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THE DIFFERENCE IN FINANCIAL LITERACY OF WOMEN WORKERS IN THE FORMAL SECTOR AND THE INFORMAL SECTOR IN THE COMMUNITY IN TOTE VILLAGE Alimullah, Fadliyah; Mahmud, Melizubaida; Dama, Maya Novrita; Polamolo , Cristian; Hafid, Radia
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 4 (2025): Vol. 2 No. 4 Edisi Oktober 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i4.1540

Abstract

This study aims to determine the difference in the level of financial literacy between women workers in the formal and informal sectors in the community in Tote Village, West Bolangitang District, North Bolaang Mongondow Regency. Financial literacy is an individual's ability to manage finances which includes aspects of knowledge, attitudes, and skills in making financial decisions. This study uses a quantitative method with a comparative approach. The population in this study is all women who work in the formal and informal sectors in Tote Village, with sampling using purposive sampling techniques. The research instrument is in the form of a questionnaire that is compiled based on financial literacy indicators, then analyzed using a different test (Independent Sample T-Test). The results of the study show that there is a significant difference in the level of financial literacy between women workers in the formal sector and the informal sector. Women in the formal sector tend to have a higher level of financial literacy compared to women working in the informal sector. These findings indicate the importance of more inclusive financial education and training programs, especially for women in the informal sector, to improve financial management skills and support the welfare of families and communities in a sustainable manner.
Kesadaran Masyarakat Membayar Pajak Bumi dan Bangunan di Desa Ayula Timur Kecamatan Bulango Selatan Fitri Usman; Radia Hafid; Cristian Polamolo
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 1 (2025): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i1.5703

Abstract

This study aimed to disclose the factors that affect public awareness and the efforts made by the Ayula Timur Village office, Bulango Selatan Sub-District, in paying land and building taxes. The data in this qualitative study were collected through interviews and documentation on eight informants (two key informants and six supporters). Based on the analysis, four factors caused the lack of public awareness in paying land and building taxes in Ayula Timur Village, Bulango Selatan Sub-District: (a) tax awareness, (b) occupation and income, (c) taxpayers' understanding of land and building tax regulations, and (d) the quality of service to taxpayers. The solutions offered to increase public awareness can be in the form of counseling carried out by village officials to increase the knowledge of the land and building taxpayers, a door-to-door process to increase togetherness at the time of collection, and distributing the Notification of Tax Due on time so that the community knows the amount of tax that must be paid.
Pengaruh Lingkungan Sosial, Modal Usaha, Pengetahuan Kewirausahaan Terhadap Minat Berwirausaha pada Masyarakat Desa Ayula Timur Sri Asmi Hatim; Melizubaida Mahmud; Cristian Polamolo; Radia Hafid; Imam Prawiranegara Gani
Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Vol. 5 No. 1 (2025): Maret : Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jaemb.v5i1.5708

Abstract

This research aims to determine the influence of social environment, business capital, and entrepreneurial knowledge on entrepreneurial interest in the community of Ayula Timur Village, Bone Bolango Regency, Gorontalo Province. This research employs a quantitative approach using a survey research method. The primary data used were collected through a questionnaire distributed to the residents of Ayula Timur Village. The sample comprises 64 respondents: farmers, plantation workers, livestock breeders, civil servants, entrepreneurs, and laborers. The data analysis technique employs multiple linear regression, assisted by the SPSS program. The results indicate that simultaneously, the variables of social environment, business capital, and entrepreneurial knowledge significantly influence entrepreneurial interest, with a significance value of 0.000. Partial testing results show that social environment, business capital, and entrepreneurial knowledge each positively influence entrepreneurial interest. The coefficient of determination (R-square) is 0.373 or 37.3%, meaning that the three independent variables collectively influence the dependent variable (entrepreneurial interest). In contrast, other factors outside the studied model influence the remaining 62.7%.
Pelatihan Pembuatan Jajanan Berupa Olahan Bahan Dasar Kelor bagi Masyarakat untuk Meningkatkan Status Gizi Anak Prasekolah di Desa Botumoito Radia Hafid; Ridha Hafid; Fatmawaty Damiti; Ratna Ahmad
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 1 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i1.7099

Abstract

Nutritional problems in preschool children in Indonesia, including in Botumoito Village, Botumoito Sub-district, Boalemo District, are a major concern in an effort to improve the quality of public health. One of the solutions offered is the utilisation of Moringa (Moringa oleifera), which is rich in nutrients such as vitamins, minerals and protein. This training activity aims to improve the knowledge and skills of the community, especially mothers, in processing moringa into healthy snacks for preschool children. The training method includes an understanding of the nutritional content of moringa, moringa-based food processing techniques, as well as how to present it attractively to children. The results of this training are expected to improve the nutritional status of preschool children through better quality food intake and open economic opportunities for the community through the production and sale of moringa-based snacks. The programme is also expected to have a sustainable positive impact on improving family welfare and children's health in the area.
Pengaruh Model Pembelajaran Team Accelerated Instruction terhadap Hasil Belajar Akuntansi Pemerintahan Siswa kelas XI AKL SMK Negeri 1 Tolitoli Miftakhul Jannah A Dani; Roy Hasiru; Ardiansyah Ardiansyah; Radia Hafid; Fatmawaty Damiti
Jurnal Pendidikan dan Pembelajaran Indonesia (JPPI) Vol. 5 No. 4 (2025): Jurnal Pendidikan dan Pembelajaran Indonesia (JPPI), 2025 (4)
Publisher : Yayasan Pendidikan Bima Berilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53299/jppi.v5i4.2961

Abstract

Tujuan dari penelitian ini adalah untuk Penelitian ini bertujuan untuk menguji pengaruh model pembelajaran Team Accelerated Instruction (TAI) terhadap hasil belajar siswa pada mata pelajaran Akuntansi Pemerintahanhasil belajar siswa pada mata kuliah akuntansi pemerintahan Kelas XI SMK Negeri 1 Tolitoli. Dengan menggunakan 83 siswa sebagai sampel, penelitian ini menggunakan metodologi kuantitatif. Mengikuti pengumpulan data melalui survei dan dokumentasi hasil belajar siswa, SPSS versi 21 digunakan untuk menganalisis data dengan menggunakan validitas, reliabilitas, analisis deskriptif, uji normalitas, dan regresi linier sederhana. Pernyataan tersebut dianggap sah setelah uji validitas mengungkapkan bahwa masing-masing dari dua puluh elemennya memiliki nilai rtabel (0,297). Instrumen ini sangat dapat diandalkan, seperti yang ditunjukkan oleh nilai Alpha Cronbach dari uji reliabilitas sebesar 0,959. Berdasarkan analisis deskriptif, hasil belajar siswa mendapat nilai rata-rata 69,66 pada kategori baik, sedangkan penerapan model pembelajaran TAI mendapat nilai rata-rata 4,28 pada kategori sangat baik. Hasil uji normalitas Kolmogorov Smirnov menunjukkan bahwa data berdistribusi normal, dengan nilai signifikansi 0,554 > 0,05. Menunjukkan bahwa model pembelajaran TAI menyumbang 65% dari keragaman hasil belajar siswa, dengan faktor-faktor lain di luar penelitian ini menyumbang 35% lainnya. Oleh karena itu, dapat dikatakan bahwa menggunakan model pembelajaran Team Accelerated Instruction (TAI) meningkatkan hasil belajar siswa dalam mata kuliah akuntansi pemerintahan dengan cara yang baik dan substansial.
Co-Authors Abd. Rahman Pakaya Abdulrahim Maruwae Afandi Monoarfa Agil Bahsoan Agnes Nusi Alimullah, Fadliyah Alpiana Hasan Amelia Ahmad Amelia Yope Amir Arham Anggita R. Suleman Anggriani M. Usman Anisa Hamzah Anjelita Pajiri Annisa Meliyana aqil bahsoan Ardiansyah ARDIANSYAH ARDIANSYAH Ardiansyah Ardiansyah Ardianyah Ardianyah Arief Abdul Gani Astina Atmanda Mokodompit Bilale, Ida Safitri Boby Rantow Payu Buge, Maulina Apriani Bumulo, Frahma Bumulo, Frahmawati Cristian Polamolo Dali, Miyanti Dama, Maya Novrita Daniel Decaprio Doloksaribu Dea Pratiwi Kaharu Della Agustina Djalil Denisa Anataya Harliyana Dewa Ayu Lestari Dewanti Tegila Diah Anggriani Albert Djafar, Resti Dwi Rantikawati Potutu Fahrudin Zain Olilingo Fandriananto Sayedi Fatmawati F. Kowiloy Fatmawaty Damiti Fatmawaty Damiti Fauzia Otoluwa Febriyani Pioke Febriyanti Mardjun Fitri Hadi Yulia Akib Fitri Usman Fitriansyah Nusi H. Lamusu, Nur Fadhilah Hamdi Lapananda Harun Blongkod Huntehu, Rahmatias Husen Arifin ilham djafar Imam Prawiranegara Gani Indah Dwi Wahyuni Bajuka Indayani Indayani, Indayani Irawati S Amin Irina Popoi Irwan Yantu Isma A. Latif Isnawati Abas Ivan Rahmat Santoso Jaati, Kurniawan I. Juliyanti Amrain K. Adam, Vira Deyanti Karsum Balaga Kasim, Mamang Koniyo, Rierind Koniyo Lahay, Nandri Laiya, Susilawati Lamusu, Harson Lasena, Chany Apriani Latiki, Debi Sintia Lingude, Mamit Lukman A. R. Laliyo Maladjai, Hidayat Malatani, Rosita Mamu, Nurfirly Oliviana Maruae, Abdulrahim Maruwae, Iyut Angriyu Pratiwi Maryam Lasena Maya Novrita Dama Melizubaida M ahmud Melizubaida Mahmud Meyiko Panigoro Meyko Panigoro Meyko Panigoro Meyko Panigoto Miftakhul Jannah A Dani Miranda Sumaila Miranti Paparang Moha, Sutrinda Mohamad, Puja Mohune, Yusup I. Mongilong, Miya Purnama Muhamad Rizki Muhammad Amir Arham Mutia Lestari Hasan Nadia Putri Randio Nadiya Fitriana Diko Nashrullah, Muhammad Neva Lionitha Ibrahim Ni kadek Sariani Ningsi, Sri Nur Aprilyani B. Luawo Nur Febriyanti Liputo Nur Ilmi Nurlian Mokoginta Nurnaningsi Eka Putri Nurul Maulida Alwi Olis Ahbabuna Pajiri, Risna Pasoo, Rifal Pein Hiola Peris Igirisa Podungge, Rani Setyo Polamolo , Cristian Putri Fahmi, Elfatya Putri Marista Husna Radya Pratiwi Amsir Raflin Hinelo Rahayu R Ahmad Rahma Blongkod Rahmat M. Bidalo Rantiaristi Tou Ratna Ahmad Raymondo Guga Revalina Madingo Ridha Hafid Rierind Koniyo Rierind Koniyo Rika Wati Mahmud Rini Lukum Ririend Koniyo Risca Marsanti Halid Risca Marsanti Halid Rizal Wange Rosman Ilato Roy Hasiru RR. Ella Evrita Hestiandari S. Habibullah, Nurnaningsi Sanusi, Eriyanti Shintia Kodu Silpana D. Batalipu Siti Rachmatiya Lastmi Dehi Sofiyanti, Vina Sri Asmi Hatim Sri Endang Saleh Sri Indriyani S. Dai Sri Nindra Mohulaingo Sri Nindra Mohulaingo Sriwanda Bouato Sudirman sudirman sudirman Sudirman Sudirman Sudirman Sudirman Suleman, Srimulyani Surahmad Laya Tamu, Wikta Torawale, Yulianti Torowale, Yuliyanti Trias A. Rahman Umin Kango usman monti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Usman Moonti Usman Y. Lapasau Vina Sofiyanti Wange, Bayu Yulianti Tolarawe Yulianti Toralawe Yunanda Andalangi Yusliani Husain