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Religiosity, Financial Vulnerability, Financial Behavior and Family Welfare in Families Receiving Direct Cash Assistance (BLT) Wahyuni, Fitri Ayu; Muflikhati, Istiqlaliyah; Johan, Irni Rahmayani
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 19, No. 6 : Al Qalam (In Progress November 2025)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v19i6.5685

Abstract

The government has made several efforts to reduce poverty, one of which is the provision of Direct Cash Transfer (BLT), which is expected to increase purchasing power and have an impact on increasing family welfare. The purpose of this study was to analyse the effect of religiosity, financial vulnerability and financial behaviour on family welfare in families receiving Direct Cash Transfer (DCT). This study adopted a quantitative approach using a convenience sampling technique with a total of 130 BLT recipient families as respondents. The study was conducted in Purwakarta Regency. The results showed that religiosity was in the high category, financial vulnerability was in the medium category, financial behaviour of BLT recipient families was in the low category, and family welfare was in the medium category. The results showed that family welfare is directly influenced by financial behaviour and financial vulnerability. Meanwhile, religiosity affects family welfare through financial behaviour. The results of this study show the importance of good financial behaviour for BLT recipients to improve family welfare and not depend on government assistance.
Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya Muflikhati, Istiqlaliyah; Johan, Irni Rahmayani; Yuliati, Lilik Noor; Muljono, Pudji
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 10 No. 2 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020243725

Abstract

The decline in people's income causes their financial prosperity. This can occur due to a lack of public awareness in managing finances for the future or a lack of interest in investing. This research aims to analyze the influence of financial literacy (knowledge, attitudes and behavior) on investment interest. This research is a quantitative descriptive study involving 205 respondents who met the criteria, namely adults and not yet invested. Sampling was carried out using voluntary sampling techniques from people who were willing to become respondents. The data collected is primary data obtained directly from respondents by filling out an online questionnaire. The research results show that the respondents' financial knowledge is in the low category, while the respondents' financial attitudes and behavior are in the medium category. The investment interest of all respondents is in the low category. The results of the analysis also show that investment interest is directly influenced by financial knowledge and financial attitudes. Financial knowledge has an indirect influence on investment interest, namely through financial attitudes. It is hoped that the public can increase their financial literacy and interest in investing through socialization, advocacy and mentoring programs.
Pengaruh Pengetahuan, Persepsi, dan Sikap Terhadap Minat Beli Rumah Berkonsep Urban Farming Makassar: The Effect of Consumer Knowledge, Perceptions, and Attitudes On Intentions To Buy A House With an Urban Farming Concept In Makassar City Zulfikar, Zulfikar; Muflikhati, Istiqlaliyah; Johan, Irni Rahmayani
Jurnal Aplikasi Bisnis dan Manajemen Vol. 9 No. 2 (2023): JABM Vol. 9 No. 2, Mei 2023
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.9.2.570

Abstract

The large number of residential properties makes market competition increase. Many factors can influence consumer behavior before deciding to buy a product. The level of knowledge, perceptions, and attitudes can be factors that can influence consumer intentions to buy housing with the urban farming concept. This study aims to analyze the effect of knowledge, perceptions and attitudes on the intention to buy a house with the concept of urban farming. The scope of discussion in this study is limited to the influence of demographic characteristics, knowledge, perceptions, and attitude variables regarding the models and benefits of urban farming and the interest in buying residential real estate in the city of Makassar. The data analysis method used is a quantitative method. The collected data is processed using SPSS (Statistical Program for Social Science) and SEM (Structural Equation Modeling) analysis tools with the PLS (Partial Least Squares) approach. The results obtained were 202 respondents and showed that the knowledge variable did not have a significant effect on consumer interest in buying a house with the urban farming concept. However, if it is mediated by attitude and perception variables, the result is that knowledge variables indirectly affect consumer interest. Perception and attitude variables have a significant direct effect on consumer buying interest. The results of the study also show that high prices will affect consumer buying interest. The managerial implication of this research is that developers can use the results of this research to develop their marketing strategies to attract consumers to buy houses. Keywords: intention to buy, knowledge, perceptions, attitudes, urban farming
PERILAKU PENGGUNAAN MINYAK GORENG SERTA PENGARUHNYA TERHADAP KEIKUTSERTAAN PROGRAM PENGUMPULAN MINYAK JELANTAH DI KOTA BOGOR Firina, Firina; Retnaningsih, Retnaningsih; Johan, Irni Rahmayani
Jurnal Ilmu Keluarga dan Konsumen Vol. 3 No. 2 (2010): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (100.246 KB) | DOI: 10.24156/jikk.2010.3.2.184

Abstract

Specific objectives of the study are to: (1) determine cooking oil buying and using behavior; (2) analyze the influence of internal factors on the amount of cooking oil purchased and utilized; and (3) analyze the affecting factors on house wives’ participation on waste cooking oil collection program. Result of the study indicates that house wives’ purchase unbranded in plastic package cooking oil daily in small store around the house. The daily average of cooking oil is about 49,05 gram per capita. Most of them utilize cooking oil twice for frying. House wives’ have general knowledge of cooking oil, but unaware about wasted cooking oil collection program. Such factors as family size, wives employment status, and attitude toward cooking oil, significantly determine the buying and using behavior of cooking oil. In the meanful, family size knowledge about the program and attitude toward cooking oil gain influence house wives’ participation on wasted cooking oil collection program.
KONSEP DIRI, KECERDASAN EMOSIONAL, TINGKAT STRES, DAN STRATEGI KOPING REMAJA PADA BERBAGAI MODEL PEMBELAJARAN Prihatina, Restu Dwi; Latifah, Melly; Johan, Irni Rahmayani
Jurnal Ilmu Keluarga dan Konsumen Vol. 5 No. 1 (2012): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6362.329 KB) | DOI: 10.24156/jikk.2012.5.1.48

Abstract

 This study aimed to analyze the characteristics of adolescent, family characteristics, self-concept, emotional intelligence, stress levels, and coping strategies in various learning models of the highschool level. In addition, the study aimed to analyze the relationship between self-concept and emotional intelligence with stress level and coping strategies of adolescent. The study was conducted at one of senior high school in the Bogor City. Adolescent involved in the study were students in grade XI of science class from learning model of acceleration, international school, and reguler which amounted 86 students and selected purposively. Data were collected through self-reporting techniques. Data were analyzed by descriptive, different test, and correlation test. This study found that adolescent emotional intelligence different significantly based learning model. Emotional intelligence associated significantly with adolescent self-concept. Self-concept and emotional intelligence of the adolescent also associated significantly with the level of stress and coping strategies. 
SIKAP, PREFERENSI, DAN NIAT BELI TERHADAP PRODUK MAKANAN RINGAN PADA ANAK USIA SEKOLAH Sumarwan, Ujang; Johan, Irni Rahmayani; Anindita, Dwi
Jurnal Ilmu Keluarga dan Konsumen Vol. 4 No. 1 (2011): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (4642.998 KB) | DOI: 10.24156/jikk.2011.4.1.98

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This study aimed to analyze attitudes, preferences, and purchase intentions of snack products on school-age childrens; to analyze the correlation between research’s variables; and to analyze influence factor of purchase intentions on snack products. The study design was quasi experimental, which will have two treatments given to two groups, namely men's and women's groups. Two treatments were given to the sample was advertising exposure then consumers test (treatment 1), and consumer test then advertising exposure (treatment 2). The participants of this study were 60 students from sixth grade elementary school that were selected randomly. Base on treatment and sex, Independent Samples T Test showed that attitudes, preferences, and purchase intentions wasn’t different significantly. Spearman’s correlation analysis showed that attitudes had significant correlation with purchase intentations. Children purchase intentations was influenced by attitudes.
GAYA HIDUP, MANAJEMEN KEUANGAN, STRATEGI KOPING, DAN KESEJAHTERAAN KELUARGA NELAYAN Johan, Irni Rahmayani; Muflikhati, Istiqlaliyah; Mukhti, Dewi Sekar
Jurnal Ilmu Keluarga dan Konsumen Vol. 6 No. 1 (2013): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (5486.732 KB) | DOI: 10.24156/jikk.2013.6.1.30

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The aim of this research was to analyze the influence of family characteristic, lifestyle, financial management, and coping strategies toward the fisherman families well-being (objective and subjective). The study involved 88 fisherman families which having school children and were chosen purposively. Data was collected by interview and analyzed by descriptive, hierarchical cluster analysis, multiple linear regression analysis, and logistic regression analysis. The research results showed that the lifestyle of fisherman families were family oriented. Financial management was categorized as medium. When they were having the decrease of income, they tend to do cutting back as coping strategies rather than generating income. Most of fisherman families are classified as nonpoor by objective indicator. The objective well-being was influenced by the family size and family income per capita per month. Meanwhile, the subjective well-being of fisherman families were categorized as medium. The subjective well-being was influenced by wifes’ age and productive oriented lifestyle. 
PERSEPSI, PENGETAHUAN, DAN PERILAKU MEMBACA KORAN ONLINE PADA MAHASISWA Novitasari, Leli Dwi; Djamaludin, Moh. Djemdjem; Johan, Irni Rahmayani
Jurnal Ilmu Keluarga dan Konsumen Vol. 6 No. 1 (2013): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (6164.197 KB) | DOI: 10.24156/jikk.2013.6.1.58

Abstract

This study aimed to analyze the correlation between college students characteristic, family characteristic, perception, knowledge, families behavior, peer groups behavior, and college student behavior in reading online newspaper. This study involved 100 college students that were choosed by convenience method. Data was collected by self report. The results showed that college students had knowledge and perception of online newspaper in moderate category. Students knowledge correlated significantly with father occupation, while perception correlated significantly with gender and father occupation. Meanwhile, family and peer groups behavior in reading online newspaper in low category. Family behavior in reading online newspaper correlated significantly with money pocket, income, and mother occupation. Students behavior in reading online newspaper was measured by duration and frequency. Students reading online newspaper less than one hour with frequency at unpredictable time. Based on duration, students behavior correlated significantly with perception, while based on frequency, students behavior correlated significantly with family size and family income. 
PENGARUH NILAI TERHADAP SIKAP DAN PERILAKU PENGURANGAN KONSUMSI BERAS PADA IBU RUMAH TANGGA DI WILAYAH PERDESAAN DAN PERKOTAAN Johan, Irni Rahmayani; Yuliyanti, Tri
Jurnal Ilmu Keluarga dan Konsumen Vol. 6 No. 2 (2013): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (5142.468 KB) | DOI: 10.24156/jikk.2013.6.2.119

Abstract

This study aimed to analyze the values, attitudes, and behavior on rice consumption reduction in rural and urban areas. The research was conducted in the Cikarawang Village and Sempur Village, Bogor. The total samples were 109 housewives who were proportional randomly selected. Data was collected through self-report techniques and analyzed by descriptive and inferential statistics (different test, correlation test, and regression test). The results showed that there were significant differences between values, attitudes (cognitive aspects, affective aspects, and conative aspects), and behavior of rice consumption reduction on consumers who live in rural and urban areas. The correlation test also showed that the values, attitudes, and behaviors of rice consumption reduction were correlated significant . Values and also the attitude of consumers influenced significantly on the behavior of rice consumption reduction.
KERENTANAN KONSUMEN DAN PERILAKU PEMBELIAN PRODUK MAKANAN KEMASAN Simanjuntak, Megawati; Utami, Fulan Sri; Johan, Irni Rahmayani
Jurnal Ilmu Keluarga dan Konsumen Vol. 8 No. 3 (2015): Jurnal Ilmu Keluarga dan Konsumen
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (166.051 KB) | DOI: 10.24156/jikk.2015.8.3.193

Abstract

The purpose of this study was to analyze the effect of consumer vulnerability on food packaging purchasing behavior. This study used cross sectional. The sample of this study was 80 households in Bogors’ rural and urban area, West Java Province who consume food packaging product. That households was choosen by simple random sampling. Data were analyzed by descriptive, and inferential using independent samples t-test, logistic regression, and multiple linear regression.The result showed there was significant differences of households’ purchasing behavior on food packaging product and consumer vulnerability in rural and urban area. Consumer vulnerability was influenced by geographical location, while purchasing behavior was influenced by family expenditure and consumer vulnerability. Based on the results, consumer education is needed on how the settlement of consumer problems and recognition as well as providing information on consumer protection agency.