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Implementation of Halal Certification through a-Self Declare Scheme in Micro and Small Enterprises: An Empirical Study in the Bandung City Shasa, Shasa; Susilawati, Cucu; Herdiana, Dian
Indonesia Journal of Halal Vol 8, No 1 (2025): IJH
Publisher : Pusat Kajian Halal Undip

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/halal.v8i1.29239

Abstract

The study aims to find out the application of Government Regulation No. 39 of 2021 in the implementation of halal certification through a self-declaration scheme by MSEs in the city of Bandung. This research is in line with the requirement of halal certification for food and beverage products, including for Micro and Small Enterprises, in October 2026. This research also uses the Halal Product Assurance Law, sharia maqashid theory, and sharia principles in the implementation of halal certification with a self-declare scheme. This study adopts an empirical juridical approach, focusing on both the review of prevailing legal provisions and their practical application in the field. The research employs a descriptive-analytical method with the objective of presenting facts in a structured manner and interpreting them within the framework of Sharia economic law. The data utilized are qualitative in nature, gathered through several techniques such as conversations with stakeholders involved in the matter, analysis of official documentation, and literature reviews that strengthen the theoretical basis of this research. The findings indicate that the application of halal certification through the self-declaration scheme by MSEs in Bandung City aligns with the stipulations of Government Regulation No. 39 of 2021 on the Implementation of Halal Product Assurance. However, several obstacles were identified, particularly the lack of a Business Identification Number (NIB) among most MSEs and the challenges they face in accessing the SIHALAL system. However, even though there are inhibiting factors, the presence of Halal Companions is very helpful for MSEs in carrying out halal certification through self-declaration. The most important supporting factor in the implementation of halal certification through the self-declare scheme is the awareness of MSE actors of the importance of halal certification. Thus, the implementation of halal certification through the self-declare scheme is in accordance with maqāṣid al-syarī'ah, namely the basic goals that Islamic sharia wants to achieve in safeguarding human welfare. The principle of maslahah in the context of implementing halal certification through self-declaration is not just a legal justification, but is the main spirit of the policy. The self-declare scheme is also a form of moral and spiritual education for business actors, who are not only smart in business but also have high integrity and religious awareness. In addition, the self-declaration scheme also fulfils the written principle, because it can create transparency and provide legal certainty for both business actors and Muslim consumers.
The Implementation of Sharia Principles in Stock Trading: A Comparative Analysis of Conventional and Sharia-Compliant Stock Markets Putri, Riska Fitri Anggina; Azizah, Iffah; Awani, Renada; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 4 (2025): November
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17768922

Abstract

This study aims to analyze the fundamental differences between transaction mechanisms in the conventional stock market and the sharia-compliant stock market, as well as to examine the application of sharia principles—such as the prohibitions of riba, gharar, and maysir—in sharia stock trading. In addition, this research evaluates the effectiveness of regulations and supervisory systems in enforcing sharia principles within the Indonesian capital market. The method used is library research by reviewing various sources including scientific journals, books, and official documents from the Financial Services Authority (OJK) and the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). The findings show that the sharia stock market has stricter and more transparent mechanisms compared to the conventional market because all instruments and commitments must undergo a sharia screening process to ensure compliance with Islamic principles. The prohibitions of riba, gharar, and maysir are enforced through the avoidance of interest-based transactions, speculative activities, and excessive uncertainty. Regulations issued by OJK and DSN-MUI have played a crucial role in maintaining the integrity of the sharia market, although stronger supervisory systems and improved investor literacy are still needed. Overall, Indonesia’s sharia stock market demonstrates significant potential as an ethical investment alternative grounded in transparency and economic sustainability.
Analisis Fiqh Muamalah terhadap Praktik Pinjaman Kelompok di Platform Fintech Amartha dalam Perspektif Hukum Ekonomi Syariah Gantina, Anna Delfianty; Haikal, M. Awalul; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17829589

Abstract

This study examines the legal position and compliance of Amartha’s peer-to-peer lending scheme within the framework of Sharia principles, focusing on the legitimacy of the wakalah bil ujrah contract and its alignment with Indonesian positive law. Using a normative juridical method, this research relies on primary legal materials including OJK regulations governing fintech lending and relevant DSN-MUI fatwas, supported by secondary materials such as journals, sustainability reports, and academic analyses. The findings indicate that Amartha’s business model featuring group-based financing, fixed service fees, and risk-sharing mechanisms generally aligns with the governance requirements stipulated in POJK and the contractual parameters defined in fatwas on wakalah, ujrah, and P2P financing ethics. This study concludes that while Amartha’s model is legally structured to comply with Sharia and positive law, stronger regulatory enforcement and standardized disclosures are necessary to ensure optimal consumer protection and Sharia-compliant financial practices.
Analisis Penerapan Hukum Ekonomi Syariah terhadap Skema Komisi dan Bonus pada Platform Evermos Maharani, Dinda Fiachsania; Alifa, Rannan Salma; Andrian, Devi; J, Jaenudin; Herdiana, Dian
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 3, No 5 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17852981

Abstract

This study analyzes the implementation of Islamic Economic Law principles on the commission and bonus schemes applied by Evermos, a sharia-based social commerce platform. Using a qualitative approach with descriptive-analytic methods, data were collected through documentation studies sourced from the Evermos official website, sustainability reports, DSN-MUI fatwas, and relevant muamalah literature. Data were examined using content analysis and normative comparison to assess sharia compliance. The results show that the commission system aligns with the akad wakālah bil ujrah, where resellers act as agents entitled to fair compensation based on their marketing performance. Meanwhile, the bonus scheme corresponds to the concept of ju‘ālah, permissible as long as it is transparent, free from gharar and maisir, and not structured as prohibited multi-level schemes. Overall, Evermos’ commission and bonus mechanisms meet the principles of justice, transparency, and maslahah required in Islamic Economic Law. The study contributes to the theoretical development of sharia business governance and offers practical recommendations for strengthening sharia compliance in digital commerce.
Definisi Kebijakan Publik Menurut Ahli: Perbandingan Dan Penerapannya Dalam Penelitian Kebijakan Publik Herdiana, Dian
Menulis: Jurnal Penelitian Nusantara Vol. 1 No. 12 (2025): Menulis - Desember
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v1i12.741

Abstract

Kebijakan publik menempati posisi sentral dalam kajian ilmu sosial, khususnya ilmu Pemerintahan dan Administrasi Publik, namun dalam realitasnya adanya keragaman definisi di kalangan ahli sering menimbulkan ambiguitas konseptual yang berimplikasi pada bias analisis dan kegagalan implementasi secara praktis di lapangan. Artikel ini bertujuan untuk mengkompilasi dan menyintesiskan berbagai perspektif teoretis mengenai pengertian kebijakan serta menganalisis relevansi praktisnya. Penelitian ini menggunakan pendekatan kualitatif dengan metode studi kepustakaan (library research) yang mana data sekunder dari berbagai literatur yang relevan dianalisis melalui mekanisme verifikasi bertingkat (check, re-check, dan cross-check). Hasil penelitian menunjukkan bahwa variasi definisi mulai dari kebijakan publik sebagai keputusan otoritatif, rangkaian tindakan purposif, hingga alokasi nilai memiliki konsekuensi langsung terhadap pilihan instrumen kebijakan, desain implementasi, dan indikator evaluasi. Cara kebijakan publik didefinisikan secara fundamental menentukan bagaimana kebijakan publik dipraktikkan dan dievaluasi, pemahaman yang tepat mengenai definisi membantu para praktisi dan peneliti untuk menjembatani kesenjangan antara konsep teoretis dan solusi praktis yang efektif.
Transformasi Digital Pegadaian Syari’ah: Tinjauan Ulang terhadap Akad Rahn dan Ijarah dalam Layanan Gadai Online Farhanah, Farida Afnan; Nurrohmah, Lia; Destari, Ridha Nuri; J, Jaenudin; Herdiana, Dian
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17852693

Abstract

Digital transformation at Pegadaian Syariah is an important step in responding to technological developments and the public’s need for fast and efficient financial services. Through the Pegadaian Digital Service (PDS), pawn transactions can now be conducted online without compromising sharia principles. This study aims to examine how the Rahn and Ijarah contracts are implemented in online pawn services and to assess their compliance with the provisions of fiqh muamalah and legal regulations in Indonesia. The method used is a qualitative approach with a literature study, involving analysis of DSN-MUI fatwas, Islamic economics literature, and official documents from Pegadaian Syariah. The results of the study show that the implementation of the Rahn and Ijarah contracts in digital form fulfills sharia requirements because it is transparent, uses valid electronic signatures, and operates under the supervision of the Sharia Supervisory Board (DPS). This digital transformation not only increases the efficiency and security of services but also expands public access to sharia-compliant finance and supports the realization of maqashid sharia, namely public benefit and justice in modern economic transactions.
Preserving Environmental Sustainability in Pisitan Village, Cianjur Regency Munawar, Aini Nurazijah; Niscahyo, Dwi Ratno; Nuraeni, Fitria; Oktaviano, Giovani; Jannah, Hadiqotul; Diantha, Kineisha Malika Priya; Rohman, Muhammad Habibur; Fuadi, Muhammad Hafiz Rasinul; Syuhada, Muhammad Nabil; Pratusha, Puspa Dewi; T, Tamami; S, Suhendar; Herdiana, Dian
Madani: Jurnal Ilmiah Multidisiplin Vol 3, No 11 (2025): December 2025
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.17918678

Abstract

Pancasila as the basis of the Indonesian state is not only the basis for national unity, but also as a moral guide in preserving nature.The first principle, Belief in One Almighty God, teaches respect for God's creation which is manifested in environmental conservation.Second, Just and Civilized Humanity, demands awareness to protect nature so that it remains habitable for present and future generations.The third principle, Indonesian Unity, is key because nature conservation knows no territorial boundaries, requiring the cooperation of all citizens regardless of ethnicity, religion or origin.Fourth, democracy led by wisdom in deliberation and representation, encouraging community participation in decision making related to the environment.Fifth, Social Justice for All Indonesian People, ensuring that the benefits of nature conservation are felt equally.Through consistent application of Pancasila values, the Indonesian nation can strengthen unity while protecting biodiversity and ecosystems which are the nation's treasures.
Aktualisasi Nilai-nilai Pancasila dalam Upaya Membangun Karakter Anak-anak di ”Pesantren Pondok Quran Boarding School” Kecamatan Cilengkrang Kabupaten Bandung Nataniela, Shira Putri; Kamil, Najwa Naila Rahma; Ramadhan, Muhammad Syafiq; Raikhansyah, Arrafi; Ginanjar, Agi; Febriyani, Rizka Aulia; Syaqieb, Albar; Alhakim, Agisna Malik; Agustiyani, Riva Esya; Herdiana, Dian; Pahman, Ilham
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 10 (2026): January
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18167868

Abstract

Pancasila is the fundamental ideology of the Indonesian state and should serve as a guiding principle in national and civic life; however, the implementation of its values within society remains limited. In the educational context, Islamic boarding schools pondok pesantren play a crucial role in character formation based on Pancasila values, particularly the Second Principle, “Just and Civilized Humanity,” which aligns with the pesantren’s mission to develop generations with akhlaqul karimah (noble character). These values are believed to be implemented through moral development and residential routines at Pondok Quran Boarding School. Therefore, this study aims to analyze and describe specifically how the values of the Second Principle of Pancasila are actualized in efforts to build students’ character at Pondok Quran Boarding School. This study employs a Participatory Action Research (PAR) approach with a qualitative design that emphasizes active involvement and collaboration between the researchers (university students) and participants (students). The actualization of Pancasila values, particularly the Second Principle, was carried out through socialization activities and a series of stages, including planning, preliminary observation, implementation of educational activities in the field, and reflection. The findings indicate that the PAR approach through interactive educational programs is effective as a medium for the actualization and internalization of the Second Principle of Pancasila among junior high school students. These activities make a tangible contribution to strengthening students’ character by fostering respect for human dignity, building civilized relationships, and creating a culture of mutual respect and a healthy learning environment within the school.
Penguatan Desa Sadar Hukum: Upaya Preventif Melawan Jeratan Pinjaman Online Ilegal dan Praktik Rentenir Herdiana, Dian; Jaenudin; Nuraeni, Neni; Asro, Muhammad; Siti Sa’diah, Diah; Susilawati, Cucu; Nasrudin, Nasrudin; Iskandar, Iskandar; Jamaludin, Jujun; Sri Yuniarti, Vinna; Durrotunnafisah, Didah; Sumiati, Sumiati
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - April
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Praktik pinjaman online ilegal dan rentenir keliling ('Bank Emok') berbunga tinggi mengancam stabilitas sosial-ekonomi perdesaan. Pengabdian ini bertujuan memberikan edukasi preventif bagi masyarakat Desa Simpen Kaler, Kabupaten Garut dalam menghadapi jeratan utang. Metode pelaksanaan berupa penyuluhan hukum partisipatif yang memadukan perspektif Hukum Positif (UU P2SK, UU ITE) dan Hukum Ekonomi Syariah (Larangan Riba, Qardhul Hasan). Kegiatan melibatkan 50 orang, terdiri atas 30 peserta dari berbagai unsur masyarakat desa dan 20 tim pelaksana UIN Sunan Gunung Djati Bandung. Hasilnya, literasi hukum meningkat terkait aspek legalitas transaksi dan konsekuensi teologis transaksi ribawi. Kegiatan ini berhasil membangun komitmen kolektif warga menolak pinjaman ilegal serta mendorong pemberdayaan lembaga keuangan syariah mikro demi kemandirian ekonomi desa