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ETOS KERJA ISLAMI DAN KESEJAHTERAAN KARYAWAN PADA PT. ADIRA DINAMIKA MULTI FINANCE SYARIAH NURFITRI HIDAYANTI; BUSAINI BUSAINI; MOH. HUZAINI
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 2, No 2 (2017): Juli - Desember 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v2i2.115

Abstract

The theme of the article is "economy based on the principles of Islam". This work ethic is dynamically always influenced by several factors, both internal and external. This study aims to see the concept of work in the view of Islam, the application of Islamic work ethic and characteristics of Islamic work ethic for employees of PT. Adira Dinamika Multi Finance Syariah, Tbk branch of Mataram. The methods used are qualitative methods and data collection by using triangulation consisting of observation, interview and documentation so that they can explore the complete information about the Islamic work ethic in PT. Adira Dinamika Multi Finance Syariah, Tbk branch of Mataram. The results of this study found that of the seven informants are said to be less able to work in accordance with Islamic views, the characteristics of the Islamic work ethos that is less visible from the seven informants seen when they often come late, less willing in doing the work, less honest, not istiqomah, sometimes happy to serve customers sometimes less happy. If viewed the level of welfare from employees of PT. Adira Dinamika Multi Finance Syariah, Tbk branch of Mataram from the seven informants have fulfilled the indicators of Islamic welfare (maqashid syariah) although in every person all components always exist like 1) Maintaining religion, 2) Maintaining the soul, 3) Maintaining the mind, 4) maintaining the offspring, 5) Maintain wealth.
PERILAKU WAKIF DALAM MEWAKAFKAN TANAHNYA UNTUK KESEJAHTERAAN MASYARAKAT AHMAD MUZAYYAN HAQQY; H. BUSAINI; IHSAN ROIS
JEBI (Jurnal Ekonomi dan Bisnis Islam) Vol 2, No 1 (2017): Januari - Juni 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/jebi.v2i1.71

Abstract

The theme of the article is "economy based on the principles of Islam". Wakaf is one of the instruments in the Islamic economy for the welfare of the community. In this study, explained that people in the district of Kediri, West Lombok regency have a high motivation to give donation of land although many people are under the poverty line. This happens because wakif in the district of Kediri understood as charity wakaf for the provision of the reward in the Hereafter will continue to flow because it is used to build educational facilities and mosques as a means of worship for the wider community. Utilization of wakaf for public welfare in the district of Kediri aims to 1. Eliminating ignorance and educate the people by building educational facilities, 2. Reduce Poverty and open up employment opportunities, 3. Eliminating social inequalities with the participation of most of the people managing the wakaf.
PENGELOLAAN DAN PEMANFAATAN WAKAF TANAH DAN BANGUNAN NURHIDAYANI NURHIDAYANI; MUAIDY YASIN; BUSAINI BUSAINI
Maqdis: Jurnal Kajian Ekonomi Islam Vol 2, No 2 (2017): Juli - Desember 2017
Publisher : Universitas Islam Negeri Imam Bonjol Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15548/maqdis.v2i2.126

Abstract

The theme of the article is "economy based on the principles of Islam". The research explores how the management and utilization of endowment (waqf) of land and building at Dhompet Amal Ibnu Abbas (DASI) West Nusa Tenggara. Method of theresearch is qualitative using observation, interview and documentation instrument. Result of the research shows that the Nazhir and Wakif’s understanding in the management and utilization of waqf of land and building is still based ontrust management. Waqf management by nazhir is still traditional which the waqf law No. 41 year 2004 is not implemented completely. The Nazhir of waqf only fulfills the moral requirement of managing waqf as a trustworthy institution, but the institution has not yet fulfilled management and business requirement. In term of utilization, the institution is already qualified with the law of waqf which aims helping poor family (dhuafa) and orphans welfare. Therefore, waqf management institution is expected to improve human resources in managing waqf productively in order to attract society to do waqf, support from religious leaders and the government in this case the Ministry of Religion should be more aggressive in mobilizing waqf program, especially in terms of administration of waqf assets. They should socialize and nurture waqf manager (nazhir) actively to grow and provide wide benefits for social welfare, especially dhuafa family and orphans.
Implementasi Zakat Pengusaha Rumah Makan di Kota Mataram Marlina Marlina; Busaini Busaini; Muhammad Irwan
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 7 No. 1 (2018): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.475 KB)

Abstract

The purpose of this study is to know the implementation of zakat restaurant entrepreneurs in the city of Mataram. The reason studied, because in the implementation of zakat restaurant entrepreneurs is average of the restaurant entrepreneurs in the city of Mataram already understand what is zakat trade and has channeled it. Based on the above reasons researchers assume that the implementation of zakat restaurant entrepreneurs in the city of Mataram is good because it researchers are eager to know how the implementation of zakat restaurant entrepreneurs in the city of Mataram. This research is conducted with qualitative approach, which process using data collection techniques and analyze the result. The focus of this research is to know the implementation of zakat restaurant entrepreneur in Mataram City. The result of this research about how zakat immigration of restaurant entrepreneurs in Mataram City among others is to go directly and interview the restaurant entrepreneurs in this Mataram City how much zakat that the entrepreneurs of this restaurant give.
Etika Tijarah Islami Pedagang Sembako di Pasar Tradisional Sengkol Kecamatan Pujut Kabupaten Lombok Tengah Kurni Kurni; H. Busaini; Akhmad Jufri
Indonesia Berdaya Vol 4, No 2 (2023)
Publisher : UKInstitute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/ib.2023471

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Etika Tijarah Islam memposisikan bisnis sebagai usaha manusia untuk mencari ridha Allah SWT. Etika Tijarah islam terdiri dari seperangkat nilai, aturan-aturan maupun tata cara yang dijadikan pedoman dalam berbisnis sehingga aktivitas bisnis yang di lakukan tidak menyimpang dari ajaran islam. Tujuan dari penelitian ini adalah untuk mengetahui praktik bisnis islami pada pedagang sembako di pasar Tradisional Sengkol Kecamatan Pujut Lombok Tengah. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif. Teknik pengumpulan data yang digunakan adalah observasi, wawancara dan dokumentas. Penentuan informan dalam penelitian ini mengguanakan purposive sampling. Adapun metode yang keabsahan data yang digunakan adalah metode triangulasi.Beradasarkan hasil penelitian yang telah dilakukan dapat diketahui bahwa pedagang di PasarTradisional Sengkol Kecamatan Pujut Lombok Tengah telah menerapkan etika bisnis islam dalam setiap proses transaksi jual beli yang meliputi Siddiq, Amanah, Tabligh dan Fathanah.
Perilaku Pedagang Kaki Lima Dalam Perspektif Etika Bisnis Islam Di Kawasan Taman Kota Selong: The Behavior of Street Vendors in the Perspective of Islamic Business Ethics in the Selong City Park Area Siti Shofia Wardani; Busaini Busaini
Experimental Student Experiences Vol. 1 No. 1 (2022): January
Publisher : LPPM Institut Studi Islam Sunan Doe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (316.883 KB) | DOI: 10.58330/ese.v1i1.130

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Business ethics is a manifestation of the ethical principles of business conduct, which must be well understood so that people can get the greatest benefit from the buying and selling activities carried out. The purpose of this research is to find out whether the behavior of street vendors is in accordance with Islamic business ethics. This type of research is field research (field research) using qualitative methods which are carried out descriptively. This study uses a qualitative method, because it examines reality, phenomena or symptoms that are holistic/intact, complex, dynamic and full of meaning. Data collection techniques were carried out by means of observation, interviews, recordings and photographs. Informants were determined while in the field using the snowball sampling technique. Based on the results of the study stated: the understanding of street vendors in the Taman Kota Selong area regarding Islamic business ethics, it can be concluded that traders do not know Islamic business ethics, however, in carrying out their trading activities they have applied rules that are justified in Islamic religious teachings: the principle of balance , the principle of the Will to do something (ikhtiyār), the principle of accountability (farḍ), and Virtue (Ihsan).
ANALISIS PROFITABILITAS RESIKO USAHA RETURN ON EQUITY BANK NTB PASCA MELAKUKANKONVERSI MENJADI BANK UMUM SYARIAH Nur Jumratul Hasanah; Busaini; Taufiq Chaidir
Jurnal Tabarru': Islamic Banking and Finance Vol. 6 No. 1 (2023): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2023.vol6(1).12815

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BPD NTB resmi melakukan konversi ke sistem syariah pada tahun 2018. Tujuan penelitian ini adalah untuk menganalisis FDR, BOPO, NPF dan FBIR sebagai indikator penentu profitabilitas berpengaruh terhadap ROE pada Bank NTB pasca konversi menjadi Bank Umum Syariah. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian ekplanatif dengan pendekatan kuantitatif. Data yang digunakan merupakan data laporan publikasi PT Bank NTB Syariah periode tahun 2020 sampai dengan tahun 2022. Hasil penelitian menunjukan bahwa FDR, BOPO dan FBIR berpengaruh secara signifikan terhadap ROE berdasarkan hasil uji secara parsial menggunakan uji t berturut-turut sebesar 2.62; -11.09; -3.03; dengan probability value berturut-turut sebesar 0.01; 0.00; 0.0049, artinya bernilai lebih besar dari taraf nyata 0.05, sehingga H0 dapat ditolak. Sedangkan NPF tidak berpengaruh signifikan terhadap ROE dengan nilai uji t -1.09. Probability value 0.28. Berdasarkan uji F terhadap ROE sebesar 42.55 probability value sebesar 0.00, maka variabel-variabel independen secara bersama-sama berpengaruh secara signifikan terhadap ROE sebesar 42.55%. Artinya masing-masing sisanya dipengaruhi oleh variabel lain.
Kemampuan Bertahan BPR Kepemilikan Pemerintah Saat Pandemi Sujadi Sujadi; Busaini Busaini; I Dewa Gde Bisma; I Nyoman Nugraha Ardana Putra; Nengah Sukendri
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 8 No. 1 (2022): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (187.053 KB) | DOI: 10.29303/jseh.v8i1.28

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This research aims to explain the difference between a Rural Bank (BPR) company in the form of a Limited Liability Company (PT) and a Regional Business Enterprise (PD) in terms of profit and operational efficiency. Its means that research can help the government make decisions and direct policies related to changes in the form of business entities through the privatization process. The comparison between the two types of business entities included in the Comparative Research category and compared BPRs managed by the private sector (PT) with BPRs whose management to determined by the Regional Government (PD) or whose management is with local government intervention. Observations on Rural Banks in  West Nusa Tenggara (NTB), which had experienced the COVID-19 pandemic since early 2020. The comparison of profit and operation by yield and efficiency in doing business. Carried Efforts to make comparisons were carried out through independent t-test analysis. This study shows that regional government-owned BPRs can better survive a pandemic to generate profits and efficiency.
Perbedaan Modal, Profitabilitas dan Kredit Bermasalah Saat Perubahan Indikator Ekonomi I Nyoman Nugraha Ardana Putra; Busaini Busaini; Sujadi Sujadi
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 9 No. 1 (2023): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (581.543 KB) | DOI: 10.29303/jseh.v9i1.308

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The COVID-19 pandemic has had a real impact on changes in the form of an increase or decrease in economic indicators. The market shows that economic conditions in general are experiencing a decline so this of course has a major impact on business activities. This study aims to analyze the differences in capital, profitability and non-performing loans. This type of comparative research compares profitability and efficiency at Rural Banks (BPR) in West Nusa Tenggara before the decline in inflation and interest was lowest during the pandemic and after the lowest decline occurred. The analytical tool used is the t test (different test) 2 paired samples. The results of this study indicate that there is no difference before and after the decline in inflation and interest rates related to capital, profitability and non-performing loans.
Sistem Kadasan Pada Usaha Penggemukkan Sapi Ditinjau Dari Perspektif Ekonomi Islam Satria Darmansyah; Busaini Busaini; Ihsan Rois
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. VIII | No. 1 | 2023
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v8i1.15165

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The purpose of this study was to find out and analyze the application of the kadasan system to the fattening of beef cattle from an Islamic economic perspective in West Lombok district. This research includes qualitative research with explanative methods. There are three types of informants used in this study, namely main informants, key informants and additional informants. Determination of informants using purposive and snowball techniques and the researcher acts as a key instrument from the beginning to the end. Data collection techniques use observation, in-depth interviews and triangulation so that the information obtained is more tested for its validity. Based on the results of the research that has been carried out, several conclusions can be drawn as follows: 1) Application of the Kadasan System to fattening cattle in the district in terms of West Lombok, all pillars and conditions have been implemented which include the first: al-qidayn (two people who make an agreement ), second: mal (shares or capital), third: charity (managed business), fourth: al-ribhu (profit or profit) and fifth: sighat (statement of consent and acceptance from both parties). 2) The application of the kadasan system to fattening cattle in West Lombok district uses a Mudharbah Muqayyadah Contract in accordance with an Islamic economic perspective.
Co-Authors Abdul Manan Adhitya Bagus Singandaru Agustiani, Eka Ahmad Muzayyan Haqqy AHMAD MUZAYYAN HAQQY AHMAD MUZAYYAN HAQQY, AHMAD MUZAYYAN Ainul Hijji Akhmad Jufri Akhmad Jufri Akhmad Jupri Akung Daeng Alawiah, Tuti Aminu Umaru Andrian Wijanarko Ayuwanjani, Selvi Sari Baiq Handayani Rinuastuti Baiq Selviana Rosita Daeng , Akung David, David Hamdani Dini Handayani Diswandi Dita Marfinia Doktoralina , Caturida Meiwanto Endang Astuti Endar Pituringsih Erli Supiani Fadliyanti, Luluk Feriyadin Feriyadin FITRIYAH, NUR Fuadi, Helmi Helmi Fuadi Himawan Sutanto Himawan Sutanto, Himawan I Dewa Gde Bisma I Nyoman Nugraha Ardana Putra Ibrahim, Isra Dewi Kuntary Ihsan Rois IHSAN ROIS, IHSAN Iwan Harsono Jahid Hasan Rony Khairul Amri Assidiq Kurni Kurni Lalu Afghan Muharor Lalu Ardian Hadinata Lalu Mohammad Ikbal Pahroni Lukman Hakim M Firmansyah M Masrun M. Huzaini M. Irwan M. Irwan, M. Irwan Mahyudin Nasir Manan , Abdul MARIA BINTANG Mariana Mariana Marlina Marlina Martina Wati MOH. HUZAINI Moh. Huzaini MOH. HUZAINI, MOH. Mohamad Revan Azka MUAIDY YASIN, MUAIDY Muhammad Afif Muhammad Mujahid Dakwah Muhdin Nur Fitri Hidayanti Nur Fitriah NUR FITRIYAH Nur Jumratul Hasanah NURFITRI HIDAYANTI, NURFITRI NURHIDAYANI NURHIDAYANI NURHIDAYANI NURHIDAYANI, NURHIDAYANI Nurhidayati Hikmah Pertiwi, Unun Rashed Jahangir Ria Kasturi Riyan Azis Firmansyah Rr Titiek Herwanti Sagir , Junaidi Sagir, Junaidi Sahri Sahri Salsabila, Unik Hanifah Sartika, Baiq Dewi Satria Darmansyah Sintiar Rahmaningsih Siti Shofia Wardani Siti Sriningsih Slamet, Triko Sri Pancawati Subhan Purwadinata, Subhan Sujadi Sujadi Sujadi Sujadi Sujadi Sukendri, Nengah Susanto , Himawan Sutanto , Himawan Syifa, Husnus Syifa Taufiq Chaidir Tina Imroatun Azkia Totona , Saiful Triko Slamet Ulpaziah Unggul Priyadi wahyunadi Washimatul Bestari Yasin , Muaidy