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MUDHARABAH FINANCING IN ISLAMIC BANKS: IMPLEMENTATION AND ITS CONTRIBUTION TO THE OBJECTIVES OF ISLAMIC ECONOMICS Waluyo, Bambang
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 2 No. 2 (2016): JULI-DESEMBER 2016
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (613.057 KB) | DOI: 10.20473/jebis.v2i2.3167

Abstract

This study discusses the implementation of mudharabah in Islamic banks. The purpose of this study is to analyze the implementation of mudharabah in Islamic bank financing products. This study provides food for thought on shifting financing in Islamic banks towards financing that is more in line with the objectives of Islamic economics. The research uses an exploratory descriptive qualitative approach. The research is library research conducted exploratively. Data collection is through literature and documentation surveys. Analysis uses qualitative data analysis. Interpretation and conclusion drawing are done by connecting the data obtained in the literature and documentation surveys. The results of the study show that the objective of Islamic banks should be to become institutions that introduce Islamic economic objectives. Islamic banking institutions should uphold social objectives and promote Islamic values to their staff, customers, and the general public, including contributing to the social welfare of the community, promoting sustainable development projects, and reducing poverty. The most appropriate product developed by Islamic banks in line with Islamic economic objectives is mudharabah-based financing. Although there are challenges in its implementation, in mudharabah there are two agreements that can be made to overcome them: (i) The mudharib is required to contribute capital. (ii) The mudharib is required to share in losses up to a certain limit. Keywords: mudharabah, financing, Islamic economic objectives
Reformulation of the Existence of the Death Penalty Based on the 2023 Criminal Code Manurung, Abraham Hadonganan; Waluyo, Bambang
PALAR (Pakuan Law review) Vol 11, No 4 (2025): Volume 11, Number 4 October-Desember 2025
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/palar.v11i4.12875

Abstract

AbstractThe death penalty reform in Indonesia’s Criminal Code (KUHP) 2023 marks a transition from a repressive penal system to a more humanistic approach. Under the previous code, capital punishment was a principal and final sentence, whereas the 2023 KUHP redefines it as an alternative punishment with a ten-year probation period. This study aims to assess the effectiveness of this reform and the need for a new implementing law. Using a normative juridical method with statutory and comparative approaches, data were collected through literature research and analyzed qualitatively. The findings show that the implementation of the death penalty still relies on Law No. 2 of 1964, which no longer reflects the humanitarian spirit of the new KUHP. Therefore, a new implementing law is needed, as mandated by Article 102 of the KUHP, to regulate lethal injection, establish a Medical Execution Unit, and provide ethical guidelines for doctors to ensure executions are conducted professionally and in line with human rights principles. Keywords: Death Penalty, Criminal Law Reform, Lethal Injection, Human Rights.
Peningkatan perekonomian pelaku usaha melalui pendaftaran perseroan perorangan dalam mendukung sustainable development goals Agustanti, Rosalia Dika; Waluyo, Bambang; Ariani, Nani; Wirawan, Rio
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 8, No 2 (2024): June
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v8i2.22580

Abstract

Abstrak Tidak adanya legalitas dalam menjalankan usaha dapat menimbulkan permasalahan. Legalitas dibutuhkan untuk menjamin bahwa seorang Pelaku Usaha menjalankan usahanya dengan penuh tanggung jawab dan telah terdaftar pada Kementerian yang membidangi UMKM. Untuk mengatasi masalah ini, kegiatan Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan solusi yang dapat meningkatkan aspek legalitas Pelaku Usaha. Kegiatan ini menggunakan metode  Participatory Rural Appraisal (PRA) adalah metode partisipatif yang digunakan untuk mengumpulkan informasi dan memahami kondisi sosial, ekonomi, dan lingkungan Masyarakat. Tahapan kegiatan yang dilaksanakan dimulai dari survei mitra, identifikasi permasalahan mitra, dan dilanjutkan dengan tahap pendampingan mitra. Hasil pengabdian kepada masyarakat menunjukkan bahwa adanya pendampingan terkait pendaftaran Perseroan Perorangan ini memberikan pengetahuan serta keterampilan guna memberikan kepastian hukum bagi Pelaku Usaha untuk meningkatkan perekonomian dengan bekerja sama dengan pihak-pihak lain yang berkepentingan. Dengan adanya Perseroan Perorangan diharapkan mampu untuk mendorong UMKM menjadi usaha yang berdaya saing global karena dapat meningkatkan kepercayaan diri pelaku usaha untuk dapat semakin maju dan berkembang secara Nasional maupun Internasional. Dengan dilaksanakannya kegiatan pengabdian kepada masyarakat ini, Pelaku Usaha telah terdaftar sebagai Perseroan Perorangan sebagaimana terdaftar pada Kementerian Hukum dan Hak Asasi Manusia Republik Indonesia. Beberapa kelebihan perseroan perorangan yaitu dapat bersaing dengan Perseroan Terbatas pada umumnya, cocok untuk usaha mikro dan kecil, yang masih pemula serta mau mengembangkan usaha sendiri. Selanjutnya, pelaku usaha bertindak sebagai direktur, terakhir bahwa status badan hukum diperoleh setelah mendaftarkan pernyataan pendirian secara online. Kata kunci: legalitas usaha; pelaku usaha; perseroan perorangan; UMKM. Abstract The absence of legality in running a business can cause problems. Legality is needed to guarantee that a Business Actor carries out his business with full responsibility and has been registered with the Ministry in charge of MSMEs. To overcome this problem, this Community Service activity aims to provide solutions that can improve the legality aspects of Business Actors. This activity uses the Participatory Rural Appraisal (PRA) method, which is a participatory method used to collect information and understand the social, economic and environmental conditions of society. The stages of activities carried out start from partner surveys, identification of partner problems, and continue with the partner mentoring stage. The results of community service show that the assistance related to the registration of Individual Companies provides knowledge and skills to provide legal certainty for Business Actors to improve the economy by collaborating with other interested parties. With the existence of Individual Companies, it is hoped that it will be able to encourage MSMEs to become globally competitive businesses because it can increase the self-confidence of business actors to be able to progress and develop nationally and internationally. By carrying out this community service activity, the Business Actor has been registered as an Individual Company as registered with the Ministry of Law and Human Rights of the Republic of Indonesia. Some of the advantages of individual companies are that they can compete with Limited Liability Companies in general, are suitable for micro and small businesses, which are still beginners and want to develop their own business. Next, the business actor acts as a director, finally the legal entity status is obtained after registering the statement of establishment online. Keywords: business legality; business actors; individual companies; MSMEs.
Co-Authors Abidaturrahman, Khalda Achmad Bayu Chandrabuwono Adatha Aisyah Wijayanti Ade Irma Syahratien Adi Rachmat, Bayu Adianto, Taufiq Adityarahman, Dimas Ady Arman Afdhal Yaman Agustanti, Rosalia Dika Aji Lukman Ibrahim Ameliasari, Fitri Amin, Deny Yarusain Ananta, Muhammad Daffa Annisa Indria Irnawati Argyyndra, Arka Balacosa Arofah, Muhammad Nouval Azami, Muhamad Rafi Azizah, Sarah Barlean, Sereno Khalfan Beby Arini Mardhatillah Beniharmoni Harefa Budiman, Jodhy Farrel Dede Abdul Fatah Fatimah Fatimah Geraldo, Hosea Hadiansyah, Ahmad Irgi Handar Subhandi Bakhtiar Handoyo Prasetyo Hartono, Teguh Herbawani, Chahya Kharin Hulu, Samuel Arthur Ida Syafrida Ida Syafrida Iman Rusdianto Indianik Aminah Indianik Aminah Iwa Adyaksa, Iwa Adyaksa Japono, Saskia Salsabila Lalita Hanief Manurung, Abraham Hadonganan MB Nani Ariani muchtar, ali masjono Muchtasib, Ach. Bakhrul Muchtasib Muhammad fauzan Mutaqin, Fadzal Mutia, Wanda Nasution, Hanifa Maulida Nedsal Sixpria Ningsih, Tri Fitria Noerman, Chiquita Thefirstly Novyana, Hilda Nurul Hasanah Pasah, Marip Putra, Fathurozi Wiratama Rianda Dirkareshza Riyanto Riyanto Roring, Edward Benedictus Saepullah, Putra Rizqy Dwi Safira, Elza Dwi Safitri, Nurfala Salles, Sergio Salsabila, Syana Mifta Shafira Aristianti Shafira, Annisa Shiva Shalihah, Mar'atun Simanjuntak, Shely Yesica Slamet Tri Wahyudi Subakdi Subakdi, Subakdi Sujarwo Sujarwo Syahratien, Ade Irma Syamsul Hadi Sylvia Rozza Taufikul Ichsan Tomi Gumilang, Singgih Widagdo, Widyastomo Wirawan, Rio Wulandari, Vidia Ayu Zahra, Inas Afifah Zein, Mohammad Diesel