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All Journal Jurnal Diskursus Islam Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Mirai Management Journal of Economic, Bussines and Accounting (COSTING) SEIKO : Journal of Management & Business Alignment: Journal of Administration and Educational Management Jesya (Jurnal Ekonomi dan Ekonomi Syariah) YUME : Journal of Management Jurnal Masyarakat dan Budaya JIKP Jurnal Ilmiah Kesehatan PENCERAH Journal of Management and Business Innovations PAY Jurnal Keuangan dan Perbankan Jurnal Pendidikan Kewarganegaraan BJRM (Bongaya Journal of Research in Management) Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Asy Syar'iyyah: Jurnal Ilmu Syari'ah dan Perbankan Islam Jurnal Administrasi Pemerintahan Desa Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Jurnal Al Tasyri'iyyah Balanca : Jurnal Ekonomi dan Bisnis Islam Legal Protection for the Partnership Agreement Parties Golden Ratio of Data in Summary AL-ISHLAH: Jurnal Pendidikan Islam Moneta: Jurnal Manajemen & Keuangan Syariah Center of Economic Students Journal (CSEJ) Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora (JURRISH) Makkareso : Riset Pengabdian Masyarakat International Journal of Law, Crime and Justice Islamic Financial And Accounting Review
Musmulyadi Musmulyadi
IAIN Parepare
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

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Pengaruh Kualitas Produk Terhadap Loyalitas Konsumen di Cafe Nuara Kota Parepare (Analisis Ekonomi Syariah) Jumrah Tahir; Rusnaena Rusnaena; Musmulyadi Musmulyadi; St. Nurhayati; Abd. Hamid
YUME : Journal of Management Vol 4, No 2 (2021)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v4i2.2327

Abstract

Abstrak Penelitian ini menggunakan metode kuantitatf deskriptif. Lokasi penelitian berada di Cafe Nuara Kota Parepare dan waktu penelitian 31 hari. Instrumen pengumpulan data dilakukakan dengan kuesioner. Sampel penelitian sebanyak 91 orang dari 1000 jumlah populasi. Teknik analisis datanya menggunakan uji one sampel t-test, uji korelasi pearson product moment, uji regresi linear sederhana dan uji koefisien determinasi. Hasil penelitian diperoleh berdasarkan uji hipotesis bahwa kualitas produk berpengaruh positif dan signifikan terhadap loyalitas konsumen Cafe Nuara Kota Parepare. Hasil uji korelasi pearson product moment diperoleh 0,800 menandakan bahwa terdapat hubungan kuat antara kualitas produk dengan loyalitas konsumendi Cafe Nuara Kota Parepare. Diketahui r tabel 0,206 maka pearson correlation penelitian ini bersifat positif dan nilai signifkansi 0,00 < 0,05 maka terdapat hubungan yang signifikan, maka kualitas produk dengan loyalitas konsumen di Cafe Nuara Kota Parepare terdapat hubungan yang positif dan signifikan.  Hasil uji regresi linear sederhana diketahui angka koefisien regresi nilainya sebesar 0.600. maka setiap penambahan 1% menggunakan kualitas produk (X), maka loyalitas konsumen (Y) akan meningkat sebesar 0,600. Hasil uji koefisien determinasi bahwa R square diperoleh 0,639 dengan tingkat hubungan baik, memiliki arti bahwa 63,9% loyalitas konsumen (Y) dipengaruhi kualitas produk (X) dan 36,1% dipengaruhi variabel yang lain. Kata Kunci : Kualitas Produk, Loyalitas Konsumen
Integrasi Good Attitude dan Excellent Service dalam Mewujudkan Good Government Governance Rahman, Sundari; Musmulyadi
Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 3 No 2 (2021): BALANCA : Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/balanca.v3i02.2610

Abstract

The economic crisis that hit Indonesia in mid-1997 and also pressure from the community to encourage the government to adopt policies for the realization of a just, prosperous, and prosper. In order to realize the wishes of citizens who continue to urge the government then pursued one way by implementing good government governance. Good governance covers broad aspects of life ranging from legal, political, economic, and social as well as closely with the principal task of organizing the function of state power executive, legislative, and judicial branches. Government in making all aspects related to it, the government tried to create a governance system of government based on excellent service that is supported by both the behavior or attitude of the implementing agency. Good attitude in this regard reflects the personality and attitude of high responsibility of state officials in performing its duty of providing excellent service to the community. Excellent service which became a major cornerstone in restoring the government's image in the public eye particularly in view of the terms of service should be carried out to the maximum so that people's expectations of the government can be realized.
STRATEGI MANAJEMEN KEUANGAN TERHADAP PENINGKATAN PROFITABILITAS UPS PEGADAIAN SYARIAH LANRISANG KABUPATEN PINRANG Reza, Muh; Damirah, Damirah; Adi, Musmulyadi
Moneta: Jurnal Manajemen & Keuangan Syariah Vol 1 No 1 (2022): MONETA : Jurnal Manajemen dan Keuangan Syariah
Publisher : Program Studi Manajemen Keuangan Syariah IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.609 KB) | DOI: 10.35905/moneta.v1i1.3208

Abstract

Kehadiran pegadaian syariah bagi masyarakat yang mengutamakan asas kemaslahatan merupakan angin segar yang relevan dengan keyakinan beragama sebagian besar masyarakat Indonesia saat ini. Dari segi lembaga pegadaian syariah, penerapan manajemen keuangan yang baik sangat menguntungkan sebab perusahaan dapat mempertahankan eksistensinya bahkan meningkatkan profitabilitas. Tujuan penelitian ini adalah untuk mengentahui bagaimana manajemen keuangan untuk meningkatkan profitabilitas pada UPS Pegadaian Persero Lanrisang. Penelitian ini menggunakan jenis penelitian deskriptif kualitatif dengan pendekatan studi kasus yang dilakukan di Pegadaian Syariah Unit Lanrisang. Pengumpulan data dilakukan dengan wawancara, observasi dan dokumentasi. Adapun teknik analisis data dalam penelitian ini adalah reduksi data (data reduction), penyajian data (data display), penarikan kesimpulan (conclution) atau verifikasi. Hasil penelitian menunjukkan 1) Perencanaan manajemen keuangan pegadaian syariah ditransformasikan agar dapat menjangkau masyarakat yang lebih luas dengan menghadirkan unit pelayanan di berbagai pelosok daerah untuk meningkatkan kesejahteraan masyarakat bersama dengan program pemerintah. 2) Pegadaian syariah unit Lanrisang mengimplementasikan manajemen keuangan dengan pelayanan yang sederhana dan mudah. Syarat dan ketentuan dalam gadai dibuat dengan sangat fleksibel dan mempertimbangkan aspek kemudahan dari pihak nasabah. 3) Evaluasi manajemen keuangan yang dilakukan oleh pegadaian syariah unit lanrisang baik. Menjaga kepuasan nasabah dengan memperhitungkan kemampuan nasabahnya merupakan tindakan manajemen evaluasi yang dapat mendukung peningkatan profitabiltas pegadaian syariah.
Mengevaluasi Kesiapan Penerapan Sistem Digitalisasi Lembang Bo'ne Buntu Sisong Binti Kisman, Rizky; Waliyuddin; Didi Eza Rizaldy; Ahmad Kamil Makarim; Sahrani; Dian Resky Pangestu; Musmulyadi
Makkareso: Riset Pengabdian Masyarakat Vol 1 No 2 (2023): Makkareso: Riset Pengabdian Masyarakat
Publisher : Jurnal Makkareso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/makkareso.v1i2.6583

Abstract

Advances in digital technology are currently expected to support service programs to the community in Indonesia, one of which is through a website that has adopted a digitization system with the development of the Lembang Bo'ne Buntu Sisong website. Its application in Lembang Bo'ne Buntu Sisong, there are still several evaluations that need to be done because the target in understanding and using the digitalization system has not been fully achieved. The purpose of this activity is to explore and evaluate the readiness of the implementation of the digitization system at Lembang Bo'ne Buntu Sisong. The service method used is the Asset Based Community Development (ABCD) method. The results of the service showed that the implementation of the digitization system in Lembang Bo'ne Buntu Sisong was successfully developed with the Lembang government as an effort to improve information and administrative services. Several evaluations in its development such as: human resources to review the success of human resources in maintaining the continuity of website performance; infrastructure and internet access. The benefit of this service is the presence of a digitalization policy carried out in Lembang Bo'ne Buntu Sisong to facilitate digital-based citizen services. It also adds to the experience of students to increase competence and concern for changes in their social environment and build collaboration with the community
Pembuatan Spot Foto dalam Upaya Peningkatan Destinasi Wisata Desa Tindalun Kabupaten Enrekang Apriansyah, Muhammad Ansar; Nurfadillah; Syafaruddin; Sari, Junita; Sahrani; Pangestu, Dian Resky; Musmulyadi, Musmulyadi
Makkareso: Riset Pengabdian Masyarakat Vol 2 No 1 (2024): Makkareso: Riset Pengabdian Masyarakat
Publisher : Jurnal Makkareso

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/makkareso.v2i1.7144

Abstract

Indonesia is a country that has extraordinary tourism potential, especially natural tourism. Almost every region in Indonesia has its own characteristics in terms of beauty and natural beauty. Tindalun Village is a village that has quite a lot of natural beauty. However, until now this potential has not been optimized properly. The lack of awareness of the community and village government regarding the importance of tourist destinations in each village means that this potential cannot be utilized optimally. This service activity carries out a work program to create village photo spots so that they can become a tourist attraction. The activity implementation method consists of using 5 stages, namely Village Potential Survey, Work Program Socialization, Joint Discussion, Photo Spot Area Survey, and Photo Spot Creation. The results of the service are photo spots made from materials from the surrounding environment, namely bamboo and areca nut wood.
Governabilitas peran pemerintah desa Girikarto dalam pengembangan wisata Heha Ocean View Musmulyadi, Musmulyadi; Setyowati, Yuli
Jurnal Administrasi Pemerintahan Desa Vol. 3 No. 2 (2022): Agustus 2022
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/villages.v3i2.34

Abstract

Peran pemerintah desa dalam membanggun kawasan wisata Girikarto untuk kehidupan masyarakat lebih baik, memeiliki program-program kebijakan yang di implementasikan oleh pemerintah Desa Girikarto,  menjaga konsistensi dari partisipasi masyarakat dengan melibatkan masyarakat dalam setiap proses pembangunan dan pengembangan kawasan wisata, tidak adanya pelatihan dan pendampingan terkait kepariwisataan serta menjalin kemitraan yang berorientasi pada pemenuhan sumber daya produktif untuk meningkatkan kualitas destinasi wisata peran pemerintah desa dalam mengelola kawasan wisata diharapkan mampu memberikan manfaat terhadap masyarakat Desa Girikarto.
Unlocking The Potential of "Kalosara": An Extensive Analysis of Adultery Instances Dispute Resolution in the Tolaki Tribe through the Lens of al-Ishlah Concept Haq, Islamul; Hannani, Hannani; Syatar, Abdul; Amiruddin, Muhammad Majdy; Musmulyadi, Musmulyadi
Al-Risalah Vol 24 No 1 (2024): June 2024
Publisher : Fakultas Syariah UIN Sulthan Thaha Saifuddin Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/alrisalah.v24i1.1488

Abstract

This article delves into the comprehensive examination of the dispute resolution in adultery cases within the Tolaki Tribe, specifically through the traditional practice of "Kalosara." The research also explores the relevance of Kalosara to the al-Ishlah concept in Islamic criminal law. This research uses the literature review method to establish a robust theoretical foundation. This research indicates a significant relevance between the Kalosara custom and the concept of Ishlah in the context of Islamic criminal law. The practice of Kalosara in resolving cases of adultery within the Tolaki Tribe reflects the principles of Ishlah, emphasizing reconciliation, restoration, and conflict resolution. The stages of the resolution process, from the acknowledgment of the perpetrator to the purification ceremony, mirror a holistic approach to achieving restorative justice. The research results show that the integration of Kalosara customary law in the Ishlah process reflects the aspirations of the Tolaki community for a comprehensive resolution and effective recovery at various levels, including individual, social, and broader community contexts. In the settlement through Kalosara, adulterers are expected to admit their actions, express regret, and carry out a purification process with a holistic approach to resolving conflicts and restoring social relations.
Tindakan Mencontek atau Tidak Mencontek diantara Para Siswa: Berdasarkan Teori Reflektifitas Margaret Archer Noblana Adib; Helen Sabera Adib; Adam Jait; Musmulyadi
JURNAL MANAJEMEN PENDIDIKAN DAN ILMU SOSIAL Vol. 5 No. 6 (2024): Jurnal Manajemen Pendidikan dan Ilmu Sosial (Oktober - November 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpis.v5i6.3093

Abstract

Tujuan penelitian ini lakukan diharapkan untuk mengetahui kapan, bagaimana dan mengapa menyontek atau anti mencontek di antara pada siswa. Diketahui faktor-faktor psikologis mendorong siswa mencontek. Penelitian ini menggunakan jenis penelitian kualitatif dan berparadigma kualitatif. Penelitian ini dilaksanakan di Provinsi Kep. Bangka Belitung. Kemudian beberapa sekolah di pilih disesuaikan dengan sebarannya selanjutnya dijadikan lokasi penelitian. Dalam menetapkan sekolah digunakan prosedur purposif. Data primer dan Data sekunder penelitian diperoleh melalui bahan-bahan pustaka yang relevan dengan penelitian ini seperti buku, artikel, disertasi, koran online, artikel online, jurnal online dan lain-lain. Kemudian teknik pengumpulan data yaitu pertama wawancara terstruktur. Kedua, teknik observasi partisipan Ketiga, menggunakan dokumentasi. Studi ini menggunakan pendekatan antropologi dengan menggunakan etnografi. Terakhir teknik analisis data dalam penelitian ini menggunakan reduksi data, displai dan verifikasi data mengunakan reflektifisme Archer. Arguemen peneliti adalah mencontek adalah reflektifisme siswa terhadap masalah yang dihadapinya, siswa tahu apa yang dikerjakannya dan tahu konsekuensi tindakannya.
EFFECTIVENESS AND EFFICIENCY OF FINANCIAL MANAGEMENT OF VILLAGE-OWNED ENTERPRISES (BUMDes) Angraeni, Natila; Musmulyadi, Musmulyadi; Arwin, Arwin; Rusnaena, Rusnaena
ASY SYAR'IYYAH: JURNAL ILMU SYARI'AH DAN PERBANKAN ISLAM Vol. 9 No. 2 (2024): Vol 9 No 2 (2024): Asy Syar’iyyah, Vol. 9, No.2, Desember 2024
Publisher : FAKULTAS SYARIAH DAN EKONOMI ISLAM IAIN SYAIKH ABDURRAHMAN SIDDIK BANGKA BELITUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32923/asy.v9i2.4983

Abstract

This research aims to analyze the effectiveness and efficiency of financial management in the Village-Owned Enterprise (BUMDes) "Berkah" in Ajakkang Village, Soppeng Riaja District, Barru Regency. Employing a qualitative approach, data was collected through observation, interviews, and documentation. The results indicate that BUMDes "Berkah" has successfully met community needs through three main business units: Farmers' Shop, Stationery Business, and Savings and Loans. The Farmers' Shop improves farmers' access to quality agricultural inputs at affordable prices, the Stationery Business fulfills educational and office needs of the community, while the Savings and Loans provides financial access with low interest rates. However, significant challenges remain, including lack of transparency and accountability in financial reporting, limited stock, and limited public understanding of financial services. To enhance effectiveness and efficiency, increased transparency, training for managers, and improved promotional strategies are recommended. This study concludes that with further refinement, BUMDes "Berkah" can serve as an effective model for village economic empowerment in Indonesia. Abstrak Penelitian ini bertujuan untuk menganalisis efektivitas dan efisiensi pengelolaan keuangan Badan Usaha Milik Desa (BUMDes) "Berkah" di Desa Ajakkang, Kecamatan Soppeng Riaja, Kabupaten Barru. Menggunakan pendekatan kualitatif, data dikumpulkan melalui observasi, wawancara, dan dokumentasi. Hasil penelitian menunjukkan bahwa BUMDes "Berkah" telah berhasil memenuhi kebutuhan masyarakat melalui tiga unit usaha utama: Toko Tani, Usaha ATK, dan Simpan Pinjam. Toko Tani meningkatkan aksesibilitas petani terhadap input pertanian berkualitas dengan harga terjangkau, Usaha ATK memenuhi kebutuhan pendidikan dan perkantoran masyarakat, sementara Simpan Pinjam menyediakan akses keuangan dengan bunga rendah. Meskipun demikian, tantangan signifikan masih dihadapi, termasuk kurangnya transparansi dan akuntabilitas dalam laporan keuangan, keterbatasan stok, dan pemahaman masyarakat yang terbatas tentang layanan keuangan. Untuk meningkatkan efektivitas dan efisiensi, disarankan adanya peningkatan transparansi, pelatihan bagi pengelola, dan strategi promosi yang lebih baik. Penelitian ini menyimpulkan bahwa dengan penyempurnaan lebih lanjut, BUMDes "Berkah" dapat menjadi model efektif untuk pemberdayaan ekonomi desa di Indonesia.
Zakat Literacy: Digital Islamic Finance in Community Economic Development Damirah, Damirah; Sahrani, Sahrani; Musmulyadi, Musmulyadi
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1: Januari 2024
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v11i1.27549

Abstract

The purpose of this study is to explore the pivotal roles of Islamic finance and Zakat, particularly in the context of digital transformation, in improving financial literacy and fostering economic growth within communities. The study specifically examines how the digitalization of Zakat collection and distribution, alongside other Islamic finance principles, contributes to the development of an inclusive and ethical economy rooted in Islamic values.This study employs a mixed-method approach, combining qualitative and quantitative analyses. Data is gathered through interviews, case studies, and statistical analysis to explore the impact of digital Islamic finance and Zakat management on community economic development. The study focuses on how digital literacy in Islamic finance, particularly Zakat, can enhance economic outcomes and the effectiveness of these tools for poverty alleviation.The study reveals that integrating Islamic finance and Zakat with digital technology significantly improves financial literacy, leading to better economic decision-making and sustainable economic development. The digitalization of Zakat processes not only increases transparency and efficiency but also broadens the reach and impact of Zakat, reinforcing its role as a crucial instrument in Islamic finance for poverty alleviation. However, key challenges, such as gaps in public understanding and limited access to financial education, need to be addressed to fully leverage the potential of digital Islamic finance and Zakat.
Co-Authors A Tiara Mukhtar A. Asma A. Yayuk Abd. Hamid Abd. Hamid ABDUL HAMID Adam Jait Ahmad Kamil Makarim Amiruddin, Muhammad Majdy Andi Bahri Andi Masniah Angraeni, Natila Annur, Destina Efri Anugrah, Mahamad Azhar Apriansyah, Muhammad Ansar Arfian Alinda Herman Arwin Arwin Asmiati Bahri, Andi Binti Kisman, Rizky Bohari Muslim Budiono, I Nyoman Burhan Burhan Cakrah, Yuyun Andira Damirah Damirah Damirah Damirah DAMIRAH DAMIRAH, DAMIRAH Darwis Dian Resky Pangestu Didi Eza Rizaldy Emily Nur Saidy Fahmiah Akilah Fitri Indah Sari Hannani Harry Fauzi Hasdinar Helen Sabera Adib Heriana Immanuel Conti Morales, Alberto Islamul Haq Isma Wulandari Pryatna Ismaidar I, Ismaidar Jumrah Tahir kpi, Hayana M. Fadli Ferdiansyah Putra M.M, Besse Faradiba Mahsyar Maskuri Moh. Yasin Soumena Mughni Sulubara, Seri Muh. Ilham Jaya Muh. Zukri Malik Muhammad Anwar Muhammad Satar Muliati, Muliati Noblana Adib Nurfadhilah Nurfadhilah, Nurfadhilah Nurfadillah Nurlina Nurlina Nurnaningsih A Nurnaningsih Nurnaningsih Pangestu, Dian Resky Rahman, Sundari Rasnawati Ratri Reza, Muh Rezki Fani Rizkyanti, Rizkyanti Rusnaena Rusnaena RUSNAENA RUSNAENA, RUSNAENA Safrida Safrida Safrida Sahrani, Sahrani Sari, Junita Semauin, Syahriyah Semaun, Syahriyah Siradjuddin Siradjuddin Soumena, Moh Yasin Sri Wahyuni St. Nurhayati Subair, Muhammad Kamal Sundari Rahman Syafaruddin Syafrida Syafrida Syahriyah Semaun, Syahriyah Syatar, Abdul Tamaulina Tamaulina Trian Fisman Adisaputra Waliyuddin Wardani, Safira Yuli Setyowati