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All Journal Jurnal Asy-Syari'ah Jurnal Maneksi (Management Ekonomi Dan Akuntansi) AJIS : Academic Journal of Islamic Studies AL-FALAH : Journal of Islamic Economics Economica: Jurnal Ekonomi Islam JURNAL SYARIKAH : JURNAL EKONOMI ISLAM JSHP (Jurnal Sosial Humaniora dan Pendidikan) SOSHUM : Jurnal Sosial dan Humaniora [Journal of Social Sciences and Humanities] Ekonis : Jurnal Ekonomi dan Bisnis AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT Jurnal Review Pendidikan dan Pengajaran (JRPP) El-Barka: Journal of Islamic Economics and Business SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Mattawang: Jurnal Pengabdian Masyarakat Mitra Akademia: Jurnal Pengabdian Masyarakat AL-FALAH : Journal of Islamic Economics Edu Cendikia: Jurnal Ilmiah Kependidikan BERKAT: Jurnal Pemberdayaan Masyarakat Jurnal BILAL: Bisnis Ekonomi Halal Jurnal Ilmiah MADIYA: Masyarakat Mandiri Berkarya Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis Jurnal Informatika Dan Tekonologi Komputer (JITEK) Journal of Trends Economics and Accounting Research Al Dzahab Majalah Iptek Politeknik Negeri Medan Polimedia Jurnal Budgeting Jurnal Abdimas Le Mujtamak KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS Mutiara : Jurnal Ilmiah Multidisiplin Indonesia Proceeding of International Conference on Multidisciplinary Research Jurnal Bakti Nusantara J-CEKI Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis AICOS CSR International Journal Jurnal Informatika Dan Tekonologi Komputer
Marlya Fatira AK
Politeknik Negeri Medan
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Journal : CSR International Journal

 1 
Socialization of Increasing Student Participation to Continue Vocational Higher Education through the Socialization of the Sharia Finance and Banking Study Program Dina Arfianti Siregar; Marlya Fatira AK; Sri Mulyono; Yuyu Rahayu; Mardelia Desfrida; Dias Putra Prayogi
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.47

Abstract

Socialization of increasing student participation to continue vocational higher education through the socialization of the Sharia Finance and Banking Study Program at Jl. Rambong Sialang No.50, Firdaus, Sei Rampah District, Serdang Bedagai Regency, North Sumatra 2099, aims to attract students to continue their education at the university level, especially at the Politeknik Negeri Medan and the Sharia Finance and Banking Study Program. Collecting data through descriptive and qualitative data is then analyzed and processed to produce solutions to the problems faced by partners. The data collection technique was conducted by interviewing the Principal of SMA Negeri 1 Sei Rampah. Data analysis techniques through descriptive analysis. The results of this report state that this socialization provides an introduction through socialization activities regarding the Introduction of the Sharia Finance and Banking Study Program of the Politeknik Negeri Medan. Providing understanding through socialization activities regarding the importance of education in higher education, especially at the Politeknik Negeri Medan
Mitigation of Consumptive Behavior through Financial Literacy and Saving Culture for Vocational High School Students Indri Dithisari; Marlya Fatira AK; Ummanah; Ana Susanti Yusman; Chairunnisa Nur Fitriani; Ganda Permana
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.48

Abstract

PMKM Education on financial literacy and saving culture at the State Vocational High School (SMK) 7 Medan, Sitirejo II Village, Medan Amplas District, Medan City, North Sumatra, Aims to provide an understanding of Financial Literacy in daily life, the importance of saving culture for future financial planning, Overcoming excessive consumptive behavior. The school has never received education related to this material from any party. In order to run PMKM activities smoothly, the service team carried out data collection techniques by interviewing the State Vocational High School (SMK) 7 Medan, which was given by finding knowledge transfer through the Educational Seminar on Financial Literacy Education and Saving Culture. The cost of implementing PMKM activities is needed in the amount of Rp. 1,917,000.00 (One et al. Hundred and Seventeen Thousand Rupiah) and a certificate from Bank Sumut Syariah. This educational activity has shaped students' knowledge and skills about financial literacy, consumptive behavior, and saving culture until an average of 87.55% after service implementation is evidenced by a perfect understanding with a score of 100, increasing to 112 people (56%). However, the lack of educational programs that specifically discuss financial literacy, which also supports students in personal financial management and the prevention of financial problems, is a challenge that needs to be overcome. Through this activity, a joint commitment was formed between PT Bank Sumut Syariah and SMK Negeri 7 Medan to assist the student saving culture program, which is carried out regularly and form student knowledge and awareness to save and reactivate the habit of saving more broadly, creating awareness among SMK students about shared responsibility in maintaining discipline and financial responsibility
Building Healthy Financial Habits And Maintaining Mental Health Students Senior High School Taught Financial Planning Education Nuraini; Marlya Fatira AK; Indri Dithisari; Mik Salmina; Sri Nirmala Sari; Salsabila
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.50

Abstract

This activity aims to provide an understanding of the basic steps in financial planning, managing expenses wisely, building healthy financial habits, and maintaining mental health when facing financial problems. This service uses a descriptive and qualitative approach, where the data collected is analyzed to provide solutions to the issues faced by students. After the Socialization and Education of Financial Planning for Students at SMKS Dharma Patra Pangkalan Susu, the average score of students who feel that they understand more about the importance of recording expenses in detail to manage finances, feel able to distinguish needs and desires, motivation to buy goods wisely, including waiting for a discount moment to save the costs, starting to plan expenses so that they are always smaller than their income, Committed to setting aside some money for unexpected needs or future savings is 86% of the 25 students, This shows a significant increase compared to the initial condition, which is 79%. The educational activities succeeded in overcoming two main problems faced by students, namely consumptive behavior and the impact of financial management on mental health and learning achievement. Through counseling on personal financial planning, students gain understanding and skills in managing finances wisely, managing expenses, and building healthy financial habits, which has a positive impact on increasing their financial awareness. In addition, with a holistic approach that includes material on the relationship between finances and mental health, students can also reduce stress and anxiety that disrupt mental balance and study concentration. As a result, most students feel calmer, more confident, and more motivated to face daily challenges and learn more effectively.
Optimizing Financial Literacy and Financial Inclusion through Fintech Education for Vocational School Students Raya Puspita Sari Hasibuan; Marlya Fatira AK; Amelira Haris Nasution; Khairani; Vivianti Novita; Fachmi Ridho
CSR International Journal Vol. 4 No. 1: December 2024
Publisher : ALTSA Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35307/csrij.v4i1.51

Abstract

Financial Literacy and Financial Inclusion Optimization Through Fintech Education in Vocational School Students is done precisely at Al-Washliyah 2 Private Vocational School, Jl. Stadium No. 2, Trading, Bandar District, Simalungun Regency Aims to provide an understanding of financial literacy towards the use of fintech which includes topics such as Definition of Financial Literacy, Importance of Financial Planning, Definition of Fintech, Difference between Legal Fintech and Illegal Fintech, Types of Fintech, The Importance of Understanding Fintech, Definition and Function of the Financial Services Authority (OJK) towards Fintech. The school has never received education related to this material from any party. To run PMKM activities smoothly, the service team carried out data collection techniques by interviewing the Al-Washliyah 2 Commerce Private Vocational School. The solution is to provide knowledge transfer through the Financial Literacy Seminar on the Use of Fintech. The cost of implementing PMKM activities is Rp—1,270,000 (one million thirty-one thousand five hundred rupiah). After carrying out community service activities in the form of training and seminars for students, the results of the service were obtained that Low Financial Literacy Against the Use of Fintech has been overcome with educational activities such as providing financial literacy education on the use of fintech which includes topics such as Definition of Financial Literacy, The Importance of Financial Planning, Definition of Fintech, Difference between Legal Fintech and Illegal Fintech, Types of Fintech, The Importance of Understanding Fintech, the Definition and Function of the Financial Services Authority (OJK) towards Fintech. This successful activity formed students' knowledge and skills about Financial Literacy Towards the Use of Fintech to reach an average score of 88.55% with a maximum knowledge of 98.20% for all participants. The absence of an educational program that specifically discusses the importance of Financial Literacy for the Use of Fintech, which also supports social science lessons in the context of economic life activities, is a challenge that needs to be overcome. To overcome this problem, 3 students have been presented who better understand Financial Literacy Towards the Use of Fintech. These 3 students are expected not only to provide an understanding to their peers about the importance of understanding related to financial literacy and fintech but also to encourage students to be more careful in managing finances and choosing fintech applications. With an interesting and creative approach, it is hoped that students can disseminate this knowledge more widely, creating awareness among students about the shared responsibility in maintaining and managing finances. Keywords: Financial Literacy; Fintech; Vocational High School; Financial Inclusion.
Co-Authors Abdul Rahman Affandi, Ismi Afriani, Selfi Agus, Rizal Ahmad Kholil Alifia Zahra, Falira Alika Amelira Haris Nasution Amin, Ageng Rayhan Al Amirah Jilan Fakhira Ana Susanti Yusman Andhari, Diah Sepni Anita Putri, Anita Anriza Witi Nasution Arifin Fauzi Lubis Asda Juwita, Tri Asiah Asmalidar Asmalidar Asmuni Asmuni Asriyati Awy Apriani Ningrum Simamora Azhari, Syah Putri Azhari Budi Prihatin, Titis Chairunnisa Nur Fitriani Desfrida, Mardelia Dhiba, Farah Dhiba Diah Kartika Putri Dias Putra Prayogi Dina Arfianti Siregar - Dini Fakhira Bahari Dini Fakhira Bahari Dita Rismananda Efni Siregar & Vivianti Novita - Eli Rahmayati Pohan Eli Safrida Emmy Syafitri Enny Segarahati Barus Ermyna Seri Fachmi Ridho Faddila, Luthfiya Fajar Trianida Ganda Permana Gultom, Selfi Afriani Habibi Habibi Habibi Ramdani Safitri Heddy Hendri Tanjung Hestukoro, Soni Hubbul Wathan imami, Annisa Indri Dithisari Irbi Damayanti Matondang Isnaini Harahap Jihan Miranda Jojor Lisbet Sibarani Karina Chairunnisyah Khairani Khairunnisa Kurnia, Tuti Lubis, Farah Fadhila Manik, M. Rikwan E.S Manik, M. Rikwan Effendi Salam Marliyah, Marliyah Mesran, Mesran Mhd Safarudin Alhakim Mik Salmina Muhammad Yasir Nasution Nasution, Ayu Niatasya Nasution, Rizki Aulia Putri Mujur Nasution, Surayya Fadhilah Nisfan Bahri Nizma, Cut Nizma NUR AHMADI Nuraini Nuraini Nuraini Nurlinda Nurlinda Nurlinda, Nurlinda Nurlinda, N. Oktavia Harahap, Annisa Putra, Nanda Nofaldi Putri Rahmadhani Nasution Putri Syabina, Tasya Rahma Sartika Pasaribu Rahmadani Rahmadani Rahmadani Rahmadani Rahmadia, Alika Rahmawati, Widya Ayu Rahmi Ramadhani Ramadhani, Astri Ramadhani Ramadhani, Dwi Annisa Raya Puspita Sari Hasibuan Rezeki, Mhd Rezha Destiadi Rihat Sebayang Riswanto riswanto riswanto Ritonga, Ritonga Riyan Ashari Silalahi Rizki Syahputa S. Suadi Safaruddin Safaruddin Safrida, Eli Salsabila Salsabila Zahra Nst Salsabila, Salsabila Salsabila, Sarah Salsabila, Sarah Salsabila Saparuddin Siregar Saragih, Intan Lestari Sari, Nur Mala Inda Sari, Nur Mala Inda Sarjianto Sarjianto Sarjianto Sarjianto Sarjianto Sebayang Rihat Seri, Ermyna Siregar, DELisma Siregar, Rumnasari Khoiriyah Siregar Siregar, Siregar Siti Aisyah Siti Halimah Situngkir, Anggiat Sri Mulyono Sri Nirmala Sari Sri Wahyuni Suadi, S. Sugianto Sugianto Suherman, Suherman Supaino, Supaino Suraya binti Abd. Warif Suraya binti Abd.Warif Surbakti, Benar Surya Dharma Syuhada, Putri Titis Budi Prihatin Tuti Anggraini Ummanah Ummanah, Ummanah Walid, Dewi Maharah Binti Mohd Yuyu Rahayu Zuhirsyan, Muhammad Zuhratul Husna Zuhrinal M. Nawawi