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Analysis of the Effect of Credit Restructuring on the Liquidity Level of Banks Listed on the Indonesian Stock Exchange (IDX) Before and After the COVID-19 Pandemic Rahmatulloh, Muhammad Wilszam; Bambang
International Journal of Business and Applied Economics Vol. 3 No. 1 (2024): January 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v3i1.7849

Abstract

This research aims to determine the effect of credit restructuring on liquidity levels through the Loan to Deposit Ratio before the COVID-19 pandemic and after the COVID-19 pandemic. The data used is secondary data in financial reports for 2019 before the COVID-19 pandemic and 2020-2023 after the COVID-19 pandemic. The results of this research show that the Loan to Deposit Ratio experienced a decrease, as evidenced by the results of descriptive statistical research, which showed the average difference (Loan to Deposit Ratio decreased by 0.1423.
UTILIZATION OF THE SONG "LIR ILIR" TO BUILD SPIRITUAL AND MORAL AWARENESS IN 6TH GRADE STUDENTS AT AL HIKMAH ELEMENTARY SCHOOL SURABAYA Bambang; Rokhman, Fathur; Wagiran, Wagiran; Hartono, Hartono
Journal of Social Science Vol. 1 No. 4 (2024): Journal of Social Science
Publisher : PT. Antis International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/ijss.v1i4.26

Abstract

Objective: This research investigates the use of the traditional song "Lir Ilir," popularized by Sunan Kalijaga, as a teaching tool to enhance students' spiritual and moral awareness at SD Al Hikmah Surabaya. It aims to explore how integrating this cultural element into classroom activities fosters students' understanding of moral values. Method: The study employed an interactive approach by integrating "Lir Ilir" into teaching activities, including discussions of the song's meaning, group singing, art projects, and storytelling. Challenges, such as explaining the symbolism within the lyrics, were addressed through the use of visual media and in-depth explanations. Results: The implementation demonstrated that using "Lir Ilir" as a teaching tool effectively enhanced students' moral and spiritual understanding. It encouraged active participation, self-awareness, and spiritual reflection. Despite initial challenges, the innovative teaching method successfully conveyed complex philosophical ideas through engaging and meaningful experiences. Novelty: This research highlights the integration of local cultural heritage into education, emphasizing the profound potential of traditional songs like "Lir Ilir" in nurturing a strong moral foundation among students. It showcases how culturally rooted teaching methods can create impactful and reflective learning experiences while preserving heritage values.
Sosialisasi Regulasi Dan Implementasi Denda Pada Spam Pematang Rahim Melalui Pendekatan Komunitas Berbasis Media Sosial Bambang; Khusnul Yatima; Kurniawan; Hasna Dewi; Ahmad Ihya'ulumuddin
Gotong Royong Vol. 2 No. 3 (2025)
Publisher : CV. Akira Java Bulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63935/gr.v2i3.233

Abstract

This community service activity aims to increase public understanding and awareness of regulations and the implementation of fines in the Pematang Rahim Village Drinking Water Supply System (SPAM). Outreach was conducted through a community approach utilizing social media as a means of communication and education. Implementation methods included initial observation, educational content creation, and interactive online and offline discussions. The results of the activity showed an increase in public understanding of SPAM regulations from 45% to 87%, knowledge of the fine system from 32% to 80%, and compliance with timely payments from 58% to 90%. Furthermore, community participation in community discussions also increased from 40% to 85%, indicating growing awareness and active community involvement in the management of clean water services.
Pengaruh Religiusitas, Corporate Image Dan Pengetahuan Masyarakat Terahadap Minat Menabung Pada Bank NTB Syariah Di Lombok Pratiwi, Richa; Bambang; Mariadi, Yusli
Jurnal Riset Mahasiswa Akuntansi Vol. 4 No. 1 (2024): Jurnal Riset Mahasiswa Akuntansi, Maret 2024
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i1.984

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh religiusitas, corporate image, pengetahuan masyarakat terhadap minat menabung pada Bank NTB Syariah di Lombok. Populasi dalam penelitian ini adalah masyarakat Kabupaten Lombok Utara, dengan sampel dalam penelitian ini 100 responden. Responden dalam penelitian ini adalah masyarakat Kabupaten Lombok Utara. Teknik penentuan sampel yang digunakan adalah purposive sampling. Adapun metode analisis yang digunakan dalam penelitian ini yaitu SEM dengan aplikasi SmartPLS 4.0. Hasil penelitian menunjukkan bahwa religiusitas berpengaruh secara positif terhadap minat menabung, corporate image berpengaruh secara positif terhadap minat menabung, pengetahuan masyarakat berpengaruh secara positif terhadap minat menabung pada Bank NTB Syariah di Lombok. Hasil dari penelitian ini diharapkan dapat bermanfaat bagi masyarakat dan pihak Bank NTB Syariah sebagai sumber referensi dan informasi dalam mengambil keputusan dan meningkatkan pengetahuan masyarakat.
Pengaruh Kualitas Pelayanan Dan Corporate Social Responsibility Terhadap Citra Perusahaan Pada Bank Syariah Indonesia Cabang Mataram Putri, Dinar Febriana; Bambang; Lenap, Indriana Puspitasari
Jurnal Riset Mahasiswa Akuntansi Vol. 4 No. 2 (2024): Jurnal Riset Mahasiswa Akuntansi, Juni 2024
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v4i1.1089

Abstract

This research aims to empirically test the quality of service and Corporate Social Responsibility on the Corporate Image of Bank Syariah Indonesia, Mataram City. The population in this research is all Sharia Bank customers in Mataram City. The sample technique used is Accedental Sampling. This research is quantitative research that uses primary data from distributing questionnaires as a data source. The number of samples used was 100 customers. The analysis technique used in this research is multiple linear regression analysis with the analysis tool SPSS. The results of the research show that service quality has a significant positive effect on the company's image and Corporate Social Responsibility has a positive and significant effect on the company's image at Bank Syariah Indonesia, Mataram City.
Pemberdayaan UMKM Sebagai Strategi Meningkatkan Daya Saing di Era Globalisasi Rasidi, Moh.; Bambang; Yoga Pratama, M.; Noer Hidayat, Moh.; Rahman, Taufiqur
Jurnal Ilmiah Pengabdian dan Inovasi Vol. 3 No. 2 (2024): Jurnal Ilmiah Pengabdian dan Inovasi (Desember)
Publisher : Insan Kreasi Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57248/jilpi.v3i2.523

Abstract

Furniture business assistance in Alas Kandang Besuk Village aims to increase the competitiveness of local Micro, Small and Medium Enterprises (MSMEs) through various strategies and approaches. This mentoring program includes technical training in making furniture products, business management, digital marketing, and financial management. Apart from that, business networks were also strengthened between local furniture entrepreneurs and the wider market, both at regional and national levels The results of this assistance show an increase in furniture product quality, operational efficiency and better marketing capabilities among MSME players. In addition, there has been a significant increase in income and absorption of local labor. This assistance has also succeeded in encouraging product innovation and business diversification, which has contributed to increasing the competitiveness of furniture MSMEs in Alas Kandang Besuk Village.
Pengaruh Mikro dan Makro Ekonomi Terhadap Return Saham Perusahaan Perbankan Periode 2019-2021 Savita Putri, Ayudia Davina; Bambang; Hudaya, Robith
JRAK (Jurnal Riset Akuntansi dan Bisnis) Vol. 9 No. 2 (2023): JRAK Jurnal Riset Akuntansi dan Bisnis Juli 2023
Publisher : LPPM POLITEKNIK LP3I BANDUNG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38204/jrak.v9i2.1287

Abstract

This research is an associative research using a quantitative approach aims to analyze the impact of Price to Book Value (PBV), Market Capitalization, Exchange Rate, and Inflation against Stocks Return of banking companies listed on the Indonesia Stock Exchange (IDX) throughout 2019-2021 period. The samples used in this study were 37 banking companies. Sampling using technique purposive sampling. The data used in this study is secondary data originating from the official websites of the Indonesia Stock Exchange, Yahoo Finance and Bank Indonesia. The analytical method used is panel data regression analysis to see the effect of the independent variables on the dependent variable both individually and simultaneously. The data is tested using software eviews 10. Partial testing with the t test shows that the variable Price to Book Value (PBV) has a positive and significant effect on Stocks Return. However,Market Capitalization, Exchange Rates, and Inflation have no effect on Stocks Return. The result of the F test shows that the variable Price to Book Value (PBV), Market Capitalization, Exchange Rates, and Inflation simultaneously have an effect on Stocks Return. Adjusted R-Squared of 0.463782 which indicates that the variable Price to Book Value (PBV), Market Capitalization, Exchange Rates, and Inflation affect Stocks Return up to 46.37% while the remaining 53.63% is influenced by other factors outside of this study.
PERAN PERSEPSI PENGGUNA DALAM MEMEDIASI ADOPSI ARTIFICIAL INTELLIGENCE (AI) DI KALANGAN MAHASISWA AKUNTANSI Nurabiah, Nurabiah; Pusparini, Herlina; Bambang; Fitriyah, Nur
CURRENT: Jurnal Kajian Akuntansi dan Bisnis Terkini Vol. 6 No. 3 (2025): Current : Jurnal Kajian Akuntansi dan Bisnis Terkini
Publisher : Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/current.6.3.716-730

Abstract

The aim of this study is to analyze the influence of readiness and knowledge on the adoption of Artificial Intelligence (AI), as well as the mediating role of user perceptions on this influence. The Technology Acceptance Model (TAM) theory, which is a popular model for predicting people's attitudes when they decide whether or not to embrace a technology system, is used in this study. The sampling strategy employs a random sampling technique, in which the sample is selected at random to create an unrepresentative skew of the entire population. There were 439 responders in all, and the sample consisted of D3, D4, and S1 accounting students from the city of Mataram. A questionnaire is used to collect data. The clever PLS 3.0 application was utilized to apply the Partial Least Square (PLS) technique in order to evaluate the hypothesis. His research's findings demonstrate that knowledge and readiness have a favorable impact on AI adoption, that knowledge and readiness have a positive impact on AI user perceptions, and that user views can mediate the relationship between knowledge and readiness and AI adoption. This study aids in recognizing patterns in how AI is perceived in accounting settings and helps comprehend and predict how these technological advancements will affect students' capacity to adapt.
Analisis Pengakuan Pendapatan Klaim BPJS Kesehatan Di Rumah Sakit Universitas Mataram Aulia, Linda Aulia; Bambang
Jurnal Riset Mahasiswa Akuntansi Vol. 5 No. 4 (2025): Jurnal Riset Mahasiswa Akuntansi, Desember 2025
Publisher : Fakultas Ekonomi dan Bisnis Unram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/risma.v5i4.2251

Abstract

This study aims to analyze the revenue recognition process of BPJS Kesehatan claims at Mataram University Hospital, a government work unit applying Government Accounting Standards (SAP) based on the cash toward accrual basis. The research employed a descriptive quantitative approach, using documentation, interviews, and an analysis of claim reports from January 2025. Findings reveal a negative discrepancy of Rp 181,634,816 between the hospital's submitted claims and those approved by BPJS, with 11.9% of total claims still in pending status. Most discrepancies occurred in outpatient services due to coding errors, incomplete documentation, and limitations in the hospital’s information system. While revenue recognition has been carried out in accordance withSAP principles, the implementation faces administrative and technical challenges that impact cash flow and the accuracy of financial reporting. This study recommends strengthening internal verification systems, enhancing human resource capacity, and integrating hospital information systems to ensure a more efficient and accountable claim process, supporting financial sustainability and continuous healthcare service delivery.
DESIGN AND CONSTRUCTION OF A YOUNG COCONUT PEELING MACHINE WITH A CAPACITY OF 60 FRUITS/HOUR FOR MICRO-ENTERPRISES Bambang; Samuel Haris Purba
Journal of Golden Generation Engineering Vol. 1 No. 1 (2025): JULI 2025 : Journal of Golden Generation Engineering
Publisher : PT. Lembaga Penerbit Penelitian Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65244/jggengineering.v1i1.13

Abstract

This study aims to analyze the Power motor Which needed For peeling skin coconut young ; Basics Which used For make machine peeler skin young coconut ; Calculation components construction machine peeler young coconut skin ; Time Which needed in One time peeling skin coconut young in manual ; Results Which obtained from testing tool help peeler  or cutter coconut skin young. From the results of the discussion in designing the construction of a young coconut peeling machine with a capacity of 60 pieces / hour with acceptable results according to the plan. After the discussion is carried out in accordance with what is desired based on the objectives of this planning, namely: determining the motor power needed to drive the young coconut peeling machine; determining the material and size of the machine elements used; showing the work of the machine and making a working drawing of the coconut peeling machine. The results can be concluded as follows: The electric motor used = 1 hp , Belt length on the pulley = 61 inches , Motor pulley diameter = 3 inches , Pulley diameter on the coconut drive = 12 inches , Bearing = 6205 , Analysis of the cost of making the machine used Rp: 5,602,000 .