Claim Missing Document
Check
Articles

PENGARUH FINANCIAL SELF EFFICACY, FINANCIAL BEHAVIOR DAN FINANCIAL ANXIETY TERHADAP FINANCIAL WELL BEING, LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI Indria Pratiwi Mustafa; Rahmisyari Rahmisyari; Darnawati Darnawati
Jurnal Ekonomi Ichsan Sidenreng Rappang Vol 5 No 2 (2026): September-December
Publisher : Universitas Ichsan Sidenreng Rappang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61912/jeinsa.v5i2.534

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Financial Self-Efficacy, Financial Behavior, dan Financial Anxiety terhadap Financial Well-Being dengan Literasi Keuangan sebagai variabel moderasi pada pegawai Rumah Sakit Umum Daerah Badan Layanan Umum Daerah Otanaha Kota Gorontalo. Penelitian ini menggunakan metode kuantitatif dengan analisis Partial Least Square Structural Equation Modeling (PLS-SEM). Hasil penelitian menunjukkan bahwa Financial Self-Efficacy berpengaruh positif dan signifikan terhadap Financial Well-Being sebesar 0,495 atau 49,5% dengan nilai T-Statistics 4,241 dan P-value 0,000. Financial Behavior berpengaruh positif namun tidak signifikan terhadap Financial Well-Being sebesar 0,004 atau 0,4% dengan nilai T-Statistics 0,029 dan P-value 0,977. Financial Anxiety berpengaruh positif dan signifikan terhadap Financial Well-Being sebesar 0,280 atau 28% dengan nilai T-Statistics 2,335 dan P-value 0,020. Hasil pengujian moderasi menunjukkan bahwa Literasi Keuangan mampu memperkuat pengaruh Financial Self-Efficacy terhadap Financial Well-Being sebesar 0,156 atau 15,6% dengan nilai T-Statistics 1,992 dan P-value 0,047. Literasi Keuangan tidak mampu memoderasi pengaruh Financial Behavior terhadap Financial Well-Being dengan nilai -0,238 atau -23,8%, nilai T-Statistics 1,703 dan P-value 0,090. Selanjutnya, Literasi Keuangan mampu memperkuat pengaruh Financial Anxiety terhadap Financial Well-Being sebesar 0,243 atau 24,3% dengan nilai T-Statistics 2,013 dan P-value 0,045.
Agile Work Culture and Organizational Commitment in Village Apparatus Performance: The Mediating Role of Work Motivation Sri Nova Mokodompit; Rahmisyari; Marten Puyo
Asia Pacific Journal of Business Economics and Technology Vol. 6 No. 05 (2026): October - November
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.98765/apjbet.v6i05.357

Abstract

Village apparatus performance is essential to effective village governance and public service delivery, yet village administrations must respond to changing regulations and increasingly complex community needs. This study examines the direct effects of agile work culture and organizational commitment on village apparatus performance and tests whether work motivation mediates these relationships in Bolaang Mongondow Regency, Indonesia. A quantitative survey was conducted among 200 village apparatus members selected purposively; respondents were active personnel with at least one year of service. Data were collected through questionnaires and analyzed using partial least squares structural equation modeling (PLS-SEM) with SmartPLS. Agile work culture had a positive and significant effect on performance (β = 0.384, p < 0.001), whereas organizational commitment had a positive but nonsignificant direct effect (β = 0.098, p = 0.206). Agile work culture and organizational commitment positively predicted work motivation, with coefficients of 0.342 and 0.544, respectively, while work motivation positively predicted performance (β = 0.418, p < 0.001). Indirect effects were significant for agile work culture (β = 0.143, p = 0.002) and organizational commitment (β = 0.227, p < 0.001). The findings suggest that work motivation is an important pathway through which organizational commitment contributes to performance, while agile work culture has both direct and indirect associations with performance.