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All Journal Journal of Islamic Studies and Humanities Al-Qalam CERMIN: Jurnal Penelitian Business Economic, Communication, and Social Sciences Journal (BECOSS) Jumat Ekonomi: Jurnal Pengabdian Masyarakat MALLOMO: Journal of Community Service Velocity: Journal of Sharia Finance and Banking Prosiding University Research Colloquium AMALA Jurnal Pengabdian Kepada Masyarakat Journal of Artificial Intelligence and Digital Business Sahmiyya: Jurnal Ekonomi dan Bisnis Velocity: Journal of Sharia Finance and Banking Batik-Mu : Jurnal Pengabdian Masyarakat Reinforce: Journal of Sharia Management Khidmah Nusantara Dharmahita: Journal of Community Service and Development TATHO: International Journal of Islamic Thought and Sciences Joong-Ki Welfare: Jurnal Pengabdian Masyarakat POTENSI: Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Jurnal Pendidikan Islam Al Ikhlas SILAH: Jurnal Ekonomi Syariah
Ferida Rahmawati
IAIN Pekalongan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Neuroscience Public Health Social Sciences Other

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Riba In The Perspective Of Sharia Bank Customers: A Systematic Literature Review Rahmawati, Ferida; Ahmad Hasan Asy’ari Ulama’i; Maaz Ud Din
Velocity: Journal of Sharia Finance and Banking Vol 2 No 1 (2022): Mei 2022
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5422

Abstract

This study aims to determine the Islamic bank customers to the understanding of usury. This type of research is literature review research. The type of data collected in this study is primary data, namely data obtained from various current and relevant literature regarding the level of understanding of Islamic bank customers about usury, such as from books, journals, articles, papers, and other related reading sources. The data analysis technique of this research was carried out using the data analysis technique of the Miles and Huberman model. The data analysis activities of this model include data reduction, data display and conclusion drawing or verification. The results of a systematic literature review found that usury is an additional take, both in buying and selling transactions and lending and borrowing in vanity. The prohibition of usury in the Qur’an was revealed in stages, preceded by a series of moral teachings relevant to the theme of the prohibition of usury. Conventional banks use the interest system to support their operations. In contrast to the interest system prevailing in conventional banks, Islamic banks determine the amount of return and profit sharing based on the amount of profit sharing between the customer and the bank without determining the percentage that must be paid by the customer. Bank interest is an evolution of the concept of usury that cannot be separated from the development of financial institutions. Riba in modern banking makes business decline and become unproductive. Education and religion can be used as the basis for mu’amalah for all mankind, especially Muslims. Islamic education can lead humans to become individuals who are able to survive in this world and the hereafter (al-falah). Education about usury provides important information that can be a guide for human life in contemporary mu’amalah.
The Role of E-Commerce in Equitable Digital Economy in Indonesia Adinugraha, Hendri Hermawan; Sadali, Ayatullah; Rahmawati, Ferida; Andrean, Rizky
Reinforce: Journal of Sharia Management Vol 3 No 2 (2024)
Publisher : Faculty of Islamic Economic and Business (FEBI), Sayyid Ali Rahmatullah State Islamic University (UIN SATU) Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/reinforce.v3i2.9876

Abstract

The rapid development of online trading or e-commerce has become a new phenomenon in the Indonesian economy. This fact has not been proven to impact the welfare of digital economic equality in Indonesia positively. This study intends to explain the role of e-commerce in the distribution of the digital economy in Indonesia. This study uses a systematic literature review method. The data sources for this research come from books, journals, and other literature related to the role of e-commerce in the distribution of the digital economy in Indonesia. The findings in this literature review conclude that, ideally, high e-commerce transactions can benefit the realization of economic equality in Indonesia. This fact can be found in the e-commerce business, which has embraced local economic sectors such as agriculture, plantations, fisheries, and even MSMEs in all regions by playing an active role in this digital-based trade. Technology has been proven to break the long chain in the distribution process. Business actors in rural areas and regional MSMEs can be essential if they can make friends with technological sophistication. Local business actors can increase their productivity and welfare. Support from the Indonesian government is urgently needed to build infrastructure to realize trade through digital media in villages and remote areas. Another tough challenge is ensuring the e-commerce business is fully secure to gain the public’s trust.
Kelompok Dasawisma Sebagai Wadah Manajemen Ekonomi Masyarakat Guna Meningkatkan Kesejahteraan Dan Kesehatan Masyarakat Di Wilayah Kota Pekalongan Rahmawati, Ferida; Nurlaela, Emi
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 4 No. 2: Februari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v4i2.6417

Abstract

Humans are social creatures, social creatures. Community life can be seen in neighbourly life. These neighbouring community groups require economic management so that the welfare and health of the community in the area are achieved. Managing a community’s economy requires the thoughts, energy and time of people who can be trusted. Management can be carried out in the Dasawisma group. This service activity aims to improve order in financial management, including communities in dasawisma groups. Dasawisma’s activities involve regular meetings every month, alternating places. The activity began with an opening delivered by the chairman of Dasawisma. The next activity is to report on each field. Each sector conveys income funds and expenditure funds that have been used in the previous month, such as activities to visit sick residents, activities to visit births if a resident gives birth, takziyah activities, as well as activities carried out by residents in the previous month that require expenditure from funds collected from a dasawisma group. Dasawisma activities are carried out once a month, managing the community economy for community welfare and health, financial management of death funds, welfare funds, loan funds for residents in need, environmental cleanup funds, security funds and other funds. Management is carried out by dasawisma administrators who consist of women who live in the area. Documentation is carried out in each field that manages finances, so that it can be documented well, orderly and responsibly, for the welfare of the community and the health of the local community. Dasawisma activities run conducively, activities include managing the community economy. Good, orderly management of the community economy, increasing public trust.
DIGITAL TRANSFORMATION STRATEGY FOR IMPLEMENTING HALAL MANAGEMENT: A CASE STUDY OF THE MSME INDUSTRY IN PAKISTAN Hermawan Adinugraha, Hendri; Rahmawati, Ferida; Shulthoni, Muhamad; Sain, Zohaib Hassan
Al-Qalam Vol. 31 No. 1 (2025): Jurnal Al-Qalam
Publisher : Balai Penelitian dan Pengembangan Agama Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31969/alq.v31i1.1623

Abstract

This research examines digital transformation strategies for implementing halal management in the MSME industry in Pakistan. The main problem in this research is the low level of adoption of digital technology in the halal MSME sector, which is caused by limited resources, low digital literacy, and a lack of regulations that support digitalization. This research analyzes strategies halal MSMEs can implement to utilize digital technology to increase business efficiency, expand market access, and ensure compliance with halal standards. This research uses a qualitative approach with a case study method. Data was collected through in-depth interviews, participant observation, and document analysis from various sources, including MSMEs, halal certification institutions, and digital economy experts. Analysis was carried out using the Miles and Huberman model, including data reduction, presentation, and conclusion. The research results show that digital transformation can increase the competitiveness of halal MSMEs through the adoption of e-commerce, social media-based marketing, and Sharia-based digital payment systems. However, challenges in implementing technology are still significant, especially in regulation and digital literacy. Therefore, synergy is needed between the government, academia, and the private sector to create a business environment that supports the digital transformation of halal MSMEs in Pakistan.
Literasi Pergaulan Halal bagi Mahasiswa Ma’had Al-Jami’ah dalam Menyongsong Generasi Muslim Cerdas Digital Amalia, Usnul; Septiana, Riska; Septiani, Riski; Mufidah, Naila; Putri, Cantikka Febiriyadi; Rahmawati, Ferida
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 3 (2025): Welfare : September 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i3.2322

Abstract

This community service activity aims to raise awareness among students of Ma'had Al-Jami'ah UIN K.H. Abdurrahman Wahid Pekalongan regarding the importance of implementing halal social values in daily life, particularly in the use of social media. Education is provided to introduce sharia boundaries in digital interactions, recognize deviant forms of social interactions, and teach healthy communication strategies according to Islamic teachings amidst the rapid flow of digitalization. This program is implemented with a service learning approach through four stages: investigation, preparation, implementation, and reflection. The results of the activity show an increase in students' knowledge and awareness of the importance of sharia principles in digital interactions. This socialization is considered effective and is expected to be expanded to reach more young generations, so that they are able to build intelligent, moral, and competitive Muslim characters in the digital era.
“Kepedulian Pandemi Covid 19, Pencegahan & Penanggulangannya Melalui Pemberian Nutrisi Yang Bergizi & Pengadaan APD Bagi Tenaga Kesehatan Serta Bakti Sosial Masyarakat Pembagian Sembako, Masker & Liflet Penyuluhan Kesehatan Mengenai Corona Virus (Covid 1 Nurlaela, Emi; Rahmawati, Ferida
Prosiding University Research Colloquium Proceeding of The 13th University Research Colloquium 2021: Kebencanaan dan Pengabdian Masyarakat
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Pandemi Covid 19 terjadi diberbagai negara termasukIndonesia. Masalah tersebut tidak hanya menjadi tanggungjawab Pemerintah dalam mengatasinya. Upaya mencegah danmenanggulangi menjadi tugas dan tanggung jawab seluruhpihak. Upaya dapat dilakukan dengan berbagai kegiatandiantaranya pengadaan alat pelindung diri (APD) berupa bajuhasmat untuk petugas kesehatan yang menjadi garda terdepandi tatanan pelayanan kesehatan. Pengadaan Nutrisi yangbergizi untuk tenaga kesehatan dibutuhkan sebagai bekalmeningkatkan daya tahan tubuhnya selama merawat pasienpasien. Masyarakat membutuhkan informasi yang benarmengenai pandemi covid 19, pencegahan danpenatalaksanaanya. Melalui liflet penyuluhan kesehatan sertapengadaan masker bakti sosial dapat dilakukan. Kepedulianbersama dalam pencegahan dan penanggulangan pandemicovid 19 menjadi kegiatan yang perlu digalakkan sehinggapencapaian target penurunan angka kesakitan dan kematiansegera dapat tercapai. Melalui kerjaama yang baik antarainstitusi pendidikan, kerjasama personal, kerjasama keluargamenguatkan kegiatan pengabdian masyarakat ini. TenagaKesehatan & masyarakat kabupaten kota Pekalongan menjadisasaran kegiatan pengabdian masyarakat yang dilaksanakansecara accidental ini
Gambaran Kesehatan Ibu Akibat Perubahan Ekonomi Dimasa Pandemi Covid 19 Nurlaela, Emi; Rahmawati, Ferida
Prosiding University Research Colloquium Proceeding of The 14th University Research Colloquium 2021: Bidang Kesehatan
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Kondisi ekonomi dimasa pandemi covid 19 mengalami perubahan. Perubahan ekonomi tersebut mempengaruhi pemenuhan kesehatan ibu. Tujuan penelitian ini adalah untuk mengetahui gambaran kesehatan ibu akibat perubahan ekonomi dimasa pandemi covid 19. Penelitian ini merupakan penelitian kuantitatif jenis diskriptif dengan responden penelitian ibu yang mempunyai keluarga, teknik pengambilan sampel accidental, sampel berjumlah 40 responden. Hasil peneitian menunjukkan 100% ibu dalam keluarga menggunakan jaminan kesehatn BPJS, 80 % ibu mengalokasikan dana untuk kesehatannya sebanyak 5-10% dari pendapatan keluarga. Dimasa pandemi covid 19, ibu yang pemenuhan kesehatanya kurang sebanyak 6% responden, penyakit yang dialami pada ibu tiga bulan terakhir dari waktu penelitian dimasa pandemi berupa batuk, pilek, dema, penyakit lambung, serta adapula yang positif mengalami penyakit covid 19. Responden lebih banyak melakukan pengobatan sendiri. Saran bagi peneiti selanjutnya untuk megidentifikasi kembali kesehatan ibu pada area yang lebih luas agar dapat menjadi bahan kajian perbaikan program kesehatan dalam rangka meningkatkan kesehatan ibu dimasa pandemi covid 19.
Pengaruh Platform Penjualan Online (Khususnya Tik Tok Shop) Terhadap UMKM Ragil Ayu Prasiska; Rahmawati, Ferida; Fikri, M. Khoirul
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 1 Mei 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the impact or influence of using the TikTok Shop platform on MSMEs in Indonesia, focusing on the use of the TikTok Shop platform in increasing product sales. The results highlight the shift in consumer behavior that is more likely to shop online, as well as the benefits provided by TikTok Shop for MSMEs that adopt it, such as increased sales and product visibility. However, challenges also arise for MSMEs that do not keep up with this digital trend, with the potential for a decline in sales in their offline markets. The recommendations involve digital training, online promotion, further study, and policy development that supports the digital transformation of MSMEs. To achieve a balance between online and offline sales, MSMEs can integrate online and offline strategies, provide loyalty programs, improve customer experience, conduct data analysis, diversify products and services, establish partnerships with e-commerce platforms, and conduct continuous monitoring and evaluation of their online and offline sales performance.
Mentoring the SEHATI Program for Food and Beverage MSMEs to Establish a KHAS Zone in Gejlig Village Adinugraha, Hendri; Rahmawati, Ferida; Nafilah, Nafilah; Dewi, Anggun Rahadian Kusuma; Najwa, Nehyatul
Joong-Ki : Jurnal Pengabdian Masyarakat Vol. 5 No. 1: November 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/joongki.v5i1.11762

Abstract

This community service program was implemented to address the low level of halal certification among food and beverage MSMEs in Gejlig Village, which has the potential to weaken business competitiveness. The Free Halal Certification Program (SEHATI) was chosen as a strategic solution to enhance MSME capacity while promoting the Halal, Safe, and Healthy Culinary Zone (KHAS). The objective of this program is to improve the knowledge, technical skills, and administrative capabilities of business actors, enabling them to meet halal and thayyib standards consistently. The method employed was Participatory Action Research (PAR), involving MSMEs, village government, BUMDes, academics, and halal inspection institutions in the planning, training, mentoring, and evaluation processes. The results show that most MSMEs completed the stages of socialization, technical training, administrative mentoring, and field verification, with 66.7% achieving halal certification. Beyond improving technical competence and administrative literacy, the program also fostered collective community awareness of the importance of the halal culinary ecosystem. Therefore, the SEHATI Program has proven effective in accelerating the transformation of MSMEs into competitive halal businesses and supporting the realization of Gejlig Village as a sustainable KHAS Zone.
Distribution System in an Islamic Economic Perspective Adinugraha, Hendri Hermawan; Rahmawati, Ferida; Anas, Ahmad
SIL'AH: Jurnal Ekonomi Syariah Vol. 1 No. 1 (2024): SIL'AH: Jurnal Ekonomi Syariah
Publisher : Sekolah Tinggi Agama Islam (STAI) Ki Ageng Pekalongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64994/silah.v1i1.6

Abstract

This research aims to describe the distribution system from an Islamic economic perspective. The research method used in this study is library research. This research concludes that distribution in Islamic economics is based on fundamental human values, namely the value of freedom and justice. The purpose of distribution is twofold: first, wealth does not accumulate among a small group. Second, existing production factors must be fairly distributed for the country's prosperity. Islamic economics emphasizes the purification and cleansing of the human soul to create a prosperous life system without putting aside practical considerations. Islamic economics aims to achieve the goal of fair distribution of assets to society through education and experience. Islam requires equality among humans in terms of the struggle to obtain wealth without regard to differences in caste, creed, skin color, and so on. From an Islamic economic perspective, distribution aims to provide equal opportunities to everyone in economic struggle without distinguishing their social status. Islamic economics prevents the accumulation of wealth by controlling the growth and accumulation of wealth to be spent for the good of society.
Co-Authors Abidah Maryam, Farah Adinugraha, Hendri Ahmad Anas Ahmad Hasan Asy’ari Ulama’i Ahmad Hasan Asy’ari Ulama’i Alfianti, Sasa Refiatul Amalia, Usnul Amila, Khofifatun Andrean, Rizky Anindita Mutiara Tantri Arina Lutfiana Azam, Nisrina Luthfiya Dewi, Anggun Rahadian Kusuma Emi Nurlaela Emi Nurlaela Emi Nurlaela Fadhila Safitri, Nida Fikri, M. Khoirul Fisabilillah, Muh Habil Handiawan, Davy Hayu Wikan Kinasih Hendri Hermawan Adinugraha Hermawan Adinugraha, Hendri Hikmawati, Yusnita Istiqomah, Nisfu Kartiaksari, Dian Kharismatul Khasanah Khoiriyah, Sapna Kusuma Listiani, Salma Kusumaningtyas, Dyah Laila Zulfa Livia, Difa Eka Luk Luk Ilmaknun Maaz Ud Din Maaz Ud Din Melati Oktafiyani Meylani Vita Lestari Mila Sartika Mila Sartika, Mila Mufidah, Naila Muhamad Shokhihul Islam Muhammad Afif Muhammad Farrel Feriansyah Muhammad Sulthoni Musallamah, Alfaina Mafazah Nafilah Nafilah Nafilah Nafilah Najwa, Nehyatul Nashifah, Hifni Laila Putri, Cantikka Febiriyadi Putri, Naila Rizqia Putri, Radhita Sania Ragil Ayu Prasiska Ramedhon , M. Irfansyah Afsalu Riska Puspita Sari, Riska Puspita Sadali, Ayatullah Sain, Zohaib Hassan Septiana, Riska Septiani, Riski Septiarani, Tara Setiani, Anggun Shalihah, Maratus Shulthoni, Muhamad Siti Nur Azizah, Siti Nur Syakuro, Abdan Syaroni, Subkhan Tarisa Khali Tazaka, Tariq Wahid Wachyu Adi Winarto Wikan Isthika Wikan Isthika, Wikan Wikan Kinasih, Hayu