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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Paradigma Ekonomika Binus Business Review Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business J-MAS (Jurnal Manajemen dan Sains) Jurnal Darma Agung International Journal of Business, Law, and Education International Journal of Engineering, Science and Information Technology Journal of Community Engagement Research for Sustainability Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Jurnal Sistim Informasi dan Teknologi Journal of Business Studies and Management Review Electronic Journal of Education, Social Economics and Technology Indonesian Journal Of Business And Entrepreneurship Research Indo-Fintech Intellectuals: Journal of Economics and Business West Science Interdisciplinary Studies West Science Accounting and Finance Journal of Social Science and Business Studies West Science Interdisciplinary Studies West Science Social and Humanities Studies INTERNATIONAL JOURNAL OF SOCIETY REVIEWS (INJOSER) Jurnal SMART: Sosial Ekonomi Kerakyatan Jurnal Penelitian Pendidikan Indonesia Management Studies and Business Journal Accounting Studies and Tax Journal COSMOS Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) International Journal of Business and Quality Research International Journal of Economics, Business and Innovation Research IECON: International Economics and Business Conference Jurnal Ekonomi, Manajemen, Akuntansi
Ahmad Nur Budi Utama
Universitas Jambi
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Pengaruh Financial technology, Literasi Keuangan dan Financial Self Efficacy terhadap Pengelolaan Keuangan UMK Kuliner di Kota Jambi Lestari, Lintang; Setiawati, Rike; Utama, Ahmad Nur Budi
Ekonomis: Journal of Economics and Business Vol 8, No 2 (2024): September
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v8i2.2039

Abstract

A In this case, the sustainability of the UMK must be observed and can beined by doing good financial management. This is because the financial management can help the stakeholders in controlling the output and input, help improve efficiency and efficiency as well as be able to minimize financial risk. This research aims to find out the impact of the use of financial technology based on digital payment in particular e-wallet, financial literacy and financial self efficacy of the culinary UMK actors in Jambi City. The study used a quantitative approach with a sample of 377 respondents. The data used are primary and secondary data using questionnaires and references from some related literature. The data analysis method in this study uses SmartPLS 4. The results of this study show a positive and significant influence of the variables used Financial technology, financial literacy and financial self efficacy on financial management.
Pengaruh Financial Knowledge, Love of Money dan Financial Attitude terhadap Financial Management Behavior pada Generasi Z di Kota Jambi Rizki, Sri Ajeng Sukmala; Setiawati, Rike; Utama, Ahmad Nur Budi
Ekonomis: Journal of Economics and Business Vol 9, No 1 (2025): Maret
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/ekonomis.v9i1.2445

Abstract

This study aims to analyze the influence of financial knowledge, love of money, and financial attitude on financial management behavior in Generation Z in Jambi City. This study uses a quantitative approach with a survey method involving 100 respondents from Generation Z in Jambi City. Data were collected through a questionnaire specifically designed to measure the variables studied. The data used are primary data obtained through a questionnaire with a Likert scale. The data analysis method in this study uses PLS (partial least square) using Smart PLS 3.0. The results of this study indicate that financial knowledge and financial attitude have a positive and significant effect on financial management behavior while love of money has a negative and insignificant effect on financial management behavior in Generation Z in Jambi City.
Pengaruh Sikap Investasi dan Norma Subjektif Terhadap Minat Investasi Reksa Dana Pada Mahasiswa Penerima Beasiswa KSE Universitas Jambi Dengan Literasi Keuangan Sebagai Variabel Moderasi Shanty Sormin; Mohammad Ihsan; Ahmad Nur Budi Utama
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 2 (2025): November
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i2.6309

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh sikap investasi dan norma subjektif terhadap minat investasi reksa dana pada mahasiswa penerima beasiswa KSE Universitas Jambi dengan literasi keuangan sebagai variable moderasi. Pendekatan yang digunakan Adalah kuantitatif melalui survey kuesioner, dengan sampel sebanyak 49 mahasiswa penerima beasiswa KSE Universitas Jambi yang secara aktif mendapatkan bantuan dari Yayasan Karya Salemba Empat yaitu dana beasiswa dan program-program pengembangan diri khususnya mengenai literasi keuangan. Analisis data dilakukan dengan menggunakan Partial Least Square - Structural Equation Modeling (PLS-SEM) melalui perangkat lunak SmartPLS 4. Hasil penelitian menunjukkan bahwa norma subjektif berpengaruh positif dan signifikan terhadap minat investasi. Sementara itu, sikap investasi menunjukkan pengaruh positif namun tidak signifikan. Selain itu, literasi keuangan tidak berperan sebagai moderator yang signifikan dalam hubungan kedua variabel independent terhadap minat investasi. Temuan ini mengindikasi bahwa meskipun mahasiswa memiliki pemahaman keuangan yang baik serta pandangan positif mengenai investasi, dorongan dan opini dari lingkungan sosial tetap menjadi faktor utama yang membentuk minat investasi mereka. Dengan demikian dapat disimpulkan bahwa pembentukan minat investasi mahasiswa penerima beasiswa lebih dipengaruhi oleh aspek sosial-psikologis dibandingkan dibandingkan oleh kapasitas pengetahuan keuangan yang dimiliki secara individual.
Co-Authors Ade Irma Suryani Ade Irma Suryani Ade Irma Suryani Ade Onny Siagian Agus Solikhin, Agus Agus Syarif Agus Syarif Agus Syarif Al-Amin, Al-Amin Aminuyati Andi Najemi, Andi Anggun, Debby Armando, Y.G Arnes Yuli Vandika Asep Machpuddin Asep Machpudin Azmi, Mohamad Bambang Purwoko Candra Mustika Damara Gugat, Rudy Max Dewi, Kisthi Hanila Dhamiri Dheo Rimbano Diah Nurdiana Dwi Suryahartati Eddy Silamat Eddy Silamat, Eddy Firmansyah Firmansyah Frans Sudirjo Hamdiah Hamdiah Hasnadia Rusdi Hidayat, Gustina Husain, Anggriani Idham Khalik Idham Khalik, Idham Istiqomah Malinda SB Joko Sangaji Judijanto, Loso Klemens Mere Lesmana, Tera Lestari, Lintang Liona Efrina S Makatita, Josephus Alberth Martis, Andi Maryati Ningsih Mohammad Ihsan Muhammad Haris Saputra Muhammad Hidayat Muhammad Luthfi Faisal Mukhzarudfa, Mukhzarudfa Mustika, Candra Mutia, R. Dewi Ningsih, Maryati Novita Sari Pahlefi, Pahlefi Piola, Marina Paramitha Sari Primadiva, Parassela Pangestu Priyana, Yana Rama Dhonal Rasna, Rasna Rezki Fitriani Rike Setiawati Rizki Surya Pratama Rizki, Sri Ajeng Sukmala Rizqi Amaliyah, Angguliyah Rusni Andriani Sasono, Heri SB, Istiqomah Malinda Setyaji, Hajar Shanty Sormin Sigit Indrajaya Siti Aisyah Tera Lesmana Titik Haryanti Tona Aurora Lubis Tona Aurora Lubis Tona Aurora Lubis Ummu Kalsum Usup, Usup Utami, Eva Yuniarti Windarto Wulandari, Bunga Ayu Yana Priyana Zaenal Arief Zikriani, Hilyati Zumrotul Avifa K