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All Journal JAM : Jurnal Aplikasi Manajemen SINERGI: Jurnal Ilmiah Ilmu Manajemen Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah PRIVE: Jurnal Riset Akuntansi dan Keuangan Majalah Ekonomi J-MACC : Journal of Management and Accounting Justisia Ekonomika International Journal of Economics, Business and Accounting Research (IJEBAR) Bisman (Bisnis dan Manajemen): The Journal of Business and Management Enrichment : Journal of Management Jurnal Ekonomi Prosiding Konferensi Nasional PKM-CSR Innovative: Journal Of Social Science Research Geosains Kutai Basin Seminar Nasional Teknologi dan Multidisiplin Ilmu Jurnal Penelitian Pendidikan Indonesia INCOME : Jurnal Akuntansi dan Keuangan EKOBIS ABDIMAS : Jurnal Pengabdian Masyarakat International Journal of Economics, Commerce, and Management Global Economics: International Journal of Economic, Social and Development Sciences
Fachrudy Asj'ari
Universitas PGRI Adi Buana Surabaya
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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SYSTEMATIC LITERATURE REVIEW: ANALYSIS OF THE APPLICATION OF BLOCKCHAIN ​​TECHNOLOGY IN TRACKING FINANCIAL TRANSACTIONS IN MSMEs Fachrudy Asj’ari
Income Vol 7 No 1 (2026): INCOME : Jurnal Akuntansi dan Keuangan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Wijaya Putra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38156/akuntansi.v7i1.624

Abstract

Micro, Small, and Medium Enterprises (MSMEs) face significant challenges in financial management, particularly related to transparency and reliability of transaction tracking, which hinders their access to formal financing. This study aims to synthesize scientific evidence regarding the application of blockchain technology in improving the tracking and transparency of financial transactions in MSMEs. Using a Systematic Literature Review (SLR) or Wide Research approach with the PICOS framework, ten (10) relevant primary studies (original research papers) were identified, selected, and analyzed. The synthesis results show that blockchain significantly improves transparency, data security, and cost efficiency in tracking MSME transactions, and has great potential in increasing access to financing through a more credible credit scoring system. However, the main challenges lie in the high initial implementation costs and the need for digital literacy. This study provides a clear roadmap for researchers, policymakers, and practitioners to optimize the adoption of blockchain technology in the MSME sector.
ASPEK PSIKOLOGIS DALAM PENGAMBILAN KEPUTUSAN KEUANGAN asjari, fachrudy
Majalah Ekonomi Vol 22 No 1 Juli (2017)
Publisher : Universitas PGRI Adi Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (360.657 KB)

Abstract

Financial decision making is an important aspect in the life of the company as well as private. This decision not only depends on the intellectual ability but also psychological abilities. The proper decision making requires tranquility psychologically and mental maturity of a person. This research intended to analyze the psychology aspect and finance desicion making. Finance desicion making was facilitated by Psychology aspect. Investors as individual and institutional settings conducive to the development of high level of organizational capital. The research by utilizing literature study to analyze variables. Financial decision making and psychological abilities needs a few variables to support them get the goals. These variables in this study revealed which needed by companies. The results of this research were empirical date of the development of the theoretical of human resources, behavior finance and practical in management. Key words: Psychological Aspect and Financial Decision
PENGARUH JOB INVOLVEMENT DAN INTELLECTUAL CAPITAL TERHADAP AKTUALISASI DIRI KARYAWAN PT. BETONJAYA MANUNGGAL Tbk. DI GRESIK Dwiarta, I Made Bagus; Asj’ari, Fachrudy
Majalah Ekonomi Vol 23 No 1 (2018): Juli 2018
Publisher : Universitas PGRI Adi Buana

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Abstract

Studi ini bertujuan untuk menguji dan menganalisis aktualisasi diri karyawan PT. Betonjaya Manunggal Tbk. yang dipengaruhi job involvement dan intellectual capital di Gresik. Sampel dari studi ini berjumlah 104 responden yang terdiri atas karyawan PT. Betonjaya Manunggal Tbk. di Gresik. Teknik pengambilan sampel pada studi ini dilakukan dengan metode proportional random sampling. Data diperoleh melalui penyebaran dan pengumpulan kembali kuesioner dan kemudian dianalisis dengan menggunakan SPSS. Tujuan penelitian adalah mengidentifikasi aktualisasi diri karyawan PT. Betonjaya Manunggal Tbk. di Gresik yang dipengaruhi job involvement dan intellectual capital dan mengetahui bagaimana persepsi responden terhadap aktualisasi diri PT. Betonjaya Manunggal Tbk. di Gresik yang dipengaruhi job involvement dan intellectual capital di Gresik diperoleh melalui penelitian dengan membuat rancangan model. Model hubungan antar variabel yang diteliti menghasilkan job involvement dan intellectual capital yang memiliki hubungan penting terhadap aktualisasi diri. Hasil studi ini juga memiliki arti penting khususnya bagi job involvement dan intellectual capital agar aktualisasi diri karyawan PT. Betonjaya Manunggal Tbk. di Gresik optimal
PENGARUH INTEGRITAS TERHADAP PENGEMBANGAN SDM MELALUI HUMAN RELATIONSHIP SEBAGAI VARIABEL INTEVENING KARYAWAN 4 SUB-SEKTOR INDUSTRI KREATIF DI SIDOARJO Utomo, Sigit Prihanto; Suharyanto, Suharyanto; Asj'ari, Fachrudy
Majalah Ekonomi Vol 23 No 2 (2018): Desember
Publisher : Universitas PGRI Adi Buana

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Abstract

Studi ini bertujuan untuk menguji dan menganalisis pengembangan SDM karyawan 4 sub-sektor industri kreatif yang dipengaruhi integritas dan human relationship di Sidoarjo. Studi ini menggunakan variabel bebas yaitu integritas, human relationship variabel intervening dan pengembangan SDM variabel terikat. Studi ini termasuk dalam jenis penelitian survei yang digunakan untuk maksud penjelasan atau confirmatory, atau disebut juga penelitian untuk pengujian hipotesis yaitu untuk menjelaskan pengaruh antar variabel atau hubungan kausal antar variabel melalui pengujian hipotesis. Sampel dari studi ini berjumlah 108 responden yang terdiri atas karyawan 4 sub-sektor industri kreatif di Sidoarjo. Model hubungan antar variabel yang diteliti menghasilkan integritas dan human relationship yang memiliki hubungan penting terhadap pengembangan SDM. Hasil studi ini juga memiliki arti penting khususnya bagi integritas dan human relationship agar pengembangan SDM karyawan 4 sub-sektor industri kreatif di Sidoarjo optimal.
Co-Authors Agus Purbo Widodo Agus Sarwo Edi Agus Sarwo Edi Agus Sarwo Edi Alfa Rizki, Rayhan Ahmad Almunawaroh, Silvi Anita Andy Andreawan Aristha Purwanthari sawitri Aristyanto, Erwan Bagus D, I Made Bayuadi Bisma Arianto Christina Menuk Sri Handayani David Maulana Didik Subijantoro Dina Asmiati Dwiarta, I Made Bagus Dwiarta, I Made Bagus Edy Sulistiyawan, Edy Edy Sulistyawan FAUZIYAH Ferry Hariawan Firanti Reza Yuliarno Firdausia, Yuli Kurnia Hanny Hafiar Hartono Hartono Hartono Hartono Hartono Hartono Hartono Hartono Hartono Hartono I Ketut Surabagiarta I Made Bagus D I Made Bagus Dwiarta I Made Bagus Dwiarta Icho , Icho Alfiando Idris Mandang, Idris Lestari, Yunita Dewi M. Adik Rudiyanto M. Harun Arrasyid Martha Suhardiyah Martins, Moses Medysar, Selena Milla Cendy Audia Mohammad Afrizal Miradji Mohammad Muslimin Mohammad Muslimin Moses Martins Mutiara Rachma Ardhiani Nersiwad Nersiwad Nersiwad Nersiwad, Nersiwad Nurdina Nurdina Nurul Mardiana Pramudito, Bagus Putri Issanti Rahmawati Munir Rahmawati, Dias Sarwo Edi , Agus Selena Medysar Sigit Prihanti Utomo Sigit Prihanto Utomo Sindy Eka Prasetya Siti Istikhoroh Siti Samsiyah Subakir Subakir Sugijanto Suhariyanto Suharyanto Suharyanto Suharyanto surabagiarta, i ketut Suwarno, Yuniar Fintari Gatrassia Taudlikhul Afkar Tri Ariprabowo Widhayani, Puri Setioningtyas Widiar Onny Kurniawan Wira Yudha Alam Yanus Sumitro Yuni Sukandani