Article Per Year (5 Year)
p-Index From 2021 - 2026
4.129
P-Index
This Author published in this journals
All Journal Tazkia Islamic Finance and Business Review Jurnal EMT KITA Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan eCo-Buss JURMA : Jurnal Program Mahasiswa Kreatif Jurnal Aktiva : Riset Akutansi dan Keuangan Al-Sharf: Jurnal Ekonomi Islam Journal of Sharia Economics Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Proceeding International Seminar of Islamic Studies Center of Knowledge eCo-Fin el-Amwal International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Jurnal Manajemen Keuangan Syariah Promotor: Jurnal Mahasiswa Kesehatan Masyarakat Jurnal Nirta: Studi Inovasi Altafani Jurnal Akuntansi dan Keuangan Islam (JAKIs)
Muhammad Hafizh
Universitas Malikussaleh
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Nursing Physics Public Health Social Sciences Other

Published : 33 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 33 Documents
Search

 1   2   3   4 
Pengaruh Pengguaan Qris, Literasi Keuangan Dan Inklusi Keuangan Terhadap Transaksi Dengan Gaya Hidup Sebagai Variabel Moderating Di Lhokseumawe Batu, Sridevi Lumban; Hafizh, Muhammad; Nur, Muklish Muhammad
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 1 (2024): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract. Research This aim For give proof influence use of QRIS, Literacy Finance and Inclusion finance to transaction with style life as moderating variables in Lhokseumawe . Population in research This there it is community and students who use QRIS. Retrieval technique samples used in research​ This is use method Slovin's formula so get a sample of 100 QRIS users . Study This is study quantitative with using secondary data and primary data collected with study techniques documentation and deploy questionnaire or questionnaire that uses analysis statistics descriptive and analytical regression moderation or Moderation Regression Analysis (MRA). The results show that variable use of QRIS against transaction influential significant to transaction , variable Literacy finance No influential significant to transaction , variable Inclusion finance influential significant to transaction , variable style life No influential significant to transactions , use of QRIS, Literacy Finance and Inclusion finances moderated by style​ life No influential significant to transaction. Abstrak. Penelitian ini bertujuan untuk memberi bukti Pengaruh pengguaan QRIS, Literasi keuangan dan Inklusi keuangan terhadap transaksi dengan gaya hidup sebagai variabel moderating di lhokseumawe. Populasi dalam penelitiaan ini adaalah masyarakat dan mahasiswa yang menggunakan QRIS. Teknik pengambilan sampel yang digunakan pada penelitian ini adalah menggunakan metode Rumus Slovin sehingga mendapatkan sample 100 penguna QRIS. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan data sekunder dan data primer yang di kumpulkan dengan Teknik studi dokumentasi dan menyebarkan angket atau kuesioner yang menggunakan analisis statistik deskriptif dan analisis regresi moderasi atau Moderation Regression Analysis (MRA). Hasil menunjukkan bahwa variabel penggunaan QRIS terhadap transaksi berpengaruh signifikan terhadap transaksi, variabel Literasi keuangan tidak berpengaruh signifikan terhadap transaksi, variabel Inklusi keuangan berpengaruh singnifikan terhadap transaksi, variabel gaya hidup tidak berpengaruh signifikan terhadap transaksi, penggunaan QRIS, Literasi keuangan dan Inklusi keuangan yang di moderasi oleh gaya hidup tidak berpengaruh singnifikan terhadap transaksi.
THE EFFECT OF ECONOMIC GROWTH AND INFLATION ON FOREIGN DIRECT INVESTMENT (FDI) IN ASEAN COUNTRIES Muttaqien; Wardhiah; Muhammad Hafizh; Frengki Putra Ramansyah; Cut Zira Maulida
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 3 No. 2 (2024): October
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v3i2.200

Abstract

This study aims to determine and see the effect of economic growth and inflation on foreign direct investment (FDI), besides that this study is also to analyze economic growth and inflation on FDI in ASEAN countries. The population in this study were 11 ASEAN countries but after researchers determined the criteria, researchers only took 7 samples in this study. This study uses panel data regression data analysis. The results showed that the economic growth variable had a positive and significant effect while inflation had no effect on FDI. While simultaneously economic growth and inflation affect foreign direct investment (FDI).
The Influence of Premiums, Claims, Investment Results and Underwriting on Profits in Sharia Insurance Companies Banurea, Lusi Yashinta; Hafizh, Muhammad
Neraca Keuangan : Jurnal Ilmiah Akuntansi dan Keuangan Vol. 19 No. 1 (2024): APRIL
Publisher : Fakultas Ekonomi dan Bisnis Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/neraca.v19i1.16659

Abstract

This research aims to determine the effect of premiums, claims, investment returns and underwriting on profits in sharia life insurance companies. In this research, a panel data regression analysis approach is used. The sampling method in this research uses a purposive sampling method. This research uses quantitative methods in the form of secondary data contained in the annual financial reports of each company. This research uses the Eviews 10 tool. The sample for this research is 8 sharia life insurance companies registered with the financial services authority (OJK) for the 2018-2022 period. The results of this study show that partially premiums, claims, investment returns and underwriting have no effect on profits at Sharia life insurance companies and simultaneously premiums, claims, investment returns and underwriting have an effect on profits at Sharia life insurance companies.
THE EFFECT OF THIRD-PARTY FUNDS, FINANCING, AND EQUITY ON NET INCOME BANK MUAMALAT INDONESIA Nurhayati, Nurhayati; Puteh, Anwar; M Nur, Mukhlish; Hafizh, Muhammad
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5640

Abstract

Third party funds, financing, and equity are important factors in some of the factors that influence net income, which take money from the public and then rechannel it into society. This research is aimed at knowing the impact Third-party fund, Financing, and Equity to Net income with research subject Bank Muamalat Indonesian period 2014-2023. This study employs multiple linier regression analysis and quantitative approaches. The study object is presented as published financial reports from Bank Muamalat Indonesia (2014-2023). And analyzed with the Eviews 12 statistical tool. The outcome of the study demonstrate Third-Party Funds a positive and significant effect on Net Income because the t-count value for Third-Party Funds > t-table is 2,9206 > 2,0280 and the significant value for Third-Party Funds < 0,05 is 0,0060 < 0,05. The result of Financing has a positive and insignificant impact on Net Income this is shown by the t-count value for Financing < t-table is 0,6558 < 2,0280 and the significant value for Financing > 0,05 is 0,5161 > 0,05. The results of Equity a negative and insignificant impact on Net Income because the t-count value of Equity < t-table is -0,1850 < 2,0280 and significant value for Equity > 0,05 is 0,8542 > 0,05. Simultaneously Third-party Funds, Financing, and Equity the effect Net Income, this is proven by the value significant F test 0,0007 < 0,05. The value of coefficient of determination (R2) is 0,3198 or 31,98%, which means that the Third-Party Funds, Financing, and Equity variables the effect net Income by 31.98%, while other factors not included in this study account for 68,02% of the explanation.
TRAINING ON THE PREPARATION OF BUSINESS MODEL CANVAS FOR HIGH SCHOOL STUDENTS AT THE EQUIVALENT TO IMPROVE INNOVATION AND ENTREPRENEURIAL SKILLS IN THE DIGITAL ERA IN THE CITY OF LHOKSEUMAWE Muhammad Hafizh; Mutia Rahmah; Noviami Trisniarti; Nabila novianita; Safuani Marsya
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 3 (2024): November 2024 - February 2025
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i3.2072

Abstract

This community service program aims to provide training on the preparation of Business Model Canvas (BMC) to high school students in Lhokseumawe City. This training is important because before it is held, students do not understand the main components of BMC, including the appropriate target market. The main problem faced by students is the inability to identify the type of business and target market, so they have difficulty determining the right product or service. This training can improve students' understanding of various components of business, create a clear vision, and help them explore opportunities and challenges that exist in society. BMC training also encourages innovation and creative thinking, and helps to improve business performance on a regular basis. The implementation method used is through direct training with a focus on practical and applicative understanding of BMC. The results of this training are in the form of improving students' entrepreneurial skills, the ability to design product marketing strategies, adapting to market changes, and increasing business competitiveness. The resulting impact is that students are better prepared to face the business world in the future, and are able to develop a sustainable business by understanding and applying the Business Model Canvas design. The outcomes of this program include students' practical and strategic understanding of the preparation of innovative Canvas business models.
PREPARATION OF FINANCIAL BOOKKEEPING TO IMPROVE THE FINANCIAL PERFORMANCE OF HOUSEWIVES' UKM GAMPONG SIMPANG EMPAT LHOKSEUMAWE Muttaqien; Wardhiah; Muhammad Hafizh; Frengki Putra Ramansyah; Cut Zira Maulida
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 4 No. 2 (2024): July-October 2024
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v4i2.2159

Abstract

Gampong Simpang Empat, located in Banda Sakti Sub-district, Lhokseumawe City, Aceh Province, has people with various livelihoods such as fishermen, farmers, laborers, civil servants, and business actors in the service sector. With the growth in population from 171,163 in 2010 to 190,624 in 2017, the need for financial management for MSME players, including housewives, is increasingly urgent. Bookkeeping is an important process in recording income, cash flow, liabilities, and assets to analyze financial performance, which serves as an evaluation tool for business efficiency and effectiveness in achieving sustainable growth. This service aims to improve the skills of housewives and MSME players in preparing simple financial bookkeeping through economic literacy-based training. The training involves a group learning method with a focus on hands-on practice, from preparation to preparation of financial statements. This type of research uses a quantitative descriptive method with the research population being mothers in Gampong Simpang Empat. Primary data was obtained through a Likert scale-based questionnaire, with random sampling. Data analysis was carried out using regression with the help of SPSS software. The results of this service are expected to have a positive impact on the financial management of MSME actors, especially in recording transactions in a structured manner and separating personal finances from businesses. The outputs of this activity include international journal publications, indexed proceedings, and ISBN-certified reference books. In addition, this research also aims to identify socio-economic factors that affect the income of traditional fishermen in the surrounding area, as a basis for developing more holistic and sustainable solutions. These outputs are designed to achieve technology readiness level (TKT) 3, which is the proof of concept of the research in developing local economic empowerment strategies.
Pengaruh ICG, Profitability, dan CSR Terhadap Islamic Sustainability Report Discloure pada Jakarta Islamic Index Salsabila, Aina; Hafizh, Muhammad
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/3b84ay10

Abstract

The aim of this research is to examine how the Islamic Sustainability Report (ISR) of Jakarta Islamic Index Companies for the 2019–2024 timeframe is impacted by Islamic Corporate Governance (ICG), profitability (ROA), and corporate social responsibility (CSR). The research data used in this study is quantitative, and it employs a descriptive statistical approach. Purposive sampling was used to gather data from a population of 30 Jakarta Islamic Index (JII) enterprises. This resulted in a sample of 10 JII companies, totaling 60 observations. Panel Data Regression with the Fixed Effect Model in EViews 12 was used to analyze the data. The results showed that partially only ICG and ROA showed a significant positive effect while CSR did not have a significant positive effect on ISR. However, simultaneously ICG, ROA, and CSR had a positive and significant effect on ISR. An R2 of 0.4322, or 43.22%, illustrates the analytical capability of the model. The three independent variables explain the variation in ISR. These findings underline how crucial it is to apply sharia-compliant corporate governance to attain strong financial results and promote the release of sustainability reports that are based on sharia.
THE EFFECT OF COMMODITY EXPORTS AND FOREIGN DEBT ON FLUCTUATIONS OF INDONESIA'S FOREIGN EXCHANGE RESERVES Noviami Trisniarti; Mutia Rahmah; Muhammad Hafizh; Andika Al Imran; Anggi Rahayu
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 4 No. 3 (2024): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v4i3.2200

Abstract

Foreign exchange reserves are crucial in maintaining macroeconomic stability, particularly in developing countries. This study aims to analyze the impact of commodity exports and external debt on Indonesia's foreign exchange reserves from 1990 to 2023. A quantitative approach with a multiple linear regression model was employed, using time-series data sourced from BPS, the World Bank, and Bank Indonesia. The dependent variable is foreign exchange reserves, while the independent variables include CPO exports, metal exports, and external debt. The findings indicate that CPO exports significantly improve foreign exchange reserves, highlighting their strategic importance as a primary export commodity. In contrast, metal exports show a significant negative impact, driven by low value-added processing and high dependency on imported materials. External debt demonstrates positive and significant effects, reflecting its utility in strengthening reserves when effectively managed. This study emphasizes the need to enhance value-added processes for commodity exports and prudently manage external debt to optimize Indonesia's foreign exchange reserves. Future research could explore other variables, such as foreign direct investment (FDI), monetary factors, tourism, or labour, to provide deeper insights and refine analytical tools.
MENTORING MANAGEMENT, PRODUCTIVE FINANCING, AND SHARIA FINANCIAL INCLUSION AS DETERMINANTS OF THE WELFARE OF HALAL MSMES IN LHOKSEUMAWE CITY Muhammad Hafizh; Mutia Rahmah; Muttaqien
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 4 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i4.4233

Abstract

This study aims to examine the influence of mentoring management, productive financing, and Islamic financial inclusion on the welfare of sustainable halal MSMEs in Lhokseumawe City. The research approach uses a descriptive quantitative method, where primary data is collected through distributing questionnaires to halal MSMEs selected using a purposive sampling technique. Descriptive data analysis methods are carried out using multiple linear regression to determine the partial and overall effects between variables and their relationships. The findings of this study are expected to show that effective management mentoring, easy access to productive financing, as well as financial inclusion and participation in Islamic finance contribute positively to improving the welfare of halal MSMEs in Lhokseumawe City. The original value of this study lies in the analysis of the integration of three key factors of Islamic economic empowerment in one empirical model that has not been widely carried out in local contexts such as Lhokseumawe. In addition, the results of this study provide practical implications for strengthening regional policies, Islamic financial institutions, and mentoring institutions in designing appropriate and value-based interventions to support the sustainability of halal MSMEs. The results of the study indicate that partially, the variables of productive financing and Islamic financial inclusion significantly influence the welfare of halal MSMEs in Lhokseumawe City, while mentoring management does not show a significant effect, although the direction of the influence is positive. However, simultaneously, the third variable significantly influences the welfare of halal MSMEs, with a contribution of 64.1% (Adjusted R² = 0.641). This study offers theoretical and practical contributions by integrating three elements of Islamic economic empowerment within a comprehensive conceptual framework. These findings reinforce the importance of a holistic, sharia-based approach in efforts to improve the economic welfare of marginalized communities. The implications of this study encourage Islamic financial institutions to not only focus on the financing aspect, but also strengthen their educational and social functions through mentoring and improving financial literacy.
Analysis of Factors Affecting the Net Asset Value of Sharia Equity Mutual Funds Nurdiansyah Putri Purnamasari; Muhammad Hafizh
eCo-Buss Vol. 8 No. 1 (2025): eCo-Buss
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/eb.v8i1.2574

Abstract

One type of collective investment vehicle that manages public monies for investment is a sharia stock mutual fund stocks that are in accordance with sharia law and avoid transactions that contain elements of usury, maisir, and gharar. This study aims to investigate how the money supply, inflation, gold prices, and age of mutual funds impact the performance of Indonesian mutual funds' net worths that invest in sharia stocks between 2019 and 2024. This study made use of secondary data study. The sample used in this study was 6 sharia stock mutual fund companies, using purposive sampling techniques and there was a population of 55 sharia stock mutual funds. Using Eviews 12 sv software, utilizing the panel data regression approach, was used to secondary data. The findings of the study indicate that the quantity of currency in use, the cost of gold, and the age of mutual funds all have a major influence on the value of net assets (NAV) of Indonesian Sharia Equity Mutual Funds, however inflation has no discernible effect on this number.
Co-Authors Alam, Anjur Perkasa Andika Al Imran Anggi Rahayu Anjur Perkasa Alam Baehaqi Baharuddin Ali Tanjung Banurea, Lusi Yashinta Batu, Sridevi Lumban Cut Putri Ajmadayana Cut Zira Maulida Dahlia Dahlia Damanhur, Damanhur Falahuddin, Falahuddin Frengki Putra Ramansyah Ghazali Syamni Ghazali Syamni Harahap, Muhammad Arfan Heni Yuvita Ismail Ghifari Laura Wulandari M Nur, Mukhlish Muhammad Arfan Harahap Muhammad Arfan Harahap Muhammad Hafizh Muhammad Hafizh Mukhlish Muhammad Nur Mutia Rahmah Muttaqien Muttaqien Nabila novianita Nadiatul Muna Noviami Trisiniarti Noviami Trisniarti Noviami Trisniarti Nur Hidayah Nur, Muklish Muhammad Nurdiansyah Putri Purnamasari Nurhayati Nurhayati Nursafitri, Yessi Nurzukhairi Syafitri Purnama Ramadani Silalahi Purnama Ramadani Silalahi Purnama Ramadani Silalahi Puteh, Anwar Putri Ramadhani, Putri Raras Risia Yogasnumurti Ratih Widyadhana Rezeki Fitri Tritami Riska Ayu Nanda Putri Safuani Marsya Salman Nasution Salsabila, Aina Sari Yulis Terfiadi Sari Yulis Terfiadi Sari Yulis Terfiadi Sugianto Sugianto Terpiadi, Sariyulis Tsurayya Syarif Zain Wardhiah Wardiah Zulhilmi, Zulhilmi