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All Journal Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Ilmiah Edunomika (JIE) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal Of Sharia Banking JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Jurnal Tazakkur International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) JIFTECH: Journal Of Islamic Financial Technology Inisiatif: Jurnal Ekonomi, Akuntansi Dan Manajemen The Eastasouth Management and Business West Science Accounting and Finance Jurnal Hukum Bisnis ZAWA:Management of Zakat and Waqf Journal Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Profetik Jurnal Ekonomi Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Help: Journal of Community Service Journal of Ekonomics, Finance, and Management Studies Proceedings of International Conference on Islamic Economic Finance and Social Finance Jurnal Simki Economic

Sulaiman Efendi Siregar

Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Author-ID : 5832706

Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Dampak Kemiskinan Terhadap Kesejahteraan Masyarakat Kotanopan Secara Ekonomi Islam Hardana, Ali; Siregar, Sulaiman Efendi; Hasibuan, Lismawati; Utami, Try Wahyu
Dalwa Islamic Economic Studies: Jurnal Ekonomi Syariah Vol. 3 No. 1 (2024): Dalwa Islamic Economic Studies
Publisher : Program Studi Ekonomi Syariah Institut Agama Islam Darullughah Wadda'wah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/dies.v3i1.1520

This research is descriptive qualitative field research. This field research was conducted in Kotanopan Village, Mandailing Natal Regency, North Sumatra Province. This research used the side quota method consisting of 15 quotas taken from 3 RTs in Hamlet 001, as well as interviews with the village head. Next, this research problem was analyzed using a qualitative data analysis method that uses a deductive thinking approach. The research results show that several causes of poverty in Kotanopan Village are as follows: low level of education; lack of funds; and family responsibilities. Based on these factors, poverty has the impact of losing people's welfare rights such as clothing, food and shelter, because some people still live in semi-permanent homes, losing the right to education because parents cannot teach their children, and losing the right to get a decent job because the head of the family does not have enough education so they cannot pay their children's school fees.

ANALISIS RASIO SOLVABILITAS UNTUK MENILAI KINERJA KEUANGAN PADA PERUSAHAAN YANG TERDAFTAR DI BEI Faizah, Iva; Afrizal, Yusuf Zainal; Siregar, Sulaiman Efendi
Journal Of Sharia Banking Vol 5, No 1 (2024): Journal Of Sharia Banking
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v5i1.10786

analisis rasio solvabilitas adalah metode

ANALYSIS OF THE USE OF NON-CASH TRANSACTIONS USING DIGITAL APPLICATIONS IN THE TIME OF COVID-19 AT PT. PAWNTOWN SHARIA UPS SIBUHUAN Nuraini, Nuraini; Siregar, Sulaiman Efendi
Journal Of Sharia Banking Vol 4, No 1 (2023): Journal Of Sharia Banking
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v4i1.8768

This research was motivated by the use of non-cash transactions using digital applications which decreased during the Covid-19 period where the use of digital Islamic pawnshop applications before Covid-19 increased while during the Covid-19 period their use decreased, because there were still many customers who did not know how to use digital Islamic pawnshop applications . The formulation of the research problem is how to use the digital sharia pawnshop application during the Covid-19 period at PT. Pegadaian Syariah UPS Sibuhuan, how is the customer's response to the digital sharia pawnshop application. The purpose of this study was to determine the use of digital sharia pawnshop applications during the Covid-19 period at PT. UPS Syariah Pawnshop is busy and to find out the response from customers to the digital sharia pawnshop application.The theory presented in this study relates to the theory of interest in using, satisfaction, service quality, non-cash transactions, digital sharia pawnshop applications. According to Arianto's experts, service quality can be interpreted as focusing on meeting needs and requirements, as well as on timeliness to meet customer expectations. Service quality is also measured by how well the level of service provided is in accordance with customer expectations.This research is a qualitative research with descriptive data sources used are primary data and secondary data, while the data collection techniques of this research are interviews, observation and documentation.The results of this study concluded that the use of non-cash transactions using the digital Islamic pawnshop application during the Covid-19 period decreased due to lack of application promotion, the registration process was not guided by Islamic pawnshops, the target was only pawn financing (rahn), customer responses were also initially enthusiastic about However, due to the lack of education from pawnshops about digital sharia pawnshop applications, customers prefer to come in person to make transactions, network constraints, and lack of customer knowledge in using digital-based services.

Implementation Of Corporate Social Responsibility Islamic Economic Perspective at PT. Bank Sumut Syariah Branch Padangsidimpuan Nofinawati, Nofinawati; Efendi, Sulaiman; Hayati, Rini
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

This research is based on corporate social responsibility which is a program of activities of a company that must be carried out in accordance with the mandate of Law no. 40 of 2007 concerning PT. the purpose of this study is to determine the implementation of corporate social responsibility in the perspective of Islamic Economics at PT. Bank Sumut Padangsidimpuan Sharia Branch. The study used a descriptive qualitative approach with interview, observation, and documentation study data collection techniques to the employees of Bank Sumut Syariah Branch Padangsidimpuan which was then analyzed using data reduction, data presentation, and verification. The results showed that the implementation of corporate social responsibility at PT. Bank Sumut Padangsidimpuan Sharia Branch by implementing the Community Development Program (PBL), the first; aspects of the development of public infrastructure facilities such as the construction of shelters and monuments, the second; educational aspects such as providing scholarships and purchasing research tools for related universities. Islamic Economics Review on the implementation of corporate social responsibility at PT. Bank Sumut Padangsidimpuan Sharia Branch has complied with the basic principles of Islamic Economics, namely maslahah (public interest)Keywords: Social Responsibility, Islamic Economy

UIN SYAHADA Students' Perceptions About Internet Banking Service Security In Sharia Banking Transactions Siregar, Sulaiman Efendi; Alfian, Ian; Ariani, Ade
Journal of Islamic Financial Technology Vol 1, No 2 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

The theories used in this research are the theories put forward by Bimo Walgito which discusses the notion of perception, various perceptions, factors that influence perception, the characteristics of perception, the process of perception, understanding of security, types of security systems. network, security indicators, basic components of a security system, understanding of internet banking, benefits of internet banking, advantages of internet banking, and security of internet banking transactions. This research uses descriptive qualitative method. The subjects of this study were students of the Islamic Economics and Business Faculty of UIN SYAHADA Padangsidimpuan class of 2017 and 2018 as many as 25 informantsThe results of this study regarding the perceptions of UIN SYAHADA Padangsidimpuan students about the security of internet banking services in Islamic banking transactions, the researchers conclude that the perceptions of UIN SYAHADA Padangsidimpuan students about internet banking services are very good where internet banking services are one of the banking services that allow customers to make transactions via the internet network. Because this service will really help students in making transactions such as checking balances, transferring money, paying tuition fees, buying credit vouchers and buying electricity tokens. Keywords: Perception, Security, Internet Banking Service

Pengaruh Kredit Perbankan Terhadap Pertumbuhan Ekonomi dan Hubungannya dengan Kesejahteraan Masyarakat Paulus Laratmase; Rosdiana; Adi Artino; Sulaiman Efendi Siregar; Try Wahyu Utami
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.4273

The aim of this research is to analyze the influence of banking credit on economic growth and social welfare. The type of research used in this research is secondary data, namely data in the form of numbers or quantitative time series. The findings in this research are that working capital credit has a positive and significant effect on economic growth, investment credit has a positive and significant effect on economic growth, and credit consumption has a positive and significant effect on economic growth. This means that if working capital credit, investment credit and consumption credit increase, economic growth will also increase. And if economic growth increases, it will encourage social prosperity.

Peran Ekonomi Kreatif Melalui UMKM Dalam Mewujudkan Pariwisata Berkelanjutan Haeril; Dinesh Basti Farani; Jemadi; Sulaiman Efendi Siregar; Eko Budi Lestari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5788

The purpose of this study is to determine and analyze the role of the creative economy through MSMEs in realizing sustainable tourism. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are that the creative economy through MSMEs has a very important role in realizing sustainable tourism. There are several ways for the creative economy through MSMEs to realize sustainable tourism including the advancement of local culture, development of local products and services, innovation and collaboration, increasing local community participation, homestays and local investment, and environmental preservation.

Analysis Of The Behavior Of Using Mobile Banking Services In North Sumatra Students With The Approach: Technology Acceptance Model Hasibuan, Abdul Nasser; Hardana, Ali; Arif, Muhammad; Siregar, Sulaiman Efendi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i2.6503

This study aims to explain the behavioral analysis of the use of mobile banking services to students in North Sumatra with the approach: technology acceptance models, either simultaneously or partially. The sample used is 450 student respondents with the sampling technique using the proportional stratified random sampling technique by conducting a relationship test with the SEM (Structural Equation Model) analysis technique, which will be analyzed using the structural equation modeling tool with the alternative method of partial least square using the SmartPLS software. This study found that simultaneously the perceived usefulness and perceived ease of users have an influence on the behavior of using mobile banking services among students in North Sumatra. Meanwhile, partially, the perceived usefulness and perceived ease of users also have an influence on the behavior of using mobile banking services among students in North Sumatra. As well as the perception of benefits is more dominant than the perceived ease of users in using mobile banking services for students in North Sumatra.Keywords: Usefulness, Ease Of Use, Mobile Banking Usage Behavior

ANALYSIS OF ACCOUNTING TREATMENT OF GOLD PAWN LOANS AT ISLAMIC BANKS IN PADANGSIDIMPUAN Nasser Hasibuan, Abdul; Efendi, Sulaiman; Windari, Windari
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 2 No. 5 (2022): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v2i5.387

Accounting is the art of recording, classifying and summarizing events and transactions of a financial nature in an efficient manner and in the form of units of money, and interpreting the results of the process. Accounting as an information system that identifies, records and communicates economic events of an organization to interested parties. Gold pawning is a financing product on the basis of collateral in the form of gold as an alternative to obtain financing quickly. Gold pawn loans are non-refundable loan facilities with gold guarantees with the obligation to borrow at once or in installments within a certain period of time in accordance with the agreement of the lender and the pawner.

Exploration of Bibliometric Research in Accounting Information: Trends and Challenges Aprianti, Siska; Siregar, Sulaiman Efendi; Judijanto, Loso; Wati, Indah
West Science Accounting and Finance Vol. 1 No. 03 (2023): West Science Accounting and Finance
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsaf.v1i03.394

This paper explores the changing environment of research trends and problems in accounting information through a thorough bibliometric analysis. With the aid of sophisticated visualization tools such as Vosviewer and the databases Scopus and Web of Science, we examine a selected dataset of academic papers from 1963 to 2023. Within the domain, our analysis reveals topic clusters, keyword occurrences, collaborative networks, and influential works. Interdisciplinarity is highlighted by collaborative networks, which highlight the increasing convergence of accounting, finance, economics, and technology. Citation analysis identifies important works that have influenced the subject and provides insights into long-lasting contributions. Thematic clusters offer academics a way to navigate a variety of study frontiers, from the complex relationships between accounting standards and the capital market to the revolutionary impact of technology. The continuous emphasis on accounting information systems is highlighted by keyword occurrence analysis, which also reveals new themes like big data and the internet. The amalgamation of these discoveries functions as a guide for academics, professionals, and decision-makers, directing forthcoming research projects towards domains of importance, novelty, and cross-disciplinary investigation.

Co-Authors Abdul Nasser Hasibuan Abdullah, Rais Abroza, Ahmad Ade Norasyikin Afrizal, Yusuf Zainal Ahmad Abroza Ahmad Fahruzi Harahap aisyah pratiwi Alfian, Ian Ali Hardana Aprianti, Siska Arbanur Rasyid Ariani, Ade Arti Damisa Artino, Adi ayu rumi Azwar Hamid Dina Chairunnisa Dinesh Basti Farani Eko Budi Lestari Haeril Harahap, Darwis Harahap, Halimatussadiah Hasibuan, Lismawati Hayati, Rini husni husni Ihdi Aini Imron Natsir Imron Natsir, Imron Indah Wati ishak ishak Iva Faizah Jemadi Judijanto, Loso Kamaluddin Kamaluddin lili anggraini Lismawati Hasibuan Loso Judijanto Muhammad Arif Muhammad Isa Muhammad Nashih Muthmainnah Muthmainnah Muthmainnah Muthmainnah Nashih, Muhammad Nofinawati Nofinawati, Nofinawati Nuddin, Muhammad Nuraini Nuraini Nurhalimah Nurhalimah Oktoriza, Linda Ayu Parmini Paulus Laratmase Rais Abdullah Ratih Primandari, Novegya Rauf, Nuzmerini rizka yani Rosdiana Rudiaman, Rudiaman sannita sannita SISKA APRIANTI, SRI HARTATY, INDRA SATRIAWAN Triastuti, Eny Try Wahyu Utami Try Wahyu Utami Utami, Try Wahyu Wahyu Utami, Try Wati, Indah Windari Windari, Windari Yahya, Siskawaty yakinah yakinah Yuliastuti, Ratna

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