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Operasional Baitul Mal Wa Tamwil (Bmt) Dalam Pemberdayaan Ekonomi Umat Di Kabupaten Sidoarjo Anwar, Moch. Khoirul
AKRUAL: JURNAL AKUNTANSI Vol 4, No 2: AKRUAL: Jurnal Akuntansi (April 2013)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v4n2.p170-182

Abstract

AbstractOne of the efforts to empower people’s economy is the existence of microfinance institutions such as Bayt al-Mal wa al-Tamwil (BMT) which have role to establish the economy successfully. This research used a qualitative approach and the type was field research. Data obtained in this research through participatory observation and interviews involved. The findings of this research can be presented that BMT has a participation in the economic empowerment of small and micro entrepreneurs. However, BMT in Sidoarjo Regency, it can not perform its function as bayt al-mal, having a duty to apply the social mission.
Pengaruh Pembiayaan Jual Beli, Pembiayaan Bagi Hasil Dan Intellectual Capital Terhadap Kinerja Keuangan Bank Syariah Nizar, Achmad Syaiful; Anwar, Mochamad Khoirul
AKRUAL: JURNAL AKUNTANSI Vol 6, No 2: AKRUAL: Jurnal Akuntansi (April 2015)
Publisher : UNIVERSITAS NEGERI SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v6n2.p130-146

Abstract

This research aims to examine the effect of trade financing, profit sharing financing and intellectual capital as measured with islamic Bank-Value Added Intellectual Coeficient (iB-VAIC) towards financial performance as measured with Return On Asset (ROA) of islamic bank. The population in this study is an Islamic commercial bank during the period 2011-2014, of all populations there are 9 Islamic commercial bank that have meet the criteria for the research samples. Data used in this research are annual financial statements published on official website of Islamic commercial bank. The analysis technique used in this research is multiple linear regression analysis. These result shows that trade financing don’t affect of financial performance, profit sharing financing don’t affect of financial performance and intellectual capital affect of financial performance.Keywords: Financing, Intellectual Capital, Financial Performance and Islamic Bank
Revisiting Islamic Economics of Nusantara: Conceptual and Legal Perspectives Anwar, Moch Khoirul; Febrianto, Nur Fitroh
al-Uqud : Journal of Islamic Economics Vol 4, No 1 (2020): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.553 KB) | DOI: 10.26740/al-uqud.v4n1.p133-145

Abstract

The development of Islam in Indonesia is inseparable from the economy because Islam initially came to Indonesia through trade. The teachings of Islam are embedded through economic activities such as in commerce and agriculture, although not uses Islamic terms specifically. As a result, many people are not aware that their economic activity becomes part of the implementation of the Islamic economics concept. Therefore, this paper aims to examine the implementation of Islamic economics in this country, both in terms of conceptual and formal legal practice implemented by the community. This study based on library research that focused on studying a variety of works of literature about the Islamic economic system and its implementation in Indonesia. Interviews and observation also collect the data to farmers and cattle ranchers that have taken as the sample. Furthermore, the data analysis employs a content analysis method to identify the specific characteristics of the information when data had been collected. The results of this study indicate that some of the Islamic economics concepts has been applied in the Indonesian daily economy activities. This reflects the manifestation of the 33rd Article of the Indonesian Constitution 1945 that emphasizes economic built by the cooperations and kinship principle. In the society who do farming and animal husbandry, for example, people implements "Paron" and "Gaduh" that use the same principles with musyarakah in the Islamic financing system.
Gerakan Perilaku Hidup Bersih dan Sehat (PHBS) dan Filantropi Bansos Mahasiswa dalam Meminimalisasi Dampak Covid-19 ach yasin; Moch Khoirul Anwar; Hujjatullah Fazlurrahman
Jurnal Abdi Masyarakat (JAM) Vol 7, No 1 (2021): JAM (Jurnal Abdi Masyarakat)-September
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Covid -19 pandemic disaster made many students choose to stay in Surabaya, East Java. Students need to eat and drink to carry on their lives and to fulfill these needs, students will have activities outside the home. Surabaya category which is in the red zone, the possibility of contracting the virus is very high. It is unfortunate if there are students who have contracted Covid-19 because they left their rented or boarding houses to shop to meet their daily needs. Therefore, it is necessary to have a PHBS Movement in activities outside the home to prevent the transmission of covid-19. The PHBS movement includes how to wash hands using soap and running water, use masks and social distancing. Activities are carried out in the form of seminars and socialization using social media. Another activity is the distribution of aid as a form of philanthropy to students affected by Covid-19. The results of the PKM implementation are expected to be able to prevent and minimize the spread of Covid - 19 among students.
HEALTH TO LIVE: PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI PEMBUATAN DAN PENDISTRIBUSIAN MASKER DAN HANDSANITIZER DITENGAH PANDEMIC COVID-19 DI KELURAHAN JAMBANGAN DAN PAGESANGAN KOTA SURABAYA Hujjatullah Fazlurrahman; Achmad Yasin; Moch. Khoirul Anwar; Muhammad Fajar Wahyudi Rahman
Jurnal Abdi Masyarakat (JAM) Vol 6, No 2 (2021): JAM (JURNAL ABDI MASYARAKAT)-MARET
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jam.v6i2.002

Abstract

Sebagai wujud implementasi Tri Dharma Perguruan Tinggi pada poin Pengabdian Kepada Masyarakat (PKM), Universitas Negeri Surabaya dalam Penanganan COVID-19 melalui Unit Crisis Centre dan BEM Fakultas Ekonomi Universitas Negeri Surabaya membentuk Tim PKM untuk melakukan kegiatan "Health to Live, Pemberdayaan Ekonomi Masyarakat Melalui Pembuatan dan Penditribusian Masker dan Handsanitizer ditengah Pandemic Covid-19 di Kelurahan Jambangan dan Pagesangan Kota Surabaya". Kegiatan ini diharapkan dapat berdampak pada peningkatan kesejahteraan masyarakat, meningkatakan rasa kepedulian masyarakat serta memutus mata rantai penyebaran virus COVID-19 di Indonesia, khususnya di Surabaya, Jawa Timur
Ekonomi dalam Perspektif Islam Moch. Khoirul Anwar
Islamica: Jurnal Studi Keislaman Vol. 3 No. 1 (2008): September
Publisher : Postgraduate Studies of Universitas Islam Negeri Sunan Ampel Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (63.587 KB) | DOI: 10.15642/islamica.2008.3.1.26-35

Abstract

Economic misbehavior would certainly impact on the economic performance of a society. As a religion, Islam realizes this and knows that economic misconduct must be diagnosed. Islam encourages that in order for the economic sustenance to be materialized human and natural resources must be explored to the maximum. Economic sustenance is the goal for any country. And Islam supports a policy toward that sustenance. The fact that Islam loves a strong society means that this religion supports a sound economic policy that would work toward the realization of a well-off society. The Qur??n states that one must explore the world and seek the providence of God. To ?explore the world? is a divine command. The logic behind this command is that, first, one must work to earn fortune so that his worldly needs can be met, and second, he must develop a system so that he may earn the fortune both in legitimate and progressive way. In Islam, working is a form of worship. It is therefore rewarding. But Islam also encourages that we develop a comprehensive, holistic, realistic, just, responsible, and balanced economic system so that our economic sustenance may be realized. Islam believes that the goal of any economic sustenance is the materialization of social and economic welfare. All members of society irrespective of their race, religion and color must benefit from that sustenance.
Analisis Risiko Makanan Halal Di Restoran Menggunakan Metode Failure Mode and Effect Analysis Wildatus Sholichah; Iwan Vanany; Adi Soeprijanto; Moch. Khoirul Anwar; Lilik Fatmawati
Jurnal Ilmiah Teknik Industri Vol. 16, No. 2, Desember 2017
Publisher : Department of Industrial Engineering Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jiti.v16i2.4941

Abstract

The halal food served in restaurants is important for Muslim consumers and it is one of the most susceptible issues for restaurant business. Therefore, restaurant internal efforts to ensure the halal food by examining critical risks including the way to manage them become important to be execute by restaurant management. This research aims to create a model using Failure Mode and Effect Analysis (FMEA) method to identify and analyze the existing risks. Moreover, it also explains some improvement programs toward the risk management. The results of the risk identification and analysis will be determined by using Risk Priority Number (RPN). It is categorized that 7% risk event is classified as ‘very high risk’, 50% as ‘high risk’, 25% as ‘moderate risk’, and 18% considered as ‘low risk’. Furthermore, the improvement programs explained in this research are about delivery order system, packaging improvement, and also training, reward and punishment system. These programs are mainly purposed to reduce the risk with ‘high risk’ category.
Operasional Baitul Mal Wa Tamwil (Bmt) Dalam Pemberdayaan Ekonomi Umat Di Kabupaten Sidoarjo Moch. Khoirul Anwar
AKRUAL: JURNAL AKUNTANSI Vol 4 No 2: AKRUAL: Jurnal Akuntansi (April 2013)
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v4n2.p170-182

Abstract

AbstractOne of the efforts to empower peoples economy is the existence of microfinance institutions such as Bayt al-Mal wa al-Tamwil (BMT) which have role to establish the economy successfully. This research used a qualitative approach and the type was field research. Data obtained in this research through participatory observation and interviews involved. The findings of this research can be presented that BMT has a participation in the economic empowerment of small and micro entrepreneurs. However, BMT in Sidoarjo Regency, it can not perform its function as bayt al-mal, having a duty to apply the social mission.
Pengaruh Pembiayaan Jual Beli, Pembiayaan Bagi Hasil Dan Intellectual Capital Terhadap Kinerja Keuangan Bank Syariah Achmad Syaiful Nizar; Mochamad Khoirul Anwar
AKRUAL: JURNAL AKUNTANSI Vol 6 No 2: AKRUAL: Jurnal Akuntansi (April 2015)
Publisher : Jurusan Akuntansi Fakultas Ekonomi Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jaj.v6n2.p130-146

Abstract

This research aims to examine the effect of trade financing, profit sharing financing and intellectual capital as measured with islamic Bank-Value Added Intellectual Coeficient (iB-VAIC) towards financial performance as measured with Return On Asset (ROA) of islamic bank. The population in this study is an Islamic commercial bank during the period 2011-2014, of all populations there are 9 Islamic commercial bank that have meet the criteria for the research samples. Data used in this research are annual financial statements published on official website of Islamic commercial bank. The analysis technique used in this research is multiple linear regression analysis. These result shows that trade financing dont affect of financial performance, profit sharing financing dont affect of financial performance and intellectual capital affect of financial performance.Keywords: Financing, Intellectual Capital, Financial Performance and Islamic Bank
Economic Perspective, Cultural Perspectives, and Sharia Perspective in Revenue Sharing For Village Economic Empowerment (Case Study on Gaduh Culture in East Java) Moch. Khoirul Anwar; Hariyati Hariyati
AFEBI Islamic Finance and Economic Review Vol 2, No 01 (2017)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (933.481 KB) | DOI: 10.47312/aifer.v2i01.61

Abstract

Theoretically, revenue is one of local wisdom community empowerment models which is effective nowadays. This model is based on potential and social fabric conditions of the local community. The study aims to analyze the influence of the economic perspectives, cultural perspective and sharia perspective on revenue of society’s income in East Java.This study uses a mixed methods study, with a qualitative and quantitative approach. The population and samples are the society in Blitar, Jombang, and Madiun. The result of the qualitative analysis showed that there are three (3) models of implementasion in cow-calf lease agreement (gaduh) and share farming (paron) system. The first model implements profit sharing system by taking maintenance cost into account. The second model implements sharing system as well but it takes farming workers in the deficit of profit cost into account. The revenue that is based on profit sharing is still in 50:50. While the third model uses revenue sharing system without taking administration and workers cost as the cost component. However, the revenue proportion becomes 75:25. Those models are reviewed from shariah perspective, economic perspective and cultural perspective. From quantitative analysis showed that economic perspective has bigger influence.Keywords: Economic Perspectives, Mixed Method, Profit Sharing, Revenue, Shariah Perspective
Co-Authors Ach. Yasin Achmad Syaiful Nizar Achmad Syaiful Nizar, Achmad Syaiful ADAM DAMANHURI Adi Soeprijanto Adi Soeprijanto Agita, Ghea Ahmad Ajib Ridlwan Ahmad Nurdjayanto Akbar Budi Sampurno Alfisyah, Karina Dewi Amaniatus Safina Amelinda, Tiara Novia Amrozi Khamidi Anang Kistyanto Anis Setyowati Anwar, Lukman Hakim Arasyi Fahrulloh Arilia, Linawati A’rasy Fahrullah Badrul Munir, Maryam Bte Cantik Siska Anggraeni Clarashinta Canggih Dewi, Aulia Siska Puspita Dewie Trie Wijayati Dita Lestari Eka Hendi Andriansyah Fahmi, Moh Farih Fahmi, Moh. Farih Fahrullah, Faiq, Muhammad Ammar Farhana, Nora Farita Fayza Karunia Asadanie Febrianto, Nur Fitroh Fira Nurafini Gigih Yoga Pratama Hariyati Hasib, Abd. Hediana, Demara Hendry Cahyono Hidayat, Moch Amrizal Hidayatulloh, Rizky Hujjatullah Fazlurrahman Islamiyati, Dina Ismawati, Yuliana Iwan Vanany Iwan Vanany Izza Malika Nusrodiniyah Khasanah, Irodatul Khoirun Khusnul Fikriyah Kiki Fitrian Wulandari Lilik Fatmawati Lilik Fatmawati, Lilik Lilla Alfira Litania Nesesita Mahmuda, Rifaatul Mariroh, Silvi Mata'atul Maryam Bte Badrul Munir Maryam Bte Badrul Munir Megawati, Rahayu Meivin Ilhaniyah , Syelin Rosalina Moh Farih Fahmi Moh Farih Fahmi Moh. Danang Bahtiar Mohammad Syahidul Haq Mohammad, Dhanisyah Mohd Noh, Mohd Shahid Bin Muhamad Soleh Muhammad Fajar Wahyudi Rahman Muhammad Hasan Muzaki Muhammad Rizky Irza Fachruddin Muharromah, Gabriele Lailatul Muzayyanah, Apriliani Novari, Ardelia Ria Nuha, Buja Lizammin Nur Fitroh Febrianto Nurul Kumala, Firza Oktavia Prabowo, Prayudi Setiawan Putri, Sayyidah Rachma Indrarini Rachmad Syaifudin Rachmawati, Shafiya Aurelia Rahayu, Dea Putri Rahmad Syaifudin Ridlwan, Ajib Rohmatul Laili, Wakhidah Nur Saputra, Hendrik Sari, Febriana Fitria Sholichah, Wildatus Siska Petridila Sri Abidah Suryaningsih Suharto, Aisyiatus Shahiyah Susanti Susanti Susi Handayani Syahadatina, Dini TRIHANTOYO, SYUNU Utami, Danita Astri Wahyu Adi Nugroho Wakhidah Nur Rohmatul Laili Wildatus Sholichah Wulan Daru, Nadia yasin, ach . Yunitasari, Vivi Zafira, Amara Rida Zuhria, Amina Tuz Zulfa, Fina Lailiz