome heterogeneity, demonstrating that welfare efficacy is highly conditional upon institutional governance quality, targeting accuracy, and localized implementation designs. The structural novelty of this research lies in its empirical crystallization of the explicit boundary conditions under which normative faith-based capital successfully disrupts poverty traps, offering an evidence-based operational blueprint for policymakers and Sharia social institutions in the Global South.
FOOD SECURITY IN EAST JAVA DURING THE COVID-19 PANDEMIC: EVIDENCE FROM RICE PRODUCTION, RAINFALL, AND HUMAN DEVELOPMENT INDICATORS Muljaningsih, Sri; Ekawaty, Marlina
Journal of Indonesian Applied Economics Vol. 13 No. 2 (2025): August - December 2025
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2025.013.02.3

Abstract

Purpose This study aims to examine the determinants of food security in East Java Province during the COVID-19 pandemic, focusing on climate-related and socioeconomic factors. Design/methodology/approach This study employs a quantitative approach using multiple linear regression estimated through the Ordinary Least Squares (OLS) method. The dependent variable is the food security index in East Java Province. The independent variables include climate-related indicators, namely rainfall and rice production, and socioeconomic indicators associated with the pandemic context, including life expectancy, expected years of schooling, and real per capita expenditure. East Java was selected because it was Indonesia’s leading rice-producing province in 2020, a year marked by major socioeconomic disruption caused by COVID-19. Findings The findings show that rice production, life expectancy, and real per capita expenditure positively affect food security in East Java. These results indicate that agricultural productivity, health conditions, and household purchasing power play important roles in strengthening regional food security. Meanwhile, rainfall and expected years of schooling have no significant effect on the food security index, suggesting that these variables may not directly influence food security in the short-term context of 2020. Research limitations/implications This study is limited to East Java Province and focuses only on 2020. Future research may use panel data across several years or compare multiple provinces to capture broader food security dynamics. Originality/value This study provides context-specific evidence on how climate-related and socioeconomic factors shaped food security in East Java during the COVID-19 pandemic.
Beyond Financial Inclusion: Digital Transformation and the Redistribution of Prosperity in the Islamic Economy Marlina Ekawaty; Mochammad Rizki Hanafiansyah
Jurnal Ekonomi dan Bisnis Digital Vol. 5 No. 1 (2026): January 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ministal.v5i1.16136

Abstract

This study aims to analyze the development of digital transformation in the Islamic economy over the past decade, its contribution to accelerating prosperity distribution in Indonesia, as well as the opportunities and challenges encountered. Digital transformation has been proven to play a vital role in improving financial inclusion, operational efficiency, and global competitiveness, particularly in Islamic banking, halal industries, zakat management, and mosque transformation. The research employed a systematic literature review of ten scholarly articles related to the digitalization of the Islamic economy. The analysis identified the patterns of development, contributions, opportunities, and challenges highlighted by each study. The findings reveal that digitalization drives economic growth, strengthens zakat redistribution, enhances halal industry competitiveness, and expands the socio-economic role of mosques. However, challenges such as regulatory uncertainty, low digital literacy, and cybersecurity risks remain major barriers. In conclusion, digital transformation serves as both a growth engine and a catalyst for equitable prosperity distribution within the Islamic economy.
Mandalika Specifics: A Conceptual Analysis of Opportunities and Challenges in Tourism-Based Development Strategy in Indonesia Lalu Suryadi S; Agus Suman; Marlina Ekawaty; Ferry Prasetyia
Journal of Business, Social and Technology Vol. 7 No. 1 (2026): Journal of Business, Social and Technology
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jbt.v7i1.591

Abstract

Background: The development of tourism-based Special Economic Zones is one of the Indonesian government's strategies to drive regional economic growth, attract investment, and reduce development disparities between regions. The Mandalika Special Economic Zone in Lombok, West Nusa Tenggara Province, is a national priority project designed as a new growth center through the integration of investment, infrastructure, and the development of world-class tourism sectors. Objective: This study aims to analyze the strategic rationality of area development, identify opportunities for economic, social, and environmental benefits, and evaluate the challenges of implementing inclusive and sustainable development. Methods: The research uses a qualitative approach with a conceptual design through literature studies and analysis of policy documents relevant to the development of special economic zones and tourism development. The analytical framework integrates the theory of special economic zones, the tourism-led growth hypothesis, and the perspectives of sustainable and inclusive development. Results: The analysis results indicate that the Mandalika SEZ has significant potential to drive regional economic growth through increased investment, job creation, strengthening the service sector, and enhancing national tourism competitiveness. Strategic infrastructure and the hosting of international events have also increased the region's visibility on a global level and created economic multiplier effects for supporting sectors, including micro, small, and medium enterprises. However, this study also identifies various key challenges including land acquisition issues, the inclusiveness of development for local communities, pressure on the carrying capacity of the coastal environment, and the complexity of governance and institutional coordination. The long-term success of the region greatly depends on the ability to integrate economic growth with the principles of environmental sustainability and social justice. Conclusion: Therefore, strengthening governance, participatory planning, developing local community capacity, and implementing sustainable development principles are key factors in ensuring that the Mandalika SEZ not only functions as an international tourist destination but also as an instrument for inclusive and sustainable regional economic transformation.
Co-Authors Adela Putri Oktavia Agus Suman Ahmad Syaifudin Ajeng Kartika Galuh Al Jihad, Hizbullah Alghifary, Muhammad Syauqy Alvira Aina Aminnullah Achmad Muttaqin Aminullah Achmad Muttaqin Amrullah, Muhammad Angga Yanuar Triesmarandita Anggi Wahyu Muda Anggraini, Ika Khusnia Annisa Nur Rakhma Annisa Nurjannah Anugrah Pratama, Muhammad Akbar An’im Kafabih Arifiandy, Dicky Ridho Asfi Manzilati Atiqa Syaksena Azizi, Naurah Nadzifah Aziziah, Alvina Bela, Nabela Agustin Chairajidan Muhammad Damayanti, Silmi Annisa Debby Radina Herdiastiti Debby Radina Herdiastiti, Debby Radina Dewa Aditya Dwi Budi Santoso Dwi Budi Santoso Elok Nurlita Emy Sudarwati Fajrul Ihsan Fathurahman, Mochamad Arbi Ferry Prasetyia Fifi Bahril Wahdah Majid Galuh , Ajeng Kartika Galuh Husadatama Galuh Husadatama, Galuh Ghifary Duyufur Rohman Girindra Mega Paksi Gularso, Yhunas Adi Haliza Vita Humahira Hamdan Fuadi Hanafiansyah, Mochammad Rizki Hela, Syafina Iswan Noor Ittaqa Ramadhian Pranowo Jean Claire Nicolette Matatula Kafabih, An’im Kartika Sari Kartika Sari Khairani Miftahul Laily, Alfauzia Noer Rochmatul Lalu Suryadi S Misbakhul Munir Mochammad Rizki Hanafiansyah Mochammad Zainun Nafi'uddin Muda, Anggi Wahyu Muda, Anggi Wahyu Muhammad Amrullah Muhammad Amrullah Muhammad Muhyiddin Robani Multifiah . Munawar Ismail Napitupulu, Febiola Nely Novia Nely Novia Novia, Nely Nugroho, Gabryna Auliya Nurhayati, Yetty NURKARTIKASARI, RIZKY Nurlita, Elok Nurul Badriyah Panggabean, Krisfive Yanti Partin Nurdiani Partin Nurdiani, Partin Prayitno, Hengky S.H. Pudjihardjo Pudjihardjo Pudjihardjo, Pudjihardjo Puspitasari, Diyah Ayu Qodri, Lutfi Asnan Rahmadyanto, Bagus Rizaldi, Muhammad Santi Merlinda Setyo Tri Wahyudi Setyowati RN, Wahyu Retno Sri Muljaningsih Sri Muljaningsih Sumantri, Vietha Devia Sagita Susilo Susilo Susilo Susilo Syaksena, Atiqa Tabhina, Rafa Kayla Umar Burhan Wahyu Retno Setyowati RN Widiyanti, Dwi Retno Widya Rahmawati Yetty Nurhayati Yhunas Adi Gularso Yudi Arimba Wani, Yudi Arimba