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Analisis Pengaruh Modal Manusia dan Penggunaan Teknologi Informasi Komunikasi (TIK) Terhadap Pengembalian Pendidikan Di Indonesia Nur Haminati; Neng Kamarni
EDUKASIA: Jurnal Pendidikan dan Pembelajaran Vol. 4 No. 2 (2023): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v4i2.505

This study aim to determine the return to education in Indonesia analyzed based on various types of education as well as the influence of human capital and ICT use. Method used to analyze is the Mincerian Earning Function with the Heckman Two Step approach. We use micro data from the March 2021 National Socioeconomic Survey obtained from the Indonesian Central Bureau of Statistics. We found increasing years of school will increase the return to education just as work experience will increase the return of education, but increasing work experience will lead to a decrease in return on education. Individual characteristics, namely the male population with unmarried status, residing in urban areas, working in secondary business fields and the formal sector and with full working hours will increase the return on education. Health variables that cause a decrease in education returns as a result of the COVID-19 pandemic conditions in Indonesia. The return of general education and vocational education, and non-formal education is higher than madrasah education or Islamic education. The use of computers and the Internet for economic activity purpose provides excellent value for increasing educational returns.

ASSESSING THE IMPACT OF MAQASHID SHARIA ON THE SUBJECTIVE WELL-BEING OF INDONESIAN MUSLIMS: EVIDENCE FROM IFLS V Kamarni, Neng; Fadhilah Hasib, Fatin; Abdiska, Debi; N, Zulkifli; Sapuan, Noraina Mazuin
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 11 No. 1 (2025): JANUARY - JUNE 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v11i1.65772

Subjective well-being is shaped not only by economic conditions but also by a sense of happiness in this life and hope for the hereafter. This perspective suggests that a nation's progress should be viewed beyond economic growth alone. Maqashid Sharia, the five essential objectives in Islamic teachings, provides a framework that guides individuals toward a more holistic and meaningful well-being. This study aims to explore how Maqashid Sharia contributes to the subjective well-being of Muslim individuals in Indonesia. Using a quantitative approach, the analysis draws on data from the 2014 Indonesia Family Life Survey (IFLS) V, focusing on Muslim respondents aged over 18. Logistic regression is employed to assess the influence of five dimensions of Maqashid Sharia, protection of religion, life, intellect, lineage, and wealth on happiness. A few examples of control variables are sex, age, and place of residence. The findings demonstrate that each of the five facets of Maqashid Sharia has a significant and positive influence on the Muslims' subjective well-being in Indonesia. Those who are religious, healthy, well-educated, married, and employed tend to experience greater well-being. The well-being of women and younger generations is also higher, although residency does not appear to be a significant role. These results highlight the significance of measures that increase access to religious homes, healthcare, education, work, and marital readiness. putting the principles of maqashid sharia into practice in order to ensure the prosperity and well-being of Indonesian Muslims and to accomplish fair and significant agreements between economic reality and religious identity.

Analisis Dampak Guncangan Eksternal World Oil Price dan Federal Fund Rate terhadap Variabel Makroekonomi Indonesia Sukma, Nefi; Andrianus, Fery; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1198

This study aims to analyze the impact of external shocks, namely world oil prices and global interest rates,on Indonesia’s macroeconomic variables, such as domestic output, inflation, and the real effective exchange rate. Additionally, it examines the effectiveness of Bank Indonesia’s monetary policy through the implementation of the domestic interest rate using the Structural Vector Autoregression method. The data used are monthly secondary time-series data, comprising external shock variables world oil prices and global interest rates and domestic variables output, price levels, interest rates, money supply, and real effective exchange rate spanning from January 2008 to December 2022. This research is motivated by the impact of WOP and FFR shocks during the global financial crisis and the Covid-19 pandemic. The Impulse Response Function results indicate that domestic output, price levels, and the real effective exchange rate respond negatively to WOP shocks and FFR reductions. Furthermore, domestic output and the real effective exchange rate exhibit a negative response to the domestic interest rate, while the price level generally responds positively. The Forecast Error Variance Decomposition results show that, in addition to the significant contributions of world oil price and global interest rate shocks, the variables output, price levels, interest rates, money supply, and real effective exchange rate also have substantial contributions to themselves and to changes in other macroeconomic variables.

Analisis Dampak Guncangan Eksternal World Oil Price dan Federal Fund Rate terhadap Variabel Makroekonomi Indonesia Sukma, Nefi; Andrianus, Fery; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 2 (June 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i2.1198

This study aims to analyze the impact of external shocks, namely world oil prices and global interest rates,on Indonesia’s macroeconomic variables, such as domestic output, inflation, and the real effective exchange rate. Additionally, it examines the effectiveness of Bank Indonesia’s monetary policy through the implementation of the domestic interest rate using the Structural Vector Autoregression method. The data used are monthly secondary time-series data, comprising external shock variables world oil prices and global interest rates and domestic variables output, price levels, interest rates, money supply, and real effective exchange rate spanning from January 2008 to December 2022. This research is motivated by the impact of WOP and FFR shocks during the global financial crisis and the Covid-19 pandemic. The Impulse Response Function results indicate that domestic output, price levels, and the real effective exchange rate respond negatively to WOP shocks and FFR reductions. Furthermore, domestic output and the real effective exchange rate exhibit a negative response to the domestic interest rate, while the price level generally responds positively. The Forecast Error Variance Decomposition results show that, in addition to the significant contributions of world oil price and global interest rate shocks, the variables output, price levels, interest rates, money supply, and real effective exchange rate also have substantial contributions to themselves and to changes in other macroeconomic variables.

Dilema Karir dan Keluarga: Partisipasi Kerja Perempuan Menikah di Indonesia Fajri; Bachtiar, Nasri; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.951

Women's participation in the workforce is crucial for driving economic growth. Empowering women economically is key to combating poverty by providing access to and control over resources needed to earn a sustainable and long-term livelihood. The data used in this research is sourced from the 2022 National Socioeconomic Survey published by the Indonesian Central Bureau of Statistics. The research approach is quantitative, with data analysis employing binary logistic regression. The results of the study indicate that the factors suspected to influence the labor force participation of married women in Indonesia have a significant overall effect. The variable of household size has a significant negative effect, meaning it tends to reduce the probability of married women participating in the labor market. Conversely, the variables of education, age, status, Family Hope Program, region, credit ownership, and motorbike ownership have significant positive effects, meaning they tend to increase the probability of married women participating in the labor market.

Dilema Karir dan Keluarga: Partisipasi Kerja Perempuan Menikah di Indonesia Fajri; Bachtiar, Nasri; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025): Accepted
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.951

Women's participation in the workforce is crucial for driving economic growth. Empowering women economically is key to combating poverty by providing access to and control over resources needed to earn a sustainable and long-term livelihood. The data used in this research is sourced from the 2022 National Socioeconomic Survey published by the Indonesian Central Bureau of Statistics. The research approach is quantitative, with data analysis employing binary logistic regression. The results of the study indicate that the factors suspected to influence the labor force participation of married women in Indonesia have a significant overall effect. The variable of household size has a significant negative effect, meaning it tends to reduce the probability of married women participating in the labor market. Conversely, the variables of education, age, status, Family Hope Program, region, credit ownership, and motorbike ownership have significant positive effects, meaning they tend to increase the probability of married women participating in the labor market.

Analisis Pengaruh Pembiayan Perbankan Syariah terhadap UMKM untuk Pengentasan Kemiskinan di Indonesia Fadila, Dinda; Karimi, Syafruddin; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.1205

This study aims to analyze the impact of Islamic banking financing on the development of MSMEs and poverty alleviation in Indonesia. The method used is a literature review by analyzing secondary data from OJK, BPS, and relevant academic literature. The results show that Islamic banking financing significantly supports MSME growth and positively impacts poverty reduction, especially during the post-pandemic period. Policy implications emphasize the need to strengthen the role of Islamic financial institutions in supporting MSMEs as a sustainable poverty alleviation strategy. These findings contribute to the Islamic economics literature and inclusive development policy in Indonesia.

Analisis Pengaruh Pembiayan Perbankan Syariah terhadap UMKM untuk Pengentasan Kemiskinan di Indonesia Fadila, Dinda; Karimi, Syafruddin; Kamarni, Neng
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 3 (September 2025): Accepted
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i3.1205

This study aims to analyze the impact of Islamic banking financing on the development of MSMEs and poverty alleviation in Indonesia. The method used is a literature review by analyzing secondary data from OJK, BPS, and relevant academic literature. The results show that Islamic banking financing significantly supports MSME growth and positively impacts poverty reduction, especially during the post-pandemic period. Policy implications emphasize the need to strengthen the role of Islamic financial institutions in supporting MSMEs as a sustainable poverty alleviation strategy. These findings contribute to the Islamic economics literature and inclusive development policy in Indonesia.

ASSESSING THE INFLUENCE OF THE ISLAMIC FINANCIAL SYSTEM ON INDONESIA'S ECONOMIC GROWTH IN THE LONG AND SHORT RUN FROM 2011 TO 2022 Kamarni, Neng; Andrianus, Fery; Dhoifullah, Aisyah
Jurnal Al-Iqtishad Vol 19, No 2 (2023): December 2023
Publisher : Economic and Science Faculty of Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/jiq.v19i2.27514

This study aims to see the performance of the Islamic financial system on Indonesia's economic growth in the long and short run from 2011 to 2022. The research method uses the Autoregressive Distributed Lag (ARDL) analysis method. The data used in this study are secondary. Secondary data is a source of data that is not directly obtained from objects through interviews. Secondary data can be obtained from other organizations or individuals such as census data collected. Data from the Indonesian Central Bureau of Statistics (BPS) and the Financial Services Authority (OJK). This study uses economic growth as the dependent variable and the Indonesian Sharia Stock Index and Islamic banking financing as independent variables. The research provides results that the performance of Islamic banking financing and the Indonesian Sharia Stock Index provides positive and significant results on economic growth. Based on the results of this study, it is hoped that the government will further strengthen policies that focus on the development of Islamic finance in Indonesia because improving the performance of the Islamic financial system can improve and encourage economic growth in Indonesia.

Analisis Pengaruh Modal Manusia dan Penggunaan Teknologi Informasi Komunikasi (TIK) Terhadap Pengembalian Pendidikan Di Indonesia Haminati, Nur; Kamarni, Neng
EDUKASIA Jurnal Pendidikan dan Pembelajaran Vol. 4 No. 2 (2023): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v4i2.505

This study aim to determine the return to education in Indonesia analyzed based on various types of education as well as the influence of human capital and ICT use. Method used to analyze is the Mincerian Earning Function with the Heckman Two Step approach. We use micro data from the March 2021 National Socioeconomic Survey obtained from the Indonesian Central Bureau of Statistics. We found increasing years of school will increase the return to education just as work experience will increase the return of education, but increasing work experience will lead to a decrease in return on education. Individual characteristics, namely the male population with unmarried status, residing in urban areas, working in secondary business fields and the formal sector and with full working hours will increase the return on education. Health variables that cause a decrease in education returns as a result of the COVID-19 pandemic conditions in Indonesia. The return of general education and vocational education, and non-formal education is higher than madrasah education or Islamic education. The use of computers and the Internet for economic activity purpose provides excellent value for increasing educational returns.

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