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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JURNAL MANAJEMEN BISNIS FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan JURMA : Jurnal Program Mahasiswa Kreatif Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Jurnal Iqtisaduna EKSYA: Jurnal Ekonomi Syariah Mumtaz : Jurnal Ekonomi dan Bisnis Islam Sewagati: Jurnal Pengabdian Masyarakat Indonesia Media Ekonomi International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce J-ISACC : Journal of Islamic Accounting Competency Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Trending: Jurnal Manajemen dan Ekonomi Central Publisher Jurnal Nirta: Studi Inovasi IIJSE Anggaran: Jurnal Publikasi Ekonomi dan Akuntansi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JER Global Leadership Organizational Research in Management Journal of Ekonomics, Finance, and Management Studies Ulil Albab
Tuti Anggraini
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¬Pengaruh Transparansi, Akuntabilitas dan Kualitas Pengelolaan Zakat, Infaq dan Shadaqoh terhadap Minat Masyarakat Berdonasi di Lembaga Amil Zakat Al-Washliyah Khoirunnisa Ritonga; Tuti Anggraini; Arnida Wahyuni Lubis
Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce Vol. 3 No. 1 (2024): Maret : Digital Bisnis : Jurnal Publikasi Ilmu Manajemen dan E-Commerce
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/digital.v3i1.2208

Abstract

This research aims to find out the influence of transparency, accountability and quality of management of zakat, infaq and shadaqoh on people's interest in donating at the Amil Zakat Al-Washliyah Institute. This research uses a quantitative approach, the population in this study is all including muzaki, infaq and shadaqah donors. totaling 300 people, the sample used used the Slovin method with a total of 75 respondents, the data analysis technique used in this research was multiple linear regression analysis, the results of this research were, Transparency influences people's interest in donating, seen from the calculated t value > t table (2.076> 1.993) and sig value 0.041 < 0.05, Accountability has no influence on Community Interest in Donating, seen from the calculated t value > t table (1.759 < 1.993) and sig 0.083 > 0.05, Management Quality has no influence on Community Interest in Donating , from the results of the table above, the calculated t value is greater than the t table in this case (1,499 < 1,993) and the sig value is 0.138 < 0.05. Simultaneously Transparency, Accountability and Quality of Management influence the Public's Interest in Donating to the Al-Washliyah Amil Zakat Institution in this case f count > ftable (29.029 > 3.12) and significant level (0.000 < 0.05), the R Square value of 0.551 means 55.1% of the bond size of the variable Transparency, Accountability and Quality of Management towards Community Interest Donating to Al-Washliyah Amil Zakat Institution , while the remaining 44.9% was influenced by other factors not studied.
Pengaruh Suku Bunga Acuan dan Financing To Deposit Ratio (FDR) terhadap Tingkat Distribusi bagi Hasil Deposito Mudharabah pada PT. Bank Sumut Syariah Zaini Ahmad; Tuti Anggraini; M. Ikhsan Harahap
Digital Bisnis: Jurnal Publikasi Ilmu Manajemen dan E-Commerce Vol. 3 No. 1 (2024): Maret : Digital Bisnis : Jurnal Publikasi Ilmu Manajemen dan E-Commerce
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/digital.v3i1.2324

Abstract

Bank Sumut Syariah in Indonesia is a bank that carries out its business in accordance with Islamic principles. This research aims to determine the effect of reference interest rates and Financing to deposit ratio (FDR) on the distribution level of profit sharing from mudharabah deposits at PT. North Sumatra Sharia Bank. This research uses a quantitative approach, with the data source used is secondary data. This research uses secondary data and literature study from 2018-2022. Secondary data is a source of research data obtained by research indirectly through intermediary media (obtained and recorded by other parties). The analysis techniques used in this research include classical assumption test analysis, linear regression test, hypothesis test, namely the t test, F test and coefficient of determination (R2) using SPSS 20 software. The research results show that it partially explains the value of the interest rate. Reference and Financing to Deposit Ratio (FDR) have a significant and positive effect on the distribution level of profit sharing from mudharabah deposits. Then partially explained that simultaneously the Reference Interest Rate (X1), Financing to Deposit Ratio (FDR) (X2), had a significant and positive effect on the level of distribution of profits from mudharabah deposits at PT. North Sumatra Sharia Bank.
Analisis SWOT Dalam Penentuan Strategi Untuk Meningkatkan Kinerja Frontliner Di Bank Sumut KCP Syariah Lubuk Pakam Regi Anika; Tuti Anggraini
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 1 (2024): Maret : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i1.312

Abstract

Every financial institution has a frontliner who serves as a front guard or sequencer and provides information about banking as well as initial impressions of a bank. Due to the rapid development of the banking industry, PT. Bank Sumut KCP Syariah Lubuk Pakam must determine ways to improve the performance of frontline employees so they can compete with other banks. The problems raised in this research relate to how PT. Bank Sumut KCP Syariah Lubuk Pakam chose an approach to improve frontliner performance through SWOT analysis. Frontline Officers must have the knowledge and expertise in their profession to carry out their primary duties effectively. To do this, they must receive training and support that starts from the individual's outer appearance and continues within, so that when providing consumers receive fast, efficient and polite service, resulting in high customer satisfaction. This research uses qualitative methods and descriptive research design. SWOT analysis is used to apply qualitative and descriptive analysis to arrive at research conclusions. Based on the results of the Cartesian diagram, the institution is in Quadrant I, actively implementing a Growth-Oriented Strategy and supporting this strategy.
Pengaruh Pemasaran Produk Gadai Emas Di Bank Syariah Indonesia Terhadap Minat Nasabah Kantor Cabang Pembantu Medan Imam Bonjol Jihan Suwifania; Tuti Anggraini
Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi Vol. 2 No. 1 (2024): Maret : Anggaran : Jurnal Publikasi Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/anggaran.v2i1.335

Abstract

Pawning gold is one of the products offered by Bank Syariah Indonesia Medan Imam Bonjol Sub-Branch Office which seeks to help the community in terms of funding. Marketing is still weak in terms of selling gold pawned goods as a result, no one really knows or understands what gold pawning is. This research was developed using qualitative research methods such as conducting interviews, data observation, and literature review. Based on research findings, gold pawn income continues to increase every year. To attract customers, Bank Syariah Indonesia Medan Imam Bonjol Sub-Branch Office is holding a promotion in the form of distributing prizes or knick-knacks if a certain amount of money has been withdrawn.
Analisis Sistem Mukhabarah Pada Usaha Tani Padi Di Desa Huraba Kecamatan Marancar Kabupaten Tapanuli Selatan Nur Azizah Siregar; Tuti Anggraini; Tri Inda Fadhila Rahma
Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Vol 21 No 01 (2024): Jurnal Mutharahah : Jurnal Penelitian dan Kajian Sosial Keagamaan
Publisher : LPPM Institut Agama Islam Diniyyah Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract How is the mukhabarah system on farming in Huraba village, Marancar sub-district, South Tapanuli regency and how it impacts on the welfare of community farmers in Huraba village, especially rice farming, is the purpose of this research. With Descriptive Qualitative method, which is an investigation that underlines understanding in one problem. Observation and interviews as information gathering. Primary sources in the form of sentence expressions spoken by informants, namely 5 tenants and 5 landowners and secondary data obtained through literature review used as material for analysis. The results obtained from this study are that the mukhabarah contract carried out in Huraba Village, Marancar Subdistrict is not suitable when viewed from muamalah fiqh because in this mukhabarah contract, regardless of the harvest obtained, the landowner's share remains the right of the landowner without deducting the cost of cultivation, this contract has a positive impact because it helps landowners who do not have time to work and the cultivator also feels helped economically, thus making agriculture in Huraba Village continue to be productive. Keywords: Akad Mukhabarah; Fikih Muamalah; Farming Business; Welfare Abstrak Bagimana sistem mukhabarah pada usaha tani didesa Huraba Kecamatan Marancar Kabupaten Tapanuli Selatan serta bagaimana dampaknya terhadap kesejahteraan petani masyarakat di desa Huraba khususnya usaha tani padi menjadi tujuan penelitian ini. Dengan metode Kualitatif Deskriptif, yakni investigasi yang menggarisbawahi pemahaman dalam satu masalah. Observasi dan wawancara sebagai pengumpulan informasi. Sumber primer dalam bentuk ungkapan kalimat yang diucapkan oleh para informan, yaitu 5 orang penggarap dan 5 orang pemilik lahan dan data sekunder yang diperoleh melalui kajian literatur yang digunakan sebagai bahan analisis. Hasil yang diperoleh dari penelitian ini adalah bahwa akad mukhabarah yang dilakukan di Desa Huraba Kecamatan Marancar kurang sesuai jika ditinjau dari fikih muamalah karena dalam akad mukhabarah ini, berapapun hasil panen yang diperoleh, bagian pemilik lahan tetap menjadi hak pemilik lahan tanpa dikurangi dengan biaya penggarapan, akad ini berdampak positif karena membantu sipemilik tanah yang tidak mempunyai waktu untuk menggarap dan si penggarap juga merasa terbantu perekonomiannya, sehingga menjadikan pertanian di Desa Huraba terus produktif. Kata Kunci: Akad Mukhabarah; Fikih Muamalah; Usaha Tani; Kesejahteraan
Analisis Strategi Pemasaran dalam Meningkatkan Pembiayaan Multiguna ASN Khusus Sepeda Motor di PT Bank Sumut KCP Syariah Rantau Prapat Sri Ratna Devi; Tuti Anggraini
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 5 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i5.24484

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pemasaran yang diterapkan oleh PT Bank Sumut KCP Syariah Rantau Prapat dalam meningkatkan pembiayaan multiguna khusus untuk Aparatur Sipil Negara (ASN), dengan fokus pada pembiayaan sepeda motor. Produk pembiayaan multiguna sepeda motor bagi ASN merupakan salah satu produk unggulan bank yang ditujukan untuk memenuhi kebutuhan transportasi ASN dalam mendukung mobilitas mereka. Di tengah persaingan yang semakin ketat antar lembaga keuangan, strategi pemasaran menjadi faktor penting dalam upaya menarik minat calon nasabah dan meningkatkan penyaluran pembiayaan. Penelitian ini menggunakan metode deskriptif kualitatif dengan pendekatan studi kasus. Data dikumpulkan melalui wawancara mendalam dengan pihak manajemen bank, observasi, serta analisis dokumen terkait strategi pemasaran yang diterapkan. Hasil penelitian menunjukkan bahwa strategi pemasaran yang diterapkan meliputi promosi melalui berbagai saluran, termasuk media sosial dan kerja sama dengan instansi pemerintah, serta penguatan segmentasi pasar yang menargetkan ASN dengan kebutuhan spesifik. Selain itu, Bank Sumut KCP Syariah juga menawarkan produk berbasis syariah yang sesuai dengan prinsip-prinsip Islam, memberikan nilai tambah bagi nasabah yang mengutamakan aspek syariah dalam keuangan mereka.
Pengaruh Social Media Advertising dan Kualitas Pelayanan Terhadap Loyalitas Melalui Kepuasan Pelanggan Sebagai Variabel Intervening: Studi Kasus Devi Salon Medan Suci Arifah Lubis; Tuti Anggraini; Muhammad Ikhsan Harahap
Global Leadership Organizational Research in Management Vol. 2 No. 2 (2024): Global Leadership Organizational Research in Management
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/glory.v2i2.1040

Abstract

This research aims to determine the influence of Social Media Advertising and Service Quality on Loyalty through Customer Satisfaction as an Intervening variable (Case Study of Devi Salon Medan). This research uses a quantitative approach with data collection using the Likert scale method. The subjects used in this research were 100 Devi Salon Medan customers and were taken using purposive sampling. The data analysis technique uses SPSS version 23. The results of this research show that overall each partial test states that it has a significant and positive effect between the variables. Where the statistical results state that the α value is <0.05. The Path analysis test also shows that there is a direct influence and an indirect influence on each variable which is connected through variable Z. And it also simultaneously shows that there is an influence of Social Media Advertising and Service Quality which together have an influence on Loyalty through the Customer Satisfaction variable.
Analisis Ketahanan Pangan di Kabupaten Labuhanbatu Utara Nadia Fahira; Mhd Irwan Padli Nst; Tuti Anggraini
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 1 No. 11 (2022): Oktober 2022
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v1i11.995

Abstract

Ketahanan pangan adalah kondisi pemenuhan kebutuhan rumah tangga yang tercermin dari ketersediaan pangan, kualitas dan kuantitas yang memadai, aman, merata dan terjangkau. Kabupaten Labuhanbatu Utara sebagai salah satu kabupaten penghasil padi yang mengalami defisit pangan, berdasarkan peta ketahanan pangan Sumatera Utara tahun 2011 disebutkan bahwa 2 kecamatan dari 8 kecamatan mengalami defisit, ditambah lagi tingginya pertumbuhan penduduk. Penelitian ini dilakukan di Kabupaten Labuhanbatu Utara. Penelitian ini menggunakan penelitian deskriptif kuantitatif dengan teknik pengumpulan data wawancara dan dokumentasi. Penelitian ini bertujuan untuk mengetahui poetensi ketersediaan pangan, peta kondisi ketahanan pangan dan kontribusi terhadap pendapatan asli daerah. Hasil penelitian ini menunjukkan bahwa ketersediaan produksi padi, jagung dan ubi kayu pada tahun 2015-2019 mengalami fluktuasi atau cenderung naik turun, sedangkan peta kondisi ketahanan pangan secara umum berada pada ketegori sangat tahan pangan. dilihat dari diemsi ketersediaan pangan, sebanyak 6 kecamatan berada pada status sangat tahan, 1 kecamatan berada pada status cukup pangan, dan 1 kecamatan berada pada status rawan pangan. Dilihat dari dimensi akses pangan berada pada status sangat tahan, dan dimensi pemanfaatan pangan berada pada status tahan pangan. Kontribusi terhadap PAD tahun 2015-2016 sebesar 0%, tahun 2017 sebesar 0,58%, tahun 2018 sebesar 0,24%, tahun 2019 sebesar 0,24%.
The The Influence of Social Environment and Income on Motivation to Play Online Gambling (Slot) in Medan Helvetia District Dimas Ardiansyah; Ahmad Perdana Indra; Tuti Anggraini
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6878

Abstract

Gambling is the act of consciously risking something in a game with expected risks and rewards. Online gambling is done by utilizing a digital platform to place bets using real money. In Indonesia, the most popular online gambling is slots. This study aims to identify whether there is an influence of social environment and income on the motivation to play online gambling (slots) in Medan Helvetia District. Quantitative research methods were used in this study with data collection conducted through questionnaires. The data collected was analyzed and processed using the IBM SPSS Statistics 30.0.0 application. The results showed that the social environment has a positive and significant effect on the motivation to play online gambling (slots), where someone who is in an environment that has been involved in online gambling tends to have greater motivation to play online gambling. Meanwhile, income also has a positive and significant effect, someone with a low income playing online gambling is more motivated by economic factors, while those with high income tend to play because of entertainment
Analisis Pengaruh Nilai Tukar Rupiah, BI-Rate, dan Suku Bunga The Fed terhadap Indeks Harga Saham Gabungan (IHSG) di Bursa Efek Indonesia Periode 2020–2024 Angga Dwi Prasetyo; Andri Soemitra; Tuti Anggraini
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 3 (2025): May - July
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i3.1371

Abstract

Indonesia’s capital market, particularly the Indonesia Stock Exchange (IDX), plays a strategic role in supporting national economic growth. The Composite Stock Price Index (IHSG) serves as a key indicator for evaluating the performance of the capital market. This study aims to examine the influence of the Rupiah exchange rate, the Bank Indonesia interest rate (BI-Rate), and the United States Federal Funds Rate (FED) on the IHSG during the period 2020–2024. A quantitative approach was employed using secondary data as the primary source. The analysis reveals that the Rupiah exchange rate has no significant impact on the IHSG. In contrast, the BI-Rate has a significant negative effect, while the FED rate exerts a significant positive influence on the IHSG. These findings highlight the importance of both domestic and global interest rate policies in shaping movements in the IHSG. The study also opens opportunities for further research by incorporating additional macroeconomic variables to develop a more comprehensive understanding of the factors affecting Indonesia’s stock market performance.
Co-Authors Ahmad Perdana Indra Ahmad Ripai Saragih Ahmad Sabili Yuhda Ahmad Syakir Alwan Azhari Ananda Rezeki Isnaini Nasution Andri Soemitra Angga Dwi Prasetyo Anggita Rizkia Anisah Cyntia Dewi Pratama Anisya Putri Syam Sinambela Annisa Edelia Annisa Zahrina Dharmawan Annisari Annisari Aristo Zaky Zein Siregar Arnida Wahyuni Lubis Askur Hamid Nasution Asmuni Batu Bara, Nazryva Nur Muthia Bayu Prabowo Chairul Adly Ginting Cindy Anggreni Dewi Sartika Silalahi Dhea Dinanty Dimas Ardiansyah Dita Marisa Feby Aulya Wardani Fitri Fitriyani Fitriyani Gendis Raihan Ardha Harahap, Muhammad Ikhsan Hendra Harmain Indah Sri Utami Zebua Indah Wahyuni Intan Ruhama Ira Amalia Khairunnisa Irgi Iqbal Isna Fauziah Jannah, Nurul Jihan Suwifania Juliana Nasution Khoirunnisa Ritonga Kusmilawaty Kusmilawaty Laila Maisaroh Laksono Trisnantoro M. Ikhsan Harahap M. Sawal Pitriyadi M. Yasir Nasution M. Yoga Pratama Harahap Marizqa Mustika Dara Marliyah Mhd Irwan Padli Nst Muhammad Aldrian Oktofa Muhammad Arif Muhammad Candy Awang Batubara Muhammad Lathief Ilhamy Nasution Muhammad Yafiz Nadhri Filka Nadia Fahira Nasution, Muhammad Irwan Padli Nur Ainun Ningsih Nur Azizah Siregar Nurbaiti Nuri Aslami Nurlaila Nurlaila Nurlaila Nurmala Kumasari Pasaribu Nursantri Yanti Nurul Inayah Nurul Izzah Nurwadiyah Nasution Ofrahaza Siregar Putri Dini Agustin Rahmat Daim Harahap Rahmat Daim Harahap Rahmi Syahriza Regi Anika Reni Ria Armayani Hasibuan Retnawati Siregar Rika Umbaiyani Ritonga Risky Sobari Salimah Salimah Samsudin Sariati Nasution Senly Ardalena Damanik Siti Aisyah Siti Chairani Zahwa Siti Zumara Sitorus, Siti Sarah Sri Ratna Devi sri sudiarti Suci Arifah Lubis Sugianto Sugianto Sugianto Tambunan, Khairina Tri Inda Fadhila Rahma Wandira Atmaja Yulita Astri Zaini Ahmad Zulhasby Assidqy Nasution Zulkarnain Abdurrahman