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All Journal Journal of Economic, Bussines and Accounting (COSTING) Management Studies and Entrepreneurship Journal (MSEJ) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Kolaboratif Sains Indonesian Collaboration Journal of Community Services (ICJCS) Jurnal Keguruan dan Ilmu Pendidikan Elementary Journal : Jurnal Pendidikan Guru Sekolah Dasar Proceeding of The International Conference on Economics and Business Jurnal Pengabdian Masyarakat Waradin Eduvest - Journal of Universal Studies Innovative: Journal Of Social Science Research Jurnal Nusantara Berbakti Prosiding Seminar Nasional Manajemen dan Ekonomi Madani: Multidisciplinary Scientific Journal Jurnal Riset Manajemen dan Ekonomi Jurnal Riset Ekonomi dan Akuntansi Journal of Management and Social Sciences Jurnal Inovasi Pengabdian Masyarakat OIKONOMIA: Journal of Economics and Management Science Jurnal Pelayanan Hubungan Masyarakat Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Ekonomi dan Pembangunan Indonesia Jurnal Ekonomi, Manajemen, Akuntansi Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis Manivest: Jurnal Manajemen, Ekonomi, Kewirausahaan, Dan Investasi Jurnal Ilmiah Manajemen Dan Kewirausahaan Brilliant International Journal of Management and Tourism KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Dina Ramba'
Universitas Kristen Indonesia Toraja
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ANALYSIS OF THE EFFECTIVENESS OF FAST SECURE CREDIT (KCA) AT PT. PENGADAIAN (PERSERO) RANTEPAO BRANCH Jesica Pongringgi; Dina Ramba; Jemi Pabisangan Tahirs
OIKONOMIA: Journal of Economics and Management Science Vol. 1 No. 3 (2023): OIKONOMIA : Journal of Economic and Management Science
Publisher : CV. Four Son Scholarship

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59165/oikonomia.v1i3 September.33

Abstract

The aim of this research is to determine the effectiveness of fast safe credit (KCA) distribution at PT. Rantepao branch pawnshop. The method used in this research is qualitative. The data sources used in this research are primary data and secondary data, where primary data is data obtained directly from original sources or first parties, and primary data is specifically collected by researchers to answer research or research questions. The results of this research show that the effectiveness of fast safe credit (KCA) distribution has been running effectively. It can be seen from customer satisfaction in fast safe credit (KCA) services starting from the customer's response to the application and disbursement process, the benefits received and the security provided as well as information. Analysis of the effectiveness of fast safe credit distribution (KCA) at PT. Pegadaian (Persero) Rantepao Branch. The aim of this research is to determine the effectiveness of fast safe credit (KCA) distribution at PT. Rantepao branch pawnshop. The method used in this research is qualitative. The data sources used in this research are primary data and secondary data, where primary data is data obtained directly from original sources or first parties, and primary data is specifically collected by researchers to answer research or research questions. The results of this research show that the effectiveness of fast safe credit (KCA) distribution has been running effectively. It can be seen from customer satisfaction in fast safe credit (KCA) services starting from the customer's response to the application and disbursement process, the benefits received and the security provided as well as information
THE EFFECT OF FINANCIAL KNOWLEDGE AND FINANCIAL ATTITUDE ON FINANCIAL MANAGEMENT BEHAVIOR ON MSME BUSINESS ACTORS IN NORTH TORAJA REGENCY Gebi Passalempang; Dina Ramba; Jemi Pabisangan Tahirs
OIKONOMIA: Journal of Economics and Management Science Vol. 1 No. 3 (2023): OIKONOMIA : Journal of Economic and Management Science
Publisher : CV. Four Son Scholarship

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59165/oikonomia.v1i3 September.32

Abstract

This study aims to determine whether the variables Financial Knowledge and Financial Attitude on Financial Management Behavior. The type of research used in this research is descriptive quantitative. The types of data used in this study are primary data and secondary data, with data collection techniques using questionnaires. The data analysis technique used is the data instrument test, classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination test. The results of this study indicate that partially Financial Knowledge has no significant effect on Management Financial Behavior in UMKM Business Actors in North Toraja Regency. While partially Financial Attitude has a positive and significant effect on Management Financial Behavior in North Toraja Regency UMKM Business Actors and simultaneously Financial Knowledge and Financial Attitude have a significant effect on Financial Management Behavior in North Toraja Regency UMKM Business Actors
THE INFLUENCE OF FUNDAMENTAL FACTORS ON STOCK PRICES AT PT GUDANG GARAM TBK Aguswidyanti Panggarra; Dina Ramba; Jemi Pabisangan Tahirs
OIKONOMIA: Journal of Economics and Management Science Vol. 1 No. 3 (2023): OIKONOMIA : Journal of Economic and Management Science
Publisher : CV. Four Son Scholarship

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59165/oikonomia.v1i3 September.30

Abstract

The purpose of this study is to determine the effect of fundamental factors consisting of Earning Per Share (EPS), Price Earning Ratio (PER), Dividend Payout Ratio (DPR) and Price Book Value (PBV) on stock prices at PT. Gudang Garam, Tbk in 2013-2022. The type of data used is secondary data. The data analysis technique used is the classical assumption test which consists of the normality test, multicollinearity test and heteroscedasticity test, hypothesis testing in the form of multiple linear regression analysis, partial test ( t test) and simultaneous tests (F test), as well as testing the coefficient of determination (R2). The results of this study indicate that partially the Earning Per Share (EPS) and Price Earning Ratio (PER) variables have an effect on stock prices while the Dividend Payout Ratio (DPR) and Price Book Value (PBV) variables have no effect on stock prices. Simultaneously the variables Earning Per Share (EPS), Price Earning Ratio (PER), Dividend Payout Ratio (DPR) and Price Book Value (PBV) affect stock prices. The coefficient of determination (R2) in this study is 0,847, meaning that the variables Earning Per Share (EPS), Price Earning Ratio (PER), Dividend Payout Ratio (DPR) and Price Book Value (PBV) affect the stock price by 84,7%.
Co-Authors Abedneigo C. Rambulangi Ade Lisa Matasik Adelina Adelina Adriana Madya Marampa Agustinus Mantong Aguswidyanti Panggarra Ahmad P. Bitti Albertyanto Bunga Alfonsius Atok Nahak Althon K. Pongtuluran Andi Irianto Andrew Ridow Johanis M Aprilyanita Lambe Tandungan Bentang Marin Biringkanae, Astriwati Carolina Paulus Polli Dandi Saputra Donaldus Rante Efraim Kevin Efriani Erika Jusiani Eka Kusumaningrat Eky Setiawan S Eky Setiawan Salo Elisabet Pali Eriana Sepang Esra Tandira’ba Euodia Euodia Fani Datu Arung Fani Putri Tomassoyan, Jesica Feny Veronicha Valensia FIkran Fikran Friskayanti Friskayanti Friskayanti Tonapa Gebi Passalempang Gideon Todianto Palobo Grace Yugo Paerong Helba Rundupadang Helda Yosep Hendrik Herianti Tarukla'bi Tandungan Isak Pasulu Jannar Tampang Januarto Allolinggi Japar Abner Nangga Jelvi Nasari Rombe Jemi Pabisangan Tahirs Jesica Pongringgi Jimmy Baan Rantetiku Julia Ferelta Tandisalla Juprianto Tandi Belopa Kezia Linmard Kres Ari Kawalo Lery Alfriany Salo Lipa Banne Lisa K. Wibisono Lisa Kurniasari Wibisono Lolotandung, Reni Luther P. Tangdialla Marchelin Marniati Marniati Marthen Thomas Maryuni Toding Melani Milano Bombing Sulle Milka Deviani Amba Mince Batara Neneng Sofiyanti Nilasari Resky Pala’langan Nopi Sapa’ Novalia Sulastri Randi Tangdialla Rati Pondissing Sarni Batik Batik Satrianto Sanggalangi Selmi Lora Batara Setriel Killa Stefani Marina Palimbong Timotius Lelang Vivian Gonita Sarungu Westerini Lusdani Wilma Dian Ardiyanti Winta Panimba Yoel Novi Bangapadang Yohanis L. Ta’dung Yohanis L. Ta’dung Yohanis Lele Makka Yohanis Lotong Ta'dung Yulianus Marampa Rombeallo Yuniati Doti Allo Yunita Daud