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All Journal IQTISHODUNA EGALITA El Dinar Jurnal Minds: Manajemen Ide dan Inspirasi Journal of Consumer Science I-Finance Journal Jurnal Dimensi Jurnal Ilmiah Ekonomi Islam Al Tijarah Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Riset Pendidikan Ekonomi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Management and Economics Journal (MEC-J) MALIA International Journal of Supply Chain Management JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Jurnal Tabarru': Islamic Banking and Finance Syarikat : Jurnal Rumpun Ekonomi Syariah EKUITAS (Jurnal Ekonomi dan Keuangan) Iqtishoduna: Jurnal Ekonomi Islam Jurnal Riset Entrepreneurship International Journal of Business Economics (IJBE) JPKMI (Jurnal Pengabdian Kepada Masyarakat Indonesia) Inobis: Jurnal Inovasi Bisnis dan Manajemen Indonesia JMK Jurnal Manajemen dan Kewirausahaan Community Empowerment Jurnal Ekonomi Unram Journal of Community Service (UJCS) Widyagama National Conference on Economics and Business (WNCEB) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Prestise: Jurnal Pengabdian Kepada Masyarakat Bidang Ekonomi dan Bisnis ASNAF Engagement: Jurnal Pengabdian Kepada Masyarakat JPS (Jurnal Perbankan Syariah) Ulil Albab INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE (INJOLE)
Nihayatu Aslamatis Solekah
Universitas Islam Negeri Maulana Malik Ibrahim Malang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Transportation Other

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DETERMINATION OF INCREASING SMES'S INTENTION TO USE SHARIA BANKING SERVICES: SME’S PERSPECTIVE IN MALANG Tara Andaresta; Nihayatu Aslamatis Solekah
I-Finance Journal Vol 10 No 1 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/xr9bbd68

Abstract

The research aims to determine the influence of Shariah financial literacy, Islamic branding, and religiousness on the interests of SMEs in the use of Shariah banking services. Knowledge of Shariah finance, the application of Islamic branding, and the understanding of religiousness can influence the interest of Small Enterprise perpetrators in the Big Market of Malang City in banking services. Good financial literacy of the Shariah, an Islamic understanding of branding, and a high level of religiosity are expected to make SMEs a qualified perpetrator. This research uses a descriptive quantitative approach that uses primary and secondary data. The sample used in this study was 165 respondents of Small Enterprises offenders in the Big Market of Malang City—data obtained from questionnaires distributed offline to respondents who have qualified. The data obtained was then processed with the help of statistical software, which is SPSS version 24. The analysis used in this study is the measurement of validity and realisticity, the fulfilment of classical assumptions, the analysis of double linear regression, and the test of hypotheses. The results of this study are based on a regression test, i.e., partially, the variable of Shariah financial literacy has a significant influence on the interest in using Sharia banking services, vriable Islamic branding  partially has a positive and significant influence on variable dependency, i.e., interest in using Shariah banking services, and eligiosity variables have a partially positive and significant influence on the dependent variables, i.e., interest in using Sharia banking services. The conclusion of this study is that partially the variables of financial literacy Shariah, Islamic branding, and religiousness have a positive and significant influence on the dependent variable i.e. interest in using Sharia banking services.
Co-Authors Abdul Malik Setiawan Achmad Farid Hidayatullah Achmad Sani Supriyanto Adha Herfian Prayogi Adinda Putri Nur Aini Admiral Danarhuda Afifah, Binti Salisatul Agil Nurcahyo Ainur Rosidah Amalia Rahman AJR Amalia Rahman AJR Ari Prasetyo Hirmawan Azizah Nur Hidayah Azizah Barianto Nurasri Sudarmawan Dariri, Fardan Dhepril Puradi Rachmatulloh Dyah Febriantina Istiqomah Eko Suprayitno Elfin, Maulidya Esy Nur Aisyah Faraz, Laode Farida Dwi Rahmawati Fathul Bachri Fenanda, Zakiah Intan Fitri Ilma Wahyuni Hakim, Ahmad Muqarrabin Hidayah, Nurul Fajriyah Inda, Ajeng Jelita Indrianawati Usman Indrianawati Usman Jumriyah Jumriyah Kristi Fiki Andrayani Kusuma, Yossy Indra Lailatus Syarifah Laksmi Puteri, Sayyida Islamiya Laurina Trisnaning Putri M Fatkhur Rozi, M Fatkhur M. Fatkhur Rozi MARDIANA Mardiana Mardiana Maulidina, Ivada Hedi Mauludin, Ahmad Hasbi Muhamad Delid Pahlevi Muhammad Ramadhan Mukaromatul Hisnidah Mukhamad Ikhlas Darmawan Muna, Rifka Mudrikul Nadyah Zubdatun Nihayati Nailatus Sadiyah Nugraha, Reno Iwan Candra Nur Ainul Mutmainnah Nur Asnawi Nur Azizah, Nisya Premananto, Gancar Prima Ananda Choirunnisa Putri Kamila, Talia Rabikhatus Tsania Rachmatulloh, Dhepril Puradi Rangga Saputra Ratnasari, Kartika Rini Safitri Rohmah, Yushardani Rosalina achmad Salis, Nur Sandiani Sri Wahyuni Sonia, Lailatul Izzah Soranda, Rizky Febrian Sri Hartini Sri Wahyuni Syafira, Azka Arij Syarifah HN., Lailatus Tanti Handriana Tanti Handriana Tara Andaresta Tara Andaresta Titis Miranti Tri Bagus Doni Andrean Ulfa Khoirun Nisa Ulfi Kartika Oktaviana Ulum, Ima Fidatul Yuanggi Nur Wiria Tarita Zakiya Salsabila Zuhratun Nisak Risnia