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INDONESIA
JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 581 Documents
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Ethics of Regional Autonomy With Local Wisdom Fauzi, Sudar; Sumarna, Andri; Haryono, Merda Budi; Hanapia, Cepi; Rahmawati
Jurnal Economic Resource Vol. 6 No. 2 (2023): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

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Abstract

Regional autonomy is a strategic instrument for building and empowering local communities in order to achieve equitable, civilised and humane economic development. This concept is synonymous with public services, so its implementation must be based on ethics. Ethics, including bureaucratic ethics, have a dual function: as a guideline for public bureaucracy in exercising its authority so that actions taken are considered good and commendable, and as a standard for evaluating bureaucratic behaviour that reflects integrity and professionalism. In this context, local wisdom is an important foundation because it contains noble values born from the life experiences of the local community, such as mutual cooperation, mutual assistance, diversity, and good character. These values have been a hallmark of Indonesian civilisation since the era of the archipelago's kingdoms until today. This study aims to examine the concept of regional autonomy ethics based on the local wisdom of the Indonesian people, with Pancasila as the highest moral guideline and philosophy of life. The study uses a qualitative method with a descriptive literature review approach, analysing relevant literature on the relationship between government ethics, regional autonomy, and local wisdom values. The findings indicate that integrating bureaucratic ethics with local wisdom can strengthen the legitimacy of regional policies, enhance public participation, and promote the creation of a clean, transparent, and public service-oriented governance system. The implications of this research underscore the need for the formulation of regional autonomy policies that consistently accommodate local cultural and moral values for sustainable development.
Environmentally Sustainable Regional Development Management Sumarna, Andri; Haryono, Merda Budi; Fauzi, Sudar; Hanapia, Cepi; Lestari, Dewi Astri
Jurnal Economic Resource Vol. 5 No. 2 (2022): September-April
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

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Abstract

Environmental degradation in Indonesia is becoming increasingly alarming due to growing demographic pressures, industrialisation, and weak natural resource management. This study aims to analyse the factors causing environmental degradation and formulate strategies for environmentally sustainable regional development as a means of achieving sustainability. This study employs a literature review method, drawing from 45 relevant scientific documents, books, and government policies. Literature selection was conducted using purposive sampling based on topic relevance and depth of analysis. The analysis was conducted thematically to identify patterns of relationships between demographic, economic, socio-cultural, and institutional factors and environmental conditions. The results of the study indicate that environmental degradation in Indonesia is the result of complex interactions between these factors, which reinforce each other. Environmental development efforts will only be effective if they are systematically integrated into national and regional development strategies, combining ecological perspectives, environmentally friendly technological innovations, good governance, and ethical values and local wisdom. The implications of this research emphasise the need to strengthen cross-sectoral synergies, public participation, and the adoption of clean technology as key pillars in maintaining ecosystem sustainability while promoting inclusive economic growth.
The Relevance of Regional Autonomy in Human Resource Empowerment to Achieve Good Governance: A SWOT Analysis Study Rahmatulloh, Aang; Purwanto; Dahlan, Charly; Inayatullah, Muhamad Iqbal; Sri Mulyani
Jurnal Economic Resource Vol. 5 No. 2 (2022): September-April
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

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Abstract

Regional autonomy grants extensive authority to local governments to manage human resources (HR) as part of efforts to achieve good governance. However, its implementation still faces challenges such as HR capacity gaps, budget constraints, and the influence of globalisation. This study aims to analyse the relevance of regional autonomy in HRD to strengthen the principles of good governance and formulate appropriate development strategies. This study uses a descriptive qualitative method with a SWOT analysis approach. Primary data were obtained through in-depth interviews and observations in several local governments selected purposively based on criteria of active HRD programmes. Secondary data were collected from official government documents, publications from the Central Statistics Agency, and relevant policy reports. The analysis was conducted using the Miles and Huberman model, which includes data reduction, data presentation, and conclusion drawing, while data validity was ensured through triangulation of sources and methods. The results indicate that the success of good governance is highly dependent on the quality of human resources and an adaptive bureaucratic structure. Strengths include local autonomy, demographic potential, and regulatory support, while weaknesses include disparities in human resource quality and limited performance evaluation. The greatest opportunities lie in the utilisation of digital technology and strategic partnerships, while threats include brain drain and inconsistent regulatory changes. The implications of this study emphasise the importance of an integrated strategy that combines human resource capacity building, technology utilisation, and national character building as instruments of national power in facing the challenges of globalisation.
Regional Autonomy Management from the Perspective of Human Resource Management Purwanto; Rahmatulloh, Aang; Muliasutisna, Asep; Hanapia, Cepi; Pua Upa, Fatmawati
Jurnal Economic Resource Vol. 5 No. 2 (2022): September-April
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

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Abstract

Regional autonomy is a constitutional mandate that grants broad authority to regions to regulate and manage their own government affairs and local interests in accordance with laws and regulations. This policy not only serves as the foundation for good governance, but also as a strategy for empowering regions in facing the demands of globalisation. This study aims to analyse regional autonomy management from a human resource management (HRM) perspective, focusing on the role of regional leaders and the competence of civil servants (ASN) in supporting the effectiveness of regional governance. The research design is descriptive qualitative with a case study approach. The research population includes all government officials in the New Autonomous Regions (DOB) that are the research locations, while the sample was selected purposively based on their direct involvement in the planning, implementation, and evaluation of regional policies. Data were collected through in-depth interviews, observations, and document reviews, then analysed using thematic analysis to identify patterns and relationships between variables. The results of the study indicate that the success of regional autonomy management is greatly influenced by visionary leadership, professional civil servant competence, and an organisational culture oriented towards public service. Effective human resource management implementation can strengthen institutional capacity, improve service quality, and promote regional autonomy. These findings imply the need for strengthening capacity building of civil servants, implementing a merit-based system in recruitment and promotion, and conducting consistent performance evaluations to ensure the sustainability of regional autonomy.
Apakah Social Media Marketing Meningkatkan Kinerja UMKM? Analisis Kerangka TOE (Technology, Organization, Environtment) Rahmawati, Alfi
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1759

Abstract

Penelitian ini bertujuan menganalisis faktor-faktor yang memengaruhi adopsi Social Media Marketing (SMM) pada Usaha Mikro, Kecil, dan Menengah (UMKM) serta dampaknya terhadap kinerja bisnis. Menggunakan kerangka Technology-Organization-Environment (TOE), penelitian ini menguji pengaruh faktor teknologi, organisasi, dan lingkungan terhadap adopsi SMM. Metode yang digunakan adalah kuantitatif korelasional dengan sampel 48 UMKM di Bogor dan Sukabumi, Jawa Barat, yang telah memanfaatkan media sosial sebagai media pemasaran. Data diperoleh melalui kuesioner daring dan dianalisis menggunakan uji validitas, reliabilitas, asumsi klasik, dan korelasi Pearson. Hasil menunjukkan faktor teknologi, organisasi, dan lingkungan berhubungan signifikan dengan adopsi SMM. Terdapat hubungan positif yang kuat antara adopsi SMM dan kinerja UMKM (r = 0,634; p = 0,000), yang mengindikasikan bahwa semakin tinggi adopsi SMM, semakin baik kinerja bisnis. SMM terbukti efektif meningkatkan penjualan, memperluas pasar, dan memperkuat visibilitas merek serta keterlibatan pelanggan. Implikasi bagi UMKM, yaitu pelaku UMKM disarankan mengalokasikan sumber daya (baik waktu, anggaran, maupun SDM) secara lebih terstruktur untuk pengelolaan Social Media Marketing, mengingat adopsinya terbukti meningkatkan penjualan dan ekspansi pasar. Pemerintah dan dinas terkait dapat merancang pelatihan Social Media Marketing berbasis kebutuhan UMKM, untuk mempercepat adopsi teknologi pemasaran digital.
Strengthening Nation and Character Building in the Study of Islamic Philosophy of Education Haryono, Merda Budi; Fauzi, Sudar; Sumarna, Andri; Emuh, Dadang; Rosmaula, Ajeng
Jurnal Economic Resource Vol. 5 No. 2 (2022): September-April
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

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Abstract

Strengthening Nation and Character Building based on Islamic values has become an urgent need amid global moral crisis, radicalism, and the disorientation of values among the younger generation. This study aims to formulate a concept of Islamic education based on tazkiyah that can shape a complete Muslim personality while contributing to the formation of national character. This study employs a qualitative approach using literature review and content analysis of works by Islamic education scholars, particularly Al-Ghazali and Ahmad Sanusi, selected purposively due to the relevance of their thoughts to the research topic. Data sources include classical and contemporary literature, as well as previous studies discussing Islamic education philosophy, tazkiyah, and character development. The analysis was conducted thematically to identify the concepts, stages, and implementation of tazkiyah in education. The results of the study indicate that tazkiyah encompasses the purification of the soul (tazkiyah al-nafs), the purification of the mind (tazkiyah al-‘aql), and the purification of the body (tazkiyah al-jism), which proceed through three stages—Islam, Iman, and Ihsan—and integrate cognitive, affective, and psychomotor dimensions. This approach is considered relevant to be integrated into the Islamic education curriculum as a strategy for strengthening national character in a holistic manner. The implications of this research are theoretical, enriching the study of Islamic educational philosophy, and practical, serving as a reference for educators and policymakers in designing tazkiyah-based learning strategies.
Regional Autonomy from the Perspective of Capitalist Management Sumarna, Andri; Haryono, Merda Budi; Fauzi, Sudar; Emuh, Dadang; Maulana, Dede
Jurnal Economic Resource Vol. 6 No. 2 (2023): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

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Abstract

Regional autonomy in Indonesia is expected to be an instrument for improving public welfare, equitable development, and strengthening governance. However, in practice, this policy is often distorted by the pragmatic interests of regional leaders who tend to adopt capitalist logic for personal or group gain. This condition is exacerbated by high political costs in regional elections, which encourage political behaviour that rewards capital and ignores public interests. This study aims to analyse regional autonomy from a capitalism management perspective and identify its implications for community welfare and governance. The study uses a qualitative method with a library research approach, examining sources such as books, scientific journals, legislation, and relevant research reports. Data analysis is conducted descriptively and analytically through the stages of data reduction, data presentation, and conclusion drawing. The results of the study indicate that regional autonomy, without regulatory reinforcement and leadership integrity, has the potential to become a tool of capitalist hegemony at the local level. Regional policies are often directed towards facilitating the interests of large capital, both national and foreign, which exploit natural and human resources, making it difficult to realise the ideals of social welfare as mandated by the 1945 Constitution. The implications of this research emphasise the need for low-cost political reform, strengthening governance based on Pancasila values, and moral education to foster integrity among local leaders.
Pengaruh Struktur Aset dan Struktur Modal terhadap Financial Distress dengan Tata Kelola Perusahaan sebagai Variabel Moderasi Silape, Tedy Valens; Sibilang, Novie
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i1.1763

Abstract

Penelitian ini menganalisis pengaruh struktur aset dan struktur modal terhadap kesulitan keuangan perusahaan, dengan tata kelola perusahaan sebagai variabel moderasi. Penelitian ini berfokus pada perusahaan yang terdaftar di Bursa Efek Indonesia dari tahun 2014 hingga 2019. Menggunakan analisis regresi berganda, hasil penelitian mendapati bahwa perusahaan yang tidak efisien dalam mengelola struktur aset akan lebih mungkin mengalami kesulitan keuangan, dan struktur modal memiliki pengaruh kuadratik (concave) signifikan terhadap kesulitan keuangan. Hasil penelitian juga mendapati bahwa tata kelola perusahaan berperan memoderasi pengaruh struktur aset dan struktur modal terhadap kesulitan keuangan. Temuan ini menunjukkan bahwa keterlibatan tata kelola perusahaan yang baik dapat mengurangi inefisiensi alokasi aset dan dapat mengoptimalkan struktur modal sehingga mengurangi terjadinya kesulitan keuangan perusahaan. Hasil penelitian belum mengklasifikasi perusahaan berdasarkan jenis industrinya.
Development of an Inclusive Economic Education Program Based on Sustainable Management to Improve the Financial Resilience of Urban Families in Makassar Iriani, Nisma; Ismail, Ismail; Kurnia, Ady; Utomo, Jepri; Mutmainnah, Inayatul; Ibadurrahman, Ibadurrahman
Jurnal Economic Resource Vol. 8 No. 1 (2025): March-August
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i1.1764

Abstract

This study aims to develop an Inclusive Economic Education Program based on Sustainable Management to improve the financial resilience of urban families in Makassar. The research method uses a quantitative approach with a pre-test and post-test design, involving target families who participate in training and mentoring programs. The results show a significant improvement in financial literacy and behavior, including understanding needs and wants, budgeting, saving habits, utilization of formal financial services, and adoption of fintech. These findings imply that similar programs are worth replicating to strengthen the economic resilience of families in urban areas in a sustainable manner.
Analysis of the Influence of Company Size, Profitability, and Solvency on Dividend Policy in Manufacturing Companies in Indonesia Wijaya, Indra; Ifadhila, Ifadhila; Prayetno, Prayetno; Lukito, Laksono Edhi; Suherman, Ujang
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1769

Abstract

Dividend policy is one of the most important decisions in a company's financial management, as it is directly related to the interests of shareholders and the continuity of the company's operations. This research is quantitative. It focuses on analyzing the influence of company size, profitability, and solvency on dividend policy in manufacturing companies in Indonesia. The data in this study are secondary data obtained from reports published by the Indonesia Stock Exchange (IDX). The population used in this study consists of manufacturing companies observed during the period from 2020 to 2024. The data analysis technique in this study uses Multiple Linear Regression Analysis with SPSS. The results of this study indicate that company size, profitability, and solvency have a partial and simultaneous significant effect on dividend policy in manufacturing companies in Indonesia. This suggests that a single factor does not determine dividend policy, but rather the result of a comprehensive consideration of a company's capacity (represented by company size), profit-generating ability (profitability), and the soundness of its capital structure (solvency).

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