Claim Missing Document
Check
Articles

Analisis Pengaruh Bagi Hasil, Inflasi, Nilai Tukar, dan Bi-Rate Terhadap Dana Pihak Ketiga pada Bank Bjb Syariah Nurhaya; Listian Indriyani Achmad; MH Ainulyaqin; Sarwo Edy
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2041

Abstract

This study ed to determine the factors that influence third party funds. This type of research was quantitative research using secondary data in the form of time series data of 34 monthly samples from January 2019 to October 2021 with the object of bank bjb syariah. with Bank BJB Syariah research object, Data was processed using E-views software version 12. The research results ed that profit sharing and inflation had no partial effect on third party funds at Bank BJB Syariah, the exchange rate and the BI rate had a significant negative effect on funds. third parties at Bank Bjb Syariah, and together (simultaneously) profit sharing, inflation, exchange rate, and Bi rate affect third party funds at Bank Bjb Syariah.
Pengembangan Wakaf Produktif Berbasis Pesantren Ditinjau dengan Analisis SWOT Wiwik Erik Setiawan; Yudianto Achmad; MH Ainulyaqin; Achmad, LI; S Edy
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2917

Abstract

The aim of this research is to determine the development of Islamic boarding school-based productive waqf, reviewed using a SWOT analysis. This research uses a qualitative approach, with data collection methods in the form of interviews with informants, direct observation at the Albinaa Islamic boarding school, and study of related literature. The research results showed that in terms of strength, the development of Albinaa's productive waqf has been good considering that at the age of three years Bina Enterprise already has various business units such as: Al Binaa Shop, Bina Resto, Bina Tour, Binaa Food Online, "Asshafa" Beverage Products, School Canteen , Manna Bakery, Al Binaa Inn, Al Bina Farm, Binaa Mart and Bina Finance, Barbershop. In terms of weaknesses, Albinaa does not yet have human resources who are experts in the required fields, there are differences in viewpoints from the management due to obstructive policies, support in developing productive waqf is still lacking. In terms of opportunities, Albinaa has a very large number of students, guardians of students, congregations who have great potential to become customers of Albinaa products. In terms of threats, Albinaa's competitiveness is not yet strong against foreign brands that have already entered the market and are already well established.
Analisis Dana Talangan Pendidikan dalam Perspektif Ekonomi Islam: Studi Kasus Dana Cita Universitas Pelita Bangsa Hamidah, Siti; Midisen, Kisanda; Ainulyaqin, MH; Mamun, S; Achmad, Yudianto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2939

Abstract

The aim of this research is to analyze the costs of education funds at Dana Cita, Pelita Bangsa University. The research method used is descriptive qualitative research. Primary data sources were obtained through interviews with Dana Cita. The results of this research indicate that the application of funding for education funding is using a qardh ijarah agreement. Talang funds are a form of multi-service transaction through the use of an Ijarah contract which is based on an agreement between the bank and customer financing and requires customer financing to pay off debts and obligations. This educational savings fund product is a product that makes things easier for customers, where this product is a solution for customers who have difficulty paying fees for their children to continue their studies or complete their studies.
Analisis Penerapan Risiko Operasional Dan Kepatuhan Syariah Badan Wakaf Al-Qur’an Ditinjau Dari Waqf Core Principles Neng Wiwi; MH Ainulyaqin; Sarwo Edy; Listian Indriyani Achmad; Sakum
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3030

Abstract

ABSTRACT. Operational Risk and Sharia Compliance are indicators contained in the waqf Core Principles, which have been applied by the Bekasi Branch Al-Qur’an Waqf Board in minimising operational risks that will occur and indications of sharia compliance. The Waqf assets issued by the Al-Qur’an Waqf Board to the public are Al-Qur’an mushaf, where the waqif donates by giving a sum of money will be used for all operational purposes from collecting money, printing, storing and distributing Al-Qur’an throughout the country. This study aims to analyse the application of Operational Risk and analyse of Sharia Compliance at the Bekasi Branch of the Al-Qur’an Waqf Board. This method with descriptive research and field research. Data collection is carried out by observation and interview process. The results showed that: From six indicators of Operational Risk and from ten indicators of Sharia Compliance, the Al-Qur’an Waqf Board has implemented all of them based on the Waqf Core Principles.
Analisis Tingkat Pemahaman dan Psikologi Nazhir dalam Penerapan PSAK Syariah 112 Tentang Wakaf Noviyanti, Noni; Ainulyaqin, MH; Achmad, Listian Indriyani; Mamun, Sukron
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3349

Abstract

Waqf assets in Indonesia have increased significantly, but the potential of waqf has not been optimized. In Bekasi Regency, the majority of land waqf is focused on places of worship, not yet combined with other functions such as education or the people's economy. Increasing the contribution of waqf requires literacy, regulation, and capacity building of nazir. PSAK 112 is present for good waqf governance, regulating recognition, measurement, presentation, and disclosure of transactions, accountability, and public trust. This study aims to analyze the level of understanding and psychology of nazir in the application of PSAK 112 in Bekasi Regency, especially in the Cikarang area. This research is important because previous research focused on waqf reporting practices, while the current research focuses on the reasons for the low implementation of PSAK 112 by nazir.
Analisis Manajemen Risiko Keamanan Self-Service Technology Perbankan Syariah Nurzaqiah, Neli; Ainulyaqin, MH; Achmad, LI; Edy, Sarwo
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3379

Abstract

Self Service Technology (SST) is a technology that allows customers to make transactions or carry out services independently without depending on employees. In the banking world, the Self-Service Technology services that customers can use are Automatic Teller Machine (ATM), Mobile Banking and Internet banking services to make things easier customers. However, you must be aware of various risks or potential incidents that could occur when customers use SST services. This research aims to analyze the security risk management of Sharia Banking Self-Service Technology. This research method uses a qualitative approach with field study methods through interviews and documentation. The results of this research are that Bank BJB Syariah has implemented Self-Service Technology security risk management with various strategies to minimize the security risks of Sharia Banking Self-Service Technology.  
Determin Minat Beli Ulang Mie Gacoan Bekasi dengan Labelisasi Halal Sebagai Variabel Moderasi Sarmila, Lia; Listian Indriyani Achmad; Ainulyaqin, MH; Sakum; Sukron Mamun
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3540

Abstract

This study aims to determine the effect of price and service quality service quality on repurchase interest in Gacoan Noodle products with halal labeling as a moderating variable. As a moderating variable. This research method uses SPSS 24 software with a sample of 100 respondents. Taken as many as 100 respondents. The data analysis method used is path analysis. The results showed that the value between price and Halal Labeling has a previous value (1.966) and a moderating value (1.966). Before (1.966) and has a value comparison (-2.978) then it can be concluded that the halal labeling variable is able to moderate the effect of the Price variable on the.Repurchase Interest variable. And the value between Service Quality and Halal Labeling has the previous value (0.513) and has a value comparison (0.426), so it can be concluded that the variable Halal labeling is not able to moderate the influence of the Service Quality variable on the Repurchase Interest variable.
Peningkatan Minat Masyarakat Dalam Berinvestasi Sukuk Di Indonesia: Suatu Tinjauan Fenomenologi Octisa, Meillydia; Ainulyaqin, MH; Achmad, LI; Edy, S
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13313

Abstract

This research aims to analyze people's views on sukuk as an investment instrument, measure Indonesian people's confidence in the halal and safe aspects of sukuk, and identify factors that encourage people to invest in sukuk. The approach used in this research is phenomenology, using in-depth interview techniques with sukuk investors in Indonesia. The results of this research show that there are several factors that encourage Indonesian people's interest in investing in sukuk, such as trust in the halal and safe aspects of sukuk, the desire to make a profit, and the desire to support the sharia economy. The findings of this research contribute to the understanding of the factors that drive Indonesian people's interest in investing in sukuk. These findings can also be used by governments and financial institutions to develop effective strategies to increase public interest in investing in sukuk.
Penerapan UU No. 8 Tahun 2016 Tentang Disabilitas Pada Pelayanan Perbankan Syariah Ainulyaqin, MH; Rakhmat, AS; Achmad, LI; A, Yudianto; Badriyah, S
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13314

Abstract

The purpose of this study was to identify the barriers to the implementation of Law No. 8 of 2016 on Disabilities and the appropriateness of its application for the blind customer service at PT. BSI KCP East Bekasi. This study employed a qualitative methodology in a field setting with a focus on social construction phenomenology. The methods used to collect the data were observation, interviews, and documentation. The Bank Operation Service Manager and many Service Staff of PT. BSI KCP East Bekasi were the study's subjects. The findings of this study showed that providing bank services to blind clients in PT BSI KCP East Bekasi complied with the requirements of Article 9 Point (e) of Law no. 8 of 2016 on Disabilities. This form of service is based on making blind bank customers also as priority customers. To provide assistance and special services when opening accounts and cash withdrawals, as well as allowing blind customers to use accessibility owned by banks in the form of mobile banking and ATM machines with conditions for assistance from the family. Regarding the application of accessibility, Article 18 points (a) and (b) of Law no. 8 of 2016 on Disability, banks have several factors of accessibility barriers specifically for the visually impaired, both internally and externally, however, related to these obstacles, banks continue to provide solutions to provide satisfaction to blind customers.
Analisis Praktik Bisnis Ditinjau Dari Etika Bisnis Islam (Studi Pada PT. Bandung Eco Sinergi Teknologi) Khoerunisa, Firda; Midisen, Kisanda; Mamun, Sukron; Ainulyaqin, MH
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13332

Abstract

This research aims to analyze business practices in terms of Islamic business ethics (Study at PT. Bandung Eco Sinergy Teknologi). This research uses non-statistical qualitative descriptive research methods. The data collection methods used were interviews, observation, documentation and literature study. The data obtained is then analyzed qualitatively, selecting what is important and what will be studied, describing it into words and sentences, then reducing the data, presenting the data and finally drawing conclusions. Based on the research methods and materials collected from this study, it was concluded that Business Practice Analysis, as carried out at PT. Bandung Eco Synergy Technology is viewed from Islamic Business Ethics, namely using a sharia-level direct sales system or PLBS. This is permitted, but on condition that it does not contain elements of pyramid schemes, fund raising, gharar, usury and maysir. And there are several types of contracts including sale and purchase contracts, wakalah contracts, and ju'âlah contracts which are not mutually binding. Next, related to the Analysis of PT Business Practices. Bandung Eco Sinergi Teknologi explains that the "Business Practices" criteria are reviewed with Islamic Business Ethics.