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All Journal Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Journal of Information Systems Engineering and Business Intelligence Al-Ihkam: Jurnal Hukum dan Pranata Sosial Ziswaf : Jurnal Zakat dan Wakaf Jurnal Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Indonesian Journal of Islamic Literature and Muslim Society AFEBI Islamic Finance and Economic Review Shirkah: Journal of Economics and Business Iqtishoduna: Jurnal Ekonomi Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Indonesian Journal of Halal Research Journal of Economics, Business, and Government Challenges Indonesian Journal of Electrical Engineering and Computer Science Airlangga International Journal of Islamic Economics and Finance JRABA Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba IIJSE Kubis Indonesian Journal of Islamic Literature and Muslim Society
Yan Putra Timur
Universitas Negeri Surabaya
Religion Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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PUBLIC PERCEPTION OF AMIL ZAKAT INSTITUTIONS IN INDONESIA: INSIGHT DISCOVERY FROM MACHINE LEARNING Timur, Yan Putra; Ratnasari, Ririn Tri; Pitchay, Anwar Allah; Jamilu, Usman
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 9 No. 2 (2023): JULY - DECEMBER 2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v9i2.45416

Abstract

This study aims to identify the most popular topics and words in conversations on Twitter with the topic of Amil Zakat in Indonesia. This research also aims to identify the sentiments and emotions of netizens about the Amil Zakat in Indonesia. This study uses a qualitative method with a sentiment analysis approach with the help of Orange Data Mining. The data used are tweets from Twitter taken from 16 to 23 April 2023. Researchers used the keywords "Amil Zakat" "Lembaga Zakat" and "Lembaga Amil Zakat" to get a total of 1,000 tweets. The results of the study show that the words "Zakat" "Badan" and "Nasional" are the three words that appear most often in discussions of Amil Zakat institutions on Twitter. These three words refer to the BAZNAS, where based on the metadata processed in this study, many people, individuals, and institutions distribute their zakat through BAZNAS. Overall, Twitter is dominated by tweets with neutral sentiments, shown by happy emotions, as much as 93.51% of the total tweets. Amil Zakat can increase the intensity of communication through social media especially regarding solicitations for the community, as well as achieving the collection and distribution of zakat funds as a form of information disclosure to the public
Business Success of Asnāf Women’s Entrepreneur: an Islamic Law Perspective Moch. Khoirul Anwar; Ridlwan, Ahmad Ajib; Yan Putra Timur; Citra Dewi , Tazkiyah Nur Laili; Juliana, Juliana; Anwar Adem Shikur
AL-IHKAM: Jurnal Hukum & Pranata Sosial Vol. 19 No. 1 (2024)
Publisher : Faculty of Sharia IAIN Madura collaboration with The Islamic Law Researcher Association (APHI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/al-lhkam.v19i1.8690

Abstract

Indonesian Muslim communities still have different perceptions towards entrepreneurial activities carried out by women, especially those classified as asnāf or zakat recipients. In fact, some asnāf women can show their existence in the business sector. Therefore, this study aims to describe things in common for successful business women, the role of ʿāmil az-zakāh among the success of the business as well as the Islamic law perspective on working women. As a field study, this study used a qualitative approach. Data was collected through in-depth interviews with six women entrepreneurs who live in Surabaya and three staff of ʿāmil az-zakāh institutions which formerly empowered the entrepreneurs through their programs. The observation was conducted at the informant's business space from September to October 2022. The results of this study indicate that the informants have things in common in running the business, namely high motivation and religiosity. Mustahiq empowerment program and assistance from ʿāmil az-zakāh institutions, meanwhile, encourage them externally. Islamic law grants women the same privileges as men when it comes to employment and economic dealings, provided that they continue to carry out their responsibilities as wives and mothers to their families, among other things. Furthermore, according to some ulemas, a woman may engage in business as long as the revenues are used to address the primary rather than secondary needs.
How should Bank Syariah Indonesia respond to cyber-attacks? Churn, sentiments, and emotions analysis with machine learning Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi; Canggih, Clarashinta; Nurafini, Fira
Journal of Islamic Economics Lariba Vol. 10 No. 1 (2024)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol10.iss1.art24

Abstract

IntroductionThis study aims to identify the most popular topics and words in Twitter conversations regarding cyber-attacks on Bank Syariah Indonesia that occurred in May 2023. It also seeks to analyze the sentiments, emotions, and potential customer churn of netizens following cyber-attacks.ObjectivesThe objective of this study is to investigate the public's response to cyber-attacks on Bank Syariah Indonesia, focusing on identifying key topics, analyzing sentiments and emotions, and estimating potential customer churn.MethodThis study uses a qualitative method with a sentiment analysis approach utilizing Orange Data Mining software. The data comprises tweets collected from May 10, 2023, to May 24, 2023, using keywords such as “BSI” and “Bank Syariah Indonesia,” resulting in 30,014 tweets. Sentiment and emotion analyses were conducted to categorize tweets and identify the prevalent sentiments and emotions.ResultsThe analysis reveals that the words “BSI,” “Data,” and “Lockbit” are most frequently mentioned, indicating the relevance of the cyber-attackers who targeted Bank Syariah Indonesia. The sentiment analysis showed that 56% of the tweets were neutral and dominated by emotions of joy. The study also identifies a short-term potential churn rate of 1.60% for Bank Syariah Indonesia's total customer base, indicating the risk of customers switching to other banks.ImplicationsThe results highlight the importance of robust cybersecurity measures and quick response strategies for maintaining customer trust and satisfaction. Financial institutions, particularly banks, must prioritize information and technology security to prevent customer churn and ensure the continuity of their services.Originality/NoveltyThis study provides insights into public reactions to cyber-attacks on Islamic banks, emphasizing the role of sentiment and emotion analysis in understanding customer behavior. This offers practical implications for improving risk management and customer retention strategies in the banking sector.
Factors Influencing Behavioral Intention to Apply Freemium Services in Islamic Lifestyle Digital Applications Using Unified Theory of Acceptance and Use of Technology (UTAUT) Timur, Yan Putra; Ratnasari, Ririn Tri; Pitchay, Anwar Allah; Sari, Dyah Permata; Rifqi, Muhammad
Journal of Information Systems Engineering and Business Intelligence Vol. 10 No. 3 (2024): October
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jisebi.10.3.340-354

Abstract

Background: Islamic lifestyle digital applications (ILDA) are a sector in the rapidly increasing digital halal media and leisure industry. To ensure sustainable revenue for ILDA developers, freemium strategy needs to be implemented. However, there is a lack of research examining the factors that influence the adoption of freemium strategies in ILDA products. Objective: This research aimed to explore the factors within Unified Theory of Acceptance and Use of Technology (UTAUT) framework that aid ILDA users to use freemium services. Specifically, the research focused on users trust (UT) and users satisfaction (US) as factors influencing the increase in behavioral intention (BI). Methods: Quantitative method was adopted in this context and purposive sampling method was used to obtain 400 data from respondents. The data were then analyzed using Partial Least Square Structural Equation Model (PLS-SEM) method. Results: The results showed that performance expectancy (PE) as well as effort expectancy (EE) positively and significantly influenced US. Similarly, facilitating conditions (FC) and social influence (SI) significantly affected UT. Both UT and US positively influenced users BI toward freemium services. Digital literacy (DL) had a positive moderating effect between PE and business expectations in US, but the effect was not statistically significant. Conclusion: The research described that all UTAUT variables, along with UT and US, influenced the intention to adopt freemium services in ILDA. Moreover, DL did not have any moderating effect on the framework considered in this context. These results signified that users tended to be satisfied and trust the benefits enjoyed, rather than being influenced by DL level.   Keywords: Behavioral Intention, Digital Literacy, Islamic Lifestyle Digital Application, Satisfaction, Trust, UTAUT
Enhancing Entrepreneurial Literacy Through Mosque-Based Programs at Abu Adenan Mosque, Karangpilang Surabaya Timur, Yan Putra; Ridlwan, Ahmad Ajib; Fikriyah, Khusnul; Susilowati, Fitriah Dwi
Indonesian Journal of Society Development Vol. 3 No. 6 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijsd.v3i6.12207

Abstract

This community service programme was carried out at the Abu Adenan Mosque, which is located in Kedurus Village, Karangpilang District, Surabaya City. The implementation includes several stages, starting from problem identification and ending with the preparation of the report. The activity was carried out face-to-face in the mosque, where the event was attended by a number of participants of approximately 27 people, consisting of the mosque Takmir, worshipers, and the community around the mosque. This international community service aimed to increase the participants' understanding of the importance of Islamic entrepreneurship principles and foster their aspirations to become successful Muslim entrepreneurs. One of the main outcomes observed was the increased interest and knowledge of the community in the field of entrepreneurship. Through a series of educational sessions and interactive workshops, participants gained a deeper understanding of the entrepreneurial mindset, basic business concepts, financial management, and Islamic marketing strategies. The materials provided emphasised entrepreneurial principles that are aligned with Islamic values, providing participants with insights on how to run an ethical and halal business
EXPLORING GENDER DIFFERENCES IN DETERMINANTS OF BANK ALADIN SHARIA ADOPTION: A MULTI-GROUP ANALYSIS APPROACH Lutfi, Bintang Aulia; Prasetyo, Ari; Timur, Yan Putra; Rifqi, Muhammad
Jurnal Ekonomi dan Bisnis Airlangga Vol. 33 No. 1 (2023): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V33I12023.40-52

Abstract

Introduction: This study aims to determine what factors lead people in East Java use Bank Aladin Sharia services based on gender differences. Methods: The PLS-SEM Multi Group Analysis approach is used as an evaluation model in this study's quantitative methodology, which makes use of SmartPLS 3.0. The information was gathered by having respondents living in East Java to fill out an online survey, which was then divided by gender. 417 respondents who met the requirements of being Indonesian citizens, Muslims, and capable cell phone users were used as the sample. Results: Performance expectations, social influence, and price values”generally have an impact on a customer's decision to adopt digital Islamic banking services. The same outcomes were also seen in the male data group, demonstrating again how customer intents to use Bank Aladin Sharia services were influenced by performance expectations, social influence, and price values. The pricing value variable is the only factor influencing customer intentions in this female data group. Conclusion and suggestion: The study results show that different factors encourage males and females to use Bank Aladin Sharia services. Researchers suggest that Islamic banks can increase public understanding of sharia digital banking services. This study has limitations on the UTAUT2 variable as an exogenous variable. In future research, it is possible to modify the UTAUT-2 model by including a moderating variable.
Evaluation of Mustahik Welfare Achievement: A Case Study of BAZNAS Mojokerto Regency from the Perspective of Maqashid Sharia Nurillah, Shinta Lintang; Herianingrum, Sri; Yasin, Ach; Suryaningsih, Sri Abidah; Indrarini, Rachma; Timur, Yan Putra
Journal of Economics, Business, and Government Challenges Vol. 7 No. 02 (2024): Journal of Economics, Business, and Government Challenges [JoEBGC]
Publisher : Faculty of Economics and Bussiness, UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/ebgc.v7i02.1534

Abstract

This study aims to evaluate the welfare of mustahik through the BAZNAS program in Mojokerto Regency from the perspective of Maqashid Sharia, and to examine the role of BAZNAS Mojokerto Regency in greater depth. The research employs a qualitative approach with a case study method. Observations, interviews, document analysis, annual reports, and literature reviews were conducted to validate the implementation of the BAZNAS program in Mojokerto Regency. The results show that BAZNAS Mojokerto Regency has made significant efforts in distributing zakat funds for the welfare of the community. However, there are several challenges related to the efficiency of fund management and distribution, which affect the optimal achievement of Maqashid Sharia goals. This study provides recommendations for more transparent and efficient zakat management, as well as enhanced coordination among stakeholders to achieve better community welfare outcomes. This research offers a new perspective in evaluating community welfare achievement through the Maqashid Sharia criteria in the BAZNAS Mojokerto Regency program.
Does Digital Technology Boost Intention to Pay Zakat? Integration of UTAUT 2 and Initial Trust Jaenudin, M; Timur, Yan Putra; Basit, Abdul; Ratnasari, Ririn Tri; Setiawati, Ririt Iriani Sri
Shirkah: Journal of Economics and Business Vol. 10 No. 1 (2025)
Publisher : UIN Raden Mas Said

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/shirkah.v10i1.618

Abstract

Digital technology is key to increasing donor intentions to contribute to Zakat, Infaq, and Sadaqah (ZIS). This study identified the factors influencing and dominating donors in making digital payments for ZIS. Combining UTAUT 2 and the initial trust model, this study analyzed data from an online survey involving 103 donors from various provinces in Indonesia. The study includes donors who have paid or intend to pay the ZIS digitally. The results of the analysis using the partial least squares structural equation model (PLS-SEM) indicated that performance expectancy had no significant effect on initial trust and behavioral intention. Likewise, facilitating conditions did not significantly affect initial trust. On the other hand, hedonic motivation positively and significantly affects initial trust and behavioral intention, while initial trust affects behavioral intention. This study suggests that zakat institutions must ensure that their systems offer user satisfaction, initial trust, and facilitating conditions, such as reliable networks and security.
The Impact of Digital Media Use on Muslim Entrepreneurs' Intention to Apply for Halal Certificate: Empirical Evidence from Indonesia Ridlwan, Ahmad Ajib; Timur, Yan Putra; Ryandono, Muhammad Nafik Hadi; Takidah, Erika; Abdul Aziz, Azreen Hamiza; Juniarti, Rosa Prafitri
Indonesian Journal of Halal Research Vol. 7 No. 1 (2025): February
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ijhar.v7i1.40271

Abstract

The Indonesian government is striving to encourage Muslim entrepreneurs to obtain halal certification for all products produced, imported, and sold within Indonesia. Digital media has emerged as a viable solution to enhance the convenience and practicality of Muslim entrepreneurs in applying for halal certification. This study aims to examine factors that influence Muslim entrepreneurs' halal certification applications through digital media, using the DeLone and McLean and the Unified Theory of Acceptance and Use of Technology (UTAUT) models. This quantitative study analyses 350 Indonesian Muslim entrepreneurs using partial least square structural equation modeling (PLS-SEM). Researchers obtain data using non-probability sampling approaches. The results of the study indicate that the constructs of performance expectancy (PE), effort expectancy (EE), social influence (SI), and service quality (SEQ) have a positive and significant effect on intention (INT). In addition, the facilitating condition (FC) has a positive influence on INT but is not significant. While the constructs of system quality (SYQ) and information quality (IQ) have a positive and significant effect on user satisfaction (US), the correlation of the two constructs to INT is not significant. Therefore, it can be concluded that PE, EE, and SI are the key driving factors for Muslim entrepreneurs in using digital media to apply for halal certification. According to the results, developing user-friendly features and technology systems is highly recommended. Pre- and post-submission service quality must be improved. Therefore, halal process assistance officers (PPH) are proposed to support Indonesian Muslim entrepreneurs.
Peta Ilmiah Pembiayaan Syariah Pada Agrikultur: Analisis Bibliometrik 2000–2025 Fathoni, Mohamad Rifqi; Timur, Yan Putra; Lutfi, Bintang Aulia; Putri, Cinantya Sriyono
KUBIS Vol 5 No 01 (2025): Mei
Publisher : Program Studi Agribisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/kub.v8i01.4205

Abstract

Penelitian tentang pembiayaan sektor pertanian menjadi topik krusial dalam Penelitian tentang pembiayaan sektor pertanian menjadi topik krusial dalam menghadapi tantangan para petani saat ini. Berbagai kajian sebelumnya telah mengeksplorasi hubungan pembiayaan terhadap keanekaragaman hayati, pencapaian Tujuan Pembangunan Berkelanjutan (SDGs), hingga tekanan ekonomi yang dialami petani. Namun demikian, masih terdapat kekosongan dalam literatur terkait pemetaan perkembangan studi pembiayaan syariah di sektor pertanian secara komprehensif. Penelitian ini bertujuan untuk memetakan tren dan karakteristik ilmiah dari topik “pembiayaan syariah agrikultur” dengan pendekatan bibliometrik berbasis data Scopus dalam konteks global selama periode 1982–2025. Hasil analisis menunjukkan rata-rata pertumbuhan publikasi sebesar 3,28% per tahun, dengan total 83 dokumen dari 55 sumber, serta rerata 2,63 penulis per dokumen yang menandakan tingginya tingkat kolaborasi. Kolaborasi internasional tercatat sebesar 22,89%, memperkuat nilai global dari kajian ini. Penulis dari Indonesia dan Malaysia menjadi kontributor utama, sementara India menempati posisi strategis dalam jaringan kolaborasi lintas negara. Studi ini mengidentifikasi bahwa dinamika penelitian pembiayaan syariah agrikultur didominasi oleh pendekatan konseptual dengan dominasi pembahasan pada aspek akad dan institusi keuangan, serta masih minim kajian berbasis bukti empiris terkait performa dan efektivitas skema pembiayaan di tingkat petani.
Co-Authors Abdul Aziz, Azreen Hamiza Abdul Basit Ach. Yasin Achmad Yasin Ahmad Ajib Ridlwan AHMAD ARSYAD Aini, Zahriya Nurul Alam, Md. Kausar Ali, Asiah Binti Anwar Adem Shikur Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay, Anwar Allah Araminta, Donna Vanny Ari Prasetyo Author, Nailul Badrul Munir, Maryam Bte Battour , Mohamed Battour, Mohamed Cinantya Sriyono Putri Cinantya Sriyono Putri Cinantya Sriyono Putri Citra Dewi , Tazkiyah Nur Laili Clarashinta Canggih Erika Takidah Fadlilah, Fajriyani Nur Fahrullah, A’rasy Fathoni, Mohamad Rifqi Firdan Thoriq Faza Fitriah Dwi Susilowati Hadi, T.Saipul Ilmiawan Auwalin Imron Mawardi Jaenudin, M Jamilu, Usman Juliana Juliana Khusnul Fikriyah Lu'liyatul Mutmainah Lutfi, Bintang Aulia MOCH. KHOIRUL ANWAR Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Rifqi Nanda Lismatiara Zubaid Nurafini, Fira Nurillah, Shinta Lintang Nurul Ilmi, Nurul Pratiwi, Della Rista Putri, Cinantya Sriyono Qudziyah, Qudziyah Rachma Indrarini Ramadhanty, Rifka Putri Rifka Putri Ramadhanty Ririn Tri Ratnasari Ririt Iriani Sri Setiawati Rosa Prafitri Juniarti Sari, Dyah Permata Shinta Lintang Nurillah Siti Zulaikha Sri Abidah Suryaningsih Sri Herianingrum Sri Herianingrum Sulistya Sulistya Sulistya Rusgianto Tika Widiastuti Tsaqyfa, Mazaya Najmy Usman Jamilu Zaimy Johana Johan Zubaid, Nanda Lismatiara