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All Journal Laa Maisyir Jurnal Ekonomi Islam Maraji`: Jurnal Ilmu Keislaman Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Ijaz Arabi Journal of Arabic Learning Istinbath: Jurnal Hukum dan Ekonomi Islam Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah Justisia Ekonomika Ulumuna: Jurnal Studi Keislaman Al Maal: Journal of Islamic Economics and Banking SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) El-Qist : Journal of Islamic Economics and Business (JIEB) Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam AL-ARBAH: Journal of Islamic Finance and Banking Al-tsaman : Jurnal Ekonomi dan Keuangan Islam Jurnal Riset Ekonomi Syariah MIYAH: Jurnal Studi Islam JUSTICES: Journal of Law Amal: Jurnal Ekonomi Syariah Jurnal Media Akademik (JMA) MASADIR: Jurnal Hukum Islam Jurnal Kajian Ekonomi dan Perbankan Syariah Optimum: Jurnal Ekonomi dan Pembangunan
Taufiqur Rahman
Fakultas Keislaman, Universitas Trunojoyo Madura
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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ANALISIS PENDAYAGUNAAN ZAKAT DALAM PENGENDALIAN PANDEMI COVID-19 PERSPEKTIF MAQASHID SYARIAH Taufiqur Rahman; Alan Su'ud Ma'adi
istinbath Vol. 22 No. 1 (2023): June 2023
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v22i1.481

Abstract

The focus of this research is to examine the utilization of zakat in controlling the covid-19 pandemic which is analyzed through the maqashid sharia approach in BAZNAS and LAZISMU Pamekasan Regency.This research includes field research that uses qualitative methods with qualitative descriptive research properties. The method of data collection using interviews, observation and documentation. Then the primary and secondary data obtained were analyzed using qualitative data analysis with three processes, namely data reduction, data presentation and conclusion drawing.The results of this study that the utilization of zakat in the Amil Zakat Agency (Baznas) and Lazismu Kab. Pamekasan plays a role in controlling the Covid-19 pandemic in Pamekasan Regency by distributing it to three sectors: First, Health, Second, Economy, Third, Education in the form of consumptive and productive. Then the role of its utilization has been in accordance with the objectives of the stipulation of zakat in the aspects of worship and the economy that reaches maqashid sharia.
Analisis Manajemen Bisnis Islam Pada Kopontren Dalam Pengembangan Ekonomi Pesantren Di Miftahul Ulum Pamekasan Sitti Halimah; Taufiqur Rahman
Jurnal Adz-Dzahab: Jurnal Ekonomi dan Bisnis Islam Vol 8 No 1 (2023): Adz-Dzahab Volume 8 Nomor 1 Mei 2023
Publisher : IAI Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47435/adz-dzahab.v8i1.1338

Abstract

Penelitian ini dilakukan sebagai upaya dalam pengembangan ekonomi pesantren melalui analisis manajemen bisnis pesantren pada koperasi yang dimiliki oleh pondok pesantren untuk menciptakan pondok pesantren yang berkualitas dan mampu berdaya saing serta menciptakan generasi dan lulusan yang berkualitas. Adapun penelitian ini dilakukan pada Pondok Pesantren Miftahul Ulum Pamekasan yang berfokus pada pengembangan ekonomi pesantren melalui analisa manajemen bisnis. Adapun manajemen bisnis pada koperasi miftahul ulum tergolong baik berdasarkan urgensi manajemen bisnis seperti Planning, Organizing, Directing, dan controlling. Penelitian ini dilakukan dengan menggunakan metode penelitian kualitatif dengan pendekatan analisis deskriptif, serta menggunakan berbagai teknik analisa, pengumpulan, dan keabsahan data untuk mendukung hasil yang optimal. Maka dari itu penelitian ini dilakukan oleh peneliti bertujuan untuk memberikan solusi dari kendala manajemen bisnis yang dimiliki oleh koperasi pesantren agar lebih optimal dalam pengembangan ekonomi pesantren. Strategi manajemen bisnis Islam yang di implementasikan oleh kopontren Miftahul Ulum tergolong baik dengan adanya bimbingan pada setiap usaha, struktur organisasi yang baik, dan pengawasan yang optimal. Hal tersebut terbukti dengan adanya berbagai macam unit usaha yang dapat menciptakan kemandirian dalam pengembangan ekonomi pesantren sehingga dapat tersalurkan pada bidang pendidikan.
ANALISIS PROSEDUR PEMBIAYAAN PRODUK CICIL EMAS BSI DALAM UPAYA MENINGKATKAN NASABAH PADA BANK SYARIAH INDONESIA KC BOJONEGORO Putri Rahayu Ningsih; Taufiqur Rahman
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 7 No 2 (2023): Desember 2023
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v7i2.20651

Abstract

This research aims to determine the financing procedures for BSI gold installment products to increase financing customers for Bank Syariah Indonesia KC Bojonegoro. The Gold Installment Product is a financing product provided by BSI. However, the BSI gold installment product is not yet known to the public, this is indicated by the low number of financing customers at BSI KC Bojonegoro. The low number of BSI gold installment financing customers is due to a lack of public literacy regarding procedures for financing gold installment products. This research uses a qualitative descriptive research method. The data collection and analysis methods used are primary data in the form of observations and interviews, as well as secondary data in the form of journals, articles, books, and mass media related to research. The data analysis technique in this research is Miles and Huberman analysis. Covers four main things, namely data collection, data reduction, data presentation, and drawing conclusions or verification. The results of the discussion show that: The procedures for financing gold installment products at BSI KC Bojonegoro have been implemented by the provisions set by the BSI head office. The development of the number of gold installment customers at BSI KC Bojonegoro is said to be good and continues to increase every year. This development cannot be separated from the efforts made by BSI KC Bojonegoro. For this reason, the gold installment product has succeeded in increasing BSI KC Bojonegoro financing customers.
CAPITAL GOVERNANCE IN SMALL INDUSTRIES IN WEST KWANYAR VILLAGE: A SHARIA FINANCIAL MANAGEMENT APPROACH Siti Nur Baiti; Taufiqur Rahman
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 8 No 1 (2024): Juni
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v8i1.22066

Abstract

System, reduce risks, and promote sustainable economic growth by Islamic principles. Small industries in Kwanyar face several complex issues related to capital management, including a lack of transparency in financial transactions, the prohibition of usury, and profit sharing. This research aims to determine whether the principles of transparency and fairness in capital management, as stated in Sharia financial management, have been implemented. The research method used is a qualitative research method, which produces descriptive data in the form of written or spoken words from people and observable behavior, using a descriptive analysis approach. The results of this research show that the capital management process in the Small Industrial Business group in Kwanyar District, Bangkalan, is by Sharia financial management. This is evident from the application of the pecking order theory, a capital structure theory where financing starts from retained earnings (internal capital), and if insufficient, through debt or issuing new equity as a last resort (external). This aligns with Islamic law, which strictly prohibits usury in debt. In practice, business actors first use internal capital as the main capital and seek external financing when internal capital is insufficient
Tata Kerja Pembentukan Fatwa-Fatwa MUI: Melacak Karakteristik Ushul Fiqh MUI dalam Memutuskan Hukum Taufiqur Rahman; Miftakur Rohman
MASADIR: Jurnal Hukum Islam Vol. 1 No. 2 (2021): Oktober 2021
Publisher : Universitas Kiai Abdullah Faqih (UNKAFA) Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33754/masadir.v1i2.371

Abstract

The Indonesian Ulama Council is a forum or assembly that brings together scholars, zu'ama> and Indonesian Muslim scholars to unite the movements and steps of Indonesian Muslims in realizing common goals. The Indonesian Ulema Council was established on July 26, 1975 in Jakarta. The presence of MUI as a place of reference for Muslims in Indonesia in dealing with and resolving and deciding a law that occurs in Indonesian society is a necessity. Therefore, there have been many legal fatwas born from this organization since the beginning until this modern era. Be it in matters of religious practice, social, economics, science, medicine and even the political realm. The development of Islamic legal thought in Indonesia faces complex dynamics due to the unique socio-political system that exists. Thus, the MUI fatwa itself is not uncommon or often counter-productive both externally and internally by Muslims themselves. The author in this study intends to critically describe the MUI fatwa itself, both in terms of its existence and its manhaj.
IMPLEMENTASI HYBRID CONTRACT PADA GADAI EMAS BANK SYARIAH INDONESIA KANTOR CABANG PEMBATU BATU DIPONEGORO DALAM PERSPEKTIF MUAMALAH Harun, Muhammad; Rahman, Taufiqur
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).14368

Abstract

Penelitian ini dilatarbelakangi oleh munculnya salah satu produk di Bank Syariah Indonesia (BSI) Kantor Cabang Pembantu Batu Diponegoro. Yaitu, gadai emas yang dimana masyarakat yang mau dan akan menggadaikan barangnya harus selektif dalam memilih produk yang tidak hanya sesuai dengan kebutuhannya akan tetapi harus sesuai dengan prinsip syariah. Tujuan penelitian ini adalah untuk mengetahui apakah hybrid contract yang dilaksanakan telah sesuai dengan prinsip muamalah. Metode penelitian ini menggunakan jenis kualitatif karena berlandaskan observasi dan pengamatan saat kegiatan sedang berlangsung. Berdasarkan penelitian dan pembahasan tentang “implementasi hybrid contract pada gadai emas Bank Syariah Indonesia (BSI) Kantor Cabang Pembantu (KCP) Batu Diponegoro” dapat diambil beberapa kesimpulan. Diantaranya, implementasi akad gadai emas syariah yang ada pada Bank Syariah Indonesia (BSI) KCP. Batu Diponegoro telah melaksanakan tugasnya dengan berpedoman pada kesesuaian Fatwa DSN-MUI No. 26/DSN-MUI/III/2002 tentang rahn emas dan No. 25/DSN-MUI/III/2002 tentang rahn. Hal ini dapat di lihat dalam akad yang digunakan, prosedur pengajuan gadai emas, rukun dan syarat, dan penjualan barang gadai berdasarkan prinsip syariah. Menurut hukum Islam, implementasi hybrid contract pada gadai emas ini sudah memenuhi rukun dan syarat dan tidak ada indikasi pelanggaran hukum Islam sehingga implementasi ketiga akad tesebut pada Bank Syariah Indonesia (BSI) KCP Batu Diponegoro telah sah dan boleh dilaksanakan.
PERANAN DAN STRATEGI PEMASARAN KUR MIKRO DALAM MENINGKATKAN PENDAPATAN UMKM DI KABUPATEN BOJONEGORO STUDI PADA BSI KC BOJONEGORO Fitriyah, Siti Lailatul; Rahman, Taufiqur
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 2 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(2).15161

Abstract

Penelitian ini bertujuan untuk mengetahui peranan dan strategi pemasaran KUR Mikro dalam meningkatkan pendapatan nasabah UMKM pada BSI KC Bojonegoro. Program ini bekerja sama dengan pihak lain, salah satunya adalah Bank Syariah Indonesia KC Bojonegoro, yang ikut berperan dalam pengembangan UMKM melalui program KUR Mikro ini. Penelitian ini menggunakan metode penelitian kualitatif deskriptif. Metode pengumpulan dan analisis data melalui data primer berupa observasi dan wawancara, serta data sekunder berupa jurnal, artikel, buku, media massa yang berkaitan dengan penelitian. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis Miles dan Huberman. Analisis data dilakukan dengan melibatkan empat hal utama, yaitu pengumpulan data, reduksi data, penyajian data, dan penarikan kesimpulan atau verifikasi. Hasil pembahasan menunjukkan bahwa peran KUR Mikro dalam meningkatkan pendapatan nasabah UMKM di Kabupaten Bojonegoro yaitu sebagai modal untuk mengembangkan usahanya dan mengakselerasi pengembangan kegiatan perekonomian di sektor riil dalam rangka penanggulangan dan pengentasan kemiskinan serta perluasan kesempatan kerja. Sementara strategi pemasaran KUR Mikro yang dilakukan oleh BSI KC Bojonegoro dalam meningkatkan pendapatan nasabah UMKM di Kabupaten Bojonegoro yaitu mengacu pada bauran pemasaran atau marketing mix yang meliputi Produk (Product), Harga (Price), Tempat (Place), Promosi (Promotion), Orang (People), Proses (Process), dan Bukti Fisik (Physical Evidence).
Determination Digital Economy of Strengthen Local Halal Tourism Al Kautsar, Syahvergio Anugrah; Ma’adi, Alan Su’ud; Rohman, Taufiqur
Ulumuna: Jurnal Studi Keilsman Vol 9 No 2 (2023)
Publisher : LP2M IAI Miftahul Ulum Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36420/ju.v9i2.7184

Abstract

The digitalization transformation of halal tourism in Indonesia is categorized as low. This study aims to reveal the influence of variables, security, fintech, brand image and infrastructure on people's decisions to travel halal in Madura. This type of research was sourced from primary data obtained from the distribution of questionnaires in the coastal area of Madura, the meeting of 100 respondents based on the calculation of Lemeshow. Multiple linear regression analysis method used SPSS 24 Software to analyze this research data. The results of the study include security fintech influence Sig. (0.005) on people's decisions to travel halal in Madura, infrastructure and brand image influence Sig. (<0.005) on people's decisions to travel halal in Madura. Based on these results, it encourages further research to analyze different factors that influence people's decisions in halal local tourism in Madura.
Keputusan Pelaku UMKM Dalam Memilih Pembiayaan Berbasis Syariah Rahman, Taufiqur; Salistia, Faisal; Arsyad, Muhammad Rizal; Romli, Moh.
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.3575

Abstract

One of the economic goals is economic development. This can be done through strategy MSME. Empowerment MSME is a strategic step improving and strengthening of the economy. With the existence of MSMEs, the government strive to support MSMEs financing programs. In this study the financing program institution studied was Syariah's financial institution of BMT UGT Nusantara, Pegadaian Syariah, and KSPPS Nuri Jatim Socah Bangkalan. The type of research used in this research is qualitative research with descriptive approach. The method used by researchers in collecting the required data is: observation (observation), interview (interview), and documentation. This research uses triangulation method. Researchers recheck findings of various sources. So the drug is the result obtained from observation, interview, and documentation. In this study the result obtained is the factor that undertakes the UMKM customers in choosing the financing product in the Sharia Financial Institution is a cultural factor, social, personal, psychological and from these three financial institutions to compare the reason for customers choosing financing in the financial institution is the product, service, trust and price. This above all affects the UMKM customers in decision-making choosing financing in three syariah financial institutions.
Analisis Pantai Lombang Kabupaten Sumenep Menjadi Destinasi Wisata Halal Faraby, Muhammad Ersya; Rahman, Taufiqur
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.3584

Abstract

This study aims to determine the analysis of the potential and challenges of Lombang beach Sumenep Regency to become a halal tourist destination. Halal tourism is tourism in which natural, cultural, or artificial origin is framed by Islamic values where activities are supported by various facilities and services (hotels, restaurants, travel agencies, spas) provided by the community, entrepreneurs, government, and local governments that meet sharia / Islamic provisions. In this research, researchers will conduct a research as a step to find out the potential and challenges related to the availability of infrastructure, community acceptance, and social facts of Lombang beach to become a halal tourist destination. Then the researcher will describe the indicators of halal tourism, then mapping Attractions, amenities, accessibility, ancillary. This study uses descriptive qualitative approach with case study method. Technically, researchers will map informants consisting of the Sumenep Regency Tourism, Culture, Youth and Sports Office, tourist attraction managers, tourists, and communities around Lombang beach. Basically, the results showed that the Lombang beach of Sumenep Regency deserves to be a halal tourist destination by looking at the existing tourism potential. In addition, there must be a synergy between the Sumenep Regency local government, tourism managers, and local communities around the Lombang beach to unite perceptions in supporting halal tourist destinations. Keywords: Halal Tourism, Lombang Beach, Sumenep Madura
Co-Authors A'yun, Indah Firdanilla Abdur Rohim Affandi, Mahrus Ahmad Makhtum Ahmad, Walid In'am Al Kautsar, Syahvergio Anugrah Alan Su'ud Ma'adi Anggraeni, Silvia Abni Arsyad, Muhammad Rizal Aulia Urrohmah Dahruji Dahruji, Dahruji Ely Inriani Fitriyah, Siti Lailatul Hikmah Hidayah, Isnaini Itsnaini, Fadhilatul LILIS SUAIBAH Lourensia Hani Luthfiyana Hidayatu Rohmah Ma’adi, Alan Su’ud Marshanda Ridia Amelia Miftakur Rohman Moh Idris Mohammad Nizarul Alim Muhammad Ersya Faraby Muhammad Harun Permana, Dikki Pratiwi Nur Laili Putri Amalia Putri Rahayu Ningsih Putri, Filda Felisa Romli, Moh. Salistia, Faisal Siti Nur Baiti Siti Nur Halizah Sitti Halimah Umi Qurrotul Aini Wahyu Setiawan Djodi