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All Journal An-Nisbah: Jurnal Ekonomi Syariah Humanis : Jurnal Ilmu-Ilmu Sosial dan Humaniora Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri PROFIT J-MACC : Journal of Management and Accounting JURNAL LENTERA BISNIS Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) ADILLA: Jurnal Ilmiah Ekonomi Syari'ah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Multidisciplinary Indonesian Center Journal
Bilgies, Ana Fitriyatul
Universitas Islam Darul Ulum Lamongan
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Analisis Sistem Pengendalian Kredit Yang Efektif Guna Meningkatkan Profitabilitas (Studi Pada Pt. Bpr. Bina Nusa Cabang Gresik) Ana Fitriyatul Bilgies
Jurnal Ekonika : Jurnal Ekonomi Universitas Kadiri Vol. 4 No. 2 (2019): September 2019
Publisher : Fakultas Ekonomi Universitas Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30737/ekonika.v4i2.437

Abstract

This study aims to determine the effectiveness of credit control to increase profitability at PT. BPR. Bina Nusa, Gresik Branch. The research method uses descriptive methods with a quantitative approach. The results showed that the credit policy adopted by PT. BPR. Bina Nusa Gresik Branch is said to be effective even though credit control is less than optimal because there is an increase in bad loans, but it does not affect the results of the calculation of profitability ratios namely Gross profit margin in 2015 amounted to 20.93%, in 2016 amounted to 21.33%, in 2017 amounted to 22.28 %, and 2018 amounted to 25.90%. Net profit margin in 2015 was 15.70%, in 2016 it was 17.73%, in 2017 it was 20.07% and in 2018 it was 21.84%. Return on assets in 2015 amounted to 5.41% in 2016 amounted to 6.33%, in 2017 amounted to 6.85%, in 2018 amounted to 6.67%. The rate of return on loans in 2015 was 57.16%, in 2016 it was 56.82%, in 2017 it was 52.57%, in 2018 it was 53.85%. Return on equity in 2015 was 23.72%. In 2016 it was 26.92%. In 2017 it was 29.31% and in 2018 it was 30.73%. as a whole can be said to be good because of the achievement of the profitability ratio percentage of PT. BPR. Bina Nusa Gresik Branch is within the limits of Bank Indonesia regulations.        Penelitian ini bertujuan untuk mengetahui keefektifitasan dalam pengendalian kredit untuk meningkatkan profitabilitas pada PT. BPR. Bina Nusa Cabang Gresik. Metode penelitian menggunakan metode deskriptif dengan pendekatan kuantitatif. Hasil penelitian menunjukkan bahwa kebijakan kredit yang diterapkan oleh PT. BPR. Bina Nusa Cabang Gresik dikatakan efektif meskipun pada pengendalian kredit kurang optimal karena terdapat peningkatan kredit macet, namun hal itu tidak mempengaruhi hasil perhitungan rasio profitabilitas yaitu Gross profit margin pada tahun 2015 sebesar 20,93%, tahun 2016 sebesar 21.33%, tahun 2017 sebesar 22.28%, dan tahun 2018 sebesar 25.90%. Net profit margin pada tahun 2015 sebesar 15.70%, tahun 2016 sebesar 17.73%, tahun 2017 sebesar 20.07% dan pada tahun 2018 sebesar 21.84%. Return on assets pada tahun 2015 sebesar 5.41% tahun 2016 sebesar 6.33%, tahun 2017 sebesar 6.85%, tahun 2018 sebesar 6.67%. Rate return on loans pada tahun 2015 sebesar 57.16%, tahun 2016 sebesar 56.82%, tahun 2017 sebesar 52.57%, tahun 2018 sebesar 53.85%. Return on equity pada tahun 2015 sebesar 23.72%. Tahun 2016 sebesar 26.92%. Tahun 2017 sebesar 29.31% dan tahun 2018 sebesar 30.73%. secara keseluruhan dapat dikatakan baik karena pencapaian persentasi rasio profitabilitas PT. BPR. Bina Nusa Cabang Gresik berada pada batas ketentuan Bank Indonesia.
The Analysis of Influence of Work Discipline and Organizational Culture on the Performance of State Civil Apparatus Sri Purwati; Ana Fitriyatul Bilgies; Ghalib Suprianto; Mariani; Muhammad Amsal Nasution
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 2 (2023): April 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i2.1037

Abstract

This study intends to identify and investigate how organizational culture and work ethics affect the effectiveness of the civil apparatus (PNS). 65 government workers participated in this study utilizing the saturated sample methodology as the sample size. The SPSS 17.0 program was used to collect data through the distribution of questionnaires and library data, which was then analyzed using multiple linear regression analysis methods. According to the analysis that has been done, the findings of this study show that organizational culture and work discipline have a significant impact on the performance of civil servants (PNS), both partially and simultaneously. In fact, 47% of employee performance can be attributed to organizational culture and work discipline.
Analysis of the Influence of Product Quality, Brand Image and Country of Origin on Purchase Decision of Xiaomi Mobile Phone Products Frans Sudirjo; Henny Dwijayani; Ana Fitriyatul Bilgies; Andriya Risdwiyanto; Nurlaili Rahmi
JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Vol. 9 No. 5 (2023): Oktober 2023
Publisher : Sekretariat Pusat Lembaga Komunitas Informasi Teknologi Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jemsi.v9i5.1485

Abstract

This study aims to determine how nation of origin, product quality, and brand image affect purchasing decisions. This study uses quantitative case study research techniques. Primary data were gathered for this study through questionnaires and incidental sampling methods. Multiple linear analysis utilizing the statistical product and service solutions (SPSS) 23 software was the data analysis method used in this investigation. The results of this study indicate that place of origin, product quality, and brand image all have a significant simultaneous and partial impact on buying decisions.
THE INFLUENCE OF PRICING STRATEGY AND CONSUMER TRUST ON PURCHASE DECISION THROUGH WHATSAPP APPLICATION OF ORGANIC VEGETABLES PRODUCTS D. Yadi Heryadi; Ana Fitriyatul Bilgies; Irma M. Nawangwulan; Samuel PD Anantadjaya; Bonny Agung Wahyuono
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 4 No. 4 (2023): Volume 4 Nomor 4 Tahun 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v4i4.18618

Abstract

Tujuan penelitian ini adalah untuk mengetahui ciri-ciri konsumen yang membeli sayuran organik. Wawancara, tinjauan literatur, dan kuesioner merupakan teknik pengumpulan data. Konsumen yang telah membeli sayuran organik merupakan populasi. Dengan bantuan perangkat lunak SmartPLS, teknik statistik deskriptif dan SEM-PLS digunakan untuk menguji hasil survei. Menurut studi tentang pengaruh langsung, harga dan kepercayaan terhadap kualitas barang tidak banyak berpengaruh terhadap niat membeli, namun kepercayaan terhadap kualitas pelayanan berpengaruh. Kemudian, meskipun keyakinan terhadap kualitas layanan berdampak kecil terhadap keputusan pembelian, penetapan harga, kepercayaan terhadap kualitas produk, dan niat membeli berpengaruh kecil. Keputusan pembelian tidak dipengaruhi oleh harga, kepercayaan terhadap kualitas barang, atau kepercayaan terhadap kualitas pelayanan, menurut penelitian pengaruh tidak langsung. Temuan penelitian ini menunjukkan bahwa faktor-faktor seperti harga, kepercayaan terhadap kualitas barang, dan kepercayaan terhadap kualitas layanan, semuanya dapat mempengaruhi kesediaan konsumen untuk melakukan pembelian. Keputusan pembelian dapat dipengaruhi oleh faktor harga, kepercayaan terhadap kualitas barang atau jasa, dan minat pembelian.
PENGARUH AKUNTABILITAS, KEJELASAN SASARAN ANGGARAN DAN PARTISIPASI PENGANGGARAN TERHADAP KINERJA MANAJERIAL (Studi Pada OPD Kabupaten Lamongan) Cindy Oktaviyanti; Ana Fitriyatul Bilgies; have zulkarnaen
Pro-fit Vol 14 No 2 (2023): Juli
Publisher : Fakultas Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the effect of accountability, clarity of budget targets, and budgetary participation on managerial performance in local government agencies in Lamongan Regency. The population in this study were all OPD offices of Lamongan Regency, totaling 21 departments. The sampling technique in this study used purposive sampling method. Data collection techniques in this research by distributing questionnaires to respondents. The questionnaires distributed were 105 questionnaires with a return rate of 89 questionnaires or 84% of the total questionnaires sent. The data were analyzed using the multiple linear regression method and processed with the SPSS Version 22 program. Based on the results of the study, it was concluded that Accountability had a positive effect on Managerial Performance in Lamongan Regency agencies, Clarity of Budget Targets had a positive effect on Managerial Performance in Lamongan Regency agencies, Budgetary Participation had an effect on Positive on Managerial Performance in Lamongan Regency Institutions. Accountability, Clarity of Budget Targets and Budgetary Participation simultaneously affect Managerial Performance in Lamongan Regency agencies.
Literasi Digital sebagai Moderasi Pengaruh Digital Marketing dan Lifestyle terhadap Keputusan Pembelian pada Marketplace Online Rosalia Irawaty; Ana Fitriyatul Bilgies; Abdul Latif; Muhammad Aqshel Revinzky; Eva Yuniarti Utami
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.7126

Abstract

Technological developments are currently experiencing very rapid progress, including in the fields of economics and marketing. The internet is an information mechanism that provides advice or facilities to obtain important data that is needed. Advances in the field of information and communication innovation, the world feels like there are no more boundaries, distance, and time. This study aims to determine digital literacy as a moderation of the influence of digital marketing and lifestyle on purchasing decisions in online marketplaces. The current analysis uses a quantitative approach. The population of this study are consumers who have shopped online. Samples were taken from this population, and the selection of this research sample was determined by random sampling to produce a sample of 150 respondents. Based on the results of the analysis, the results of this study found that digital marketing and lifestyle influence purchasing decisions in online marketplaces. Digital literacy is able to moderate digital marketing and lifestyle on purchasing decisions in online marketplaces.
FAKTOR-FAKTOR YANG MEMPENGARUHI KUALITAS LAPORAN KEUANGAN PEMERINTAH DAERAH: KOMPETENSI SDM, STANDAR AKUNTANSI PEMERINTAHAN, DAN SISTEM AKUNTANSI KEUANGAN DAERAH Sutri Handayani handa; Isnaini Anniswati Rosyida; Ana Fitriyatul Bilgies
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 2 No. 1 (2025): Vol. 2 No. 1 Edisi Januari 2025
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v2i1.445

Abstract

This research aims to examine the factors that influence the quality of regional government financial reports: human resources competency, government accounting standards, and regional financial accounting systems (empirical study of the Lamongan Regency Government and Bojonegoro Regency Government). This research was conducted in Lamongan and Bojonegoro involving 40 employees of BPKAD Lamongan and BPPKAD Bojonegoro as respondents. This quantitative research uses multiple linear regression. This technique is processed with SPSS 25 to analyze several hypotheses. The intercorrelation model between the three variables in this research reveals that human resource competency, implementation of government accounting standards and implementation of regional financial accounting systems have a significant correlation with the quality of regional government financial reports.
EKSPLORASI PERAN ORGANIZATIONAL SUPPORT DAN PROACTIVE COPING TERHADAP KINERJA KARYAWAN GENERASI Z Djunaedi Djunaedi; Ana Fitriyatul Bilgies; Tanti Widia Nurdiani; Darwis Darwis; Haniwijaya Pahlawansah; Vivid Violin
JURNAL LENTERA BISNIS Vol. 14 No. 1 (2025): JURNAL LENTERA BISNIS, JANUARI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i1.1402

Abstract

Generation Z is starting to dominate the world of work and presenting new challenges in human resource management. This study aims to explore the role of organizational support and proactive coping on the performance of Generation Z employees. Organizational support plays a role in providing support that can improve employee well-being and productivity. At the same time, proactive coping is a strategy that allows individuals to overcome work challenges more effectively. This study uses a quantitative method with a survey approach involving 250 respondents from industrial sectors. Data were collected through questionnaires that have been tested for validity and reliability. The analysis results show that organizational support positively influences the performance of Generation Z employees, both directly and through increasing proactive coping. In addition, proactive coping also acts as a mediator in the relationship between organizational support and employee performance. Thus, organizations need to increase support for employees and encourage the development of proactive coping strategies to improve their performance. The implications of this study are expected to provide insight for HR practitioners in designing more effective work policies and programs for Generation Z employees.
Co-Authors Abdul Latif Ali muhajir, Ali Andriya Risdwiyanto Arifah Sundari Bonny Agung Wahyuono Cindy Oktaviyanti D. Yadi Heryadi Darwis Darwis Djunaedi Djunaedi Eva Yuniarti Utami Frans Sudirjo Ghalib Suprianto Hafidz Nasrullah Haniwijaya Pahlawansah Have Zulkarnaen Hendy Tannady Heni Purnama Putra Henny Dwijayani Irma M. Nawangwulan Isnaini Anniswati Rosyida Mariani Miftahorrozi Miftahorrozi Muhammad Amsal Nasution Muhammad Aqshel Revinzky Muhammad Umar Maya Putra Nurlaili Rahmi Nurul Fauziyah Ratnawati Ratnawati Rio Haribowo Rosalia Irawaty Samuel PD Anantadjaya Sri Purwati Sundari, Ariefah Sutri Handayani handa Tanti Widia Nurdiani Verawaty Verawaty Vivid Violin Yulius Luturmas