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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Syariah Pelita Bangsa Economic Reviews Journal Jurnal Pengabdian Pelitabangsa Jurnal Pelita Pengabdian Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Jurnal Pengabdian Pelita Insani (JPPI) Jurnal Pengabdian Pelita Insani (JPPI)
MH Ainulyaqin
Universitas Pelita Bangsa
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Pengembangan Wakaf Produktif Berbasis Pesantren Ditinjau dengan Analisis SWOT Wiwik Erik Setiawan; Yudianto Achmad; MH Ainulyaqin; Achmad, LI; S Edy
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2917

Abstract

The aim of this research is to determine the development of Islamic boarding school-based productive waqf, reviewed using a SWOT analysis. This research uses a qualitative approach, with data collection methods in the form of interviews with informants, direct observation at the Albinaa Islamic boarding school, and study of related literature. The research results showed that in terms of strength, the development of Albinaa's productive waqf has been good considering that at the age of three years Bina Enterprise already has various business units such as: Al Binaa Shop, Bina Resto, Bina Tour, Binaa Food Online, "Asshafa" Beverage Products, School Canteen , Manna Bakery, Al Binaa Inn, Al Bina Farm, Binaa Mart and Bina Finance, Barbershop. In terms of weaknesses, Albinaa does not yet have human resources who are experts in the required fields, there are differences in viewpoints from the management due to obstructive policies, support in developing productive waqf is still lacking. In terms of opportunities, Albinaa has a very large number of students, guardians of students, congregations who have great potential to become customers of Albinaa products. In terms of threats, Albinaa's competitiveness is not yet strong against foreign brands that have already entered the market and are already well established.
Analisis Dana Talangan Pendidikan dalam Perspektif Ekonomi Islam: Studi Kasus Dana Cita Universitas Pelita Bangsa Hamidah, Siti; Midisen, Kisanda; Ainulyaqin, MH; Mamun, S; Achmad, Yudianto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2939

Abstract

The aim of this research is to analyze the costs of education funds at Dana Cita, Pelita Bangsa University. The research method used is descriptive qualitative research. Primary data sources were obtained through interviews with Dana Cita. The results of this research indicate that the application of funding for education funding is using a qardh ijarah agreement. Talang funds are a form of multi-service transaction through the use of an Ijarah contract which is based on an agreement between the bank and customer financing and requires customer financing to pay off debts and obligations. This educational savings fund product is a product that makes things easier for customers, where this product is a solution for customers who have difficulty paying fees for their children to continue their studies or complete their studies.
Analisis Penerapan Risiko Operasional Dan Kepatuhan Syariah Badan Wakaf Al-Qur’an Ditinjau Dari Waqf Core Principles Neng Wiwi; MH Ainulyaqin; Sarwo Edy; Listian Indriyani Achmad; Sakum
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3030

Abstract

ABSTRACT. Operational Risk and Sharia Compliance are indicators contained in the waqf Core Principles, which have been applied by the Bekasi Branch Al-Qur’an Waqf Board in minimising operational risks that will occur and indications of sharia compliance. The Waqf assets issued by the Al-Qur’an Waqf Board to the public are Al-Qur’an mushaf, where the waqif donates by giving a sum of money will be used for all operational purposes from collecting money, printing, storing and distributing Al-Qur’an throughout the country. This study aims to analyse the application of Operational Risk and analyse of Sharia Compliance at the Bekasi Branch of the Al-Qur’an Waqf Board. This method with descriptive research and field research. Data collection is carried out by observation and interview process. The results showed that: From six indicators of Operational Risk and from ten indicators of Sharia Compliance, the Al-Qur’an Waqf Board has implemented all of them based on the Waqf Core Principles.
Analisis Tingkat Pemahaman dan Psikologi Nazhir dalam Penerapan PSAK Syariah 112 Tentang Wakaf Noviyanti, Noni; Ainulyaqin, MH; Achmad, Listian Indriyani; Mamun, Sukron
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3349

Abstract

Waqf assets in Indonesia have increased significantly, but the potential of waqf has not been optimized. In Bekasi Regency, the majority of land waqf is focused on places of worship, not yet combined with other functions such as education or the people's economy. Increasing the contribution of waqf requires literacy, regulation, and capacity building of nazir. PSAK 112 is present for good waqf governance, regulating recognition, measurement, presentation, and disclosure of transactions, accountability, and public trust. This study aims to analyze the level of understanding and psychology of nazir in the application of PSAK 112 in Bekasi Regency, especially in the Cikarang area. This research is important because previous research focused on waqf reporting practices, while the current research focuses on the reasons for the low implementation of PSAK 112 by nazir.
Analisis Manajemen Risiko Keamanan Self-Service Technology Perbankan Syariah Nurzaqiah, Neli; Ainulyaqin, MH; Achmad, LI; Edy, Sarwo
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3379

Abstract

Self Service Technology (SST) is a technology that allows customers to make transactions or carry out services independently without depending on employees. In the banking world, the Self-Service Technology services that customers can use are Automatic Teller Machine (ATM), Mobile Banking and Internet banking services to make things easier customers. However, you must be aware of various risks or potential incidents that could occur when customers use SST services. This research aims to analyze the security risk management of Sharia Banking Self-Service Technology. This research method uses a qualitative approach with field study methods through interviews and documentation. The results of this research are that Bank BJB Syariah has implemented Self-Service Technology security risk management with various strategies to minimize the security risks of Sharia Banking Self-Service Technology.  
Determin Minat Beli Ulang Mie Gacoan Bekasi dengan Labelisasi Halal Sebagai Variabel Moderasi Sarmila, Lia; Listian Indriyani Achmad; Ainulyaqin, MH; Sakum; Sukron Mamun
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 7 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i7.3540

Abstract

This study aims to determine the effect of price and service quality service quality on repurchase interest in Gacoan Noodle products with halal labeling as a moderating variable. As a moderating variable. This research method uses SPSS 24 software with a sample of 100 respondents. Taken as many as 100 respondents. The data analysis method used is path analysis. The results showed that the value between price and Halal Labeling has a previous value (1.966) and a moderating value (1.966). Before (1.966) and has a value comparison (-2.978) then it can be concluded that the halal labeling variable is able to moderate the effect of the Price variable on the.Repurchase Interest variable. And the value between Service Quality and Halal Labeling has the previous value (0.513) and has a value comparison (0.426), so it can be concluded that the variable Halal labeling is not able to moderate the influence of the Service Quality variable on the Repurchase Interest variable.
Analisis Kepatuhan Syariah pada Wisata Halal Lafa Park Adventure M. Padly; MH Ainulyaqin; Kisanda Midisen; Sukron Mamun; Sakum
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.5910

Abstract

The purpose of this study is to analyze sharia compliance in halal tourism Lafa Park Adventure if it adheres to the principles of sharia. Lafa Park Adventure halal travel is a type of travel. with a sharia design founded by Mr. H. Irfan Amirudin aims to spread Islam by promoting sharia principles and educating sunnah activities recommended by the Prophet Muhammad SAW such as swimming, horse riding and archery. To determine whether the rides and facilities are in accordance with sharia, academics will conduct a study, researchers will then elucidate the halal tourist indicators. The research employed a qualitative methodology along with the method of field study. In theory, researchers will map informants that include of tourist attraction managers and tourists. Basically, the results show that Lafa Park Adventure halal tourism has implemented sharia compliance with the benchmarks of the MUI DSN Fatwa NO: 1 08/DSN-MUI/X/2016. In addition, Lafa Park Adventure Tourism is suggested to be a pilot for the local government as halal tourism because many integrated Islamic schools need tourist facilities like this that prioritize sharia principles and the sunnah of the prophet Muhammad SAW as a good education for children.
Analisis Kesyariahan dalam Transaksi Penjualan pada Perusahaan Private equity dalam Perspektif Ekonomi Islam Ai Ufi Lutfiatunnufus; MH Ainulyaqin; Kisanda Midisen; Sakum; Sukron Mamun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.8637

Abstract

This study to analyze the relationship and similarities between the sales transaction process in a private equity manufacturing company and the concept of sales in the perspective of Islamic economics. The study was conducted at an automotive manufacturing company operating under a conventional economic system. The research method used is descriptive qualitative, employing literature review, participatory observation, in-depth interviews, and documentation. The findings indicate that there are similarities in transaction principles such as price agreements (akad), cost transparency, and made to order product manufacturing, which align with the akad istishna in Islamic. The study also highlights significant differences, particularly the implementation of penalty fees (riba) for late payments, which contradicts the Islamic prohibition of usury. This research recommends that companies consider integrating Islamic economic principles to improve business ethics and expand market opportunities, especially in the Syariah based industrial sector.
Dampak Cybercrime: Analisis Tingkat Kepercayaan Masyarakat Terhadap Perbankan Syariah MH Ainulyaqin; Adrianna SR; Listian I. Achmad; Yudianto Achmad; Devi Qolifaturrodiyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.8672

Abstract

The purpose of this study is to explain the level of customer trust in Islamic banking and also explain the results of the analysis of the level of trust of Islamic banking customers affected by cybercrime. Cybercrime attacks against the Islamic banking sector, one of which is cybercrime that has occurred at Bank Syariah Indonesia (BSI), was attacked by a dangerous ransomware virus, the impact of a cyber ransomware attack carried out by a group of hackers calling themselves the LockBit Ransomware Group which is one type of malware or malicious software that locks the victim's data or device. The research method used is qualitative, the data collection technique uses a questionnaire and then analyzes the results of the questionnaire, In research on the level of trust in Islamic banking, it was found that the majority of respondents showed high trust, this trust is based on factors such as transparency in operations and the need for sharia principles which are the main basis for customers. However, this study also found that the minority of respondents' trust decreased due to the disruption of the Bank Syariah Indonesia (BSI) service system, causing customers to worry about the Islamic banking security system used.
Keputusan Pembelian Produk Skincare: Pengaruh Brand Image, Labelisasi Halal, dan Electronic Word Of Mouth MH Ainulyaqin; Adrianna SR; Listian I. Achmad; Sukron Mamun; Fatmawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 10 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i10.8866

Abstract

This study aimed to determide how much brand image, halal labeling, and electronic word of mouth influenced purchasing decisions. The research method used in this research is quantitative with a descriptive approach. The data used in this study obtained by distributing questionnaires to 100 MS Glow skincare comsumers located in Karawang Regency. The data was processed using SmartPLS 4.0 application. The results of this study indicated that brand image had a positive influence significantly to purchasing decisions, the halal labeling has a positive and significant influence on purchasing decisions, and electronic word of mouth have an influence on purchasing decision.
Co-Authors A, Yudianto Achmad, LI Achmad, Listian I. Achmad, Listian Indiyani Achmad, Listian Indriyani Achmad, Yudianto Adrianna S. R Adrianna SR Adrianna SR Aenul Fadillah Afifah KA Ai Ufi Lutfiatunnufus Andri Jaelani Anggadita, Intan AS Rakhmat Badriyah, S Camelia, Ica Dede M Devi Qolifaturrodiyah Edy, S Fahamsyah, MH Fatmawati Fatmawati Fatmawati Kasuwi Saiban Khoerunisa, Firda Kisanda Midisen Kisanda Midisen Listian I. Achmad Listian I. Achmad Listian Indriyani Achmad M. Padly M. Padly Mamun, S mamun, sukron Marwiyah, Siti Laelatul Maulana, Dudung Midisen, Kisanda Misbahul Munir Misiden, Kisanda Nenda Neng Wiwi Noviyanti, Noni Nur'aeni, Nur'aeni Nur'aeni Nurhaya Nurzaqiah, Neli Nur’aeni Octisa, Meillydia Preatmi Nurastuti Rakhmat, AS Ramadhan F S Edy Sakum Sakum Sakum Sakum, Sakum Sarmila, Lia sarwo edy Sarwo Edy Siti Hamidah Siti Laelatul Marwiyah Siti Sopiah Sukron Mamun Sukron Mamun Widia Salsabilah Widyar VR Wiwik Erik Setiawan Y Ahmad Yudianto Achmad Yudianto Achmad Yuliawati Ependi