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All Journal Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) EQUILIBRIUM IJIBE (International Journal of Islamic Business Ethics) Jurnal Ekonomi Syariah Teori dan Terapan JIET (Jurnal Ilmu Ekonomi Terapan) Jurnal Ekonomi dan Bisnis Islam Riset Akuntansi dan Keuangan Indonesia Ikonomika : Jurnal Ekonomi dan Bisnis Islam EKSPANSI Hasanuddin Economics and Business Review Economica: Jurnal Ekonomi Islam al-Uqud : Journal of Islamic Economics International Journal of Islamic Economics and Finance (IJIEF) Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Indonesian Journal of Islamic Economics and Finance Shirkah: Journal of Economics and Business Khatulistiwa: Journal of Islamic Studies Jurnal Ekonomi dan Pembangunan International Journal of Islamic Business and Economics (IJIBEC) Amwaluna Jurnal Ekonomi dan Keuangan Syariah At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Journal of Islamic Monetary Economics and Finance El-Barka: Journal of Islamic Economics and Business Indonesian Journal of Halal Research JURNAL EKONOMI SYARIAH Journal of Digital Marketing and Halal Industry Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Airlangga International Journal of Islamic Economics and Finance Jurnal Ekonomi Indonesia Journal of Islamic Philanthropy and Disaster Ekonomi Islam Indonesia Journal of Islamic Economic Literatures Journal of Islamic Economics Lariba International Journal of Waqf Review on Islamic Accounting Islamic Social Finance Halal Tourism and Pilgrimage Islamic Economics Methodology Fara'id and Wealth Management Islamic Economic and History The Economic Review of Pesantren Islamic Marketing Review Maqasid al-Shariah Review Management and Sustainability Accounting and Sustainability Business and Sustainability Policy Brief Pertanian, Kelautan, dan Biosains Tropika Jurnal Jamsostek Amwaluna: Jurnal Ekonomi dan Keuangan Syariah IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
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Moderator Effect of Halal Certified Awareness on Millennials and Generation Z Purchasing Decisions of Non-Halal Beauty Products Juliana, Juliana; Mardiatunnisa, Mardiatunnisa; Rosida, Rida; Nasim, Arim; Budiwati, Neti; Azim, Mohammad; Rusydiana, Aam Slamet
Indonesian Journal of Halal Research Vol. 7 No. 2 (2025): August
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i2.38344

Abstract

This study examines the impact of beauty influencers, brand image, and awareness of halal certification on Muslim women’s purchasing decisions regarding non-halal certified beauty products, utilizing the Stimulus–Organism–Response (SOR) framework. Data were collected from 290 respondents and analyzed with Partial Least Squares-Structural Equation Modeling (PLS-SEM). The model explains 74.4% of the variance in purchase decisions and 62.7% of the variance in attitude, indicating strong explanatory power. The results reveal that beauty influencers have a significant impact on brand image (β = 0.146, p < 0.01) and attitude (β = 0.072, p < 0.05), while brand image has a strong influence on attitude (β = 0.778, p < 0.001). Attitude has a substantial positive effect on purchase decisions (β = 0.677, p < 0.001) and mediates the impact of beauty influencers on purchasing behavior. In contrast, brand image does not directly influence purchase decisions. Furthermore, awareness of halal certification negatively affects purchasing decisions (β = –0.235, p < 0.001) and weakens the relationship between attitude and purchasing decisions (β = –0.076, p < 0.01). These findings underscore the pivotal role of consumer attitudes in shaping purchase intentions, while also highlighting the significance of halal awareness in the beauty industry. The study suggests that strengthening halal literacy and implementing strategic marketing are essential for enhancing consumer trust and supporting the growth of halal-certified beauty products.
Strategi Pengembangan Green Waqf dalam Mendukung SDG 15 di Indonesia Ningsih, Sri Rahayu; Irfany, Mohammad Iqbal; Rusydiana, Aam Slamet; Hasanah, Qoriatul
Policy Brief Pertanian, Kelautan, dan Biosains Tropika Vol 4 No 4 (2022): Policy Brief Pertanian, Kelautan dan Biosains Tropika
Publisher : Direktorat Kajian Strategis dan Reputasi Akademik IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agro-maritim.0404.420-426

Abstract

Risalah ini mengidentifikasi faktor kunci dalam pengembangan Green Waqf di Indonesia, sebagai salah satu instrumen keuangan syariah inovatif dan berkelanjutan. Terdapat lima faktor mendasar yang diidentifikasi dalam pengembangan Green Waqf di Indonesia yakni: kebutuhan, kendala, tujuan, program, dan stakeholder yang terlibat. Risalah ini merekomendasikan urutan landasan terpenting dalam pengembangan Green Waqf di Indonesia adalah adanya payung hukum Green Waqf sebagai legalitas berkembangnya di Indonesia, ditunjang urgensi regulasi Green Waqf. Praktisi juga dituntut mengupayakan terlaksananya inovasi program Green Waqf, dan akademisi berkontribusi dalam penelitian dan menciptakan SDM yang mendukung berkembangnya Green Waqf di Indonesia.
Optimizing Capital Management in Baitul Maal wat Tamwil: Issues and Approaches Rohman, Pupun Saepul; Laila, Nisful; Fianto, Bayu Arie; Ascarya, Ascarya; Rusydiana, Aam Slamet
Economica: Jurnal Ekonomi Islam Vol. 15 No. 1 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2024.15.1.20131

Abstract

Baitul Maal wat Tamwil (BMT) is a microfinance institution operating under Sharia principles, integrating social welfare and commercial finance to promote poverty alleviation and economic empowerment. Despite its potential, BMTs face significant capital challenges that hinder their sustainability and impact. This study explores these challenges using a qualitative methodology with a literature review approach. Six key issues are identified: (1) limited capital from low member savings, (2) inadequate accumulation of social funds, (3) mismatch between available funds and customer needs, (4) reliance on external funding, (5) low business volume, and (6) weak integration between the social (Baitul Maal) and commercial (Baitul Tamwil) functions. These issues restrict BMTs from fully achieving their financial inclusion and social welfare objectives. To address these challenges, the study suggests optimizing low-cost funds, managing cash waqf, strengthening Baitul Maal, collaborating with zakat institutions, and integrating Islamic social finance with commercial operations. Additionally, increasing principal and mandatory savings is recommended to improve capital stability. Resolving these issues is essential for enhancing BMTs' role in poverty alleviation and ensuring their long-term sustainability and effectiveness within the Islamic finance framework.
Zakat Program for Post-Pandemic Economic Recovery: Qualitative Approach using Nvivo Sunarya, Silma Lafifa; Rusydiana, Aam Slamet
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 2 No. 2 (2022): July-December 2022
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v2i2.4831

Abstract

Abstract: Introduction/Main Objectives: This study aims to determine the development of research related to the practice of zakat a program for restoring the economy, where zakat is one of the Islamic financial instruments that can break the chain of poverty and build prosperity. Background Problems: The global economic crisis due to COVID-19 has caused concern for the world. Not only that, Covid-19 caused an increased number of mustahik because people have lost their jobs. Novelty: The zakat program can be used solution in post-pandemic economic recovery while maintaining environmental balance Research Methods: The method used qualitative using secondary data in the form of articles published in Dimensions period 1970-2022, then analyzed using Nvivo 12 Plus software. Finding/Results: The findings of this study indicate an increasing trend of research related to zakat as one of the financing instruments in Islamic economics. Of the 500 published articles, most stated the potential of zakat in the economy, both in economic growth, community welfare, and others. Conclusion: This research expects to help expand academic studies related to zakat and economic recovery to achieve sustainable development goals. Further research and how zakat can be a best practice program in restoring the economy is highly recommended.Keywords: Zakat, Covid-19, Economic Recovery, Nvivo 12 Plus
MEASURING THE EFFICIENCY OF WAQF FUND IN INDONESIA Rusydiana, Aam Slamet; Sukmana, Raditya; Laila, Nisful
Journal of Islamic Monetary Economics and Finance Vol. 8 (2022): Special Issue: Islamic Social Finance
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jimf.v8i0.1650

Abstract

This research measures the efficiency of waqf funds managed by philanthropic institutions in Indonesia using the Data Envelopment Analysis (DEA) approach over the 2013-2021 period. The unit of analysis consists of nine philanthropic waqf institutions. In the measurement of efficiency, the study takes human resource expenses and operational costs as inputs and collection and distribution of waqf funds as outputs. The findings indicate that the efficiency of philanthropic organizations in handling waqf funds varies from year to year between 2013 and 2021. The paper also notes that the Covid pandemic has no substantial impact on the efficiency of the waqf institutions. Interestingly, regional institution clusters are more efficient than mass organization and national institution clusters. Acknowledgment The authors would like to thank the Faculty of Economics and Business, Airlangga University, Indonesia, for the support that made this study possible
Abu Ubaid’s Perspectives And The Dynamics Of Digital Currency In Modern Islamic Economics Mu’adzah, Nadiyah; Rachmad, Dedy; Rusydiana, Aam Slamet
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 13 No 1 (2024): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - June
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v13i1.1847

Abstract

This research aims to discover how classical Muslim scholars named Abu Ubaid and contemporary academics think about the existence and Islamic law regarding digital currency. This library research uses meta-analysis, sentiment analysis, and critical analysis. This research uses secondary data from scientific journal articles published in 2017-2023. The data source in this research was obtained from the Dimension database. The research results show that there are 106 pieces of scientific literature about digital currency from an Islamic perspective and 35 scientific kinds of literature about Abu Ubaid in the economic field with fluctuating literature development. Digital currency is not based on Abu Ubaid's thinking about the function of money because digital currency is a virtual currency that does not have underlying assets and many elements of uncertainty and other harm. Contemporary research studies also indicate a prevailing inclination towards negative rather than positive sentiment regarding the presence and implementation of Islamic law in digital currency. The dar'u al-mafasid muqaddam ala jalb al-masalih principle might help resolve the dispute between those who permit and those who forbid it. This research can be used as reference material for relevant research in the future and is helpful as material for public reflection and evaluation for policymakers to revitalize the application of digital currency by Islamic principles.
Analysis of cash waqf development in Indonesia using Interpretive Structural Modeling (ISM) Rusydiana, Aam Slamet
Journal of Islamic Economics Lariba Vol. 4 No. 1 (2018)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol4.iss1.art1

Abstract

This study aims to identify the main factors that were obstacles to develop the implementation of cash waqf in Indonesia using Interpretive Structural Modeling (ISM) method. ISM is an advanced design methodology used to identify, to analyze, and to summarize different relationship among factors that elucidate a problem, model or issue. The development of cash waqf in Indonesia with ISM framework is divided into three criteria: (1) Challenges (aspects) faced in developing cash waqf, (2) Strategy or foundation required within the framework of developing cash waqf, and (3) Stakeholders or actors involved in the development of the cash waqf. The result shows that the core problems and challenges faced in the development of cash waqf institution are: System aspect, product, regulation and information technology. The core strategies or foundations that are needed in a framework of cash waqf development are Transparency and accountability of waqf institutions, Quality development of nadzir, and Innovative marketing strategy from waqf institution.
A BIBLIOMETRIC ANALYSIS ON ISLAMIC BUSINESS EDUCATION Izza, Nadia Nurul; Rusydiana, Aam Slamet
Khatulistiwa Vol 14, No 1 (2024)
Publisher : The Pontianak State Institute of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/khatulistiwa.v14i1.2384

Abstract

This study tries to examine research on Islamic business education in Scopus indexed journals. The purpose of this research is to find out the map of research development related to Islamic Business in the field of education by using bibliometric mapping. The things described in the mapping are related to authors, institutions, countries, and keywords related to Islamic Business Education. This analysis uses descriptive statistical analysis of 153 selected papers related to Islamic business education. All samples of published journals have been published for 36 years from 1985 to 2021. The data is exported and then processed and analyzed using the VOSviewer application program to find out the bibliometric visualization map of Islamic business education research development results of the study show a map of the development of research in the field of Islamic business education. This research finds the link between Islamic business education and the SDGs goals manifested in the form of integrating knowledge, skills, and ethics to ensure the quality of education that is inclusive and sustainable and able to answer existing global problems.
The Measuring Efficiency of Waqf Fund : Evidence in Indonesia Herindar, Evania; Rusydiana, Aam Slamet
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 14 No. 2 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v14i2.149

Abstract

This study will try to measure the efficiency of waqf funds in zakat institutions in Indonesia using the non-parametric Data Envelopment Analysis (DEA) method. The objects in this study are eight zakat institutions that manage waqf funds in Indonesia. The data in this study comes from the annual reports of each of these institutions during the period 2013-2020. The input variables in this study include operational costs and HR costs. In comparison, the output variables in this study include the collection and distribution of waqf funds. This study indicates that during 2013-2020, the efficiency of zakat institutions in managing waqf funds has a fluctuating trend. This study will also look at the possibility of improving inefficient programs from input and output variables; in general, the main factor in the efficiency of waqf funds lies in the output variable, namely the acceptance and distribution of waqf funds. In addition, this study provides a reference for other decision-making units (DMUs) in improving efficiency, and the average DMU used as a reference is the one who has good professionalism and innovation. Keyword : Waqf fund, Data envelopment analysis (DEA), Efficiency, Indonesia
Zillennial Perceptions of Sharia Governance Implementation and Its Implications on the Reputation, Trust, and Loyalty of Islamic Banks Maysyaroh, Siti; Rusydiana, Aam Slamet; Febriani, Dewi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 11 No. 1 (2024): Februari-2024
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol11iss20241pp105-120

Abstract

ABSTRACT This study aims to analyze zillennial perceptions of the implementation of sharia governance and its implications for the reputation, trust and loyalty of Islamic banks. This research is quantitative research using primary data. The object of this research is zillennial customers of Bank Syariah Indonesia with a sample size of 107 respondents using purpose sampling technique. The analysis method used is Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results found that the influence of sharia governance significantly and positively contributed to improving the reputation, trust and loyalty of Islamic banks. Then, the reputation of Islamic banks increases customer trust and customer trust increases customer loyalty to Islamic banks. Finally, customer trust increases customer loyalty to Islamic banks. Therefore, it is necessary for Islamic banks to be able to implement sharia governance properly, in order to increase the reputation, trust and loyalty of Islamic banks. Future research can explore more deeply related to the variables of this study, where further research can use or add other variables that are also related and use other more comprehensive analysis methods. Keywords: Sharia Governance, Reputation, Trust, Loyalty, Islamic Banks, Zillennials     ABSTRAK                 Penelitian ini bertujuan untuk menganalisis persepsi zillenial terhadap implementasi syariah governance serta implikasinya terhadap reputasi, kepercayaan dan loyalitas bank syariah. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan data primer. Metode analisis yang digunakan adalah Structural Equation Modeling-Partial Least Squares (SEM-PLS). Hasil penelitian menemukan bahwa pengaruh sharia governance secara signifikan dan positif berkontribusi dalam meningkatkan reputasi, kepercayaan dan loyalitas bank syariah. Kemudian, reputasi bank syariah meningkatkan kepercayaan nasabah dan kepercayaan nasabah meningkatkan loyalitas nasabah terhadap bank syariah. Terakhir, kepercayaan nasabah meningkatkan loyalitas nasabah terhadap bank syariah. Maka dari itu, perlu bagi pihak Bank Syariah untuk dapat mengimplementasikan sharia governance secara baik, guna meningkatkan reputasi, kepercayaam dan loyalitas bank syariah. Penelitian selanjutnya dapat mengeksplorasi lebih dalam terkait dengan variabel penelitian ini, dimana penelitian selanjutnya dapat menggunakan atau menambahkan variabel lain yang juga berhubungan serta menggunakan metode analisis lain yang lebih komprehensif. Kata Kunci: Sharia Governance, Reputasi, Kepercayaan, loyalitas, Bank Syariah, Zillenial