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Analisis Penggunaan Instagram dan Fintech Crowdfunding Terhadap Minat Membayar Zakat dengan Transparansi Badan Amil Zakat Sebagai Variabel Intervening Widyar VR; MH Ainulyaqin; Y Ahmad; S Edy
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.154

Abstract

This research aims to determine the effect of the use of instagram and fintech crowdfunding on interest in paying zakat and to determine the effect of transparency of the amil zakat agency as an intervene variabel between the use of Instagram and fintech crowdfunding on interest in paying zakat in the people of Bekasi Regency. The type of research used is quantitative research, namely by using primary data in the form of a questionnaire. The sampling used is nonprobability sampling with a purposive sampling method. The sample of this research was 100 people from Bekasi Regency using the slovin formula. The data analysis method used the SEM (Structural Equation Model) analysis technique with the PLS (Partial Least Square) method and hypothesis testing was carried out by calculating bootstrapping in structural research. The results of this study prove that all studies support the formulated hypothesis, in which researchers find that the variable use of Instagram, fintech crowdfunding, and transparency of amil zakat agencies directly have a positive influence in influencing people's interest in paying zakat and the transparency of amil zakat agencies as intervening variables can mediate effectively the positive relationship between Instagram and fintech crowdfunding on interest in paying zakat. But only the direct fintech crowdfunding variable and the transparency variable of the amil zakat agency as a mediating variable between fintech crowdfunding and interest in paying zakat have a positive but not significant effect.
Analisis Kebijakan Program Rumah Gratis Siap Huni pada Koperasi Syariah Benteng Mikro Indonesia dalam Perspektif Ekonomi Islam Aenul Fadillah; Kisanda Midisen; MH Ainulyaqin; Sarwo edy
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.167

Abstract

This study aims to determine the policy of the free housing program ready for habitation and to determine the free housing program ready for habitation from an Islamic point of view and to determine the relationship between the free housing program ready for habitation in the Benteng Micro Indonesia Sharia cooperative and Islamic economics. The type of research used is qualitative research with a phenomenological approach that is by using primary data in the form of interviews and observations, as well as documentation then secondary data in the form of collection in the form of journals, scientific papers, dictionaries, relevant reading literature. The results of the study show that the ready-to-live-in housing program run by the Benteng Micro Indonesia sharia cooperative is really provided free of charge to its members and the general public without incurring any costs for development from the beneficiaries. In order to get a free, ready-to-live house run by the Benteng Micro Indonesia Sharia cooperative, prospective beneficiaries must follow a policy by fulfilling specific criteria and conditions that have been determined by the director of the Benteng Micro Indonesia Sharia cooperative. Then Islamic economic experts argued that the free housing program is permissible in Islam, because the free housing program is a commendable social activity to help the poor in meeting their basic needs, one of which is housing. As well as the free housing program, which is ready for habitation, is very closely related to the Islamic economy because every economic development, especially for the benefit of Muslims, will relate to and also affect the Islamic economy
Analisis Pengaruh Perilaku Konsumtif Dan Tingkat Pendapatan Terhadap Online Shopping Pada E-Commerce Shopee Dalam Perspektif Ekonomi Islam Marwiyah, Siti Laelatul; Ainulyaqin, MH; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10783

Abstract

The purpose of this study was to analyze the effect of consumptive behavior and income levels on student online shopping at Shopee e-commerce. This research uses quantitative methods. The total population in this study was 325 people. The sampling technique in this study was obtained using a purposive sampling method. Purposive sampling is a sampling technique with certain considerations. Based on purposive sampling, the respondents taken in this study were Active Students of FAI at Pelita Bangsa University who worked and had or often used Shopee e-commerce as a shopping medium, resulting in 80 samples by calculating the slovin formula. The data used in this study are primary data obtained by distributing questionnaires. Partial Least Square (PLS) with the help of the SmartPLS version 4.0 application is used as data analysis in this study through three stages of testing, namely: evaluation of the measurement model (outer model), evaluation of the structural model (inner model) and hypothesis testing. The results of the study show that consumptive behavior has a positive and significant effect on online shopping. Income level has a positive and significant effect on online shopping. Consumptive behavior and income levels simultaneously influence online shopping with an R-square value of 0.591 or 59.1% and an adjusted R-square of 0.581 or 58.1%.
Peran Program Pemerintah Dalam Meningkatkan Kesejahteraan Masyarakat Pada Masa Pandemi Dalam Perspektif Ekonomi Islam Ainulyaqin, MH; Sakum, Sakum; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10881

Abstract

This study aims to determine the role of government programs in improving people's welfare during the pandemic in the perspective of Islamic economics in the people who receive BLT, BPNT, and PKH assistance in Telukjaya Village. This research is a qualitative approach with a field research. The data collection techniques were carried out by observation, interviews, and documentation. While the object of research is the community who received BLT, BPNT and PKH assistance during the pandemic as well as several Telukjaya Village staff. The results of this study, already from the results of interviews regarding the role of the Government's BLT, BPNT, & PKH assistance programs are correct. Measured using four indicators, namely: Accuracy of targets, program socialization, program objectives, and program understanding, it shows that almost all indicators are appropriate, except that program socialization has not been maximized due to regulatory constraints during the pandemic. In Sharia, it can be said that the government has implemented the principles of responsibility, justice, defense and security.
Dampak Fenomena E-Commerce Pada Tingkat Penjualan Di Pasar Tradisional Ditinjau Dari Psikologi Dan Ekonomi Islam Nur'aeni, Nur'aeni Nur'aeni; Ainulyaqin, MH; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12146

Abstract

Sales in traditional markets with the presence of e-commerce has caused a decrease in the number of consumer visitors in traditional markets which has resulted in sales levels decreasing. This is because there is sales competition that occurs on e-commerce platforms which offer very large discount promotions to consumers, thus having a huge impact on traders in traditional markets. The decreasing value of products or goods on e-commerce platforms makes traditional markets less attractive for consumers to visit. The author's aim in carrying out this research is to develop insight according to the topic discussed, namely, to determine the psychological impact experienced by traders in traditional markets on the e-commerce phenomenon and to find out the principles of Islamic economics that can be applied in the context of the e-commerce phenomenon at the sales level. The research method used is descriptive qualitative using field research and this research uses the fishbone method to analyze data. The research results show that traders in traditional markets lack psychological well-being and traders in traditional markets have a high level of religiosity, and in general, electronic trading does not conflict with Islamic law.
Keputusan Nasabah Menggunakan Produk Pembiayaan Mitra Emas iB Maslahah: Antara Physical Evidence, Promise, dan Customer Centric Ainulyaqin, MH; Rakhmat, AS; Achmad, Listian I.; Fahamsyah, MH
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12361

Abstract

This research will focus more on the Three Indicators in the Sharia Marketing Mix Strategy (Physical Evidence, Promise, and Customer Centric). It aims to determine and analyze the influence of the physical evidence, promise, and customer centric on customer decisions to use the gold partner financing product ib maslahah at Bank BJB Syariah KCP Lippo Cikarang. The sample used is all customers of Bank BJB Syariah Kcp Lippo Cikarang who are actively using the ib maslahah gold partner financing product, the sampling is by spreading a questionnaire link to all active customers who use the ib maslahah gold partner financing. The analytical tool used is multiple linear regression analysis using the SPSS version 21. The results of the partial study show that the physical evidence variable has no negative and significant effect on customer decisions to use the financing product of Mitra Emas iB Maslahah. While the promise and customer centric variables have a positive and significant impact on customer decisions to use the financing product of the ib maslahah partner gold. Meanwhile, simultaneously, the physical evidence, promise, and customer centric variables have a positive and significant impact on customer decisions to use the ib maslahah gold partner financing product.
Minat Pedagang Muslim Menabung Di Perbankan Syariah: Seberapa Besar Pengaruh Pengetahun dan Budaya Kerja? sakum, sakum; Ainulyaqin, MH; Achmad, Listian I.; Mamun, Sukron; Anggadita, Intan
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12388

Abstract

The purpose of this study was to determine the effect of the level of knowledge and work culture on the interest of Muslim traders to save in Islamic banking. The research method used in this study uses a quantitative approach, namely by filling out a questionnaire as a data collection tool. Measurement of data was carried out using a Likert scale and processed using the help of the SPSS IBM 24 application. The sample in this study was the Islamic book marketer Najah Bookstore as many as 67 respondents. The results of this study indicate that there is an influence between knowledge and interest in saving of 2,517 and the influence of work culture on interest in saving is 7,984. Meanwhile, simultaneously, knowledge and work culture have an effect of 135,142. And based on the results of the determinant coefficient test, it is known that knowledge and work culture have an effect of 80.9% on the interest of Muslim traders to save in Islamic banking.
Strategi Pemasaran Batara Haji Dan Umrah iB Bank Tabungan Negara Syariah Ditinjau Dengan Analisis SOAR Sakum, Sakum; Ainulyaqin, MH; Achmad, Listian Indriyani; Mamun, Sukron
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13259

Abstract

This study aims to determine the marketing strategy of Batara Hajj and Umrah iB. The type of research conducted by theauthor is field research (field research) with data collection methods using interviews, observation and documentation. While the technical analysis of the data used is a qualitative approach using SOAR analysis. SOAR analysis is used for the startegic planning process that can be usedby the company. The result of this study indicate that after a SOAR analysis wa carried out at Islamic Bank Tabungan Negara Syariah, it was found to be effevtive in marketing Batara Hajj and Umrah iB, but seeing that there are still large opportunitiesopen along with the many competitors with similar product, the need for strong benefits is needed so as to achieve good marketing.
Analisis Peran Sertifikasi Halal Pada Bisnis UMKM Kabupaten Bekasi Camelia, Ica; Achmad, Listian Indiyani; Ainulyaqin, MH; Edy, S
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13349

Abstract

This research aims to analyze the role of halal certification in developing MSME businesses in Bekasi Regency. Halal certification can provide consumer confidence, access to global markets, legal compliance, product differentiation and social work opportunities for MSME. This research aims to determine the role of halal certification in developing MSME businesses in Bekasi Regency and the factors that influence it. It is hoped that this research will provide theoretical and practical benefits for researchers, MSME entrepreneurs and MSME consumers in Bekasi Regency. Halal certification has an important role in the food and beverage industry, and can increase the reputation and sales of MSME. Compliance with halal standards can have a positive impact on consumer sales, market growth, access to international markets, and differentiation from competitors. The research method used in this journal is qualitative research with field research and library research designs. Data was collected through interviews, observation and documentation. The data analysis process was carried out using qualitative analysis methods, including data reduction, data display, data verification, thematic analysis and grounded theory. The research was conducted in Bekasi Regency with a focus on analyzing the role of halal certification in MSME. The results of this literature review show that the implementation of halal certification has a significant impact on the development of MSME.
Analisis Pengaruh Bagi Hasil, Inflasi, Nilai Tukar, dan Bi-Rate Terhadap Dana Pihak Ketiga pada Bank Bjb Syariah Nurhaya; Listian Indriyani Achmad; MH Ainulyaqin; Sarwo Edy
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2041

Abstract

This study ed to determine the factors that influence third party funds. This type of research was quantitative research using secondary data in the form of time series data of 34 monthly samples from January 2019 to October 2021 with the object of bank bjb syariah. with Bank BJB Syariah research object, Data was processed using E-views software version 12. The research results ed that profit sharing and inflation had no partial effect on third party funds at Bank BJB Syariah, the exchange rate and the BI rate had a significant negative effect on funds. third parties at Bank Bjb Syariah, and together (simultaneously) profit sharing, inflation, exchange rate, and Bi rate affect third party funds at Bank Bjb Syariah.