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TRAINING ON THE PREPARATION OF BUSINESS MODEL CANVAS FOR HIGH SCHOOL STUDENTS AT THE EQUIVALENT TO IMPROVE INNOVATION AND ENTREPRENEURIAL SKILLS IN THE DIGITAL ERA IN THE CITY OF LHOKSEUMAWE Muhammad Hafizh; Mutia Rahmah; Noviami Trisniarti; Nabila novianita; Safuani Marsya
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2072

Abstract

This community service program aims to provide training on the preparation of Business Model Canvas (BMC) to high school students in Lhokseumawe City. This training is important because before it is held, students do not understand the main components of BMC, including the appropriate target market. The main problem faced by students is the inability to identify the type of business and target market, so they have difficulty determining the right product or service. This training can improve students' understanding of various components of business, create a clear vision, and help them explore opportunities and challenges that exist in society. BMC training also encourages innovation and creative thinking, and helps to improve business performance on a regular basis. The implementation method used is through direct training with a focus on practical and applicative understanding of BMC. The results of this training are in the form of improving students' entrepreneurial skills, the ability to design product marketing strategies, adapting to market changes, and increasing business competitiveness. The resulting impact is that students are better prepared to face the business world in the future, and are able to develop a sustainable business by understanding and applying the Business Model Canvas design. The outcomes of this program include students' practical and strategic understanding of the preparation of innovative Canvas business models.
PREPARATION OF FINANCIAL BOOKKEEPING TO IMPROVE THE FINANCIAL PERFORMANCE OF HOUSEWIVES' UKM GAMPONG SIMPANG EMPAT LHOKSEUMAWE Muttaqien; Wardhiah; Muhammad Hafizh; Frengki Putra Ramansyah; Cut Zira Maulida
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 2 (2024): July-October 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i2.2159

Abstract

Gampong Simpang Empat, located in Banda Sakti Sub-district, Lhokseumawe City, Aceh Province, has people with various livelihoods such as fishermen, farmers, laborers, civil servants, and business actors in the service sector. With the growth in population from 171,163 in 2010 to 190,624 in 2017, the need for financial management for MSME players, including housewives, is increasingly urgent. Bookkeeping is an important process in recording income, cash flow, liabilities, and assets to analyze financial performance, which serves as an evaluation tool for business efficiency and effectiveness in achieving sustainable growth. This service aims to improve the skills of housewives and MSME players in preparing simple financial bookkeeping through economic literacy-based training. The training involves a group learning method with a focus on hands-on practice, from preparation to preparation of financial statements. This type of research uses a quantitative descriptive method with the research population being mothers in Gampong Simpang Empat. Primary data was obtained through a Likert scale-based questionnaire, with random sampling. Data analysis was carried out using regression with the help of SPSS software. The results of this service are expected to have a positive impact on the financial management of MSME actors, especially in recording transactions in a structured manner and separating personal finances from businesses. The outputs of this activity include international journal publications, indexed proceedings, and ISBN-certified reference books. In addition, this research also aims to identify socio-economic factors that affect the income of traditional fishermen in the surrounding area, as a basis for developing more holistic and sustainable solutions. These outputs are designed to achieve technology readiness level (TKT) 3, which is the proof of concept of the research in developing local economic empowerment strategies.
Pengaruh Pendampingan, Pembiayaan, dan Manajemen Keuangan terhadap Kualitas Hidup Keluarga Prasejahtera Produktif Eka Dwi Pertiwi; Muhammad Hafiz
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 9 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i9.8142

Abstract

This study aims to analyze the influence of mentoring, financing, and financial management programs carried out by Islamic financial institutions, especially BTPN Syariah, on the quality of life of productive underprivileged families in Pematang Siantar City. This study uses a quantitative approach with an associative method. The data analysis technique used is multiple linear regression, with a sample of 92 respondents who are active customers of BTPN Syariah. Data collection was carried out through a questionnaire that had been tested for validity and reliability. The results of the study indicate that partially, financing and financial management have a significant effect on quality of life, while mentoring does not show a statistically significant effect, although the relationship is positive. However, simultaneously, the third variable has a significant effect on the quality of life of productive underprivileged families, with a contribution of 64.1% (Adjusted R² = 0.641). This study offers theoretical and practical contributions by integrating three elements of Islamic economic empowerment in one comprehensive conceptual framework. These findings reinforce the importance of a holistic sharia-based approach in efforts to improve the economic welfare of marginalized communities. The implications of this study encourage Islamic financial institutions to not only focus on the financing aspect, but also strengthen educational and social functions through mentoring and increasing financial literacy.
Pengaruh ICG, Profitability, dan CSR Terhadap Islamic Sustainability Report Discloure pada Jakarta Islamic Index Salsabila, Aina; Hafizh, Muhammad
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/3b84ay10

Abstract

The aim of this research is to examine how the Islamic Sustainability Report (ISR) of Jakarta Islamic Index Companies for the 2019–2024 timeframe is impacted by Islamic Corporate Governance (ICG), profitability (ROA), and corporate social responsibility (CSR). The research data used in this study is quantitative, and it employs a descriptive statistical approach. Purposive sampling was used to gather data from a population of 30 Jakarta Islamic Index (JII) enterprises. This resulted in a sample of 10 JII companies, totaling 60 observations. Panel Data Regression with the Fixed Effect Model in EViews 12 was used to analyze the data. The results showed that partially only ICG and ROA showed a significant positive effect while CSR did not have a significant positive effect on ISR. However, simultaneously ICG, ROA, and CSR had a positive and significant effect on ISR. An R2 of 0.4322, or 43.22%, illustrates the analytical capability of the model. The three independent variables explain the variation in ISR. These findings underline how crucial it is to apply sharia-compliant corporate governance to attain strong financial results and promote the release of sustainability reports that are based on sharia.