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All Journal Progressa: Journal of Islamic Religious Instruction Conference on Innovation and Application of Science and Technology (CIASTECH) JURNAL PENDIDIKAN TAMBUSAI Community Development Journal: Jurnal Pengabdian Masyarakat IJOIS: Indonesian Journal of Islamic Studies Ilomata International Journal of Social Science Jurnal Pengabdian Kepada Masyarakat The International Journal of Politics and Sociology Research Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Journal Of Human And Education (JAHE) MLJ Merdeka Law Journal Maksigama : Jurnal Ilmiah Hukum Universitas Wisnuwardhana Malang jurnal administrasi politik dan sosial Abdimas Indonesian Journal Yurisprudentia: Jurnal Hukum Ekonomi Innovative: Journal Of Social Science Research AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Sinergi International Journal of Law Jurnal Pengabdian Masyarakat dan Riset Pendidikan JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi Journal of Innovative and Creativity Jurnal Intelek Dan Cendikiawan Nusantara Rechtsvinding Public Sphere: Jurnal Sosial Politik, Pemerintahan dan Hukum Jurnal Hukum Bisnis (J-Kumbis) International Journal of Technology and Education Research International Journal of Education, Vocational and Social Science Asian Journal of Management, Entrepreneurship and Social Science QAZI : Journal of Islamic Studies Indonesian Journal of Innovation Multidisipliner Research Journal Pesona Indonesia Jurnal Cendekia Ilmiah Joong-Ki RechtJiva
Vivi Sylvia Purborini
Universitas Wisnuwardhana
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Public Health Social Sciences Veterinary Other

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Civil Dispute Resolution Strategy Through Alternative Dispute Resolution (ADR) Marlinda Martha Fenny Pandi; Sri Astutik; Fitri Ayuningtiyas; Vivi Sylvia Purborini
Rechtsvinding Vol. 4 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/rechtsvinding.1422

Abstract

Civil dispute resolution in Indonesia is generally conducted through litigation; however, court proceedings are often time-consuming, costly, and tend to produce win-lose outcomes that may harm the relationship between the disputing parties. As an alternative, Alternative Dispute Resolution (ADR) offers a more efficient and constructive approach to resolving civil disputes. This study aims to examine the background of ADR as a strategy for civil dispute resolution and to analyze the effectiveness of mediation in court proceedings. This research employs a normative legal method using statutory and conceptual approaches. Primary legal materials include Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution and Supreme Court Regulation (PERMA) Number 1 of 2016 on Mediation Procedures in Courts. Secondary materials such as legal literature and scholarly journals support the analysis. The data are analyzed descriptively and qualitatively. The findings indicate that ADR is philosophically grounded in the values of Pancasila, particularly deliberation and consensus, and sociologically aligned with Indonesia’s customary tradition of peaceful settlement. Although mediation is mandatory in civil cases, its effectiveness remains limited due to a lack of good faith from disputing parties, insufficient public understanding, and suboptimal implementation. In conclusion, ADR, particularly mediation, serves as a relevant and strategic mechanism for resolving civil disputes in Indonesia, but its success depends on the parties’ willingness to settle and the effective role of mediators and courts.
Legal Validity of Digital Contracts in Indonesian Business Transactions: A Normative Study of the Civil Code and Electronic Information and Transactions Law Vivi Sylvia Purborini; Suryaningsih
Sinergi International Journal of Law Vol. 4 No. 2 (2026): May 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/law.v4i2.1032

Abstract

The development of digital business transactions in Indonesia has changed the way contracts are made, from written paper agreements to electronic agreements. This change raises legal questions about whether digital contracts are valid, enforceable, and able to provide legal certainty under Indonesian civil law. This article examines the validity of digital contracts based on Article 1320 of the Indonesian Civil Code and the Electronic Information and Transactions Law. Previous studies have discussed electronic contracts in e-commerce, electronic documents as evidence, and the recognition of digital agreements in Indonesian law. However, these studies have not clearly explained how each requirement of contract validity applies to digital business contracts. This article fills that gap by discussing electronic consent, legal capacity, clear contractual objects, lawful causes, authentication, and the reliability of electronic evidence. This study uses a normative legal method with statutory and conceptual approaches. The analysis shows that digital contracts are valid as long as they meet the requirements of Article 1320 of the Civil Code and are supported by the Electronic Information and Transactions Law. Even so, several legal problems remain, especially in proving consent, verifying the identity and capacity of the parties, protecting the integrity of electronic records, and handling cross-border digital transactions. This article concludes that Indonesian civil law can accommodate digital contracts, but clearer legal interpretation and better regulatory harmony are needed to strengthen legal certainty in modern business transactions.
Legal Protection for Consumers Victims of Illegal Online Loans in Indonesia: A Normative Study of Personal Data Misuse and Intimidating Billing Practices Vivi Sylvia Purborini; Jusrihamulyono A.HM; Hilman Jayadi
Yurisprudentia: Jurnal Hukum Ekonomi Vol 12, No 1 (2026)
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v12i1.19845

Abstract

The development of financial technology has expanded public access to financing services, yet it has also created opportunities for illegal online lending practices that harm consumers. This article analyses legal protection for consumers in illegal online lending, particularly regarding the misuse of personal data and intimidating debt collection practices that are often used as instruments of pressure against debtors. This study employs a normative juridical method with statutory and conceptual approaches. The legal materials examined include the Consumer Protection Law, the Personal Data Protection Law, the Electronic Information and Transactions Law, the Financial Sector Development and Strengthening Law, and regulations issued by the Financial Services Authority concerning consumer protection and information technology-based joint funding services. The findings show that illegal online lending creates complex legal problems because the violations are not limited to the absence of business licences, but also include violations of privacy rights, lack of information transparency, verbal threats, dissemination of personal data, and social pressure against consumers and third parties. Existing legal instruments provide an adequate normative basis for consumer protection, but their effectiveness remains limited because illegal actors operate outside the licensing system, frequently change their digital identities, and are difficult to reach through administrative supervision. Therefore, consumer protection must be implemented through an integrated preventive, repressive, and restorative approach. This article recommends strengthening inter-agency coordination, improving digital financial literacy, systematically blocking illegal applications, enforcing the law against personal data misuse, and restoring victims’ rights. These findings emphasise the importance of ensuring a balance between financial technology development, legal certainty, and the protection of consumer dignity within Indonesia’s increasingly complex digital economy.
Pentingnya Pendidikan Hukum Islam di Era Digital Vivi Sylvia Purborini
PROGRESSA: Journal of Islamic Religious Instruction Vol. 7 No. 1 (2023): Februari
Publisher : Sekolah Tinggi Ilmu Tarbiyah Raden Wijaya Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32616/pgr.v7.1.436.91-102

Abstract

Pendidikan adalah bagian dari proses belajar untuk membentuk karakter individu pada bangsa dan negara. Kualitas proses pendidikan menentukan hasil dari proses belajar, yaitu arah pemikiran dan langkah kehidupan manusia. Harapan masyarakat cukuplah besar untuk menjadikan seorang anak atau individu bisa mendapatkan pendidikan karakter yang baik, agar menjadi manusia yang berkarakter, berbudi pekerti luhur, dan dapat menjalankan kehidupannya sesuai dengan syariat Islam. Penulis menggunakan metode penelitian hukum normatif untuk meneliti dan menulis pembahasan. Tipe penelitian yang digunakan adalah deskriptif. Penelitian hukum deskriptif bersifat pemaparan dan bertujuan untuk memperoleh gambaran atau deskripsi lengkap tentang keadaan hukum yang berlaku ditempat tertentu dan pada saat tertentu yang terjadi dalam masyarakat. Penelitian ini diharapkan dapat memberikan informasi secara jelas dan rinci dalam memaparkan revitalisasi pendidikan hukum di era digital. Kemajuan teknologi, akses ilmu pengetahuan tanpa batas, membuat manusia dapat menjelajah ruang dan waktu dimanapun dan kapanpun. Hampir semua lini dalam kehidupan sosial bangsa negara dapat difasilitasi dengan teknologi. Hal inilah yang membust revitalisasi pendidikan hukum di era digital menjadi sangat penting untuk membuat lingkungan masyarakat berbangsa dan bernegara tetap kondusif dan selalu menjunjung tinggi nilai-nilai kearifan yang ada serta dengan batasan peraturan yang jelas mengatur segala tingkah laku masyarakat, demi terciptanya peradaban insan manusia Indonesia yang maju berkarakter dengan menjunjung tinggi kearifan lokal. Kemajuan generasi bangsa adalah melalui prose pembelajaran yang baik dan dilakukan secara komprehensif melibatkan berbagai pihak. Oleh karenanya revitalisasi pendidikan hukum di era digital akan terus dibutuhkan untuk terus dikembangkan sesuai dengan kemajuan jaman demi majunya peradaban generasi bangsa.
Regulating Fintech Abuse in Illegal Online Lending: A Criminal Law and Policy Approach Vivi Sylvia Purborini; Joice Soraya
Ilomata International Journal of Social Science Vol. 7 No. 2 (2026): April 2026
Publisher : Yayasan Ilomata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijss.v7i2.2065

Abstract

The rapid expansion of financial technology (fintech) has transformed digital financial services, particularly in the online lending sector. However, this growth has been accompanied by the proliferation of illegal online lending platforms operating outside formal regulatory frameworks. These platforms often engage in abusive practices, including excessive interest rates, coercive debt collection, misuse of personal data, intimidation, and other forms of cyber-enabled economic crime. This article examines the regulatory and criminal law frameworks governing fintech-related abuses in illegal online lending in Indonesia, focusing on their coherence and limitations. Using a normative juridical approach, the study analyzes statutory regulations, policy instruments, and legal doctrines related to fintech regulation, consumer protection, cybercrime, and criminal liability. The findings reveal that, despite the existence of multiple regulatory and penal mechanisms, the legal framework remains fragmented and institutionally dispersed. Key challenges include overlapping regulatory mandates, weak coordination among supervisory and law enforcement bodies such as the Financial Services Authority (OJK), the Ministry of Communication and Information Technology, and criminal justice institutions and the increasingly transnational nature of digital financial crimes. This article proposes normative recommendations to enhance regulatory coherence, particularly through integrated regulatory supervision. This approach emphasizes structured coordination among relevant authorities, clearer division of institutional responsibilities, shared enforcement mechanisms, and harmonized regulatory standards. By clarifying structural and doctrinal gaps, this study contributes to strengthening consumer protection and improving legal certainty within Indonesia’s fintech ecosystem.
Strengthening Legal Awareness of Consumer Protection and Standard Clauses for Micro Business Actors Through Community Service Activities Suryaningsih Suryaningsih; Vivi Sylvia Purborini; Kasmin Kasmin; Rika Novitasari; Tikka Dessy Harsanti
Abdimas Indonesian Journal Vol. 6 No. 1 (2026)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/aij.1327

Abstract

Micro business actors frequently use standard clauses in consumer transactions without fully understanding their legal implications under Law No. 8 of 1999 on Consumer Protection. This low level of legal awareness may lead to the inclusion of unfair standard clauses that violate consumer rights and expose micro enterprises to potential legal risks. This community service activity aimed to enhance the legal awareness of micro business actors regarding consumer protection, particularly in relation to the lawful use of standard clauses in business contracts. The activity was implemented through legal counseling methods, including lectures, interactive discussions, and question-and-answer sessions. The materials covered consumer rights and obligations, prohibited standard clauses under consumer protection law, and the importance of balanced contractual relationships. The results showed a significant improvement in participants’ understanding and awareness, with approximately 70% of participants demonstrating increased knowledge of lawful standard clauses based on pre- and post-activity evaluations. This program is expected to encourage micro business actors to apply fair and legally compliant standard clauses, thereby supporting sustainable and equitable business practices.
PERLINDUNGAN HUKUM PERJANJIAN ELEKTRONIK SEBAGAI RESPONS ATAS PERUBAHAN SOSIAL PADA HUKUM PERDATA DUNIA USAHA Vivi Sylvia Purborini; Jusrihamulyono A.HM
Public Sphere: Jurnal Sosial Politik, Pemerintahan dan Hukum Vol 5, No 1 (2026): JPS (Jurnal Sosial Politik, Pemerintahan dan Hukum)
Publisher : CV Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jps.v5i1.2860

Abstract

Advances in information technology have driven significant changes in contractual practices in the business world, particularly through the use of electronic contracts, which require legal certainty and protection within the civil law framework. This study aims to analyze the forms of legal protection for electronic contracts and to examine the civil law response to the social changes occurring in business activities. The method used is normative legal research with a legislative and conceptual approach, through an analysis of the Civil Code, the Electronic Information and Transactions Law, and relevant legal literature. The results of the study indicate that legal protection for electronic contracts has been normatively recognized and possesses valid legal force; however, challenges remain regarding the burden of proof, the validity of electronic signatures, and legal certainty due to rapid technological advancements. Furthermore, social changes marked by the digitalization of the economy demand adjustments to civil law to ensure it remains relevant and adaptive. In conclusion, there is a need to strengthen regulations, harmonize rules, and enhance legal understanding among business actors to ensure the effectiveness of legal protection in electronic contracts amidst the dynamics of social change. ABSTRAKPerkembangan teknologi informasi telah mendorong perubahan signifikan dalam praktik perjanjian di dunia usaha, khususnya melalui penggunaan perjanjian elektronik yang menuntut adanya kepastian dan perlindungan hukum dalam kerangka hukum perdata. Penelitian ini bertujuan untuk menganalisis bentuk perlindungan hukum terhadap perjanjian elektronik serta mengkaji respons hukum perdata terhadap perubahan sosial yang terjadi dalam aktivitas bisnis. Metode yang digunakan adalah penelitian hukum normatif dengan pendekatan perundang-undangan dan konseptual, melalui analisis terhadap KUH Perdata, Undang-Undang Informasi dan Transaksi Elektronik, serta literatur hukum yang relevan. Hasil penelitian menunjukkan bahwa perlindungan hukum terhadap perjanjian elektronik secara normatif telah diakui dan memiliki kekuatan hukum yang sah, namun masih terdapat kendala dalam aspek pembuktian, keabsahan tanda tangan elektronik, dan kepastian hukum akibat perkembangan teknologi yang cepat. Selain itu, perubahan sosial yang ditandai dengan digitalisasi ekonomi menuntut adanya penyesuaian hukum perdata agar tetap relevan dan adaptif. Kesimpulannya, diperlukan penguatan regulasi, harmonisasi peraturan, serta peningkatan pemahaman hukum bagi pelaku usaha guna menjamin efektivitas perlindungan hukum dalam perjanjian elektronik di tengah dinamika perubahan sosial.
Analisis Maqashid Syariah terhadap Tindak Pidana Kekerasan dalam Rumah Tangga Jusrihamulyono A.HM; Aria Roby Putra; Vivi Sylvia Purborini
QAZI: Journal of Islamic Studies Vol 3 No 1 (2026): 2026
Publisher : PT.Hassan Group Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61104/qz.v3i1.1107

Abstract

Kekerasan dalam rumah tangga (KDRT) merupakan salah satu tindak pidana yang menimbulkan penderitaan serius bagi korban secara fisik, psikologis, sosial, dan spiritual. Penelitian ini bertujuan menganalisis tindak pidana KDRT melalui perspektif maqashid syariah, dengan fokus pada pendekatan hifz al-nafs sebagai dasar perlindungan jiwa manusia. Metode yang digunakan adalah penelitian hukum normatif dengan pendekatan konseptual dan analisis komparatif antara hukum positif Indonesia (UU No. 23 Tahun 2004 tentang Penghapusan KDRT) dan hukum pidana Islam. Hasil penelitian menunjukkan bahwa seluruh bentuk KDRT fisik, psikis, seksual, dan penelantaran rumah tangga bertentangan dengan prinsip hifz al-nafs yang merupakan kebutuhan primer (dharuriyyat) dalam hierarki maqashid syariah. Pendekatan ini menempatkan perlindungan jiwa dan martabat korban sebagai tujuan utama penegakan hukum Islam, sekaligus menegaskan bahwa KDRT merupakan pelanggaran terhadap tujuan pembentukan keluarga yang dilandasi sakinah, mawaddah, wa rahmah. Penelitian ini berkontribusi pada pengembangan hukum pidana Islam yang lebih humanis dan berorientasi pada perlindungan korban kekerasan domestik.
Kepastian Hukum Perlindungan Upah Pekerja Dalam Perspektif Hukum Perdata Perburuhan Vivi Sylvia Purborini; Dinda Delfina
J-CEKI : Jurnal Cendekia Ilmiah Vol. 5 No. 3: April 2026
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/j-ceki.v5i3.14753

Abstract

Upah merupakan hak normatif pekerja dan memainkan peran mendasar dalam memastikan standar hidup yang layak bagi pekerja dan keluarga mereka. Namun, dalam praktik ketenagakerjaan, berbagai masalah sering muncul, seperti keterlambatan pembayaran upah, pemotongan upah sepihak, dan ketidakpatuhan terhadap standar upah minimum oleh pengusaha. Kondisi ini menciptakan ketidakpastian hukum bagi pekerja, yang secara struktural berada di posisi yang lebih lemah dalam hubungan kerja. Studi ini bertujuan untuk menganalisis kepastian hukum dalam perlindungan upah pekerja dari perspektif hukum perdata ketenagakerjaan di Indonesia. Penelitian ini menggunakan metode penelitian hukum normatif dengan pendekatan hukum perundang-undangan dan pendekatan konseptual. Materi hukum terdiri dari sumber hukum primer berupa undang-undang ketenagakerjaan dan sumber hukum sekunder, termasuk buku teks hukum, jurnal ilmiah, dan pendapat ahli. Temuan menunjukkan bahwa, secara normatif, pengaturan perlindungan upah telah diatur secara komprehensif dalam undang-undang ketenagakerjaan; namun, masih terdapat kesenjangan dalam implementasi, yang berpotensi menyebabkan ketidakpastian hukum. Oleh karena itu, penguatan norma hukum dan penegakan hukum yang konsisten diperlukan untuk menjamin perlindungan upah yang adil dan memberikan kepastian hukum dalam hubungan kerja.
Co-Authors Aini, Vivi Fauziatul Alfedro Putut Prahoro Alfedro Putut Prahoro Anjanni, Arimbi Rayi Anugrah, Roy Aria Roby Putra Azharuddin, Muhammad Afandi Bernardus Liat Wungubelen Debrina Rahmawati Dewi, Neiska Kurnia Dinda Delfina Fitri Ayuningtiyas Galih Setiyo Refangga Grace Citra Dewi Haq, Abdul Harsanti, Tikka Dessy Harsanty, Tikka Dessy Hilman Jayadi Joice Soraya Jusrihamulyono Jusrihamulyono A.HM Jusrihamulyono A.HM Kaharap, Yorgen Kasmin Kasmin Kasmin, Kasmin Leksono, Didit Puji Maharani, Cantika Edenia Marlinda Martha Fenny Pandi Masela, Minggus Salvinus Minggus S Masela Minggus S. Masela Mohammad Gufron Muhammad Afandi Azharuddin Muhammad Taufiqurrahman Neiska Kurnia Dewi Prahoro, Alfedro Putut Putri, Aisyah Bella Cahya Ramadhan, Zulfikar Raysharie, Puput Iswandyah Rika Novitasari Roy Anugrah Rumadi Rumadi Rumadi Rumadi Santa, Maria Angelina Saputro, Neno Achmad Wahyu Sari, Lilis Yunita Sarwo Waskito Sarwo Waskito Sastraningsih, Anak Agung Putri Sholihah, Lik Bawon Sigit, Nanta Sinda Eria Ayuni Sri Astutik Sujiantoro, Hibertus Suryanatha, Ida Bagus Suryaningsih suryaningsih Suryaningsih Suryaningsih Suryaningsih Suryaningsih Suryaningsih Tikka Dessy Harsanty Winarno, Bambang Wirawan Aryanto Balol, Wirawan Aryanto Wisnuwardhani, Diah Aju Zidny, Hilman Zulfikar Ramadhan Zulfikar Ramadhan