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All Journal Jurnal Ekonomi Syariah Teori dan Terapan JURNAL EKONOMI DAN BISNIS AIRLANGGA Journal of Information Systems Engineering and Business Intelligence Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Ekonomi dan Bisnis Islam al-Uqud : Journal of Islamic Economics Indonesian Journal of Islamic Literature and Muslim Society Al-Muzara'ah AFEBI Islamic Finance and Economic Review Shirkah: Journal of Economics and Business Iqtishoduna: Jurnal Ekonomi Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Indonesian Journal of Halal Research Journal of Economics, Business, and Government Challenges Indonesian Journal of Electrical Engineering and Computer Science Airlangga International Journal of Islamic Economics and Finance PROFICIO: Jurnal Pengabdian Masyarakat JRABA Indonesian Journal of Society Development (IJSD) Journal of Islamic Economics Lariba IIJSE Kubis Indonesian Journal of Islamic Literature and Muslim Society
Yan Putra Timur
Universitas Negeri Surabaya
Religion Humanities Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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Does Religiosity Responds to Excessive Consumption? Analysis of Indonesia Family Life Survey 5 Cinantya Sriyono Putri; Yan Putra Timur; Ilmiawan Auwalin; Sulistya
Indonesian Journal of Islamic Literature and Muslim Society Vol. 7 No. 1 (2022): June 2022
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/islimus.v7i1.5434

Abstract

This paper investigates the relationship between Islamic religiosity and excessive conspicuous luxury consumption (israf) in Indonesia, the largest Islamic society in the world. This paper is the first of research projects that examined the relationship between religiosity and israfin the scale of the country. This study uses a probit model estimation model using STATA 12 software. The data set being used is Indonesia Family Life Survey 5 (IFLS5), which consists of a 5.646 Moslem family sample (>20.000 individual Moslems) representing about 83% of the Indonesian population living in 13 of the 26 provinces in Indonesia. This paper examined the relationship between Islamic religiosity (identity religiosity, intrinsic religiosity, extrinsic religiosity) and excessive conspicuous luxury consumption (israf). The result is no relationship between Islamic religiosity and Israf in Indonesia. Identity, intrinsic and extrinsic religiosity insignificantly corresponds to israf. The findings of the paper can be a suggestion for Islam in teachings about israf, which can be more emphasized in the family by the parents, to be included in the school curriculum, and in prayer meetings by the religious leader in order to make having an Islam religiosity can have a significant negative relationship to israf lifestyle.
Digital Transformation of Islamic Endowments (Waqf): What Appeals to Generation Z in e-Cash Waqf? Canggih, Clarashinta; Imron Mawardi; Zaimy Johana Johan; Yan Putra Timur
Journal of Information Systems Engineering and Business Intelligence Vol. 11 No. 3 (2025): October
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jisebi.11.3.337-352

Abstract

Background: Cash waqf in Indonesia is optimized through the use of digital media to improve access, transparency, and public participation, particularly among the tech-savvy younger generation. This led to the formulation of effective strategies, which enabled the understanding of factors influencing digital waqf intention, including gender-based differences. Objective: This present study aims to explore gender differences in respect to the determinants of intention towards participating in digital cash waqf. This was realized by comparing responses between male and female Generation Z individuals. Methods: This quantitative study adopted purposive sampling method to collect data. Subsequently, a total of 645 respondent data were processed using Partial Least Square Structural Equation Model (PLS-SEM) method with the assistance of SmartPLS 4.0 software. Results: The male and female respondents stated that cash waqf literacy did not influence trust and behavioral intention. However, perceived ease of e-cash waqf significantly impacted both trust and behavioral intention. Majority of the male respondents reported that religiosity, and trust in nazhir had a significant impact. Both genders stated that religiosity did not moderate the relationship between the variables. Conclusion: In conclusion, the importance of technological ease of use and religiosity in influencing trust and intention to contribute to digital cash waqf was analyzed. Based on this perspective, both variables impacted trust and behavioral intention. The female respondents perceived trust as an insignificant factor, and recommended nazhir institutions partnered with financial technology (fintech) companies to develop user-friendly platforms. This included the engagement of female donors through religious education. The numerous campaigns should focus on technological literacy and the religious value of digital waqf contributions. Keywords: E-cash waqf, Generation Z, Multi Group Analysis, Male, Female
THE INFLUENCE OF ENTREPRENEURSHIP EDUCATION ON ENTREPRENEURIAL INTENTIONS IN GENERATION Z MUSLIM Timur, Yan Putra; Herianingrum, Sri
Jurnal Ekonomi dan Bisnis Airlangga Vol. 32 No. 1 (2022): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V32I12022.81-92

Abstract

Introduction: This study aims to examine the effect of entrepreneurship education based on the business history of the Prophet Muhammad on the intentions, motivation and knowledge of generation Z Muslims to become entrepreneurs. Methods: The research approach used in this research is quantitative, using the PLS-SEM method as the evaluation model. Questionnaires were given to 100 respondents from East Java with Generation Z criteria and were Muslim. Results: The results show that entrepreneurship education based on the business history of the Prophet Muhammad has a positive influence on the intentions and motivation of generation Z Muslims to become entrepreneurs. Likewise, entrepreneurial knowledge has a positive influence on the intentions and motivation of Generation Z Muslims for entrepreneurship and entrepreneurial motivation variables do not positively influence intentions to become entrepreneurs. Conclusion and suggestion: These results indicate that entrepreneurship education based on the business history of the Prophet Muhammad has very significant potential in efforts to increase the number of entrepreneurs in Indonesia through increasing intention and motivation. The delivery of material can also use digital media and invite endorsers such as scholars or entrepreneurs related to Muslim entrepreneurs who apply Islamic values "‹"‹in their business and are widely known by Generation Z.
ONLINE REVIEW AND RATING ON CONSUMER PURCHASE INTENTION: THE MODERATING ROLE OF RELIGIOSITY Nurillah, Shinta Lintang; Aini, Zahriya Nurul; Timur, Yan Putra; Widiastuti, Tika
Jurnal Ekonomi dan Bisnis Airlangga Vol. 32 No. 2 (2022): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V32I22022.160-175

Abstract

Introduction: The rapid development of technology requires business people to adapt, especially in consumer decision-making. This study aims to analyze the effect of online customer reviews and online customer ratings on consumer purchase intentions. Religiosity is the moderating variable in this study. Methods The research method used is quantitative, with PLS-SEM as the evaluation model. Respondents used Muslim, gender male, and female, and were aged 17 years and over, totaling 101 respondents. Where the data was taken by providing an online questionnaire spread on Java Island from April until June 2022. Results: The results showed that online customer reviews did not affect consumers' purchase intentions. On the other hand, online customer ratings influence consumers' purchase intentions. In the moderating variable, religiosity does not have a moderating effect between the dependent and independent variables. Conclusion and suggestion: The rapid development of technology today presents many online platforms. The study's results stated that the Customer Online Review variable did not affect purchase intentions, while the customer online rating variable influenced purchase intention. The researchers advise Muslim fashion business actors who use the media marketplace as a means to sell their products to improve product quality and establish relationships with consumers so that consumers can make repeat purchases. The strategy can be used in developing a Customer Relationship Management (CRM) team.
Do Cause-Related Marketing Affect Purchase Intention and Brand Loyalty of Muslim Consumers on Halal Foods? Timur, Yan Putra; Sari, Dyah Permata
AFEBI Islamic Finance and Economic Review Vol. 8 No. 1 (2023)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The objective of this study is to examine the impact of Cause-Related Marketing (CRM) strategy on the Consumer Purchase Intention (CPI) and Brand Loyalty (BL) of Muslim customers towards halal food products. The researchers utilised religiosity (RG) variable to investigate the moderating impact on factors associated with Muslim customers' marketing and purchasing intentions towards halal food. This research employs a quantitative approach, utilising the PLS-SEM evaluation model. The sample consisted of 200 individuals who identified as Muslim and were between the ages of 17 and 65. The study findings revealed that CRM had a positive and significant effect on both CPI and BL towards halal food products. In addition, the variable of BL significantly and positively affects the CPI of halal food. The researchers discovered varying outcomes for the RG variable. It was observed to have a positive moderating impact on the relationship between CRM and CPI, although this effect was not statistically significant. CRM Strategy is a strategic approach that yields favourable outcomes and advantages for consumers, companies, and receivers of donations. However, marketers must be attentive to the execution of CRM strategy. Several research have discovered that implementing this method leads to negative consequences, including increased scepticism and less warm glow effect among participating consumers. Keywords: Cause-Related Marketing, Consumer Purchase Intention, Halal Food, Brand Loyalty, Religiousity.
HOW SHARIA MICROFINANCE INFLUENCES INFORMAL SECTOR ENTREPRENEURSHIP IN INDONESIA? Arsyad, Ahmad; Ramadhanty, Rifka Putri; Ryandono, Muhammad Nafik Hadi; Timur, Yan Putra
Airlangga International Journal of Islamic Economics and Finance Vol. 8 No. 02 (2025): July-December 2025
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v8i02.78719

Abstract

This study examines the impact of Islamic microfinance on informal businesses in Indonesia, controlling for conventional bank credit, education, population density, and per capita income. Using panel data from 34 provinces (2013–2024) and a Fixed Effects regression model, the analysis shows that Islamic microfinance has a positive but insignificant effect on informal business numbers. Conventional credit also has an insignificant negative effect, while higher education significantly promotes informal entrepreneurship. Population density has a negative but insignificant impact. The findings suggest that education is the key driver of informal sector dynamics, whereas financial access—both Islamic and conventional—faces structural limitations. Strengthening human capital, expanding inclusive financing, and supporting the formalization of informal enterprises are crucial for inclusive development in line with Islamic economic principles. Keywords: Islamic Microfinance, Informal Sector, Education, Population Density
CELEBRITY ENDORSERS VS EXPERT ENDORSERS: WHO CAN AFFECT CONSUMER PURCHASE INTENTION FOR HALAL FASHION PRODUCT? Timur, Yan Putra; Ratnasari, Ririn Tri; Author, Nailul
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 2 (2022): JULY - DECEMBER 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i2.37529

Abstract

This study aims to analyze the effect of using two types of endorsers, namely celebrities and expert endorsers, on consumer purchase intentions between halal fashion products. The method used in this study is PLS-SEM for model evaluation. This study analyzes the effect of using two types of endorsers, namely celebrities and expert endorsers, on consumers' purchase intentions between halal fashion products. The method used in this study is PLS-SEM for model evaluation. This study gave respondents a full-color print advertisement containing a photo of artist April Jasmine as a celebrity endorser and expert fashion designer Hannie Hananto as an expert endorser. We use celebrity and expert endorsers as independent variables and consumer purchase intention in halal mode as the dependent variable. The result showed that celebrity endorsers positively influence consumer purchase intention in halal fashion products. Meanwhile, expert endorser does not affect consumer purchase intention on halal fashion products. The results of this study reveal that celebrity endorsers positively affect consumers' purchase intentions for halal fashion products. However, marketers must pay attention to the suitability of selecting the type and attributes of the endorser with the product they support. The goal is that the marketing costs incurred by the company in the endorser use strategy are more effective and follow marketing objectives.
THE ROLE OF GREEN SUKUK IN REALIZING THE SUSTAINABLE DEVELOPMENT GOALS 2030 AGENDA Araminta, Donna Vanny; Qudziyah, Qudziyah; Timur, Yan Putra
Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business) Vol. 8 No. 2 (2022): JULY - DECEMBER 2022
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jebis.v8i2.37531

Abstract

The purpose of this study is to investigate green sukuk and its influence on the implementation of the Sustainable Development Goals (SDGs), as well as to identify and analyze the factors that have an effect on those activities. This research is carrying out a systematic literature review in order to locate, examine, and analyze any and all relevant research that is currently available in order to provide answers to the research questions. In spite of the fact that it is such a great innovative investment instrument and that it is doing well with getting positive response from the market, green sukuk still face many challenges, and there is still room for improvement to bring up its potentials and maximize its social impact for the most recent SDGs agenda. Green sukuk have developed into Islamic financial instruments that are in demand by the public because of their ethical responsibility towards the environment. Green sukuk provides benefits not only for all stakeholders involved in it but also for the environment. The government, as a regulator, is expected to be able to provide support through various strategic policies to support green sukuk, such as by developing a more substantial legal basis and incentives in the form of tax reductions, as well as strengthening information and literacy to the public about green sukuk.
MILLENNIALS AND TAKAFUL: INVESTIGATING PURCHASE INTENTION THROUGH EXTENDED THEORY OF PLANNED BEHAVIOR AND MULTI-GROUP ANALYSIS Fadlilah, Fajriyani Nur; Zulaikha, Siti; Zubaid, Nanda Lismatiara; Timur, Yan Putra
Jurnal Ekonomi dan Bisnis Airlangga Vol. 35 No. 2 (2025): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V35I22025.413-437

Abstract

Introduction: This study aims to examine the mediating role of trust between religiosity and purchase intention, as well as to assess the influence of attitude, subjective norms, perceived behavioral control (PBC), and relative advantage using an extended Theory of Planned Behaviour (TPB) framework. Methods: The PLS-SEM Multi Group Analysis approach was used as an evaluation model in the quantitative methodology using SmartPLS 4.0. Data were collected using a purposive sampling technique from Muslim respondents who are insurance customers who are millennial generation, which were then divided by gender. Results: The results show that RG, RA, SN, and PBC significantly influence ATT and TR, which in turn affect INT. All variables are key drivers of takaful adoption. Multi-Group Analysis (MGA) reveals no significant gender differences, suggesting similar behavioral patterns. Conclusion and suggestion: The strong influence of RG, RA, and TR on millennials’ ATT and INT suggests that takaful promotions should stress Islamic values, ethical benefits, and transparency. As ATT and TR directly drive INT, providers should build trust through education, digital openness, and Sharia oversight. Emphasizing social-spiritual values like ta’awun can enhance acceptance. MGA results show no gender-based differences, supporting inclusive, cost-efficient strategies to boost financial literacy and participation in Islamic finance.
The The Influence of the Islamic Entrepreneurship Spiritual Perspective, Islamic Entrepreneurship Business Perspective, and E-Commerce Adoption on Business Performance among Muslim Women Entrepreneurs Tsaqyfa, Mazaya Najmy; Ridlwan, Ahmad Ajib; Susilowati, Fitriah Dwi; Timur, Yan Putra
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 17 No 2 (2025): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v17i2.11405

Abstract

The development of digital technology and the values of Islamic entrepreneurship can serve as an important foundation for improving business performance, particularly for Muslim women entrepreneurs. However, in reality, many business actors still face limitations in optimally integrating spiritual perspectives, Islamic business ethics, and the use of digital technology. This study aims to analyze the influence of Islamic Entrepreneurship Spiritual Perspective, Islamic Entrepreneurship Business Perspective, and E-Commerce Adoption on Business Performance among Muslim women entrepreneurs in Surabaya. The research methodology employs a quantitative approach with primary data obtained through the distribution of online questionnaires. The sampling technique used is purposive sampling with a total of 129 respondents. Data analysis was conducted using Structural Equation Modeling – Partial Least Square (SEM-PLS) with the SmartPLS 4.0 software. The findings indicate that the Islamic Entrepreneurship Spiritual Perspective, Islamic Entrepreneurship Business Perspective, and E-Commerce Adoption have a positive effect on Business Performance among Muslim women entrepreneurs in Surabaya.
Co-Authors Abdul Aziz, Azreen Hamiza Abdul Basit Ach. Yasin Achmad Yasin Ahmad Ajib Ridlwan Ahmad Ajib Ridlwan Ahmad Ajib Ridlwan AHMAD ARSYAD Aini, Zahriya Nurul Alam, Md. Kausar Ali, Asiah Binti Anwar Adem Shikur Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay Anwar Allah Pitchay, Anwar Allah Araminta, Donna Vanny Ari Prasetyo Author, Nailul A’rasy Fahrullah Badrul Munir, Maryam Bte Battour , Mohamed Battour, Mohamed Cinantya Sriyono Putri Cinantya Sriyono Putri Cinantya Sriyono Putri Citra Dewi , Tazkiyah Nur Laili Clarashinta Canggih Della Rista Pratiwi Dyah Permata Sari Erika Takidah Fadlilah, Fajriyani Nur Fahrullah, A’rasy Fathoni, Mohamad Rifqi Firdan Thoriq Faza Fitriah Dwi Susilowati Hadi, T.Saipul Ilmiawan Auwalin Imron Mawardi Jaenudin, M Jamilu, Usman Juliana Juliana Khusnul Fikriyah Lu'liyatul Mutmainah Lutfi, Bintang Aulia MOCH. KHOIRUL ANWAR Muhamad Nafik Hadi Ryandono, Muhamad Nafik Muhammad Rifqi Muhammad Rifqi Muhammad Widyarta Wijaya Nanda Lismatiara Zubaid Nurafini, Fira Nurillah, Shinta Lintang Nurul Ilmi, Nurul Putri, Cinantya Sriyono Qudziyah, Qudziyah Rachma Indrarini Ramadhanty, Rifka Putri Rifka Putri Ramadhanty Ririn Tri Ratnasari Ririn Tri Ratnasari Ririt Iriani Sri Setiawati Rosa Prafitri Juniarti Sari, Dyah Permata Shinta Lintang Nurillah Siti Zulaikha Sri Abidah Suryaningsih Sri Herianingrum Sri Herianingrum Sulistya Sulistya Sulistya Rusgianto Tika Widiastuti Tsaqyfa, Mazaya Najmy Usman Jamilu Usman Jamilu Zaimy Johana Johan Zubaid, Nanda Lismatiara