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All Journal Sodality: Jurnal Sosiologi Pedesaan MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Jurnal Manajemen dan Agribisnis Sosiohumaniora Journal of Educational, Health and Community Psychology Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Journal of Family Science Journal of Consumer Science FIKRI : Jurnal Kajian Agama, Sosial dan Budaya Journal of Consumer Sciences Jurnal Ilmu Keluarga dan Konsumen Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Media Publikasi Promosi Kesehatan Indonesia (MPPKI) Jurnal Pusat Inovasi Masyarakat International Journal of Economics (IJEC) International Journal of Educational Research Excellence (IJERE) International Journal of Disaster Management Journal of Child, Family, and Consumer Studies Jurnal Penelitian Pendidikan Indonesia Policy Brief Pertanian, Kelautan, dan Biosains Tropika Jurnal Pendidikan Progresif Women, Education, and Social Welfare Indigenous: Jurnal Ilmiah Psikologi Khazanah Sosial
Irni Rahmayani Johan
Departemen Ilmu Keluarga Dan Konsumen, Fakultas Ekologi Manusia, Institut Pertanian Bogor, Jl. Raya Darmaga Kampus IPB Darmaga, Bogor, 16680, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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PERSEPSI RISIKO, FINANCIAL SELF-EFFICACY DAN MINAT INVESTASI EMAS PADA GENERASI Z: Risk Perception, Financial Self-Efficacy, and Interest in Gold Investment among Gen-Z Irni Rahmayani Johan; Shafa Ariella Azarian
Jurnal Ilmu Keluarga dan Konsumen Vol. 18 No. 1 (2025): JURNAL ILMU KELUARGA DAN KONSUMEN 18.1
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24156/jikk.2025.18.1.26

Abstract

Emas merupakan produk investasi berisiko rendah, namun keputusan berinvestasi emas dapat dipengaruhi oleh berbagai faktor, seperti persepsi risiko dan financial self-efficacy. Penelitian ini bertujuan untuk menganalisis pengaruh karakteristik responden, persepsi risiko, financial self-efficacy, dan minat investasi emas pada generasi Z di Indonesia. Menggunakan pendekatan kuantitatif dengan desain eksplanatori, penelitian ini melibatkan 188 responden berusia 17-26 tahun. Hasil penelitian menunjukkan bahwa persepsi risiko memiliki pengaruh negatif terhadap minat investasi emas, sementara jumlah tanggungan dan usia berpengaruh positif terhadap minat investasi emas. Selain itu, hasil analisis regresi menunjukkan bahwa faktor usia dan jumlah tanggungan dapat meningkatkan minat investasi emas secara signifikan. Implikasi teoritis dari penelitian ini adalah meningkatkan pemahaman tentang faktor psikologis yang memengaruhi keputusan investasi, khususnya pada generasi Z. Secara praktis, temuan ini memberikan informasi penting bagi lembaga keuangan untuk lebih fokus pada pengurangan persepsi risiko yang dapat menghalangi minat investasi. Program edukasi yang mengedukasi masyarakat tentang risiko dan potensi keuntungan investasi emas dapat membantu meningkatkan partisipasi generasi Z dalam investasi emas. Penelitian selanjutnya disarankan untuk memperhatikan pengaruh variabel eksternal, seperti budaya, sosialisasi keuangan dari keluarga, serta pengaruh media terhadap keputusan investasi generasi Z, agar dapat memperkaya pemahaman tentang faktor-faktor yang memengaruhi perilaku investasi di kalangan generasi muda.
Strategi Pengendalian Mikroplastik di Tingkat Rumah Tangga untuk Perlindungan Lingkungan dan Kesehatan Simanjuntak, Megawati; Johan, Irni Rahmayani; Pratiwi, Ismayani; Nurazizah Aprilia; Rohimatul Janah
Policy Brief Pertanian, Kelautan, dan Biosains Tropika Vol. 7 No. 4 (2025): Policy Brief Pertanian, Kelautan, dan Biosains Tropika
Publisher : Direktorat Kajian Strategis dan Reputasi Akademik IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agro-maritim.0704.1401-1406

Abstract

Mikroplastik kini mengancam kualitas air, pangan, dan kesehatan masyarakat, diperburuk oleh tingginya penggunaan plastik sekali pakai di rumah tangga dan lemahnya sistem pemilahan sampah. Urgensinya meningkat karena akumulasi mikroplastik berdampak langsung pada risiko penyakit dan keberlanjutan ekosistem. Indonesia membutuhkan penguatan regulasi mikroplastik, insentif ekonomi untuk mengurangi plastik sekali pakai, serta standar teknis bagi produk biodegradable. Pemerintah daerah perlu memastikan pemilahan dari hulu ke hilir, sementara rumah tangga harus difasilitasi melalui akses alternatif ramah lingkungan dan program perubahan perilaku. Intervensi lintas sektor menjadi kunci untuk menekan risiko dan menjaga kesehatan serta lingkungan berkelanjutan.
Pengaruh literasi keuangan masyarakat terhadap minat berinvestasi dan upaya pembinaannya Istiqlaliyah Muflikhati; Irni Rahmayani Johan; Lilik Noor Yuliati; Pudji Muljono
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 10 No. 2 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020243725

Abstract

The decline in people's income causes their financial prosperity. This can occur due to a lack of public awareness in managing finances for the future or a lack of interest in investing. This research aims to analyze the influence of financial literacy (knowledge, attitudes and behavior) on investment interest. This research is a quantitative descriptive study involving 205 respondents who met the criteria, namely adults and not yet invested. Sampling was carried out using voluntary sampling techniques from people who were willing to become respondents. The data collected is primary data obtained directly from respondents by filling out an online questionnaire. The research results show that the respondents' financial knowledge is in the low category, while the respondents' financial attitudes and behavior are in the medium category. The investment interest of all respondents is in the low category. The results of the analysis also show that investment interest is directly influenced by financial knowledge and financial attitudes. Financial knowledge has an indirect influence on investment interest, namely through financial attitudes. It is hoped that the public can increase their financial literacy and interest in investing through socialization, advocacy and mentoring programs.
Prudent Behavior in the Use of Paylater: The Influence of Digital Financial Literacy, Mental Accounting, Motivation, and Sales Promotion Hanazenira, Alvina; Irni Rahmayani Johan
Journal of Child, Family, and Consumer Studies Vol. 4 No. 3 (2025): Journal of Child, Family, and Consumer Studies
Publisher : Department of Family and Consumer Sciences, Faculty of Human Ecology, IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jcfcs.4.3.161-176

Abstract

The ease of paylater makes people interested in using paylater to achieve their goals, even though using paylater can also provide risks to the people who use it. This study involved respondents with millennial generation criteria and have used or are using paylater in Indonesia which aims to analyze the effect of digital financial literacy, mental accounting, motivation, and sales promotion on paylater precautionary behavior. Data obtained through online questionnaires using Google Form. The data analysis used descriptive analysis, correlation test, and Structural Equation Modeling (SEM) analysis. he results show that digital financial literacy and mental accounting have significant positive effects on paylater precautionary behavior, while motivation has a significant negative effect. No significant direct effects were found between digital financial literacy and mental accounting, or between sales promotion and paylater precautionary behavior; however, both digital financial literacy and sales promotion indirectly influence paylater precautionary behavior through motivation as a mediating variable. This study recommends financial planning and management training or educational programs to promote long-term financial thinking in paylater use and to reduce impulsive spending behavior
Parent-Student Communication in Dhuafa Boarding School and Its Relation to Academic Achievement Hasna Najiyyah; Yulina Eva Riany; Irni Rahmayani Johan
Indigenous: Jurnal Ilmiah Psikologi Vol. 9 No. 3 (2024): November
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/indigenous.v9i3.5862

Abstract

Dhuafa students in boarding schools face challenges in establishing quality communication with parents, which is important for their achievements. This study explores the quality and quantity of communication between parents and dhuafa students in boarding schools and the connection between parent-student communication and learning achievement. The research subjects comprised 12 students from SMP Cendekia Baznas (6 boys and 6 girls, grades 7-9). This research employs a descriptive qualitative approach. Data were collected through semi-structured interviews and analyzed using NVivo 12 Plus. The results identified four main themes: communication mechanisms, communication schedules and duration, communication constraints, and the connection between communication and achievement. Students communicate with their parents through phone calls, chats, letters, video calls, and visits. Communication occurs once a week, either on Saturday or Sunday. Communication constraints include signal issues, financial limitations, distractions, parents' availability, and limited communication time. Parent-student communication in boarding schools is positively connected to learning achievement as it enhances motivation, fosters enthusiasm for achievement, and provides spiritual and moral support to students. However, suboptimal communication duration causes some students to feel there is no significant connection between communication with parents and their learning achievement
Parenting Autism: Exploring Social Support and Religiosity Restu Utami; Diah Krisnatuti; Irni Rahmayani Johan
Indigenous: Jurnal Ilmiah Psikologi Vol. 10 No. 2 (2025): July
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/indigenous.v10i2.10520

Abstract

Abstract. Raising children with autism presents ongoing emotional and psychological challenges. The aim of this research is to explore how social support and religiosity influence the well-being of parents raising children with autism. Following the PRISMA framework, this review analyzed 45 studies through a systematic literature review approach. The studies were selected using the PECO framework and assessed for quality with the Q-SSP and ROBINS-E tools. The participants in the reviewed studies consisted of parents or caregivers, with varying demographics, including age, gender, cultural background, and levels of religiosity. Various data collection techniques were employed, including qualitative interviews, quantitative surveys, and mixed-method approaches; analysis methods included thematic interpretation and statistical modeling. Findings show that social support reduces stress and improves coping abilities, particularly when parents receive consistent support from partners and communities. Religiosity contributes as a psychological and emotional coping resource by offering meaning, comfort, and resilience, though in certain contexts it may also lead to feelings of guilt or stigma. The influence of both factors varies across cultural and social settings. The results highlight the distinct but complementary roles of social support and religiosity in strengthening parental well-being. Integrating these elements into culturally sensitive intervention models may enhance support systems for parents. Future research should aim to examine integrative approaches that connect social and spiritual support strategies. Keywords: autism spectrum disorder; parental well-being; religiosity; social support; systematic review.
Building Resilience in Sandwich-Generation Families: Financial Literacy and Emergency Fund Ownership from an Islamic Socio-Cultural Perspective Irni Rahmayani Johan; Sifa Nabila Azzahra; Megawati Simanjuntak; Mohamad Fazli Sabri
Fikri : Jurnal Kajian Agama, Sosial dan Budaya Vol. 10 No. 2 (2025): Fikri : Jurnal Kajian Agama, Sosial dan Budaya
Publisher : Institut Agama Islam Ma'arif NU (IAIMNU) Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25217/jf.v10i2.6621

Abstract

Families in the sandwich-generation shoulder responsibilities for children and elderly parents, creating significant financial strain. This study examines how demographic characteristics and financial literacy, encompassing knowledge, attitudes, and behaviour, affect emergency fund ownership among sixty sandwich-generation households in Bogor Regency, Indonesia. Data were collected through structured interviews and supported by several in-depth interviews to capture socio-cultural context. Descriptive statistics, Spearman/Kendal tau-b correlation, and logistic regression were employed in the analysis. The findings indicate that most respondents demonstrated low financial knowledge and poor financial behaviour, though their financial attitudes were moderately positive. More than half of the families lacked adequate emergency savings, with higher income significantly improving the likelihood of ownership, while a greater number of children reduced it. Importantly, financial knowledge emerged as a positive and significant predictor of emergency fund ownership. Beyond economic implications, the results highlight the socio-religious dimension of family resilience. In Islamic tradition, safeguarding wealth (ḥifẓ al-māl) and fulfilling intergenerational obligations reflect both moral duty and social solidarity. Thus, strengthening financial literacy not only enhances economic security but also aligns with Islamic values of prudence, responsibility, and care for family members. Integrating these insights contributes to a deeper socio-cultural understanding of resilience within Muslim families.
The Effect of Financial Literacy, Social Support, and Financial Stress on Single-Mother Financial Well-being Siti Sekar Ayu Fadillah; Irni Rahmayani Johan; Tin Herawati
Khazanah Sosial Vol. 7 No. 3 (2025): Khazanah Sosial
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v7i3.46075

Abstract

The increasing rates of divorce and the growing number of female-headed households highlight important social dynamics that require serious attention. However, in 2023, only 60.31% of female heads of households were employed, creating economic challenges that affect fulfilling family needs. This situation reflects a gap between women's responsibilities and their access to economic resources. Women who assume dual roles must perform both instrumental and expressive functions, acting as breadwinners and caregivers who provide love and emotional Support to their children. These dual roles often increase the risk of stress, particularly in financial aspects. Single mothers tend to face various forms of vulnerability, including social, physical, emotional, and economic vulnerabilities, all of which can negatively impact overall family well-being. This quantitative research project uses an explanatory research design and a voluntary sampling technique. One hundred twenty-five single mothers participated as respondents, representing various age groups ranging from 25 to 57 years. The highest divorce status was widowhood (63.2%), followed by divorce due to separation (36.8%). Data were collected through a questionnaire tested for validity and reliability. The study results indicate that financial literacy has a positive and significant effect on financial stress, meaning that higher levels of financial literacy are associated with lower levels. Social Support also has a positive and significant effect on financial stress, indicating that Support from one's social environment can help reduce financial pressure. Furthermore, financial stress has a negative and significant effect on financial well-being, suggesting that increased financial stress leads to lower financial well-being.
Maternal Work Motivation, Work–Family Balance, and Family Subjective Well-Being Muflikhati, Istiqlaliyah; Cahayani, Octaria Intan; Muljono, Pudji; Johan, Irni Rahmayani; Pratiwi, Ismayanti
Women, Education, and Social Welfare Vol. 3 No. 1 (2026): March 2026 | Women, Education, and Social Welfare
Publisher : WISE Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70211/wesw.v3i1.407

Abstract

The participation of women, particularly mothers, in the workforce has continued to increase, bringing various challenges in balancing work demands and family responsibilities, which may affect family well-being. This study aimed to analyze the effects of maternal work motivation and work–family balance on family well-being and to examine their implications for children’s educational development.  The study employed a quantitative approach with a cross-sectional design using a survey method conducted across Indonesia. Data were collected through a survey method involving families with working mothers who had preschool- and school-aged children. The respondents were mothers, and the study covered several regions in Indonesia. A total of 108 families participated in this study. Data were analyzed using descriptive statistics and Structural Equation Modeling (SEM). The results indicated that maternal work motivation, work–family balance, and family well-being were generally at a moderate level (57.4%). Economic motivation was identified as the dominant reason for mothers to engage in paid work. The SEM analysis revealed that work–family balance had a significant positive direct effect on family well-being. In addition, maternal work motivation had a positive effect (with coefficient 0.577) on both work–family balance (with coefficient 0.479) and family well-being. These findings highlight the importance of maternal work motivation and balanced role management in promoting family well-being among working-mother families. One implication of this research is that working mothers can continue to play an active role in their children's educational development while effectively maintaining a conducive learning environment at home, thereby contributing significantly to the implementation of education within the family.
Microplastic Threats: Urban–Rural Differences in Knowledge, Risk, and Psychosocial Factors among Households Simanjuntak, Megawati; Irni Rahmayani Johan; Ismayanti Pratiwi; Nurazizah Aprilia; Rohimatul Janah; Farhah Azizah Salsabila
Media Publikasi Promosi Kesehatan Indonesia (MPPKI) Vol. 9 No. 5 (2026): May 2026
Publisher : Fakultas Kesehatan Masyarakat, Universitas Muhammadiyah Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56338/mppki.v9i5.9417

Abstract

Introduction: Microplastic pollution has emerged as an increasingly urgent environmental problem, highlighting the need to better understand the psychological and social factors that encourage households to engage in pro-environmental behavior. Grounded in the Theory of Planned Behavior, this study examines how microplastic knowledge, risk perception, attitudes, subjective norms, and perceived behavioral control shape pro-environmental intentions among urban and rural housewives, extending TPB by integrating knowledge and risk perception. Methods: A quantitative research design was applied by distributing structured questionnaires to 600 respondents, comprising 300 urban and 300 rural housewives in Bogor City and Bogor Regency. Data analysis involved independent t-tests to identify differences between the two groups, and Structural Equation Modeling (SEM) to examine the causal relationships among the studied variables. Results: The results show significant urban–rural differences in microplastic knowledge, risk perception, subjective norms, and perceived behavioral control, while attitudes and pro-environmental behavioral intentions are relatively similar across contexts. In urban areas, knowledge significantly influences risk perception, whereas attitudes, subjective norms, and perceived behavioral control predict pro-environmental behavioral intention. In rural areas, risk perception and perceived behavioral control are the main predictors, with no direct effect of knowledge. Conclusion: Overall, knowledge alone is insufficient to promote pro-environmental behavioral intention. Instead, behavioral intentions follow context-specific pathways, driven primarily by attitudinal and normative factors in urban areas and by risk awareness and perceived behavioral control in rural settings.
Co-Authors Alfiasari Aminah, Mimin Anggi Mayang Sari Baehaqi Cahayani, Octaria Intan Christine Haryati Dewi Sekar Mukhti Diah Krisnatuti Diar Rizki Fitriani Dwi Anindita DWI HASTUTI Dwi Kurniati Putri Ekawati Sri Wahyuni Euis Sunarti Fadillah, Siti Sekar Ayu Fakhrina Fadhli Farhah Azizah Salsabila Fathia Rizqi Hafiza Firina Firina Fulan Sri Utami, Fulan Sri Hanazenira, Alvina Hanum Fauziah Ramadhanti Hasna Najiyyah Ismayanti Pratiwi Istiqlaliyah Muflikhati Jihan Apikasari Putri Khoirunnisaa, Jihaan Latuconsina, Nurgaip Leli Dwi Novitasari Lilik Noor Yuliati Lisa Asriyani m, Istiqlaliyah Ma'mun Sarma Mahanani, Raditya Kasih Megawati Simanjuntak Melly Latifah Moh. Djemdjem Djamaludin Mohamad Fazli Sabri Mohammad Nur Indro Nisrina Nadhifah Nur Alisha Suherman Nurazizah Aprilia Pramesti, Prita Pratiwi Ismayanti, Pratiwi Pratiwi, Ismayani Pudji Muljono Purnama, Nurjanah Putri, Marietta Krisnaya Nandika Rahayu, Ismie Leona Restu Dwi Prihatina Restu Utami Restu Utami, Restu Retnaningsih Retnaningsih Ridhayani, Fikriyyah Rohimatul Janah Shafa Ariella Azarian Shafira, Nabilla Sifa Nabila Azzahra Sinaini, La Siroj, Eko Yuliarti Siti Nadira Nurdiyanti Siti Sekar Ayu Fadillah Sofyan Sjaf Sukmawati, Indah Titik Sumarti Tri Yuliyanti Ujang Sumarwan Wahpiyudin, Cep Abdul Baasith Wahyuni, Fitri Ayu Yulina Eva Riany Yulina Eva Riany Yulina Eva Riany