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Farmer Satisfaction with Financing Services at Sharia Microfinance Institutions Agribusiness (Sharia MFI-A) Widya Fitriana
Islamic Economics Journal Vol. 10 No. 1 (2024)
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/iej.v10i1.11830

Abstract

The total share of financing for the agricultural sector from financial institutions in Indonesia is still relatively low. It is because the agriculture sector is considered high-risk and not bankable. Even though the demand for financing from the agricultural sector is very high. Sharia MFI-A is a financing institution friendly to farmers because it has Sharia principles and shares risks. The loyalty of its customers determines the sustainability of this business. Service quality and customer expectation are affect customer satisfaction. This study aims to analyze service attributes considered necessary by customers and customer satisfaction to financing services at Sharia MFI-A. This research was conducted in West Sumatra, a province famous for its local principles of “Adat basandi sayarak, syarak basandi kitabullah”. The research was conducted on Sharia MFI-A namely in Agam Regency. The respondents were farmers who received financing in 2022. Five variables were observed: tangible, reliability, responsiveness, assurance, and empathy and measured using the Likert scale. Data analysis used Importance Performance Analysis (IPA) and Customer Satisfaction Index (CSI). The results showed that CSI’s score on Sharia MFI-A services is 88.28%, including the range of very satisfied criteria. Customers expressed very satisfaction with the performance of Sharia MFI-A services because the office is clean and comfortable, fast and friendly service, guaranteed customer confidentiality, and proft sharing transparency. This is by the principles of sharia services, namely fairness, and honesty in transactions ('adl wa tawazun), maslahah, and does not contain gharar and riba. Customer satisfaction with the services will affect farmers' loyalty to utilizing financing services from Sharia MFI-A in the future.
Analisis Penyerapan Tenaga Kerja Wanita Pada Industri Kreatif di Sumatera Barat Widya Fitriana
JURNAL UNITEK Vol. 13 No. 2 (2020): Juli - Desember
Publisher : Sekolah Tinggi Teknologi Dumai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52072/unitek.v13i2.139

Abstract

Penelitian ini bertujuan untuk: (1) mendeskripsikan karaktersitik industri kreatif di Sumatera Barat, dan (2) menganalis faktor-faktor yang mempengaruhi serapan tenaga kerja wanita dalam pengembangan industri kreatif di Sumatera Barat. Kemampuan serapan tenaga kerja wanita (promoting gender balance) dihubungkan dengan karakteristik kewirausahaan, karakteristik usaha dan karakteristik wilayah. Penelitian ini menggunakan data survei industri mikro kecil (SIMK) 2014. Metode pengujian hipotesis dalam penelitian ini menggunakan analisis deskriptif dan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa karakteristik pengusaha (gender dan partnership), karakteristik usaha (asset dan sub sektor) serta karakteristik wilayah (GDP/capita) memiliki pengaruh dan signifikan secara statistik terhadap serapan tenaga kerja wanita pada industi kreatif di Sumatera Barat. Pemerintah sebaiknya melakukan upaya pemberdayaan tenaga kerja wanita melalui penguatan aspek usaha, kewirausahaan dan kewilayahan khususnya untuk mewujudkan pembangunan industri kreatif secara inklusif.
Analisis usaha teh herbal daun gambir “Afiyah” pada Kelompok Usaha Bersama (KUBE) Sambal di Nagari Talang Maur Kabupaten Lima Puluh Kota Afifah, Fayi; Febriamansyah, Rudi; Fitriana, Widya
Jurnal Sosio Agribisnis Vol 8, No 2 (2023)
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33772/jsa.v8i2.35557

Abstract

KUBE Sambal as a business institution aims to gain profit in every activity. Therefore, the aim of this research is: to describe the business profile, analyze the feasibility and break-even point of the KUBE Sambal business. The method used is the survey method. Data was taken through observations and interviews which included business profile data, sales results, total costs, selling prices and production volume from April to May 2021. Data was analyzed using Revenue Cost Ratio (R-C Ratio) and Break-Even Point (BEP) analysis. The research results show that the KUBE Sambal business has not developed, where the production, marketing and general administration aspects require many improvements and changes. Apart from that, this business is feasible to run because the R-C Ratio value is 1.34 which is greater than 1. Then, this business is also above the break-even point for product quantity and also break-even sales. Break-even product quantity is 106 units with break-even sales of IDR 1,599,598.-. Keywords: business analysis; R-C ratio; break-even point; gambir leaf herbal tea
Exponential Weight Moving Average (EWMA) Control Chart for Quality Control of Crude Palm Oil Product Febrina, Wetri; Fitriana, Widya
International Journal of Management and Business Applied Vol. 1 No. 1 (2022)
Publisher : Asosiasi Dosen Peneliti Ilmu Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54099/ijmba.v1i1.93

Abstract

In several cases of product quality control in manufactur industries, data that has a small average shift is found due to autocorrelated data, which is a state where the data currently taken is influenced by previous data. The commonly used control chart - the Shewhart control chart, does not show the real situation in the company. The Exponential Moving Weight Average (EMWA) control map is used as an alternative control map to detect small average shifts. In measurement of quality of Crude Palm Oil Product, such as Free Fatty Acid content and level of Colour, where the sampling points are the same, or the samples used are the same, but are collected at different times, this situation could happen. As a result, predictions based on control charts are sometimes not in accordance with real conditions. This study aims to compare the EMWA control chart with the Shewart control chart in analizing the quality of a product. The product used was crude palm oil (CPO) with a case study data from PT X laboratories, a palm oil processing company in Dumai, Riau. We compared the performance of EWMA Control Chart with basic Shewart Control Chart and found that EWMA Control Chart give best performance and much shorter of out of control data.  
Dinamika dan Daya Saing Sektor Pertanian di Kabupaten Padang Pariaman, Sumatera Barat Mahendra, Zori; Fitriana, Widya; Yuerlita, Yuerlita
Jurnal Ilmu Pertanian Indonesia Vol. 29 No. 3 (2024): Jurnal Ilmu Pertanian Indonesia
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18343/jipi.29.3.461

Abstract

Regional economic development is closely related to the role of the agricultural sector. In addition to food production, agriculture also contributes to the absorption of labor. During the COVID-19 pandemic, regional economic growth in Indonesia tended to decline, as well as in Padang Pariaman. Padang Pariaman will have a negative growth rate of 10.46% in 2020, the lowest compared to the average GDP growth rate of the other region in West Sumatra. This study aims to determine the dynamics and competitiveness of the agricultural sector compared to the other sectors. The research was conducted in a quantitative and descriptive manner using time series data for the period 2016–2020 from BPS. Data analysis using Klassen typology and shift share analysis. The results showed that the agricultural sector has an average share of 21.37% of the GDP of Padang Pariaman. Based on Klassen's typology analysis, the agriculture sector was included in the potential sector category in 2017–2019 but shifted to the developed sector category in 2020. Despite experiencing slow growth, the results of shift share analysis show that the agricultural sector in Padang Pariaman is still competitive. Increasing the competitiveness of the agricultural sector can be pursued by expanding sector linkages with the other economic sectors and increasing diversification of economics activities in agricultural sector Keywords: agricultural sector; shift share analysis; tipology klassen
PENGARUH KEBIJAKAN AGREED EXPORT TONNAGE SCHEME (AETS) TERHADAP EKSPOR KARET ALAM THAILAND, INDONESIA DAN MALAYSIA KE AMERIKA SERIKAT Jenifirza, Revo; Rudi Febriamansyah; Widya Fitriana
Jurnal Ekonomi Pertanian dan Agribisnis Vol. 8 No. 4 (2024)
Publisher : Department of Agricultural Social Economics, Faculty of Agriculture, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/

Abstract

Karet alam merupakan bahan baku penting bagi beberapa industri, seperti industri ban, otomotif, aspal dan lain-lain. Salah satu skema kebijakan dari komoditi karet adalah Agreed Export Tonnage Scheme (AETS) yang bertujuan untuk meningkatkan harga karet alam melalui pembatasan ekspor alam pada saat terjadi kelebihan pasokan. Penelitian ini bertujuan untuk menganalisis pengaruh kebijakan AETS dan faktor-faktor lain terhadap volume ekspor dan nilai ekspor karet alam Thailand, Indonesia dan Malaysia ke Amerika Serikat. Penelitian ini menggunakan data time series bulanan dari Januari 2013 sampai Desember 2019 dan dianalis menggunakan analisis regresi linier berganda dengan metode Ordinary Least Square (OLS). Hasil penelitian menunjukkan kebijakan AETS tidak berpengaruh terhadap penurunan volume ekspor karet alam ke Amerika Serikat justru dari hasil statistik memperlihatkan kebijakan AETS secara signifikan meningkatkan volume ekspor karet alam Thailand dan Indonesia ke Amerika Serikat. Hasil yang sama pada variabel nilai ekspor dimana kebijakan AETS secara signifikan meningkatkan nilai ekspor karet alam Thailand dan Indonesia ke Amerika Serikat. Sedangkan untuk Malaysia, kebijakan AETS berpengaruh negatif dan tidak signifikan terhadap volume ekspor dan nilai ekspor karet alam Malaysia ke Amerika Serikat. Maka dari itu, perlunya peninjauan kembali terhadap implementasi kebijakan AETS secara komprehensif.Kata kunci: Karet Alam, Ekspor, AETS
Analisis Pendapatan dan Kelayakan Usahatani Jagung Hibrida Fadil, Muhammad; Fitriana, Widya; Khairati, Rusda
Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 11, No 1 (2025): Januari 2025
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v11i1.15653

Abstract

Hybrid corn has high productivity and contributes to the growth of the animal feed industry. However, farmers' use of hybrid corn varieties still needs improvement. Farmers have complained about the relatively high price of hybrid corn seeds. Pesisir Selatan Regency is one of the leading corn producers in West Sumatra. In 2022, the corn production reached 203,028.00, the second highest after West Pasaman. However, the productivity is only 6 tons/ha, which is still low compared to the potential productivity of hybrid corn, which is 10-12 tons/ha. The productivity achievements are related to the technical culture farmers apply and their income and feasibility. This study aims to (1) describe the technical culture of hybrid corn and (2) analyze the income and feasibility of hybrid corn farming. The research was carried out in the "Pesisir Selatan" Regency, which is one of the leading producers of hybrid corn in West Sumatra. Data was collected by observation and interviews with 50 farmers, PPL, collector traders, and production input suppliers. The variables observed were related to technical culture, land area, amount of production, selling price, costs paid, and farming costs. Data collection was carried out in the last planting season. The data were analyzed by comparing the suitability of technical culture with Good Agricultural Practices (GAP), income analysis, and income and profit analysis. The study shows that farmers' technical culture is partially influenced by GAP, especially in embroidery, seeding, and fertilization activities. The income received by farmers reached Rp. 17,737,815.71/Ha/MT, and profits amounted to Rp. 8,022,822.02/Ha/MT. Hybrid corn farming has an R/C value of 1.34, making it feasible and profitable for farmers.
INCOME OPTIMIZATION OF SMALLHOLDER RUBBER FARMING Fitriana, Widya; Febriamansyah, Rudi; Mutiara, Vonny Indah
Agros Journal of Agriculture Science Vol 26, No 1 (2024): Januari
Publisher : Fakultas Pertanian, Universitas Janabadra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37159/jpa.v26i1.3777

Abstract

South Sumatra Province is the largest rubber producer in Indonesia, with a production share of 29 percent of the total national rubber production. However, since 2018, rubber production has tended to decline. This condition has an impact on the low contribution of rubber to GDP and reduces the income of rubber farmers. This study aims to (1) analyze the production and income of smallholder rubber farmers and (2) analyze the optimal income of smallholder rubber farmers. The study was conducted in Musi Rawas Utara District by interviewing 100 samples of smallholder rubber farmers using a simple random method. The variables observed include the amount of rubber production, rubber prices, rubber farming costs, total revenues, and total farm income, and then analyzed with optimization models. The results showed that the average production of smallholder rubber farming was 1,651 kg / Ha, lower than the optimal production of 4,840 kg / Ha. The income received by rubber farmers is Rp 14,164,390.2 /Ha/year, lower than the income of smallholder rubber farmers in Paser, East Kalimantan, but already higher than the income of rubber farmers in Simalungun, Sumatera Utara. To achieve an optimal income of IDR 24,784,438 / Ha/year, farmers are advised to rejuvenate because the rubber plants production is over 20 years. Farmers must use high-yielding rubber varieties and efficiently use other production inputs. The quality of processed rubber must also be improved to get a high selling price. Keywords : Rubber, Income, Optimization, Rubber, Smallholder farming, INTISARIProvinsi Sumatera Selatan merupakan produsen karet terbesar di Indonesia dengan pangsa produksi sebesar 29 persen dari total produksi karet nasional. Namun sejak tahun 2018, produksi karet cenderung menurun. Kondisi ini berdampak pada rendahnya kontribusi karet terhadap PDB dan menurunkan pendapatan petani karet. Penelitian ini bertujuan untuk (1) menganalisis produksi dan pendapatan petani karet rakyat dan (2) menganalisis pendapatan optimal petani karet rakyat. Penelitian dilakukan di Kabupaten Musi Rawas Utara dengan mewawancarai 100 sampel petani karet rakyat dengan menggunakan metode acak sederhana. Variabel yang diamati meliputi jumlah produksi karet, harga karet, biaya usahatani karet, total pendapatan, dan total pendapatan usahatani, kemudian dianalisis dengan model optimasi. Hasil penelitian menunjukkan bahwa rata-rata produksi usahatani karet rakyat sebesar 1.651 kg/Ha, lebih rendah dari produksi optimal sebesar 4.840 kg/Ha. Pendapatan yang diterima petani karet sebesar Rp 14.164.390,2 /Ha/tahun, lebih rendah dibandingkan pendapatan petani karet rakyat di Paser Kalimantan Timur, namun sudah lebih tinggi dibandingkan pendapatan petani karet di Simalungun, Sumatera Utara. Untuk mencapai pendapatan optimal sebesar Rp 24.784.438/Ha/tahun, petani disarankan melakukan peremajaan karena produksi tanaman karet sudah diatas 20 tahun. Petani harus menggunakan varietas karet yang mempunyai produktivitas tinggi dan menggunakan input produksi lainnya secara efisien. Kualitas karet olahan juga harus ditingkatkan agar mendapatkan harga jual yang tinggi. Kata Kunci : Karet, Pendapatan, Optimasi, Karet, Usahatani Rakyat
Increasing Utilization of Government-Assisted Patchouli Distiller In West Pasaman Regency Ahmad, Hafizh; Fitriana, Widya; Analia, Devi
JTI: Jurnal Teknik Industri Vol 10, No 1 (2024): JUNI 2024
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jti.v10i1.29320

Abstract

The patchouli plant has great economic potential for society because it is one of the priority industries. The government continues to encourage the development of the patchouli oil agro-industry. One of the supports provided by the government to improve the quality of patchouli oil is the provision of stainless-steel distiller to several farmer groups in West Pasaman. Unfortunately, this distiller is no longer used even though it is still in good condition. This research proposes appropriate policy directions to increase government-assisted patchouli distillation equipment use in West Pasaman Regency. The policy direction was formulated based on the solution to the obstacles using the Fuzzy Delphi Method (FDM). From the research results, stainless steel distillers are generally better than conventional ones. Still, farmers in West Pasaman Regency do not use government-assisted distiller one hundred percent. Farmers have switched to using traditional distillation. The obstacles to the use of stainless-steel distiller in West Pasaman Regency are community habits, the large capacity of the distiller, the remote location of the distiller, ownership status, the permanent nature of the distiller, the design and mastery of the distiller, technology, and changes in economic sectors. The policy directions related to assistance with stainless steel distiller obtained from the results of this research are: a). The government involves experts in designing and procuring distiller. b). The government conducted a comparative study to determine the appropriate distillation tool specifications. c). Create a policy regarding the number of members of farmer groups. d). Provide technical guidance to farmers regarding the use of stainless-steel distillers. e) Formation of sales cooperatives.  Keywords: Patchouli Oil, Stainless Steel Distiller, Fuzzy Delphi Method, Policy 
Faktor- Faktor yang Mempengaruhi Ketahan Pangan di Sumatera Barat Evalia, Nur Afni; Budiman, Cipta; Triana, Lora; Evaliza, Dwi; Fitriana, Widya
AKADEMIK: Jurnal Mahasiswa Humanis Vol. 5 No. 2 (2025): AKADEMIK: Jurnal Mahasiswa Humanis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmh.v5i2.1430

Abstract

Food security is a strategic issue in sustainable development, encompassing the dimensions of availability, access, and utilization of food. This study aims to examine the influence of socio-economic variables on food security levels in West Sumatra Province. A quantitative explanatory approach was applied using multiple linear regression (Ordinary Least Squares/OLS) based on 174 secondary data observations from official sources. The independent variables analyzed include the normative consumption-to-availability ratio (NCPR), poverty rate (Pove), food expenditure share (PP), electricity access (TL), clean water access (TAB), average years of female schooling (LSP), population-to-health worker ratio (RTK), stunting prevalence (STUN), and life expectancy (AK). The study reveals that seven out of nine examined variables have a statistically significant impact on food security, with a high coefficient of determination (R² = 0.8817), indicating a strong explanatory power of the model. These findings underscore that food security is not solely determined by the availability of food but is also deeply influenced by broader structural factors such as poverty levels, educational attainment, and access to essential public services. The core implication of this research is the necessity for holistic and localized policy responses. Addressing food security requires not just increasing food supply, but also reducing socioeconomic disparities and improving infrastructure and education, tailored to the specific conditions of each region to ensure sustainable food resilience.