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All Journal Jurnal Ilmiah Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ekonomi Syariah Pelita Bangsa Economic Reviews Journal Jurnal Pengabdian Pelitabangsa Jurnal Pelita Pengabdian Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Jurnal Pengabdian Pelita Insani (JPPI) Jurnal Pengabdian Pelita Insani (JPPI)
MH Ainulyaqin
Universitas Pelita Bangsa
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Keputusan Pembelian Produk Skincare: Pengaruh Brand Image, Labelisasi Halal, dan Electronic Word Of Mouth MH Ainulyaqin; Adrianna SR; Listian I. Achmad; Sukron Mamun; Fatmawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 10 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i10.8866

Abstract

This study aimed to determide how much brand image, halal labeling, and electronic word of mouth influenced purchasing decisions. The research method used in this research is quantitative with a descriptive approach. The data used in this study obtained by distributing questionnaires to 100 MS Glow skincare comsumers located in Karawang Regency. The data was processed using SmartPLS 4.0 application. The results of this study indicated that brand image had a positive influence significantly to purchasing decisions, the halal labeling has a positive and significant influence on purchasing decisions, and electronic word of mouth have an influence on purchasing decision.
Dampak Ekonomi Kebijakan Larangan Kegiatan bagi Siswa Akhir SMA di Jawa Barat dalam Perspektif Maqasid Syariah Meisah, Siti; Midisen, Kisanda; Ainulyaqin, MH; Mamun, Sukron; Achmad, Yudianto
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19509

Abstract

Ceremonial and costly activities for high school seniors often place an economic burden on parents and contribute to social inequality. Therefore, the government has enacted a policy banning such activities. This study aims to analyze the implementation of the policy banning high school senior activities at SMA Negeri 1 Cikarang Pusat and its economic impact from the perspective of Maqasid Syariah. The research method used is a qualitative approach employing interview and observation techniques. The results indicate that the ban policy has been effectively implemented through outreach and adjustments to the school program, yielding positive economic impacts, including reduced financial burdens, increased efficiency, and the promotion of economic justice. From the perspective of Maqasid Syariah, this policy aligns with the principles of hifz al-mal, hifz al-nafs, and hifz al-‘aql. Thus, this policy is effective in implementation, has a positive economic impact, and is consistent with the principle of public interest.
Tinjauan Hukum Ekonomi Syariah Terhadap Kebijakan Program Penghapusan Utang UMKM Bila, Syifa Salsa; Achmad, Listian Indriyani; Ainulyaqin, MH; Mamun, Sukron; Achmad, Yudianto
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19510

Abstract

The MSME debt crisis that occurred after the pandemic caused systemic credit congestion and hampered national economic growth. The objective is to examine the policy of repealing PP No. 47 of 2024 from the perspective of Islamic Business Ethics. The goal is to show how the policy can consider the humanitarian aspects of debtors facing problems with the principles of fairness and stability of the banking financial system. This research is a qualitative study using a literature review approach. The data collection technique used in this study is to record or cite information from various literature sources, including books, journals, documents, and other data and information sources relevant to the research topic. The results of the study show that PP No. 47/2024 provides a legal basis for HIMBARA banks to write off debts for the strategic sector of up to a maximum of IDR 500 million. This policy is in line with the principles of Inzar al-Mu'sir (relief for those facing difficulties) and Ibra' in Islamic Business Ethics. The government applies an ethical filter with a five-year waiting period to prevent moral hazard and ensure fairness. The use of Maslahah Mursalah, which prioritizes public interest and protection of property, is at the core of the MSME debt write-off policy (Hifdz al-Maal). This step is proof of the state's concern for the little people without neglecting the aspect of banking integrity, according to Islamic Business Ethics. To provide targeted assistance to debtors who are truly in need, not those who are deliberately negligent, its success is highly dependent on strict data monitoring and validation.
Analisis Kepatuhan Syariah pada Wisata Halal Lafa Park Adventure M. Padly; MH Ainulyaqin; Kisanda Midisen; Sukron Mamun; Sakum
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 2 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i2.5910

Abstract

The purpose of this study is to analyze sharia compliance in halal tourism Lafa Park Adventure if it adheres to the principles of sharia. Lafa Park Adventure halal travel is a type of travel. with a sharia design founded by Mr. H. Irfan Amirudin aims to spread Islam by promoting sharia principles and educating sunnah activities recommended by the Prophet Muhammad SAW such as swimming, horse riding and archery. To determine whether the rides and facilities are in accordance with sharia, academics will conduct a study, researchers will then elucidate the halal tourist indicators. The research employed a qualitative methodology along with the method of field study. In theory, researchers will map informants that include of tourist attraction managers and tourists. Basically, the results show that Lafa Park Adventure halal tourism has implemented sharia compliance with the benchmarks of the MUI DSN Fatwa NO: 1 08/DSN-MUI/X/2016. In addition, Lafa Park Adventure Tourism is suggested to be a pilot for the local government as halal tourism because many integrated Islamic schools need tourist facilities like this that prioritize sharia principles and the sunnah of the prophet Muhammad SAW as a good education for children.
Analisis Kesyariahan dalam Transaksi Penjualan pada Perusahaan Private equity dalam Perspektif Ekonomi Islam Ai Ufi Lutfiatunnufus; MH Ainulyaqin; Kisanda Midisen; Sakum; Sukron Mamun
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.8637

Abstract

This study to analyze the relationship and similarities between the sales transaction process in a private equity manufacturing company and the concept of sales in the perspective of Islamic economics. The study was conducted at an automotive manufacturing company operating under a conventional economic system. The research method used is descriptive qualitative, employing literature review, participatory observation, in-depth interviews, and documentation. The findings indicate that there are similarities in transaction principles such as price agreements (akad), cost transparency, and made to order product manufacturing, which align with the akad istishna in Islamic. The study also highlights significant differences, particularly the implementation of penalty fees (riba) for late payments, which contradicts the Islamic prohibition of usury. This research recommends that companies consider integrating Islamic economic principles to improve business ethics and expand market opportunities, especially in the Syariah based industrial sector.
Dampak Cybercrime: Analisis Tingkat Kepercayaan Masyarakat Terhadap Perbankan Syariah MH Ainulyaqin; Adrianna SR; Listian I. Achmad; Yudianto Achmad; Devi Qolifaturrodiyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 9 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i9.8672

Abstract

The purpose of this study is to explain the level of customer trust in Islamic banking and also explain the results of the analysis of the level of trust of Islamic banking customers affected by cybercrime. Cybercrime attacks against the Islamic banking sector, one of which is cybercrime that has occurred at Bank Syariah Indonesia (BSI), was attacked by a dangerous ransomware virus, the impact of a cyber ransomware attack carried out by a group of hackers calling themselves the LockBit Ransomware Group which is one type of malware or malicious software that locks the victim's data or device. The research method used is qualitative, the data collection technique uses a questionnaire and then analyzes the results of the questionnaire, In research on the level of trust in Islamic banking, it was found that the majority of respondents showed high trust, this trust is based on factors such as transparency in operations and the need for sharia principles which are the main basis for customers. However, this study also found that the minority of respondents' trust decreased due to the disruption of the Bank Syariah Indonesia (BSI) service system, causing customers to worry about the Islamic banking security system used.
Green Financing: Peran Pembiayaan Berbasis Syariah dalam Transisi Energi Berkelanjutan di Indonesia Devina Firda Rahman; MH Ainulyaqin; Kisanda Midisen; Sakum; Yudianto Achmad
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 3 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i3.19683

Abstract

The sustainable energy transition has become a strategic agenda for Indonesia to achieve its New and Renewable Energy (NRE) mix target and net-zero emissions by 2060. However, renewable energy development still faces challenges, particularly the limited availability of long-term financing. This study aims to analyze the development of green financing in Islamic banking, its role in supporting the sustainable energy transition, and the challenges of its implementation. This research employs a qualitative method with a library research design. Data were collected from annual reports and sustainability reports of Islamic banks, publications of the Financial Services Authority (OJK) and the Ministry of Energy and Mineral Resources (ESDM), as well as relevant scientific journals. The findings indicate that green financing in Islamic banking showed positive development during 2022–2024, with total financing amounting to IDR 75,137.855 billion in 2022, IDR 66,585.894 billion in 2023, and IDR 73,845.327 billion in 2024. The financing was primarily directed toward renewable energy, energy efficiency, and environmentally friendly projects. However, its implementation still faces challenges related to regulations, sustainable finance literacy, and financing risks. This study concludes that Sharia-based green financing has significant potential to support the acceleration of Indonesia’s sustainable energy transition.
Use of Biometric Data on Crypto Platforms in the Perspective of Islamic Economics Dea Amanda Wulandari; Sukron Makmun; Kisanda Midisen; Sakum; MH Ainulyaqin
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10231

Abstract

Advances in digital technology, particularly in blockchain-based financial systems, have driven the increasingly widespread use of cryptocurrency in society. As the use of crypto platforms grows, security has become a primary concern, leading many platforms to adopt biometric authentication technologies such as fingerprint and facial recognition. This study aims to analyze the use of biometric data on crypto platforms and assess its suitability from an Islamic economic perspective. From an Islamic economic perspective, the use of biometric data on crypto platforms is fundamentally permissible because it does not involve elements of gharar, maysir, or riba; however, its use must adhere to the principle of benefit, protect privacy, and not cause harm to users. Thus, biometric technology is acceptable within the Islamic economy provided it is managed securely, transparently, and in accordance with Sharia principles.
Co-Authors A, Yudianto Achmad, LI Achmad, Listian I. Achmad, Listian Indiyani Achmad, Listian Indriyani Achmad, Yudianto Adrianna S. R Adrianna SR Adrianna SR Aenul Fadillah Afifah KA Ai Ufi Lutfiatunnufus Andi Suhandi Andri Jaelani Anggadita, Intan Ari Mulyono Hadi AS Rakhmat Azmi Muhammad Habibie Badriyah, S Bila, Syifa Salsa Camelia, Ica Dea Amanda Wulandari Dede M Devi Qolifaturrodiyah Devina Firda Rahman Edy, S Fahamsyah, MH Fatmawati Fatmawati Kasuwi Saiban Khoerunisa, Firda Kisanda Midisen Kisanda Midisen Listian I. Achmad Listian I. Achmad Listian Indriyani Achmad M. Padly M. Padly Mamun, S mamun, sukron Marwiyah, Siti Laelatul Maulana, Dudung Meisah, Siti Midisen, Kisanda Misbahul Munir Misiden, Kisanda Nenda Neng Wiwi Noviyanti, Noni Nur'aeni, Nur'aeni Nur'aeni Nurhaya Nurzaqiah, Neli Nur’aeni Octisa, Meillydia Preatmi Nurastuti Rakhmat, AS Ramadhan F S Edy Safira, Imelda Dwi Sakum Sakum Sakum Sakum, Sakum Sarmila, Lia sarwo edy Sarwo Edy Siti Hamidah Siti Laelatul Marwiyah Siti Sopiah Sri Wahyuningsih Sukron Makmun Sukron Mamun Sukron Mamun Widia Salsabilah Widyar VR Wira Syuhada Wiwik Erik Setiawan Y Ahmad Yudianto Achmad Yudianto Achmad Yuliawati Ependi Zidni ilman