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All Journal Trikonomika: Jurnal Ekonomi Equilibrium Jurnal Akuntansi dan Pajak JURNAL MANAJEMEN MOTIVASI Indonesian Journal of Strategic Management Empowerment : Jurnal Pengabdian Masyarakat Jurnal Riset Keuangan dan Akuntansi (JRKA) JURISMA: Jurnal Riset Bisnis & Manajemen Indonesian Journal Of Business And Economics Jurnal Ilmiah Administrasi Bisnis dan Inovasi EconBank : Journal Economics and Banking International Journal of Economics, Business and Accounting Research (IJEBAR) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Riset Bisnis dan Manajemen Jurnal Manajemen dan Bisnis Kreatif EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) BERNAS: Jurnal Pengabdian Kepada Masyarakat jurnal syntax admiration Jurnal Bisnisman : Riset Bisnis dan Manajemen DEMAnD International Journal of Engineering, Science and Information Technology Bisnis Net : Jurnal Ekonomi dan Bisnis Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Medikonis Jurnal Bina Bangsa Ekonomika Journal of Social Research International Journal Administration, Business & Organization Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) International Journal of Management and Business Economics DIGIBE: Digital Business and Entrepreneurship Journal International Journal of Educational Qualitative Quantitative Research Jurnal Ilmu Sosial dan Humaniora INDONESIAN JOURNAL OF BUSINESS AND ECONOMICS Khazanah Sosial Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah Equilibrium Jurnal penelitian Pendidikan dan Ekonomi
Harjadi, Dikdik
Universitas Kuningan
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Financial Planning, Digital Financial Literacy, and Financial Management Capability: The Moderating Role Of Digital Financial Service Adoption Azis Sutarma; Dikdik Harjadi; Dede Djuniardi; Yanneri Elfa Kiswara Rahmantya
International Journal of Management and Business Economics Vol. 5 No. 1 (2026): October
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/ijmebe.v5i1.1842

Abstract

Retired bank customers face unique financial vulnerabilities, including fixed incomes, rising healthcare costs, and the need for long-term financial security, yet remain underrepresented in digital financial literacy research. This study examines the impact of financial planning and digital financial literacy on financial management capability among retired customers of Bank Woori Saudara in Kuningan Regency, Indonesia, with digital financial service adoption as a moderating variable. Using a quantitative-associative survey method, 302 retired bank customers were selected through proportional random sampling. Data were collected using a validated 1–7 interval scale questionnaire and analyzed using Moderating Regression Analysis (MRA). Results show that financial planning (β=0.428), digital financial literacy (β=0.451), and digital financial service adoption (β=0.318) each positively and significantly improve financial management capability. Critically, digital financial service adoption strengthened both the financial planning–capability relationship (interaction β=0.118; p=0.003) and the digital literacy–capability relationship (interaction β=0.142; p=0.001), with the full model explaining 74.1% of variance (R²=0.741). These findings confirm that digital financial service adoption serves as a practical bridge between financial knowledge and effective financial behavior. For practitioners, the results underscore the importance of designing user-friendly digital banking services and targeted financial education programs tailored to retired customers’ specific needs and life-stage challenges.
Competence, Organizational Commitment, And Hr Capacity Strengthening: Effects On PKK Cadre Performance With Local Leadership Support As Moderator (A Study On Village PKK Cadres In Kuningan Regency) Ela Helayati; Dikdik Harjadi; Yanneri Elfa Kiswara Rahmantya
International Journal of Management and Business Economics Vol. 5 No. 1 (2026): October
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/ijmebe.v5i1.2062

Abstract

This study examines the effects of competence, organizational commitment, and human resource (HR) capacity strengthening on the performance of Village PKK cadres in Kuningan Regency, and tests whether local leadership support moderates these relationships. Data were collected from 386 cadres, selected through proportionate stratified random sampling, using an interval-scale questionnaire, and analyzed via moderated regression. The results show that competence, organizational commitment, and HR capacity strengthening each have a significant positive effect on performance, and that local leadership support significantly strengthens all three relationships, explaining 76.7% of the variance in performance. These findings support the Resource-Based View, suggesting that cadre performance is optimized when internal resources are combined with strong local leadership. Practical implications for designing participative, engagement-based capacity-building programs are discussed.
IMPLEMENTATION OF ISO 9001:2005 QUALITY STANDARDS ON SCHOOL PERFORMANCE Dikdik Harjadi; Dewi Fatmasari; Muhammad Rezza Mahendra; Nida Putri Awalia
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 22 No. 2 (2025): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/thrzsv46

Abstract

This study was conducted with teachers and educational staff at SMK Negeri 3 Kuningan. The purpose of this research is to determine the influence of ISO certification planning, organizational commitment, and procedure implementation on school performance. The population in this study consisted of 173 respondents. Data collection methods used questionnaires, and the data analysis technique applied was multiple linear regression analysis. The results of the tests indicate that ISO certification planning, organizational commitment, and procedure implementation have a positive and significant effect on school performance. Additionally, ISO certification planning positively and significantly influences school performance, organizational commitment positively and significantly influences school performance, and procedure implementation positively and significantly impacts school performance.
ADOPSI ARTIFICIAL INTELLIGENCE DALAM PEMBELAJARAN: PERAN LITERASI DIGITAL DAN KESIAPAN GURU DALAM MENINGKATKAN EFEKTIFITAS PEMBELAJARAN Dikdik Harjadi; Dewi Fatmasari; Nida Putri Awalia
EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI Vol. 23 No. 2 (2026): Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi
Publisher : Department of Economic Education, Faculty of Teacher Training and Education, the University of Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/jcq3t578

Abstract

Abstract This study aims to examine the influence of digital literacy and teacher readiness on the adoption of AI and its impact on learning effectiveness in senior high schools. The research employed a quantitative approach using SEM-PLS to analyze the relationships among the proposed variables.  Data were collected from 300 senior high school teachers through a structured questionnaire distributed using a purposive sampling technique. The measurement model was evaluated using reliability and validity tests, including Cronbach’s alpha, composite reliability, and AVE, while the structural model was assessed using path coefficients, coefficient of determination (R²), and hypothesis testing through bootstrapping procedures.  The findings indicate that digital literacy has a positive and significant effect on the adoption of Artificial Intelligence in teaching practices. In addition, teacher readiness also significantly influences the adoption of AI, suggesting that teachers who possess higher levels of technological awareness and adaptive capability are more likely to integrate AI tools into their instructional activities. Furthermore, the results demonstrate that the adoption of Artificial Intelligence significantly enhances learning effectiveness, particularly through improved access to digital learning resources, adaptive learning support, and data-driven instructional strategies. The study also reveals that digital literacy and teacher readiness contribute directly to learning effectiveness.  These findings highlight the critical role of teacher competence and readiness in supporting the successful integration of AI-based technologies in education. The study provides important implications for policymakers and educational institutions in designing professional development programs aimed at strengthening teachers’ digital competencies and readiness for technology-driven learning environments.   Keywords: digital literacy; teacher readiness; artificial intelligence in education; technology adoption; learning effectiveness
Pengaruh Sentimen Pasar Kripto dan Minat Investor Ritel Terhadap Volatilitas Harga: Peran Mediasi Volume Perdagangan Dan Moderasi Kurs Rupiah Terhadap Dolar As (Studi Pada Aset Kripto Bitcoin Periode 2020–2024) Devi Anggraeni; Dikdik Harjadi; Dede Djuniardi; Yanneri Elfa Kiswara Rahmantya
Jurnal Ilmu Sosial dan Humaniora Vol. 4 No. 4 (2026): Oktober
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/isihumor.v4i4.1922

Abstract

Penelitian ini bertujuan untuk menganalisis dinamika volatilitas harga Bitcoin melalui pengaruh sentimen pasar kripto dan minat investor ritel, dengan volume perdagangan sebagai variabel mediasi serta nilai tukar Rupiah (Kurs IDR/USD) sebagai variabel moderasi, yang dilatarbelakangi oleh tingginya ketidakpastian pasar aset digital di Indonesia selama periode 2020–2024. Metode penelitian menggunakan desain kausal verifikatif dengan pendekatan kuantitatif terhadap 1.827 observasi data sekunder harian, dianalisis menggunakan R Studio melalui model analisis jalur (path analysis) untuk pengujian mediasi dan Moderated Regression Analysis (MRA) untuk pengujian moderasi, dengan koreksi Newey-West HAC Standard Errors. Hasil penelitian secara empiris membuktikan bahwa: (1) sentimen pasar kripto tidak berpengaruh signifikan terhadap volume perdagangan, namun berpengaruh negatif signifikan terhadap volatilitas harga secara langsung; (2) minat investor ritel berpengaruh positif signifikan terhadap volume perdagangan; (3) volume perdagangan terbukti menjadi mediator sempurna (full mediation) pada hubungan minat investor ritel terhadap volatilitas, namun gagal memediasi pengaruh sentimen pasar; (4) volume perdagangan merupakan penggerak utama volatilitas, memvalidasi Mixture of Distribution Hypothesis; dan (5) Kurs Rupiah terbukti secara signifikan memoderasi pengaruh sentimen pasar dan minat investor ritel terhadap volume perdagangan, di mana pelemahan Rupiah memperlemah transmisi sentimen namun memperkuat transmisi minat ritel sebagai strategi mitigasi risiko (safe haven). Model memiliki Adjusted R² sebesar 0,191 (F=108,8; p<0,001). Temuan ini menawarkan bukti baru bagi Model Interaksi Makro-Behavioral pada pasar aset kripto di negara berkembang.
Transformasi Perilaku Konsumen Halal di Era Digital: Peran Islamic Branding dan Customer Engagement terhadap Repurchase Intention Dewi Fatmasari; Dikdik Harjadi
Jurnal Manajemen dan Bisnis Kreatif Vol. 12 No. 1 (2026): JURNAL MANAJEMEN DAN BISNIS KREATIF
Publisher : LPPM Universitas Buana Perjuangan Karawang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36805/wt6zwj21

Abstract

Digital transformation has reshaped halal consumer behavior, particularly in information searching, brand interaction, and repurchase decisions. In an increasingly competitive halal industry, companies must strengthen both Islamic brand identity and digital customer engagement to build customer loyalty. This study examines the effect of Islamic branding on halal product repurchase intention, with customer engagement as a mediating variable. A quantitative survey was conducted involving 150 Muslim consumers in Indonesia who had purchased halal products online. Respondents were selected using purposive sampling, and the data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS. The results show that Islamic branding has a positive and significant effect on customer engagement and repurchase intention. Customer engagement also positively and significantly influences repurchase intention and mediates the relationship between Islamic branding and repurchase intention. These findings indicate that Muslim consumers demonstrate stronger repurchase intentions when halal brands provide emotional attachment, positive digital interactions, and a strong Islamic identity. Theoretically, this study integrates Islamic branding, customer engagement, and repurchase intention within the Islamic marketing and digital consumer behavior literature. Practically, halal businesses should optimize social media, develop relevant Islamic content, and improve digital customer experiences to strengthen engagement and loyalty.
ANALYSIS OF THE IMPACT OF RISK AND WORKLOAD ON MOTIVATION AND IMPACT ON EMPLOYEE PERFORMANCE Eti Rusmiati; Dikdik Harjadi; Lili Karmela Fitriani
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5 No 2 (2021): IJEBAR, VOL. 05 ISSUE 02, JUNE 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i2.2447

Abstract

This study aims to analyze the effect of risk and workload on employee motivation and performance, as well as analyze the influence of work motivation on employee performance. This research was conducted at El-Syifa Kuningan Hospital. The population in this study was all employees of El-Syifa Hospital. The sample consisted of 137 respondents who were taken using non-probabilty sampling techniques, namely saturated sampling. The analysis tool used in this study is Structural Equation Modelling (SEM) with the help of AMOS program. The results showed that work risk has no effect on motivation or performance, workload affects the motivation and performance of employees. Work motivation affects employee performance
ISLAMIC MARKETING STRATEGY IN BUILDING INDONESIA'S HALAL BUSINESS ECOSYSTEM Dikdik Harjadi; Neng Evi Kartika; Wely Hadi Gunawan
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 5 No 3 (2021): IJEBAR : Vol. 05, Issue 03, September 2021
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v5i3.3297

Abstract

The development of the business industry in Indonesia becomes the most potential market share for other countries. Sharia business is now a lifestyle (lifestyle) of a person in this modern era. The demand for halal and Muslim-friendly (moslem friendly) products is increasing. The importance of a halal business ecosystem to ensure goodness and blessings in consuming products for Muslims needs to be prioritized. This research uses descriptive research methods with quantitative methods. The number of business people in Kuningan regency is 55,486 actors. Samples used in the study as many as 400 business people. The results of this study are variables studied, namely Business Legality, Halal Certification and Labelization on products, and Islamic marketing strategy has a positive influence on the realization of the Indonesian Halal Business Ecosystem, one of which is in Kuningan Regency. Keywords: Legality of Business, Halal Certification and Labelization, Islamic Marketing Strategy, Halal Business Ecosystem.
Co-Authors A.A. Ketut Agung Cahyawan W Abdul Aziz Agustian, Agung Gumelar Agustiani, Intan Aini Nursafaah Aini Nursyafaah Alawiyah, Widi Suci Amir Hamzah Anastasya, Tyas Fitria Arief Surya Lesmana Awalia, Nida Putri Ayu Siti Nurhasanah Azis Sutarma Azizi Abu Bakar Bakar, Azizi Abu Dadang Suhardi Dede Djuniardi Dede Djuniardi Dede Djuniardi Dede Djuniardi Dede Djuniardi Devi Anggraeni Dewi Fatmasari, Dini Widyaningsih Dikha Anugrah Diki Sagita Egi Saripudin Pratama Ela Helayati Erga Yuhandra Erik Diyan Nurdiyansyah Eti Rusmiati Fahmi Zakariya Al Anshori Fahmi1993 Fahmi Zakariya Al Anshori Fany Oktaviani Fauzi Abdillah, Fauzi Fauziyah Adzimatinur Firdaus, Galih Adam Gilang Kripsiyadi Praramdana Gios Adhyaksa Haris Budiman Hendriyadi, Resnu Hidayat, Abas Ilham Akbar Indra Abdurrahman Indriarto, Enricho Dwi Indriyani Indriyani Indriyani Indriyani Intan Agustiani Iqbal Arraniri Irfan Aprilianto Suhara Jaelani Jaelani Juwita Juwita Komarudin*, Munir Nur Komarudin, Munir Nur Lia Kurniasih Lili Karmela Lili Karmela F. Lili Karmela Fitriani Lina Herlina Lisa Lismawati Mardiani, Teti Marlina Agustia Martiani, Evita Muhamad Akmal Sayidul Fadillah Muhammad Iftor Nawawi Muhammad Rezza Mahendra Munir Nur Komarudin Nanda Fajarwati Neng Evi Kartika Neng Evi Kartika Nida Putri Awalia Nida Putri Awalia Nida Putri Awalia Ningsih, Arum Ningsih, Liya Nok Ayu Permata Sari Novi Satria Pradja Nugraha . Nugraha Nugraha Nur Ayisiyah Nurdin Nurdin Odang Supriatna Odang Supriatna Pasha, Riska Ayu Pina, Pina Pupu Saeful Rahmat, Pupu Saeful Purnama, Dendi Ramdani Ramdani Resky Fauzi Rifa’i, Iman Jalaludin Robi Awaluddin Roni Nursyamsu Salsha Billa Azzhara Azzhara Sifa Nurfatimah Silvia Hendriyani Siti Nurjanah Sri Minari Faulianti Suwari Akhmaddhian Syakiroh Vigory Gloriman Manalu Virgin Wineka Nirmala Wachjuni Wely Hadi Gunawan Wijaya, Tri Sukma Wijaya Wu, Mingchang Yandi Wahyudi Yaneri Elfa Kiswara Rahmantya Yanneri Elfa Kiswara Rahmantya Yanneri Elfa Kiswara Rahmantya Yasir Maulana Yuliana Fitroh