Article Per Year (5 Year)
p-Index From 2021 - 2026
7.635
P-Index
This Author published in this journals
All Journal SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Jurnal Pengabdian Magister Pendidikan IPA Jesya (Jurnal Ekonomi dan Ekonomi Syariah) IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Jurnal Aplikasi Akuntansi Jurnal Pengabdian Kepada Masyarakat (Mediteg) Valid Jurnal Ilmiah Dialektika: Jurnal Ekonomi dan Ilmu Sosial Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani Jurnal Orientasi Bisnis dan Entrepreneurship Jurnal Abdimas Sangkabira Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Bima Abdi: Jurnal Pengabdian Masyarakat Riset, Ekonomi, Akuntansi dan Perpajakan (REKAN) Jurnal SIAR ILMUWAN TANI Jurnal Ranah Publik Indonesia Kontemporer (Rapik) Joong-Ki : Jurnal Pengabdian Masyarakat Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar Peka : Jurnal Pendidikan Ekonomi Akuntasi FKIP UIR Pekanbaru Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Valid Jurnal Pengabdian Electronic Journal of Education, Social Economics and Technology Jurnal Aplikasi Perpajakan Jurnal Pengabdian Sosial Jurnal Pengabdian Masyarakat dan Riset Pendidikan Darma Diksani: Jurnal Pengabdian Ilmu Pendidikan, Sosial, dan Humaniora Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Assoeltan: Indonesian Journal of Community Research and Engagement Joong-Ki JUAN: Jurnal Pengabdian Nusantara Akuntabel: Jurnal Ilmiah Akuntansi Alamtana Joong-Ki Al-Infaq : Jurnal Ekonomi Islam
Khotmi, Herawati
Sekolah Tinggi Ilmu Ekonomi AMM
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Veterinary Other

Published : 71 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 71 Documents
Search

 4   5   6   7   8 
PENGARUH PERSEPSI RISIKO DAN KEPERCAYAAN LEMBAGA TERHADAP KEPUTUSAN INVESTASI EMAS DENGAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI Herawati Khotmi; Dewi Rispawati
PEKA Vol. 14 No. 1 (2026): Juni
Publisher : UIR PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/peka.2026.vol14(1).28410

Abstract

In the age of global economic uncertainty, gold is a well-founded safe investment choice. This study is conducted to analyze how risk perception and belief affect gold investment decisions with a moderating variable which is financial literacy in Islamic finance. The research method adopted a quantitative approach with purposive sampling and concentrated on Muslim investors that have either invested in physical or digital gold to achieve the research goal in Lombok, with 100 respondents. Data analysis was conducted based on SEM-PLS using Structural Equation Modelling. Trust in institutions has been found not significantly related to investing in gold, while financial literacy and risk perception were found to be the two key factors influencing investment in gold based on the study findings. In addition, financial literacy in Islamic banking acts as a moderating variable, strengthening the relationship between institutional trust and risk perception in investment decisions. These results reinforce that financial literacy in Islamic principles is not only basic knowledge but should be a key contributor to the quality of the decision-making process in the investment realm by Islamic principles and is necessary for improvement of investment quality in line with Islamic principles. Therefore, this analysis also shows that there is likely to become more emphasis on financial literacy among investment professionals (through social and educational channels) so that investors can make more thoughtful decisions in making more rational investments and have more confidence in the integrity of investing institutions. This study therefore serves to advance the theoretical literature for behavioural finance and Islamic economics and offers practical suggestions for a gold investment ecosystem grounded on Islamic finance principles.
Co-Authors Agus Fahrul Chair Agustiningsih, Wulandari Akbar, Muhammad Islahuddin Alfian Sayuti Alvina Damayanti Amisa, Elia Amrul, Rusli Andika Noviawan, Lalu Arif Firman Aulia Ariffianti, Indah Astini, Yuli Astini, Yuli Baehaki Syakbani Bairizki, Ahmad Dara Intan Ariati Dewi Rispawati Edi Muhammad Jayadi Eka Aswati Purnamasari Eko Supriastuti Elvina Setiawati Elvina Setiawati Endang Kartini Eni Indriani Fachrozi FACHROZI. F Faizathul Octavia, Yusi Fatikasari, Nurul Fauzi, Agus Khazin Ferdaus, Nadia Nuril Feryansyah Feryansyah, Feryansyah Fitri, Yelli Genadi, Yeldi Dwi Hadi, Khaerul Hengki Samudra herliana rosika Hidayat, Lalu Muhammad Taufik Hikmah Hikmah Hikmah, Husnul I Gusti Gede Narung I Made Murjana I Wayan Danaswara Irianto Irianto Jumaidi, Lalu Takdir Kembang, Lale Puspita Khaerul Hadi Khaerul Umam Khaerul Umam, Khaerul Khairul Hadi Kisnawati, Baiq Kukuh Tondoyekti Kurniya Alda Syafitri Listantia, Nora M Wahyullah Mariana Mariana Mariana Mas’ud, Riduan Muhamad Yusup Muhammad Irfadil Muhammad Wahyullah Mustaan Mustaan Mustaan, Mustaan Nadia Nuril Ferdaus Ni Ketut Arunika Brahmantari Nizar Hamdi Nora Listantia Nursinta Octavia, Yusi Faizathul Putri, Dina Amalya Ramadhan, Mahameru Nur Ikhsan Resty Yusnirmala Dewi Resty Yusnirmala Dewi Riduan Mas’ud Rini Adriani Auliana Rispawati, Dewi Rosika, Herliana Rury Indah Sintia Rusdi Rusdi Bahalwan Rusdi Rusdi Safitri, Dian Mila Sahratullah Samudra, Hengki Sanurdi Sanurdi Sarkasi Hadi Sugandi Savira, Anisa Seprianingsih, Dewi Setiawati, Elvina Shinta Eka Kartika Sofiati Wardah Sofiati Wardah Solina, Eva SOPIAN SAORI Sri Hadiatini Sri Maryanti Sukma Hidayat Kurnia Abadi Suparlan . Supriastuti, Eko Syakbani, Baehaki Tondoyekti, Kukuh Ulfiani Asdiansyuri Ulfiyani Asdiansyuri, Ulfiyani Vegalyra Novantini Samodra Wardiningsih, Reny Yani, Achmad Yeldi Dwi Genadi Yuliati, Ni Nyoman Yusi Faizathul Octavia Zulkarnaen