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All Journal Jurnal Hukum Khaira Ummah FIAT JUSTISIA: Jurnal Ilmu Hukum DiH : Jurnal Ilmu Hukum Journal of Urban Society´s Arts Unifikasi: Jurnal Ilmu Hukum Mimbar Keadilan Jurnal Hukum IUS QUIA IUSTUM Perspektif : Kajian Masalah Hukum dan Pembangunan Pembaharuan Hukum The 2nd Proceeding Indonesia Clean of Corruption in 2020" PAX HUMANA PROCEEDING ICTESS (Internasional Conference on Technology, Education and Social Sciences) The Southeast Asia Law Journal Jurnal Hukum Bisnis Bonum Commune Jurnal Hukum Magnum Opus Waskita: Jurnal Pendidikan Nilai dan Pembangunan Karakter Jurnal Ilmu Kepolisian Pena Justisia: Media Komunikasi dan Kajian Hukum Surakarta Law and Society Journal Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal Reglement & Society (IJRS) Journal of Judicial Review Jurnal Cahaya Mandalika Global Legal Review Ius Poenale Refleksi Hukum: Jurnal Ilmu Hukum Jurnal Locus Penelitian dan Pengabdian Jurnal Lemhannas RI MEDICINUS Journal of Community Health Provision Journal of Digital Law and Policy MANDALIKA: Journal of Social Sciences Leges Privatae Indonesian Journal of Criminal Law Studies Leges Privatae
Prasetyo, Teguh
Universitas Pelita Harapan
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The Provision of Licensed Financial Technology Lending From The Perspective of Cyber Law and Criminal Law in Indonesia Rizky Karo Karo; Teguh Prasetyo
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 1 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.6559

Abstract

This study undertakes an examination of the enforcement of legal provisions pertaining to licensed Financial Technology (FinTech) Lending, specifically from the vantage point of cyber law and criminal law. Furthermore, this article aims to provide an analytical framework and to educate users of FinTech lending regarding the legal liabilities that arise under both cyber law and criminal law within this domain. This research employed a normative juridical approach. The study exclusively utilized secondary data, comprising the 1945 Constitution, Law Number 1 of 2024 concerning the Second Amendment to Law Number 11 of 2008 regarding Information and Electronic Transactions (the ITE Law), and Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (IL 4/2023). This data underwent a qualitative analysis. FinTech lending providers bear criminal liability should they be found to have committed criminal acts under the Electronic Information and Transactions Law (UU ITE). It is therefore incumbent upon these providers to conduct their electronic operations in strict adherence to the principles of cyber law. Furthermore, the Financial Services Authority (OJK) is empowered to impose administrative sanctions upon FinTech lending providers proven to have misused personal data, in accordance with Indonesia Law Number 4 of 2023
Dignified Justice and the Reconstruction of Indonesia’s Juvenile Criminal Law: Lessons from Australia toward SDG 16 Yuni Priskila Ginting; Anissa Furqanina; Teguh Prasetyo
Fiat Justisia: Jurnal Ilmu Hukum Vol. 20 No. 3 (2026)
Publisher : Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25041/fiatjustisia.v20no3.5370

Abstract

Indonesia's juvenile justice system, governed by Law No. 11 of 2012 on the Juvenile Criminal Justice System, continues to face challenges arising from restrictive diversion provisions and the continued use of detention. Although Australia has developed more flexible diversionary mechanisms under the Youth Justice Act 1992 (Queensland) and the Young Offenders Act 1997 (New South Wales), persistent inequalities affecting First Nations children demonstrate that restorative justice alone cannot eliminate structural disadvantage. This study examines the juvenile justice systems of Indonesia and Australia to develop a reconstruction model for Indonesia based on the concept of dignified justice. Using normative legal research with comparative and conceptual approaches, it analyzes legislation, international instruments, and relevant legal scholarship. The study finds that Indonesia's diversion framework remains constrained by statutory sentencing thresholds rather than the child's individual circumstances and rehabilitative needs. It proposes a dignified justice-based model comprising a hybrid age-responsibility assessment, expanded child-centered diversion, stronger safeguards governing detention, and institutional reform. By positioning the protection of children's dignity as the normative foundation of juvenile justice, this study offers an integrated framework that strengthens child rights protection and supports the achievement of Sustainable Development Goal 16.
Co-Authors Abdurrakhman Alhakim Abraham Ethan Martupa Sahat Marune Agus Winoto Ahmad Jaeni Amin Purnawan Andrew Johnathan Setia Anis Mashdurohatun Anissa Furqanina Ariel Alexander Ariy Khaerudin Boy Gabriel Yohanes Simarmata Budi Purnomo Budiarsih Budiarsih Christina Maya Indah Susilowati Diah Arimbi Diding Rahmat Dyo Ganda Siadari Elvira Fitriyani Pakpahan Erny Herlin Setyorini Fajar Sugianto Frans Simangunsong Fransiscus Xaverius Wartoyo FX Wartoyo Hanuring Ayu Hendri Henry Soelistyo Budi Jaeni, A Jamin Ginting Jeferson Kameo Jonianto Silalahi Jonianto Silalahi Joshua Irawan Kiki Handoko Sembiring Lilik Mulyadi Lindawati Putri Widharta Maria Marghareta Titiek Pudji Angesti Rahayu Mhd. Teguh Syuhada Lubis Muhadar Muhadar Muhammad Khambali Novritsar Hasintongan Pakpahan Pabidang, Siswanto Payaman J. Simanjuntak Permatasari, Resti Pricilia, Vena Raymond R Tjandrawinata Rizky Pratama Putra Karo Karo Setiadinata, Natasha Sri Endah Wahyuningsih Sri Endah Wahyuningsih Sri Endah Wahyuningsih Sri Endah Wahyuningsih Suwani, Suwani Tommy Leonard Tomy Michael Tomy Michael Tri Astuti Handayani Wartoyo, Franciscus Xaverius Williasari, Erih Willy Tanjaya Yuni Priskila Ginting