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FINANCING EFFICIENCY ANALYSIS USING DATA ENVELOPMENT ANALYSIS (DEA) APPROACH AT BANK ACEH SYARIAH Mawaddah; Muttaqien; Rico Nur Ilham; Zulfan; Frengki Putra Ramansyah
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 3 No. 2 (2024): October
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v3i2.193

Abstract

This study aims to analyze the level of Financing Efficiency Using the Data Envelopment Analysis (DEA) Approach at Bank Aceh Syariah. This type of research is descriptive quantitative research. The data collection technique uses secondary data in the form of financial statements accessed through the official website www.bankaceh.co.id. The collected data is processed using the STATA 17 program. The population used in this study is all financial reports of Bank Aceh Syariah. The sampling technique in this study uses saturated samples, namely the entire population. This study uses two variables, namely input variables consisting of Third-Party Funds and Fixed Assets and Financing output variables. The data analysis method used in this study is Data Envelopment Analysis. The results of the study show that there is variation in the level of efficiency during the entire 2020-2023 Period of Bank Aceh Syariah. Some branches show a high level of efficiency with a DEA score of 1, while others show varying levels of inefficiency with different DEA scores. Overall, Bank Aceh Syariah has achieved fairly efficient circumstances where the fluctuations observed reflect variations in bank performance from year to year. Despite these fluctuations, Bank Aceh Syariah continues to show a relatively good level of efficiency throughout the period. The theoretical implication of this study is to increase understanding of how DEA techniques can be used to evaluate and compare financing efficiency between units or branches in a Sharia bank. The managerial implication of this study is to assist management in making strategic decisions related to resource allocation, setting internal policies, and developing more effective financing strategies. By optimizing efficiency, banks can improve competitiveness, quality of service to customers, and long-term financial sustainability. Additionally, this study can be used as a tool for periodic performance evaluation and monitoring, ensuring that banks continue to operate at maximum efficiency.
Analysis of Human Resource Management Strategy at Angkringan D'Legend Coffee UMKM Frengki Putra Ramansyah; Rahmat Idhami; Adhiba Aryantie; Leny Syahnazwa Rizka
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 3 No. 4 (2025): April
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v3i4.223

Abstract

Analysis of human resource management (HR) strategies at Angkringan D'Legend Coffee UMKM aims to evaluate and formulate steps that can improve employee performance and business sustainability. In the context of UMKM, effective HR management is very important because it is directly related to productivity and innovation. This study uses a qualitative approach with a descriptive analysis method, which involves interviews with owners and employees as the main data sources.
MINI RESEARCH OF UMKM SURABAYA CHICKEN GREAT RESTAURANT (BUSINESS CAPITAL) Andini; Frengki Putra Ramansyah; Muazzinah Tunnur; Multazam; Rahmat Idhami
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 3 No. 4 (2025): April
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v3i4.224

Abstract

Capital is an important component in the establishment and development of Micro, Small, and Medium Enterprises (MSMEs), especially in the culinary sector. This study analyzes the use of personal capital at Rumah Makan Ayam Geprek Surabaya as a form of MSME, with a focus on effectiveness in operational aspects and business development. Capital is divided into two types: initial capital (for equipment, renovation, and promotion) and operational capital (for raw materials, salaries, and utilities). Using a qualitative descriptive method, this study examines the competitive strategies and financial independence offered by the use of personal capital. The results show that self-funded MSMEs have higher flexibility, faster decision making, and lighter financial burdens, thus supporting sustainable business growth.
Analysis of Human Resource Management at Nasari Syariah Savings and Loan Cooperative, Lhokseumawe Vivin Mahenrato; Muhammad Fajar Hidayat; Frengki Putra Ramansyah; Akmal
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 4 No. 1 (2025): July
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v3i4.226

Abstract

This study aims to analyze human resource management (HR) in the Nasari Syariah Savings and Loan Cooperative (KSP) Lhokseumawe with a focus on organizational structure, work motivation, HR training and development, and the main challenges faced. Through a field survey approach and interviews with cooperative administrators and members, it was found that the cooperative has a fairly systematic organizational structure with defined roles. In increasing work motivation, the cooperative implements a reward system that has succeeded in improving member performance. In addition, routine training and development are provided to improve the quality of sharia-based services. However, the cooperative still faces various challenges such as limited technology, difficulties in recruiting young workers, and internal conflict management. The results of this study indicate that a sharia-based strategy is an effective approach in managing cooperative HR.
INFLUENCE ,INVESTMENT AND GDP TO LEVEL OPEN UNEMPLOYMENT IN INDONESIA THE EFFECT OF INVESTMENT AND GDP ON THE OPEN UNEMPLOYMENT RATE IN INDONESIA . Saharuddin; Muhammad Ali; Rico Nur Ilham; Frengki Putra Ramansyah
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 9 (2026): AUGUST
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21964122

Abstract

Study This aim For can know investment impact And Product Domestic Gross Domestic Product (GDP) on the unemployment rate in Indonesia. Data analysis methods used in this study This is data quantitative in the form of data secondary with model ARDL withThe total number of observations is 44, with the number of years being 1980 – 2024. The results of the short-term research show that investment and Gross Domestic Product have a positive and negative effect. on the unemployment rate in Indonesia. Then in the long term, investment and Gross Domestic Product have a positive and significant impact on the open unemployment rate in Indonesia.