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All Journal JURNAL MAGISTER HUKUM UDAYANA Yustisia Journal of Urban Society´s Arts Arena Hukum Veritas et Justitia Pembaharuan Hukum Jurnal Akta International Journal of Law Reconstruction JURNAL CENDEKIA HUKUM Jurnal Hukum Respublica Jurnal Hukum Samudra Keadilan YUSTISI JURNAL MERCATORIA Legal Standing : Jurnal Ilmu Hukum Awang Long Law Review Unes Law Review Journal of Education, Humaniora and Social Sciences (JEHSS) Jurnal Ilmiah Penegakan Hukum Jurnal Jatiswara Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Ius Civile: Refleksi Penegakan Hukum dan Keadilan Jurnal Darma Agung Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam REUSAM ; Jurnal Ilmu Hukum Yustisi: Jurnal Hukum dan Hukum Islam Jurnal Hukum Lex Generalis International Journal of Business, Law, and Education International Journal of Educational Research and Social Sciences (IJERSC) Hukum Responsif : Jurnal Ilmiah Fakultas Hukum Universitas Swadaya Gunung Jati Cirebon YURISDIKSI : Jurnal Wacana Hukum dan Sains UNES Journal of Swara Justisia JURNAL MITRA PRIMA Locus: Jurnal Konsep Ilmu Hukum Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan IBLAM Law Review Collegium Studiosum Journal Jurnal Interpretasi Hukum i-Latinnotary Journal: Internasional Journal of Latin Notary Jurnal Hukum dan Peradilan Jurnal Hukum, Politik dan Ilmu Sosial (JHPIS) JUSTICES: Journal of Law Priviet Social Sciences Journal Al-Zayn: Jurnal Ilmu Sosial & Hukum Jurnal Penelitian Pendidikan Indonesia The Journal Of Socio Legal and Islam Law
Elvira Fitriyani Pakpahan
Universitas Prima Indonesia
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Benturan Kepentingan bagi Konsultan Hukum dalam Kejahatan Pasar Modal Pakpahan, Elvira Fitriyani; Wijaya, Selvia Fransiska; Fortunata, Agnes; Chang, Johny; Muhammad, Helfan
Jurnal Ilmiah Penegakan Hukum Vol 6, No 2 (2019): JURNAL ILMIAH PENEGAKAN HUKUM DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (831.592 KB) | DOI: 10.31289/jiph.v6i2.2605

Abstract

This objective of this research is to examine conflicts of interest for legal consultants in capital market crime. The method used in this study is normative juridical analysis with a library approach and using secondary data. The role of legal consultants is very important in the capital market, this is because legal consultants are required to provide legal opinions regarding a company. So, because it has an important role, a legal consultant needs to know the duties and obligations. Beside that, the information from legal opinions will be used by investors in deciding whether to invest their capital or not, because information in the capital market is a factor that causes the fluctuations in the price of securities or shares on the price of securities or shares. Therefore, in each assignment of a legal consultant, it is expected that legal consultants can act independently and impartially and in accordance with the code of ethics, professional standards and applicable regulations. Sanctions will be given to legal consultants who act independently and do not fulfill the code of ethics, professional standards and applicable regulations. The application of sanctions is also related to the role of the Financial Services Authority.
Reconstruction of Bonds Arrangements in Indonesian Capital Market Justice-Based Value elvira fitriyani pakpahan
International Journal of Law Reconstruction Vol 1, No 1 (2017): INTERNATIONAL JOURNAL OF LAW RECONSTRUCTION
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/ijlr.v1i1.1638

Abstract

Trustee contracts referring to the special provisions on guarantees stipulated by Bapepam (Capital Market Supervisory Agency)/OJK (Financial Service Authority) as referred in item 4 letter E Kep. Bapepam-LK No.412 / BL / 2010 are considered too general. The provision of guarantee on number 4 letter E Kep. Bapepam No.412 is limited to informational provisions, not a requirement. The purpose of this paper is to know and analyze the implementation of bond arrangements and weaknesses in the capital market of Indonesia based on the value of justice. Why there are weaknesses in the implementation of bond arrangement in Indonesia capital market. This research used sociological juridical method. The theories used to analyze were the theory of Degrading Justice as the Grand Theory, Theory of Legal Protection as the Middle Range Theory and Theory of the Covenant as Applied Theory. Based on the results of research implementation of bond arrangement in Indonesia capital market does not give justice value to the parties such as issuer, trustee and investor in particular. Unclear arrangements in Bapepam-LK's Decree on General Provisions and Trustee Contracts under the Warranty (if any) do not provide legal certainty and fairness to bond investors in the event of default. The weaknesses in the implementation of bonds arrangement in the Indonesian capital market due to the functions and duties of the Trustee listed in UUPM have no regulatory arrangements, as well as the absence of guidelines/standards in the preparation of the trustee contract. The reconstruction of the law shall be conducted by changing the special provisions of Bapepam Decree Number 412 on item 4 letter E concerning the guarantee (if any) by removing / removing the existing word in parentheses (if any), as it does not reflect the value of legal certainty and dignified justice.
Peran Otoritas Jasa Keuangan (OJK) dalam Mengawasi Maraknya Pelayanan Financial Technology (Fintech) di Indonesia Elvira Fitriyani Pakpahan; Jessica Jessica; Corris Winar; Andriaman Andriaman
Jurnal Magister Hukum Udayana (Udayana Master Law Journal) Vol 9 No 3 (2020)
Publisher : University of Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JMHU.2020.v09.i03.p08

Abstract

The purpose of this research is to give insights on how Fintech and the role of OJK in supervising the services of Fintech in Indonesia. The presence of Fintech in Indonesia greatly helps citizens in accessing and provide easiness in financial transactions. At the moment, Fintech provides several functions that are believed to develop rapidly and Fintech also provides services on electronic money, virtual account, aggregator, lending, crowdfunding and other online monetary transactions. Various businesses that are part of Fintech are startups and online businesses. Therefore, the government should provide legal protection in order to protect both parties, the business organizers and the possible customers. In this case, business organizers with legal Fintech development have potential that is related to consumer protection, stable financial system, economy, and payment methods. The method of the research that is used in conducting this journal is the applied law research method. This research is using normative law with the facts approach and Constitution approach. In this case, Bank Indonesia has issued the Bank Indonesia Regulation No. 18/40/PBI/2016 about the implementation of the payment transaction and the Bank Indonesia Regulation No. 19/12/PBI/2017 about the implementation of Financial Technology. Along with OJK Regulation No. 13/POJK.02/2018 about the innovation of digital money in the financial services sector as a provision that covers the supervision and stipulates financial technology (fintech) industry issued by Otoritas Jasa Keuangan (OJK). Tujuan dari penelitian ini adalah untuk memberikan pengetahuan bagaimana Fintech dan peran OJK dalam mengawasi maraknya pelayanan Fintech di Indonesia. Munculnya Fintech di Indonesia sangat membantu masyarakat untuk mengakses dan mempermudah transaksi keuangan. Saat ini, Fintech memiliki berbagai fungsi yang diyakini mampu berkembang cepat dan Fintech mampu melayani electronic money, virtual account, agregator, lending, crowdfunding dan transaksi keuangan online lainnya. Berbagai usaha yang termasuk dalam Fintech adalah bisnis startup dan bisnis online. Dengan demikian Pemerintah harus memberikan suatu bentuk perlindungan hukum baik itu dari segi penyelenggara bisnis maupun untuk masyarakat yang berperan sebagai nasabah. Dalam hal ini, Pelaksanaan bisnis yang dijalankan secara legalitas untuk pengembangan fintechnya memiliki potensi resiko yang berhubungan dengan perlindungan konsumen, stabilitas sistem keuangan dan ekonomi ,serta sistem pembayaran. Metode penelitian yang digunakan dalam penyusunan jurnal ini adalah metode hukum yuridis normatif. Dimana penelitian ini meneliti hukum secara normatif dengan menggunakan pendekatan fakta dan pendekatan Undang-Undang. Dalam Hal ini Bank Indonesia (BI) mengeluarkan Peraturan Bank Indonesia No 18/40/PBI/2016 dan Peraturan Bank Indonesia No 19/12/PBI/2017 serta Peraturan OJK No. 13/POJK.02/2018 sebagai bentu pengawasan dan pengaturan industri financial technology (fintech) yang dikeluarkan oleh Otoritas Jasa Keuangan (OJK).
LEGAL PROTECTION AGAINST A BOND INVESTOR ACCORDING TO THE DIGNIFIED JUSTICE Tommy Leonard; Elvira Fitriyani Pakpahan; Heriyanti Heriyanti; Azharuddin Azharuddin
Yustisia Jurnal Hukum Vol 9, No 1: April 2020
Publisher : Faculty of Law, Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/yustisia.v9i1.37818

Abstract

The defaulted cases that occurred at PT. Mobile-8 Telecom Tbk., Bakrie Telecom, PT. Berlian Laju Tanker is very detrimental to bondholder investors. This is the problem that is happening in the Indonesian economy and becomes serious since it can reduce the wheels of the economy, especially for the capital market. The purpose of this research is to protect investor-based bonds with dignified justice according to Teguh Prasetyo's dignified justice theory. The research method used is empirical or non-doctrinal. The results of the research stated that legal protections based on fairness are not only given to bond investors but issuers and trustees
RECONSTRUCTION OF DECISION BAPEPAM-LK NO. 412/BL/2010 CONCERNING ON THE TRUSTEE CONTRACT Elvira Fitriyani Pakpahan; Bambang Tri Bawono; Azharuddin Azharuddin
Jurnal Pembaharuan Hukum Vol 5, No 3 (2018): Jurnal Pembaharuan Hukum
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jph.v5i3.3744

Abstract

The purpose of this study reconstructs Bapepam-LK's decision number 412 / BL / 2010concerning the trustee contract refers to specific provisions on guarantees stipulated byBapepam / FSA as in item 4 letter E which is still too common. Conditions of bail innumber 4 letter E Bapepam Decree 412 is only limited provision of information, not anecessity. Password Security (if any) does not provide legal certainty for investorsobligations in case of default. With juridical sociological research methods. The theoryused to analyze the theory of justice that is dignified, then research the reconstruction of the law done by changing the special provisions Bapepam's Decision No. 412 in number 4 letter E on collateral (if any) by removing / deleting the words in brackets (if any), caused not show the certainty justice and dignity justice.
LEGAL PROTECTION AGAINST DEPOSITORS' CUSTOMERS WITH MUDHARABAH CONTRACT ON ISLAMIC BANKS Elvira Fitriyani Pakpahan
Jurnal Pembaharuan Hukum Vol 6, No 1 (2019): Jurnal Pembaharuan Hukum
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26532/jph.v6i1.4673

Abstract

Deposit type most often used by Islamic Bank in collecting funds from the public is revshare system (mudharabah) where the customer is acting as an investor and profit from business carried on by the bank. But in practice mudharabah can also loss caused by managers (Banks) in running the business. The problem in this research is how the legal protection of depositors with mudharabah in Islamic banks. With normative juridical research method and approach to literature. Results of the study stated that the legal protection of depositors in Islamic banking are protected by rules that are already fairly well from the Financial Services Authority and the Institute of deposit insurance, even the rules better than  protection applied to customers of conventional banks. LPS in Regulation 2 of 2010 Article 44 stated that the interest rate is considered reasonable set LPS does not apply in determining the status of the deposit guarantee to deposits based on Islamic principles because Islamic Bank using revshare principle in operation. 
Benturan Kepentingan bagi Konsultan Hukum dalam Kejahatan Pasar Modal Elvira Fitriyani Pakpahan; Selvia Fransiska Wijaya; Agnes Fortunata; Johny Chang; Helfan Muhammad
Jurnal Ilmiah Penegakan Hukum Vol 6, No 2 (2019): JURNAL ILMIAH PENEGAKAN HUKUM DESEMBER
Publisher : Universitas Medan Area

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31289/jiph.v6i2.2605

Abstract

This objective of this research is to examine conflicts of interest for legal consultants in capital market crime. The method used in this study is normative juridical analysis with a library approach and using secondary data. The role of legal consultants is very important in the capital market, this is because legal consultants are required to provide legal opinions regarding a company. So, because it has an important role, a legal consultant needs to know the duties and obligations. Beside that, the information from legal opinions will be used by investors in deciding whether to invest their capital or not, because information in the capital market is a factor that causes the fluctuations in the price of securities or shares on the price of securities or shares. Therefore, in each assignment of a legal consultant, it is expected that legal consultants can act independently and impartially and in accordance with the code of ethics, professional standards and applicable regulations. Sanctions will be given to legal consultants who act independently and do not fulfill the code of ethics, professional standards and applicable regulations. The application of sanctions is also related to the role of the Financial Services Authority.
URGENSI PENGATURAN FINANCIAL TECHNOLOGY DI INDONESIA Elvira Fitriyani Pakpahan; Kristina Chandra; Anderson Tanjaya
Jurnal Darma Agung Vol 28 No 3 (2020): DESEMBER 2020
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Darma Agung (LPPM_UDA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/ojsuda.v28i3.807

Abstract

Fintech is a combination of a financial system with digital technology. Fintech's goal is to provide financial services by making use of modern software and technology. This type of research is normative juridical research. The nature of descriptive research. Qualitative data analysis. Based on the results of the research that the existence of urgency will provide clarity on the competitive space and legal Fintech climate. The existing Fintechs really understand the problems they are facing. For this reason, the clarity of the urgency of Fintech regulation can further convince the public that their interests are well protected. Therefore, the government issued the urgency of regulating Financial Technology in Indonesia, including the Financial Services Authority Regulation (POJK), Law Number 8 of 1999 concerning Consumer Protection (UUPK), Law Number 21 of 2008 concerning Banking, Law Number 19 2016 Amendments to Law Number 11 of 2008 concerning Electronic Information and Transactions, Government Regulation Number 71 of 2019 concerning Electronic Systems and Transactions.
Peranan Investasi Asing dalam Percepatan Pertumbuhan Ekonomi di Indonesia Cindy Winni Violita; OK Isnainul; Elvira Fitriyani Pakpahan; Michelle Hadlen; Michael Michael; Danniel Danniel
Jatiswara Vol 35 No 3 (2020): Jatiswara
Publisher : Fakultas Hukum Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jatiswara.v35i3.266

Abstract

Tujuan penelitian ini adalah untuk mengkaji tentang peranan investasi asing dalam percepatan pertumbuhan ekonomi di Indonesia. Metode penelitian yang digunakan adalah penelitian hukum normatif dengan sifat penelitian deskriptif, teknik pengumpulan data menggunakan data primer, sekunder dan tersier. Analisis data menggunakan analisis kualitatif. Peranan Investasi asing memberikan kontribusi yang nyata bagi perekonomian, perkembangan teknologi, perbaikan infarstruktur serta menciptakan lapangan pekerjaan dan menghasilkan penerimaan Negara. Kendala yang muncul yakni regulasi berbelit, akuisisi lahan yang sulit, infrastruktur publik yang belum merata, pajak dan insentif nonfiskal lain tidak mendukung investasi dan tenaga kerja terampil yang belum memadai. Upaya menarik investasi asing dalam mempercepat pertumbuhan ekonomi nasional diantaranya Inftrastruktur, tenaga kerja terampil, kemudahan perizinan, insentif dari pemerintah, jaminan hukum dan kesejahteraan masyarakat.
Enhance Administration Of Legal Assistance Program For Community Is Disable To Seeking Justice Based On Law Number 16 Year 2011 About Legal Assistance Marcos Sihombing; Tommy Leonard; Elvira Fitriyani Pakpahan
International Journal of Educational Research & Social Sciences Vol. 2 No. 6 (2021): December 2021
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijersc.v2i6.197

Abstract

The implementation of the Legal Aid Post (Posbakum) by the District Court includes 3(three) scopes of legal services by the provisions contained in Perma No. 1 of 2014. The three scopes are fee waiver services, and holding hearings outside the court building, and providing Court Posbakum. In connection with the implementation of this Posbakum, the District Court only provides room facilities to Posbakum for three accredited legal aid institutions or advocate organizations. The handling of legal aid funds for each case will be submitted by the Court through the Local Office of the Ministry of Law and Human Rights. However, this does not mean that the function of the facilitator can be ignored, considering that this Posbakum is located in the Constitutional Court, it is necessary to pay attention to the special mandate from the State Administrators to the Constitutional Court to ensure the success of free legal services for the poor. . Therefore, it is also hoped that the presence of Posbakum in the Constitutional Court can erode the negative and frightening stigma of the Court for the wider community. Learn more about this source text required source text for additional translation information Law enforcement on the one hand and justice in society on the other hand requires harmony, especially in the right to obtain legal assistance for the community without discriminating against race, religion, and group. As for the formulation of the problem, Research methods which is used by researchers as using an empirical juridical approach.
Co-Authors Achmad Noerkhaerin Putra Adawiyah, Rodiatun Adella Sitanggang Affendy, Albert Ben Agnes Fortunata Alana Putri Br. Ginting, Jessica Albert Gabriel M Situmeang Alexander Johnatan Pardede Alkana Yudha Anderson Tanjaya Andres Winardi Andriaman Andriaman Anggraini, Fitria Arifin Alexander Arini Batubara, Sonya Armaini, Agus Arman Muis Astari, Wina Azharuddin Azharuddin Azharuddin Azharuddin Azharuddin, Azharuddin Azharuddin, Azharuddin Bambang Tri Bawono Bartolomeus Diaz Sianipar Besty Habeahan Br Perangin Angin, Renni Junita Cantika Debora Panjaitan Chandra, Lionel Ricky Chang, Johny Cindy Winni Violita Clarissa Yeoman, Michelle Corris Winar Daeli, Nilam Permata Danniel Danniel Danniel, Danniel Devi Lyana Simanjuntak Dewa, Ananta Aria Diana Diana Dicky Dicky Dwiki Pernandes Sembiring Elisah Elisah Enda Noviyanti Simorangkir Eric Kurniawan Erstendo Pasaribu Ervina Ervina Evelyne Febriyana Laia Ferry Duan Fibert Lovano Fitry Silitonga Flavia Tanaya Fortunata, Agnes Frederico, Lineus Gail Jevona Juneta Elviani Zebua Giovanni Thomasia Giri Pratomo Gulo, Immanuel Frans Franata Guntur Hutagalung Hadlen, Michelle Helfan Muhammad Henny Yulieta Sinurat Heriyanti Heriyanti Heriyanti Heriyanti Heriyanti Heriyanti Heriyanti, Heriyanti Hulu, Andi Martin Hulu, Angellina Livonaria Imaniza, Faheera Irawati Isnainul, O.K. Isnainul, OK Isnainul, OK. Jessica Alana Putri Br. Ginting Jessica Angkasa Jessica Jessica Jessica Koharuddin Jestyn Hermawan Johny Chang Joswen Sianipar Juwi Sonia Karryn Young Kartina Pakpahan Kelfin Candra Kerisna Sukma Adji Sembiring Kesuma Wijaya, Emil Kevin Alexander Kholilur Rahman, Kholilur Koharuddin, Jessica Kristina Chandra Lasro Akmal Siregar Lenny Maria Aritonang Leonard, Tommy Lindawati Putri Widharta M. Iqbal Asnawi M.S. Alfarisi made adhiguna samvara Maggie Maggie Marcos Sihombing Markus Suryoutomo Melinda Tarigan Melva Nainggolan Michael Michael Michael Michael Michelle Amanda Esitria Sumampow Michelle Clarissa Yeoman Michelle Hadlen Misael Leo Nard Haganta Tarigan Monica Muhammad, Helfan Mulyadi Mulyadi Mulyadi Mulyadi Musliansyah, Irfan Nainggolan, Samuel Dharma Putra Nasution, Farah Hanifah Ndruru, Mawatulo Nourma Dewi Nurhasanah Fauziah Tanjung O K Isnainul O.K. Isnainul OK Isnainul Priyangka, Trisha Mahsuri Purba, Emmerita Putri, Stela Dwi Rahadian, Risna Ramadhana, Widodo Ramon Nafrial rizal, said Rizki Rizki Robby Dian Rona Indara Roy Saputra Manalu Ry, Agus Armaini Sahat Raja Hutajulu Samuel Sitinjak Sandi Noel Rajagukguk Sarifuddin Gulo Selvia Fransiska Wijaya Shindy Natalia Litani SIAHAAN, MARSEM PAHAM MARSAOR Silvi Yanti Simanjuntak, Lamhot Simbolon, Edison Donauli Sinaga, Hadiwijaya Sipahutar, Theresia Siregar, Jenni Yustina Sisca, Hilda Afrida Sitanggang, Adella Sitompul, Mikael Jonatan Sonya Airini Batubara, Sonya Airini Sri Rahayu Hulu Stela Dwi Putri stephanie, winnie Steven Albertrius Tamba Suhaila, Marsa Suhunan Purba, Kevin Tanry, Clarisa Adelia Tanto, Harnando Tarigan, Melinda Teguh Prasetyo Togu Suganda Hutagaol, Aryado Tommy Leonard Tommy Leonard Tommy Leonard Torry Hia Tyson Terbit Simbolon Violita, Cindy Winni Vita Cita Emia Tarigan Vivi Prisilla Vivi Rahayu Sianturi Wijaya, Selvia Fransiska Willy Tanjaya Winardi, Andres Yeriko Purba Rambe Yoshinaga, Yoshinaga Young, Karryn Yuni Adriana Malau Zhou, Valerie