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Analisis Pengaruh Prasyarat Kredit (5C) Terhadap Kelancaran Pembayaran Angsuran Nasabah Di Bank Kalsel Unit Sentra Antasari Banjarmasin Shendy Apriana; Dwi Wahyu Artiningsih; Irwansyah Irwansyah
JURNAL BISNIS DAN PEMBANGUNAN Vol 6, No 1 (2017): Januari 2017
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jbp.v6i1.2765

Abstract

The purpose of this study to prove the influence Prerequisite Credit (5C) partially composed of Character (X1), Capacity (X2), Capital (X3), Collateral (X4), Condition of Economy (X5) against Smoothness Payments (Y) Installment Customers Bank Kalsel Unit Sentra Antasari Banjarmasin, proving the influence Prerequisites Credits (Character, Capacity, Capital, Collateral, Conditions of Economy) simultaneously on the smoothness of Payments (Y) Installment of Customer in Bank Kalsel Unit Sentra Antasari Banjarmasin and prove variable (Character, Capacity, Capital, Collateral, Conditions of Economy) in which the most significant effect on the Payment Smoothness (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan.The study population is the Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan which amounts to 130 people. Sampling technique used sampling saturated. Collecting data using questionnaires designed using level Likert scale 1-5. Data analysis using SPSS structural model.The test results prove 1). Character (X1) partially significant effect on the smoothness of Payments (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin South Kalimantan with great influence 25.3%. 2). Capacity (X2) significant effect partially to the smoothness of Payments (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan to PT Bank Kalsel employee performance with great influence 26.7%. 3). Capital (X3) but not significant effect partially on Smoothness Payments (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan (1.1%). 4). Collateral (X4) significant effect partially to the smoothness of Payments (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan against the influence of 27.5%. 5). Condition of Economy (X5) but not significant effect partially on Smoothness Payments (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan (0.7%). 6). Prerequisites Credit (5C) but not significant effect simultaneously on the smoothness of Payments (Y) Installment of Customer in Bank Unit Sentra Antasari Banjarmasin in South Kalimantan (18.5%) of employees of PT Bank Kalsel performance with great influence 26.7% Training significant effect on Employee Performance PT Bank Kalsel with great influence 24.34% 3) Financial Compensation significant effect on employee performance PT Bank Kalsel with great influence 31.11%. The most dominant variable is a variable Collateral (X4) to the smoothness of the Customer Installment Payment Bank Unit Sentra Antasari Banjarmasin in South Kalimantan. Keywords: Prerequisites Credit, Character, Capacity, Capital, Collateral, Conditions of Economy, Smoothness Payments.
Kepuasan Nasabah dan Dampaknya pada Loyalitas Nasabah Bank Kalsel Cabang Tanjung Kalimantan Selatan Ariesta Budi; Dwi Wahyu Artiningsih; Taharuddin Taharuddin
JURNAL BISNIS DAN PEMBANGUNAN Vol 2, No 1 (2014): Juli 2014
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jbp.v2i1.1324

Abstract

This study aims to examine the effect of six dimensions of banking service quality of which include effectivities and assurance, access, price, tangibility, reliability service portofolio towards customer satisfaction, and examination on the effectof customer satisfaction on the customer loyalty.The results of this study show that the dimensionsof effectiveness and assurance bring no significant effect on the customer satisfaction where the T-Statistic of 0.331 is below the value of the T-Table of ± 1.652. the dimension of access has a value of T-Statistic 0.422 and has no significant effect on customer satisfaction, the dimension of price has a significant effect on customer satisfaction where the value of T-Statistic is 1.774. the dimension of tangibility has a significant effect on customer satisfaction where the T-Statistic isv 5.043, the dimension of portofolio services significantly influences customer satisfaction where the value of T-Statistic is 2.158, a significant effect on the reliability dimension of customer satisfaction is shown by the T-Statistic value 0f 2.006. Customer satisfaction then found to have a significant effect where the value of T-Statistic is 14,052 which means that the value of T-Statistic > T-table value.This study also results in the findings that tangibilitydimension has a greater influence than five other dimensions of banking services quality. The results of this study confirms the results of previous studies stating that tangibility or in other words physical aspects has a greater influence that deserves greater attention from the management for the sake of increasing the customer satisfaction.Keywords: Quality of Service, Customer Satisfaction, Customer Loyalty
Pengaruh Karakteristik Individu, Karakteristik Pekerjaan dan Karakteristik Organisasi terhadap Kinerja Pegawai (Studi pada Politeknik Kotabaru) Dayat IKhsan Hajati; Dwi Wahyu Artiningsih; Hj. Nurul Wahyuni
JURNAL BISNIS DAN PEMBANGUNAN Vol 7, No 1 (2018): Januari 2018
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jbp.v7i1.4739

Abstract

The aims of this research were 1) to analyze the significant effect of individual characteristics on employees’ performance partially, 2) to analyze the significant effect of job characteristics on employees’ performance partially, 3) to analyze the significant effect of organizational characteristics on employees’ performance partially, 4) to analyze the significant effect of individual characteristics, job characteristics and organizational characteristics on employees’ performance simultaneously.The types of research was causal research. The populations were employees at Polytechnic of Kotabaru with 39 peoples as samples in this research and sampling technique uses saturated sampling technique. The method of data analysis used multiple regression analysis.The results of research showed that 1) individual characteristics have insignificant effect on employees’ performance partially, with the effect was -21,9%, 2) job characteristics have significant effect on employees’ performance partially, with the effect was 38,8%, 3) organizational characteristics have significant effect on employees’ performance partially, with the effect was 43,3%, 4) individual characteristics, job characteristics and organizational characteristics have significant effect on employees’ performance simultaneously, with the simultaneous effect was 35,3%. Keywords:             Individual Characteristics, Job Characteristics, Organizational Characteristics, Employees’ Performance
Pengaruh Kualitas Produk, Kualitas Layanan, dan Nilai NasabahTerhadap Kepuasan dan Loyalitas Nasabah Bank “XY”Cabang Kapuas Yano Sudarto; Dwi Wahyu Artiningsih; M. Noor Rasyidi
JURNAL BISNIS DAN PEMBANGUNAN Vol 5, No 1 (2016): Januari 2016
Publisher : Universitas Lambung Mangkurat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/jbp.v5i1.2776

Abstract

This study aims to determine the effect of Quality of Service, Product Quality, Value Customer Satisfaction and Customer Loyalty Bank "XY" Branch Kapuas. Using a quantitative approach to the design of causality between variables and Ex Post Facto through hypothesis testing.Samples collected in this study as many as 42 samples where all populations are sampled. Sampling in this study using the technique of accidental sampling with Likert scale. Data analysis technique that used the model approach PLS (Partial Least Square) using t-test through smartPLS test equipment.Results of the research hypothesis testing via t-test showed that the Quality of Service, Quality Products, and Value significant effect on the Customer Satisfaction and Customer Loyalty Bank "XY" Branch Kapuas. However, hypothesis testing via t-test on variables Service Quality is not significant effect on the Bank Customer Loyalty "XY" Branch Kapuas with a value of 0,106303%. Keywords: quality of service, product quality, customer value, customer satisfaction and customer loyalty
Integrating The Working Environment and Social Rewards to Measure Employee Performance Dwi Wahyu Artiningsih; Defin Shahrial Putra; Ervica Zamilah
Manajemen Bisnis Vol. 12 No. 02 (2022): October
Publisher : Universitas muhammadiyah malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/mb.v12i02.22554

Abstract

The importance of working environment, either physical or non-physical is remain important in todays research avenue. This research integrates the working environment either the physical and non-physical environment with social rewards to compare its effect on employee performance. The study employed quantitative approach involving 252 respondents of higher education employee in Banjarmasin. The data analysed using multi linear regression to test the hypotheses. The results of this study indicates that physical environment doesn’t support the hypotheses. However the results also indicates that social rewards is the most considerable variable comparing to non-physical work environment. This research contributes to the current literature by integrating the work environment and social rewards. Further discussion is organized by introduction section, literature review, methodology, results and discussion and conclusion.
EFEKTIFITAS SISTEM REWARD DAN PUNISHMENT TEHADAP PENINGKATAN KINERJA KARYAWAN Siti Mardah; Dwi Wahyu Artiningsih; Nor Aina
KINDAI Vol 19 No 1 (2023): KINDAI
Publisher : JURNAL KINDAI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35972/kindai.v19i1.937

Abstract

Abstract: Competition between companies is getting higher, making companies have to be able to maintain the continuity of the company by further improving the capabilities of its human resources. Through competent and good quality employees, companies can improve their performance through reward and punishment. This research was conducted at PT Barito Berlian Motor Banjarbaru with a total population of 173 people and 121 people who were sampled from the total population using the slovin formula. This type of research is quantitative which is descriptive and associative of causal relationships. This research used the IBM version of the SPSS 22 test tool which the results tested were validity and reliability tests, classical assumption tests, hypothesis tests, multiple linear regression tests and correlation tests. For both variables X1 and X2 have a positive and significant influence simultaneously on employee performance. Correlationally, the relationship between reward and punishment variables has a positive and significant influence as well. Keywords: Reward, Punishment, Employee Performance
Influence of Work Engagement and Organizational Culture on Employee Performance in Banjarmasin Islamic Hospital Rahmah, Alpia; Artiningsih, Dwi Wahyu; Wicaksono, Teguh
Journal of Business Management and Economic Development Том 2 № 01 (2024): Journal of Business Management and Economic Development
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jbmed.v2i01.509

Abstract

This study intends to build a conceptual model to describe and empirically prove the formation of employee performance through work engagement and organizational culture. This study used quantitative methods and involved 96 non-medical employees as samples. Data were collected using questionnaires, then analyzed by multiple linear regression. Empirically shows that work engagement has a significant effect on employee performance. Employee performance will improve if employees feel valued and obligated to put in full effort at work. Likewise, organizational culture has a significant effect on employee performance. This is because workers who have understood and applied organizational culture effectively to their work activities will force others to follow the rules set by the company, which in turn will encourage improved employee performance. The better the organizational culture, the more employees will care about the company's values and use them as a guide when doing work. With employee engagement and a strong organizational culture will drive performance improvement.
Analysis Of Work Environment And Social Rewards On Employee Performance Artiningsih, Dwi Wahyu; Shahrial Putra, Defin; Zamilah, Ervica
International Journal of Science, Technology & Management Vol. 3 No. 6 (2022): November 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i6.632

Abstract

Changes in online learning conditions towards offline learning require readiness to create an atmosphere of togetherness and cohesiveness that is built for the common good. Changes at least provide knowledge and experience for the world of education that the environment is constantly changing. The Islamic University of Kalimantan (UNISKA) Muhammad Arsyad Al Banjari as the oldest and largest private university in South Kalimantan needs to pay attention to several factors including the work environment, non-physical environment and social rewards as an effort to improve employee performance.This research is explanatory research with a quantitative approach. The population of this research is UNISKA Banjarmasin education staff with a total sample of 52 people, the sampling technique is purposive sampling. Multiple linear regression analysis technique. The results showed that the physical work environment, nonphysical work environment and social rewards partially and simultaneously had a significant effect on employee performance in the UNISKA Banjarmasin environment. The research findings indicate that all physical conditions around the workplace are related to air temperature, lighting and layout. Relationships with leaders and relationships with fellow coworkers as well as relationships with subordinates are well-established/harmonious even though there is no increase in the form of financial impact on improving employee performance
The Influence of Perceived Organizational Support and Organizational Virtuousness on Performance Mediated by Employee Well-Being in a Glass Packaging Beverage Company Fahruni, Rifki Rinaldi; Artiningsih, Dwi Wahyu; Widyanti, Rahmi
At-Tadbir : jurnal ilmiah manajemen Vol 9, No 1 (2025): At-Tadbir: jurnal ilmiah manajemen
Publisher : Islamic University of Kalimantan MAB Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/atd.v9i1.16225

Abstract

Revitalizing ‘Urf in State Legal Development: The Case of Minangkabaunese Marriage Traditions Zulkifli, Zulkifli; Zikri, Ahmad; Artiningsih, Dwi Wahyu; Zainuddin, Zainuddin; Helim, Abdul
AL-ISTINBATH : Jurnal Hukum Islam Vol 9 No 2 (2024)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v9i2.11034

Abstract

This article aims at explaining the marriage regulations in several Minangkabau regions which contribute to the enforcement and development of state law. These marriage rules have become a tradition that must be obeyed by the Minangkabaunese and recognized by Sharia, which in this case is categorized as ‘urf shahih. This research was conducted by using qualitative method. It was done by inventorying several marriage rules that are still applied by the Minangkabaunese and recognized by Sharia. The data were analyzed for their conformity with the provisions of marriage law established by the state. This research found that several forms of regulations are still applied and contribute to the development and enforcement of state law such as traditions before marriage, the process of getting married and living in the household, as well as when problems arise in the household and divorce. This ‘urf needs to be re-actualized to achieve good state law enforcement. This research confirms the need for the state to consider local traditions (‘urf) in developing and enforcing laws.