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All Journal Jurnal Ekonomi & Studi Pembangunan EL-IDARE: JURNAL MANAJEMEN PENDIDIKAN ISLAM AL-FALAH : Journal of Islamic Economics Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Edukasi Islami: Jurnal Pendidikan Islam Al-Madrasah: Jurnal Ilmiah Pendidikan Madrasah Ibtidaiyah Tadbir Muwahhid NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Cakrawala : Jurnal Kajian Manajemen Pendidikan Islam dan Studi Sosial Jurnal Literasiologi MANAGERIA: Jurnal Manajemen Pendidikan Islam Adaara: Jurnal Manajemen Pendidikan Islam Jurnal Tarbiyatuna : Kajian Pendidikan Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences AL-FALAH : Journal of Islamic Economics NUSRA: Jurnal Penelitian dan Ilmu Pendidikan Edukasia: Jurnal Pendidikan dan Pembelajaran International Journal of Education Research and Development Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Al-Hayat: Journal of Islamic Education Madania: Jurnal Kajian Keislaman An-Nahdloh: Journal of Education and Islamic Studies
Muhammad Istan, Muhammad
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Analisis Faktor – Faktor Yang Mempengaruhi Keputusan Konsumen Dalam Memilih Belanja Di Alfa Mart Curup Istan, Muhammad
AL-FALAH : Journal of Islamic Economics Vol 1, No 1 (2016)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v1i1.62

Abstract

This study are to investigate the influence of cultural factors, social factors, personal factors and psychological factors on purchase decision in Alfa MartCurup. Analysis using multiple linear regression, F test, t test, test the coefficient of determination (R2). Multiple linear regression analysis showed that all variables figures obtained positive coefficient. The test results (F) indicates that the variable personal factors, social factor, cultural factors, psychological factor, and price factors together influence the purchasing decisions in Alfa Mart Curup. T test results showed that the variables of individual factors and psychological factors significantly influence purchasing decisions while variable cultural factors and social factors do not significantly influence the purchasing decision. To test the R2 (coefficient of determination) indicates that the variable cultural factors, social factors, personal factors and psychological factors were able to explain the variability of the variable of 21.7%. While the remaining 78.3% is explained by other variables outside the model. Keywords : Buying, Shoping, Consumer, Decision, Alfa Mart, personal factors, social factors, cultural factors,psychological factors and price factors.
Pengentasan Kemiskinan Melalui Pemberdayaan Ekonomi Umat Menurut Persfektif Islam Istan, Muhammad
AL-FALAH : Journal of Islamic Economics Vol 2, No 1 (2017)
Publisher : Sekolah Tinggi Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v2i1.199

Abstract

Poverty as a social problem will never escape the attention and discussion of Islamic teachings. Islam explores some of the most urgent main themes of empowerment and community involvement in eradicating their poverty. The Quran as the main source of Islamic teachings echoed a moral call for social justice in the economy to be upheld against people living below the poverty line. Efforts to alleviate poverty, one of the main focuses in Islam is the doctrine of weak economic empowerment of the people. Islam considers human resources personally to be the main agent in empowering the peoples economy. Furthermore, Islam also sees that poverty alleviation is the collective responsibility of society so that the effort of economic empowerment of the poor becomes the collective obligation of all elements of society, especially poverty caused by social structure. It takes synergy between elements of society both government, ulama and society itself as subject and object of change. Some of the above empowerment models can be divided into two groups; Structural and cultural measures. Structural measures are more emphasized to the special institutions that handle them to run well, while cultural steps are emphasized on individuals, both individuals who are expected to be one of the subjects of poverty alleviation and empowerment of the poor and the poor and who became its object
Analisis tingkat kesehatan pt bank central asia (bca) syariah menggunakan metode rgec Istan, Muhammad; Permatalia, Riska; Hardinata, Hardinata
INOVASI Vol 17, No 1 (2021)
Publisher : Faculty of Economics and Business Mulawarman University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (297.652 KB) | DOI: 10.29264/jinv.v17i1.8445

Abstract

Analisis kesehatan bank diperlukan untuk mengetahui bagaimana tanggung jawab suatu bank kepada pihak yang berhubungan secara langsung maupun tidak langsung. Tujuannya agar bank mengetahui kelemahan dan kekuatan yang dimiliki serta langkah apa yang akan dilakukan kedepannya, sebagai evaluasi atas kinerja, dan sebagai pembanding dalam persaingan industri perbankan. Penelitian ini bertujuan untuk menganalisis tingkat kesehatan PT Bank Central Asia (BCA) Syariah menggunakan metode RGEC periode 2013-2019. Variabel dan pengukuran pada penelitian ini terdiri dari faktor Risk Profile yang diukur dengan rasio NPF dan FDR, faktor GCG yang dianalisis berdasarkan self assesment PT BCA Syariah, faktor Earning yang diukur dengan rasio NOM, ROA, ROE, faktor Capital yang diukur dengan rasio CAR. Penelitian ini merupakan penelitian deskriptif dengan pendekatan kuantitatif pada PT BCA Syariah dan menggunakan data sekunder yang dianalisis menggunakan metode RGEC. Berdasarkan hasil penelitian menunjukkan bahwa peringkat komposit kesehatan PT BCA Syariah menggunakan metode RGEC pada tahun 2013-2014 berada dalam peringkat cukup sehat, sedangkan tahun 2015-2019 berada dalam peringkat sehat.
SWOT Analysis in the Determination of Competing Strategies (Study at PT. Bank Syariah Indonesia Curup Branch) Istan, Muhammad
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.3897

Abstract

This research aims to find out and analyze how SWOT analysis in the determination of competing strategies. This research was conducted at PT. BSI Curup Branch Office. The results of this study are internal factors in determining competing strategies in PT. BSI Curup Branch Office consists of strengths including: Good governance and behavior or culture of Sharia Bank, positive investment climate and high work spirit, normal FDR, positive contribution to society and sustainability environment, helping entrepreneurs in Rejang Lebong Regency. And disadvantages include: Limited experts, lack of supporting facilities, lack of supporting rules, promotion or door to door recognition and limited technology. External factors in determining competing strategies in PT. BSI Curup Branch Office consists of opportunities including: Majority of Muslim communities, cooperation, high community potential, MUI fatwa and the opening of KC Pembantu. And the threats include: Total banking share, lack of understanding of Islamic banking, difficult and complicated impressions on Islamic banks, social impressions on Islamic banks and less support from the public. Strategies that can be used one of them to determine competing strategies on PT. BSI Curup Branch Office is a stable growth strategy, meaning in competition in Islamic banking PT. BSI Curup Branch Office.
The Effect of External and Internal Factors on Financial Performance of Islamic Banking Istan, Muhammad; Fahlevi, Mochammad
Jurnal Ekonomi & Studi Pembangunan Vol 21, No 1: April 2020
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.21.1.5036

Abstract

Macroeconomic factors and internal factors are variables that affect sharia banking. These factors are GDP, inflation, and interest rates, FDR, OER, which can affect directly or indirectly, the financial performance of sharia banks in Indonesia. The result has shown GDP has a significant positive effect on ROA, it is matching with several previous research, Inflation has no significant and negative effect on ROA, because when inflation central bank will give policy to increase BI rate, and sharia bank doesn’t affect with interest rate because interest is riba, interest rate has no significant effect on ROA because sharia bank doesn’t effect with interest but use profit and loss sharing to financing, so in macroeconomic the result only GDP has significant and positive effect on ROA. The result has shown FDR has no significant effect on ROA but has positive effect and the result match with previous research in relationship FDR and ROA, OER has a significant negative effect on ROA
REVOLUSI TEKNOLOGI DALAM PENDIDIKAN ISLAM DI ZAMAN GLOBALISASI Putri, Neni; Yanto, Murni; Istan, Muhammad; Destriani, Destriani
Tarbiyatuna Kajian Pendidikan Islam Vol 8 No 2 (2024): (September 2024)
Publisher : LPPM Institut Agama Islam Ibrahimy Genteng Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/tarbiyatuna.v8i2.2441

Abstract

In the current era of globalization, people all over the world, including Indonesia, are feeling the big impact of technological advances. Huge advances in information technology have allowed us to quickly access a variety of content from all over the world. This relates to the study's overall objective, which is to analyze the impact of current technology on Islamic education in a globalizing world. Because of this, information is obtained through a survey of relevant scholarly literature. By using this method, the author can discover the impact of technology on education in the era of globalization. In this analysis, community culture, materialistic individuals, privatization of education, and technological dependence are considered. The education sector faces many challenges in the current era of globalization. They come from external sources. There are advantages and disadvantages to these outside issues and causes. On the other hand, this allows Islamic schools to remain true to Islamic teachings while advancing in sophistication, creativity, and innovation.
Implementasi Fraud Control Plan Dalam Pengelolaan Dana Bantuan Operasional Sekolah Antoni, Jono; Candira, Dedi; Hamengkubuwono; Istan, Muhammad
El-Idare Vol 10 No 2 (2024): El-Idare
Publisher : Program Studi Manajemen Pendidikan Islam Fak. Ilmu Tarbiyah dan Keguruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/elidare.v10i2.25291

Abstract

This study examines the implementation of the Fraud Control Plan (FCP) in managing School Operational Assistance (BOS) funds at SD Negeri 12 Kepahiang. The primary issues identified include low transparency and accountability in fund management and indications of fund misuse due to limited oversight. The research employs a qualitative method with a descriptive approach through interviews, observations, and document analysis. The findings reveal that FCP implementation begins with the formulation of internal policies as a guide for fund management, followed by the establishment of structured management procedures, internal monitoring, and training for relevant parties. Technology is also utilized to enhance transparency in fund usage. Risk identification in BOS fund management highlights potential misuse during the planning, implementation, and reporting stages, necessitating strict oversight. Fraud prevention and detection strategies include robust internal controls, the use of technology, and external supervision by the school committee and the education department. However, FCP implementation faces challenges such as limited human resources and technology, as well as resistance to change. Supporting factors that strengthen FCP implementation include an effective internal monitoring system and good understanding of accountability, while the main obstacles are the low administrative staff awareness and limited technological infrastructure. The study recommends further training and technological capacity-building to ensure the sustainable and effective application of FCP.
Pengentasan Kemiskinan Melalui Pemberdayaan Ekonomi Umat Menurut Persfektif Islam Istan, Muhammad
AL-FALAH : Journal of Islamic Economics Vol. 2 No. 1 (2017)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v2i1.12799

Abstract

Kemiskinan merupakan sebuah permasalahan sosial yang sangat kompleks dan harus segera mendapat penanganan yang tepat agar dapat segera teratasi. Indonesia sebagai negara berkembang dan memiliki jumlah penduduk yang besar tentu tidak dapat terhindar dari masalah tersebut. Ini dibuktikan dengan jumlah penduduk miskin yang besar, mayoritas tinggal di daerah pedesaan yang sulit untuk diakses bahkan di kota besar seperti Jakarta pun juga sangat banyak ditemukan masyarakat miskin. Kemiskinan dapat diartikan dimana seseorang sangat sulit untuk memenuhi kebutuhan hidupnya sehari-hari dikarenakan berbagai penyebab salah satunya adalah rendahnya tingkat pendapatan yang diperoleh.Kemiskinan sebagai permasalahan sosial tidak akan pernah luput dari perhatian dan pembahasan ajaran Islam. Agama Islam mengupas beberapa tema utama yang sangat urgen mengenai upaya pemberdayaan dan pelibatan masyarakat dalam mengentaskan kemiskinan mereka. Alquran sebagai sumber utama ajaran agama Islam mengumandangkan seruan moral agar keadilan sosial dalam ekonomi ditegakkan terhadap masyarakat yang berada dibawah garis kemiskinan.Upaya pengentasan kemiskinan, salah satu yang menjadi fokus utama dalam Islam adalah adanya ajaran tentang pemberdayaan ekonomi umat yang lemah. Islam memandang sumber daya manusia secara personal menjadi agen utama dalam memberdayakan ekonomi umat. Selanjutnya Islam juga melihat bahwa pengentasan kemiskinan merupakan tanggung jawab kolektif masyarakat, sehingga upaya pemberdayaan ekonomi kaum miskin menjadi kewajiban kolektif seluruh elemen masyarakat, khususnya kemiskinan yang disebabkan oleh struktur sosial.diperlukan sinergitas antar elemen masyarakat baik pemerintah, ulama dan masyarakat sendiri sebagai subjek dan objek perubahan.Beberapa model pemberdayaan di atas dapat dibagi menjadi dua kelompok; langkah-langkah yang bersifat struktural dan yang bersifat kultural. Langkah struktural lebih ditekankan kepada lembaga khusus yang menanganinya agar berjalan dengan baik, sedangkan langkah kultural lebih ditekankan pada individu, baik individu yang diharapkan menjadi salah satu subjek pengentasan kemiskinan dan pemberdayaan kaum fakir dan miskin maupun yang menjadi objeknya
Islamic Religious Education Learning Approach Based on Religious Moderation Fasyiransyah; Warsah, Idi; Istan, Muhammad
Al-Hayat: Journal of Islamic Education Vol. 9 No. 1 (2025): Al-Hayat: Journal of Islamic Education
Publisher : LETIGES

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35723/ajie.v9i1.45

Abstract

This study aimed to investigate the implementation of an Islamic Education learning approach with religious moderation insights at State Senior High School 1 Rejang Lebong, focusing on three aspects: the implementation process, students' attitudes of tolerance, and their responses to the learning approach. The research employed a qualitative case study design involving three Islamic Education teachers and 21 purposively selected students. Data were collected through interviews and observations and then analyzed using an interactive method encompassing data reduction, data presentation, and conclusion drawing. Triangulation ensured data validity through cross-verification between sources and methods. The learning approach integrated values of moderation (tawasuth), tolerance (tasamuh), balance (tawazun), and fairness (ta’adl) into teaching. Group discussions on religious diversity, collaborative projects addressing social issues, and constructivist methods enhanced critical thinking. Teachers facilitated discussions, guided projects, and employed contextual, inclusive materials. Extracurricular activities like interfaith dialogues and community service reinforced classroom lessons. Students displayed tolerance through respectful interactions, diversity acceptance, and fairness in school activities, supported by personal experiences and a harmonious environment. They responded positively, showing enthusiasm, active participation, and a deeper understanding of tolerance and social harmony. This study highlights the importance of integrating religious moderation insights into Islamic Education through inclusive policies, structured activities, and interactive methods to foster tolerance, inclusivity, and social harmony. The research's novelty lies in its comprehensive exploration of the implementation process, students' attitudes, and responses. It offers practical insights into embedding ethical and moderation values in Islamic Education to promote harmony and prevent radicalism.
Pengaruh Manajemen Konflik antara Guru BK dan Wali Kelas dalam Membentuk Karakter Religius Siswa di SMKN 4 Kepahiang Adeko, Uun; Hartini, Hartini; Azwar, Beni; Fadilah, Fadilah; Istan, Muhammad
Jurnal Literasiologi Vol 13 No 2 (2025): Jurnal Literasiologi
Publisher : Yayasan Literasi Kita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47783/literasiologi.v13i2.908

Abstract

Penelitian ini mempunyai tujuan untuk menganalisis pengaruh manajemen konflik antara guru BK dan wali kelas dalam membentuk karakter religius siswa di SMKN 4 Kepahiang. Memakai pendekatan kuantitatif dengan jumlah populasi seluruh siswa kelas X, XI, dan XII. Sampel pada penelitian ini didapatkan dengan menerapkan teknik Simple Random Sampling dengan jumlah 86. Analisis data dikerjakan memanfaatkan SPSS versi 25. Hasil penelitian memperlihatkan bahwasannya 1)implementasi manajemen konflik antara wali kelas dan guru BK tergolong cukup,2) Karakter religius siwa di SMKN 4 Kepahiang tergolong cukup, 3) terdapat pengaruh positif dan signifikan penerapan manajemen konflik antara wali kels dan guru BK dalam membentuk karakter religius siswa di SMKN 4 Kepahiang . Berdasarkan perhitungan menggunakan SPSS versi 25 dengan rumus product moment sebesar 0,301 dan dilihat dari rxy yang di peroleh 0,301 > 0,212 terletak diantara 0,20 - 0,399, dapat dinyatakan korelasi antara variabel X dan Y adalah tergolong rendah. Dari perhitungan determinasi diperoleh angka sebesar 0,091 (9%) Hal ini dapat disimpulkan bahwa manajemen konflik antara wali kelas dan guru BK memberikan sumbangan 9% terhadap pembentukan karakter religius siswa di SMKN 4 Kepahiang.
Co-Authors Abda Abda Adekamisti, Revi Adeko, Uun Aderempas, Tere Andriani, Idaya Antoni, Jono Arcanita, Rapia Azwar, Beni Azzohardi, Azzohardi Baehaqi Buwono, Hamengku Candira, Dedi Destriani, Destriani Endang Endang Endang, Endang Fadilah Fadilah, Fadilah Fahlevi, Mochammad Fasyiransyah Ghoni, Muhammad Abdul Hamengkubuwono Hamengkubuwono Hamengkubuwono Hardinata, Hardinata Herawati Herawati Idi Warsah Jumatul Hidayah, Jumatul Jumira Warlizasusi Kusen Kusen, Kusen Lina Asnamawati, Lina Mery Berlian Murniyanto Murniyanto, Murniyanto Permatalia, Riska Prayetno, Aji Putri, Neni Rhoni Rodin Riyan Riyan Ruly Morganna, Ruly Sagiman, Sagiman Sarwoedi, Sarwoedi Shesa, Laras Susi Susanti Syamsir Syamsir Ummul Khair Yanto, Murni