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ANALISIS METODE PEMBAYARAN COD DI TIK TOK SHOP PERSPEKTIF MUAMALAH Moh. Khuluqin Adim; Arif Andi Prasetya; Ainur Indra Bahtiar; Reza Hilmy Luayyin
Syarie: Jurnal Pemikiran Ekonomi Islam Vol 8 No 2 (2025): Syar'ie
Publisher : Institut Binamadani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51476/syarie.v8i2.854

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan metode pembayaran Cash on Delivery (COD) di TikTok Shop dari perspektif muamalah. Metode COD semakin populer di kalangan konsumen, terutama mereka yang belum terbiasa menggunakan dompet digital atau transfer bank, karena dianggap lebih aman dan praktis: pembeli hanya perlu membayar ketika barang sudah diterima. Secara teori, COD sudah memenuhi unsur-unsur penting akad yang sah dalam fiqh muamalah, seperti kejelasan harga dan objek (bayyinah), kesepakatan dan kerelaan kedua belah pihak (taradhi), serta membantu meminimalkan unsur ketidakpastian (gharar). Namun, hasil penelitian ini menemukan adanya kesenjangan antara teori muamalah dan praktik di lapangan. Salah satunya adalah tingginya angka pembatalan sepihak yang kerap dilakukan konsumen, terutama akibat keputusan belanja impulsif saat menonton live streaming penjualan. Hal ini secara tidak langsung melemahkan prinsip kejujuran (shidq) dan kesungguhan niat untuk membeli, sehingga meskipun akadnya tetap sah secara hukum, ia menjadi cacat secara moral menurut etika Islam. Selain itu, risiko kerugian akibat barang yang dikembalikan atau ditolak biasanya dibebankan kepada penjual dan kurir, yang bertentangan dengan prinsip keadilan (‘adl) karena menempatkan beban yang tidak seimbang pada satu pihak. Penelitian ini menggunakan pendekatan kualitatif melalui studi literatur dan analisis dokumen terkait. Temuan penelitian menekankan pentingnya edukasi konsumen, serta peran regulasi internal platform seperti TikTok Shop, untuk memastikan praktik COD tetap sesuai dengan nilai-nilai muamalah. Dengan pengelolaan yang lebih bertanggung jawab, metode COD dapat tetap menjadi pilihan pembayaran yang adil, aman, serta mendukung transaksi yang sah dan membawa keberkahan di era social-commerce.
MENEGUHKAN KONSUMSI HALAL DALAM PRAKTIK EKONOMI SYARIAH (STUDI KASUS UMKM KENTANGKU MUSTOFA) Reza Hilmy Luayyin; Mohammad Khuluqin Adim; Arif Andi Prasetya; Ainur Indra Bahtiar
Madani Syari'ah: Jurnal Pemikiran Perbankan Syariah Vol 8 No 2 (2025): Madani Syari'ah: Jurnal Pemikiran Perbankan Syari'ah
Publisher : Institut Binamadani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51476/madanisyariah.v8i2.850

Abstract

Penelitian ini membahas penerapan konsumsi halal dan prinsip syariah dalam praktik usaha mikro, kecil, dan menengah (UMKM) Kentangku Mustofa milik Bapak Zakin. UMKM ini berdiri sejak 8 Desember 2023 sebagai bentuk kemandirian ekonomi setelah beliau gagal diterima kerja pasca kelulusan SMA. Usaha ini tidak hanya berorientasi pada keuntungan, tetapi juga bertujuan memberi manfaat sosial dengan membuka lapangan kerja bagi keluarga dan tetangga sekitar. Penelitian menggunakan pendekatan kualitatif dengan metode studi kasus, dengan data utama diperoleh melalui wawancara mendalam. Hasil penelitian menunjukkan bahwa penerapan konsumsi halal dilakukan melalui pemilihan bahan baku bersertifikat halal, pengawasan ketat proses produksi, dan kepemilikan sertifikat halal resmi dari BPJPH. Selain itu, penerapan prinsip syariah juga tercermin dari penggunaan pembiayaan berbasis bagi hasil melalui BMT atau koperasi syariah, serta manajemen usaha yang menekankan kejujuran, transparansi, dan amanah. Keunggulan penerapan ini adalah meningkatnya kepercayaan konsumen Muslim, kemudahan masuk pasar modern, serta keselarasan usaha dengan nilai Islam. Meski demikian, tantangan seperti biaya operasional tambahan untuk menjaga standar halal dan terbatasnya akses pembiayaan syariah masih menjadi kendala. Namun secara keseluruhan, penerapan konsumsi halal dan prinsip syariah terbukti mendukung keberlanjutan usaha, memperluas pangsa pasar, serta membawa keberkahan dalam kegiatan bisnis. Kata kunci: UMKM, konsumsi halal, prinsip syariah, sertifikasi halal, Kentangku Mustofa
The Strategies of Caregiver in Forming Philanthropic Character in Muhammadiyah Probolinggo Orphanage Muhammad Nabat Ardli; Reza Hilmy Luayyin
Electronic Journal of Education, Social Economics and Technology Vol 6, No 2 (2025)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v6i2.402

Abstract

This research is a field research aimed at knowing and understanding the role and strategy of caregivers in shaping philanthropic characters in the foster children of Muhammadiyah Probolinggo orphanage. This study uses a qualitative descriptive approach with a type of field study research that takes place naturally in the original environment of the research object (natural setting). The results of the study show that the role of caregivers in the formation of philanthropic character in foster children in the Muhammadiyah Putra Orphanage in Probolinggo City is achieved through several holistic and integrated approaches in the role, including 1) the caregiver as the caregiver itself and also the caregiver as a companion as well as a parent so that they can have emotional, psychological, empathetic and social closeness. 2) The strategy of caregivers in shaping philanthropic character in Muhammadiyah boys' orphanages is to provide several programs and activities called role simulations, emotional reflections, volunteer days, and support friends. 3) Challenges faced by caregivers in the formation of philanthropic character in Muhammadiyah orphanage foster children include psychological, social and cultural challenges. The psychological challenges obtained are in the form of the mentality of the recipients of assistance, and the social challenges obtained are in the form of age differences in foster children, while cultural challenges are in the form of the backgrounds of foster children who come from rural communities that also lack proper education.
Reframing Mandatory and Additional Mahr: A Maqasid Asy-Shari’ah and Socio-Legal Analysis of Indonesian Muslim Marriage Practices Muhammad Nabat Ardli; Reza Hilmy Luayyin
Journal of Islamic Civilization Vol 7 No 2 (2025): Journal of Islamic Civilization
Publisher : Universitas Nahdlatul Ulama Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/jic.v7i2.7954

Abstract

The mahr is an essential element of Islamic marriage, normatively established by the Qur’an and Hadith as a wife’s right and as a symbol of women’s dignity. However, in practice, Muslim communities, including those in Indonesia, often incorporate additional elements such as seserahan (gifts) and bawaan (additional mahr), which are more rooted in local custom and socio-cultural construction. This study aims to critically examine the legal and social positions of both the obligatory mahr and these additional forms through the perspectives of Maqāṣid al-Sharīʿah and the sociology of Islamic law. Using a qualitative approach based on interviews, participant observation, and documentation in Probolinggo society, this research employs contextual hermeneutics to interpret normative texts alongside lived practices. The findings show that seserahan and bawaan have undergone a functional shift: from voluntary cultural expressions into socially expected obligations that often serve as markers of status and symbolic capital. While mahr consistently reflects the maqāṣid principles of protection of honor (hifz al-ard), lineage (hifz an-nasl), and wealth (hifz al-mal), seserahan increasingly operates within a socio-economic logic that may contradict the principle of taysīr (ease), particularly when it creates structural financial pressure on the groom’s family. This study contributes by proposing a maqāṣid-based socio-legal framework that distinguishes between ʿurf as a source of social cohesion and ʿurf as a mechanism of latent coercion. It demonstrates that the transformation of cultural practices into quasi-obligatory norms represents a form of “normative expansion” beyond classical Islamic legal requirements. From a sociological perspective, these practices illustrate the dynamic negotiation between Islamic legal norms and local culture, where law is reproduced through symbols, social expectations, and power relations. The article concludes by advocating for a reinterpretation of marriage practices through premarital education and the promotion of a “dignified yet simple marriage” model that restores the ethical.