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Journal : Jurnal Scientia

EFFECTIVENESS OF SETTLEMENT OF NON-INDIGENOUS CREDIT LOANS WITH NON-LITIGATION COLLATERAL RIGHTS A.A. Putu Yudha Maha Putra; I Made Arjaya; I Ketut Kasta Arya Wijaya
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/scientia.v12i03.1770

Abstract

The Village Credit Institution (known as LPD) is a special financial institution established by Traditional Villages in Bali. In solving the problems encountered, the solution refers to Pararem regarding LPD in each Traditional Village. This study analyzes the Procedures for Granting Credit for the Settlement of Unpaid Loans for Customers Outside Traditional Villages with Mortgage Guarantees through Non-Litigation Channels. This study uses empirical legal research methods on the LPD in the Kerobokan Traditional Village. The Kerobokan Traditional Village LPD disburses credit based on the procedural provisions for granting credit as stipulated in the Pararem Desa Adat regarding LPD. The procedure for granting credit at the Kerobokan LPD is carried out by filling in a credit application form, bringing personal identification, and collateral that is pledged as collateral, and known to the husband and wife. Loan applications are analyzed using the 6C plus 1I principles, namely character, ability, capital, guaranteed business prospects, economic conditions, cash flow, and instinct. The takeover of collateral is carried out if the debtors do not carry the obligation at loan agreements. Based on Pararem it is explained that if a credit problem occurs, initial handling will be given an oral notification, then notification of a warning letter, and by carrying out lengthy coaching to the debtor. Credit settlement is carried out by taking over collateral and auctioning or helping to sell the credit guarantee to resolve the problem of bad credit so that the LPD does not experience losses due to debtor disobedience in the credit agreement at the LPD.
EFFECTIVENESS OF BADUNG’S REGIONAL HOUSE OF REPRESENTATIVE SUPERVISION ON TOURISM INVESTMENT I Gede Ardian Paramandika; I Made Arjaya; I Ketut Kasta Arya Wijaya
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Badung Regency is one of the destinations for tourism investment, but the amount of investment that goes to Badung Regency must be supervised by the Representative House of Badung Regency. The research aiming on examining effectiveness of supervision of the Representative Council of Badung Regency on tourism investment.The research was done using empirical legal research with legal sociology approach by conducting interviews with informants. Results implies that, the Representative Council of Badung Regency as an element of regional administration has the authority to supervise investment in the tourism sector by supervising the Badung Regency Lisencing Agency through Commission II. Technical supervision is carried out in the Control and Executor Sector by forming a monitoring and coaching team for tourism business actors. The strategy used in overcoming obstacles related to investment supervision and increasing investment is to provide guidance through technical guidance with several sources and provide incentives to business actors who contribute to the development of Badung Regency.
Co-Authors A.A Sagung Laksmi Dewi A.A. Putu Yudha Maha Putra Anak Agung Istri Agung Anandia, I Gusti Agung Ayu Sita Arini , Desak Gede Dwi Arini, Desak Gde Dwi Arini, Desak Gede Dwi Cinta Saraswati Desak Gde Dwi Arini Desak Gede Dwi Arini Dewi, A.A Sagung Laksmi Diah Gayatri Sudibya Faikotul Masruchah Frederika Ni Made Dwita Noviyanti Gede Amatya Ananta Gusti Ayu Ade Diah Gamatri I Gede Ardian Paramandika I Ketut Kasta Arya Wijaya I Ketut Widia I Made Minggu Widyantara I Made Pria Dharsana, I Made Pria I Made Suwitra I Nengah Laba I Nyoman Gede Sugiartha I Nyoman Gilang Wayska Prastika I Putu Angga Permana I Putu Esha Wiryana Putra I Putu Gede Seputra I wayan Denny Syaputra I Wayan Rideng I Wayan Wesna Astara I Wayan Wesna Astara Ida Ayu Gita Dehardha Ida Bagus Erwin Ranawijaya Ida Bagus Gumilang Galih Sakti Indah Permatasari Johannes Ibrahim Kosasih Joniada, I Made Wisnu Juliantini, Ni Nyoman Kadek Widhiantari Ningsih Karma, Ni Made Sukaryati Leomardo Ebedkena Tabuni Lia Siti Sawaliah Lia Siti Sawaliah Luh Made Mahendrawati Made Dwi Surya Suasa Mahawira, Made Dananjaya Manuaba, Ida Bagus Triwikrama Sena Ni Komang Arini Styawati  Ni Komang Dewi Novita Indriyani Weda Ni Komang Mahyuni Gita Paramita Ni Luh Made Mahendrawati Ni Luh Putu Sri Laksemi Dharmapadmi Ni Made Puspasutari Ujianti Ni Made Yuyeni Gita Sari Ni Putu Diah Kurniawandari Ni Wayan Umi Martina Ni Wayan Umi Martina NI WAYAN UMI MARTINA, NI WAYAN UMI Nyoman Putra Suhambara P. B. Pramana Pramana, I Gede Aris Eka Pramana, I Putu Bayu Putra, I Ketut Wira Cipta Putu Suryani . Ramadika, I Ketut Gede Adi Sahadewa, Anak Agung Gede Ananta Wijaya Sandi Herintus Kabba Santosa, I Putu Bagus Eko Hadhi SETIAWAN, Armand Setyawan, I Putu Hendra Styawati, Ni Komang Arini Sudibya, Diah Gayatri Umi Martina, Ni Wayan Widiati, Ida Ayu Putu Wisnumurti, Anak Agung Gede Oka