Articles
<![CDATA[PENILAIAN TINGKAT KESEHATAN BANK UMUM SYARIAH DEVISA MENGGUNAKAN METODE RISK BASED BANK RATING (RBBR) PERIODE 2014-2016 ]]>
<![CDATA[Monique, Eska Prima]]>;
<![CDATA[Prawitasari, Andriani]]>
<![CDATA[ JURNAL EKOMBIS REVIEW Vol 6 No 2 (2018) ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Dehasen Bengkulu ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1316.909 KB)
<![CDATA[Banks face problems in determining business strategy in managing their business. this business strategy will then be used as the foundation and framework to realize the work goals that have been determined by management. In the past ten years, sharia banking has grown rapidly, especially since the issuance of statute no. 10 of 1998. This research uses three risk assessment method (Risk Based Bank Rating), which are risk profile aspect (NPL, LDR), earning ratio (ROA, NIM), and capital adequacy (CAR). As for the aspects of good corporate governance (GCG), it is not used because it requires primary data concerning bank secrecy. The sample population in this study is sharia foreign exchange bank. while the sampling method used purposive sampling (i.e. taking samples with certain criteria). The population for foreign exchange banks is 35, but this study only uses 5 sharia banks (based on predetermined criteria). Based on the results of this study the entire sample of Sharia Banking Foreign Exchange shows the results of CAR performance with a very healthy predicate. Although in 2015 the performance of Non Performing Loan (NPL) had decreased, but in 2016 all Sharia Foreign Exchange Banks were able to improve NPL performance to below 5% (healthy performance predicate). In 2014-2016, there are 4 out of 5 Sharia Foreign Currency Bankers performing Loan To Deposit Ratio (LDR) with a fairly healthy predicate (LDR is between 85% and 100%). Net Interest Margin (NIM) performance of all samples of Foreign Exchange Sharia Banking in 2014-2016 tends to be very healthy (NIM> 3%). So it can be said that the company is able to profit from interest income. During 2014-2016 the Return on Asset (ROA) performance of the Sharia Banking Foreign Exchange (ROA) sample also tended to increase, if in the previous two years (2014 and 2015) only 2 out of 5 sample banks have ROA above 1.25% then in 2016 there 3 out of 5 sample banks are able to achieve ROA performance even above 1.5% (very healthy predicate)]]>
<![CDATA[ANALISIS STRATEGI PENGEMBANGAN USAHA TAHU TEGUH PRIBADI DI BENGKULU TENGAH ]]>
<![CDATA[Monique, Eska Prima]]>;
<![CDATA[Nasution, Suswati]]>
<![CDATA[ JURNAL EKOMBIS REVIEW Vol 7 No 2 (2019) ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Dehasen Bengkulu ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (341.805 KB)
<![CDATA[Small and medium enterprises (SMEs) which are now better known as micro and small enterprises play an important role in the growth of the Indonesian economy. The company carries out a SWOT analysis (Strength, Weakness, Oppurtunity, and Threat) in determining marketing strategies. The respondents in this study are tofu producers, suppliers, consumers, governments, competitors and marketing institutions of Tahu Teguh Pribadi. Where this analysis consists of 2 analysis variables, namely an analysis of internal factors consisting of strengths and weaknesses, and external analysis consisting of opportunities and threats. The IFAS (Internal Factor Analysis Summary) matrix shows that the strength and weakness factors have a total score of 3.01. The EFAS (External Factor Analysis Strategy) matrix shows that opportunity and threat factors have a total value of 3.16. Based on the Cartesian diagram shows that Usaha Tahu Teguh Pribadi is in the Growth quadrant where the quadrant is a very favorable situation. S-O strategy (Strenght-Opportunity) then obtained the factor that must be maintained to be able to take the opportunities that are: Improving product quality by utilizing technological developments to maintain consumer trust and forming associations / unions of business entrepreneurs to maintain bargaining positions against suppliers. The W-O strategy (Weakness-Opportunity) obtained results, namely: Increasing sales volume through product diversification by utilizing culinary policies and improving the quality of human resources through programs from the government. S-T strategy (Great Strenght) shows results: Improving quality and maintaining product continuity with good production management to improve competitiveness. And can improve marketing efficiency by establishing W-T (Weakness-Threat) Strategy partnership relationship, namely: Use simple SOPsfor effectiveness and efficiency. As well as increasing capital and promotion networks through product packaging and increasing human resources]]>
<![CDATA[PENILAIAN TINGKAT KESEHATAN BANK UMUM SYARIAH DEVISA MENGGUNAKAN METODE RISK BASED BANK RATING (RBBR) PERIODE 2014-2016 ]]>
<![CDATA[Eska Prima Monique]]>;
<![CDATA[Andriani Prawitasari]]>
<![CDATA[ EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 6 No 2 (2018) ]]>
Publisher : <![CDATA[UNIVED Press ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (1316.909 KB)
|
DOI: 10.37676/ekombis.v6i2.610
<![CDATA[Banks face problems in determining business strategy in managing their business. this business strategy will then be used as the foundation and framework to realize the work goals that have been determined by management. In the past ten years, sharia banking has grown rapidly, especially since the issuance of statute no. 10 of 1998. This research uses three risk assessment method (Risk Based Bank Rating), which are risk profile aspect (NPL, LDR), earning ratio (ROA, NIM), and capital adequacy (CAR). As for the aspects of good corporate governance (GCG), it is not used because it requires primary data concerning bank secrecy. The sample population in this study is sharia foreign exchange bank. while the sampling method used purposive sampling (i.e. taking samples with certain criteria). The population for foreign exchange banks is 35, but this study only uses 5 sharia banks (based on predetermined criteria). Based on the results of this study the entire sample of Sharia Banking Foreign Exchange shows the results of CAR performance with a very healthy predicate. Although in 2015 the performance of Non Performing Loan (NPL) had decreased, but in 2016 all Sharia Foreign Exchange Banks were able to improve NPL performance to below 5% (healthy performance predicate). In 2014-2016, there are 4 out of 5 Sharia Foreign Currency Bankers performing Loan To Deposit Ratio (LDR) with a fairly healthy predicate (LDR is between 85% and 100%). Net Interest Margin (NIM) performance of all samples of Foreign Exchange Sharia Banking in 2014-2016 tends to be very healthy (NIM> 3%). So it can be said that the company is able to profit from interest income. During 2014-2016 the Return on Asset (ROA) performance of the Sharia Banking Foreign Exchange (ROA) sample also tended to increase, if in the previous two years (2014 and 2015) only 2 out of 5 sample banks have ROA above 1.25% then in 2016 there 3 out of 5 sample banks are able to achieve ROA performance even above 1.5% (very healthy predicate)]]>
<![CDATA[PENDAMPINGAN KEUANGAN, PEMASARAN DAN PERIZINAN PRODUK UMKM SERUNI KECAMATAN KEPAHIANG KABUPATEN KEPAHIANG PROVINSI BENGKULU ]]>
<![CDATA[Rivaldhy Muhammad]]>;
<![CDATA[M Jeffri Arlinandes Chandra]]>;
<![CDATA[Mimi Kurnia Nengsih]]>;
<![CDATA[Eska Prima Monique Damarsiwi]]>
<![CDATA[ Kumawula: Jurnal Pengabdian Kepada Masyarakat Vol 5, No 2 (2022): Kumawula: Jurnal Pengabdian Kepada Masyarakat ]]>
Publisher : <![CDATA[Universitas Padjadjaran ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.24198/kumawula.v5i2.36472
<![CDATA[Usaha Mikro, Kecil dan Menengah (UMKM) merupakan salah satu upaya Pemerintah untuk meningkatkan kesejahteraan dan perekonomian masyarakat berdasarkan Undang-Undang Dasar 1945. Setiap tahun jumlah UMKM semakin meningkat, namun bertambahnya jumlah UMKM tidak diiringi dengan pemahaman dan pengetahuan pelaku UMKM itu sendiri salah satunya UMKM Seruni yang berada di Desa Bogor Baru Kecamatan Kepahiang Kabupaten Kepahiang. Kurangnya pengetahuan mengenai hukum dan manajemen menjadi kendala perkembangan UMKM dalam beradaptasi dengan zaman teknologi seperti saat ini. Tujuan pengabdian kepada masyarakat ini yaitu untuk memberikan pelatihan dan pendampingan tentang keuangan, pemasaran dan perizinan kepada pengurus dan anggota UMKM. Metode yang digunakan yaitu learning by doing dengan sistem ceramah, diskusi dan tanya jawab, serta praktik pembukuan dan pemasaran digital, pembuatan kemasan dan inovasi produk dengan nilai tambah. Kegiatan pengabdian diawali dengan tahap survey awal yaitu dengan melakukan kunjungan dan melihat secara langsung. Kegiatan selanjutnya yaitu pelatihan dan pendampingan yang di bagi menjadi 3 tahap yaitu pengurusan perizinan Produk Industri Rumah Tangga (PIRT) Pemasaran Digital dan Pembukuan. Kegiatan terakhir adalah monitoring, adapun hasil yang terlihat pasca kegiatan yaitu pemasaran yang tadinya hanya word to mouth marketing, saat ini sudah memberdayakan media sosial sebagai wadah promosi, pengemasan yang masih menggunakan plastik biasa sudah menggunakan plastik kemasan yang baik, begitu juga pembukuan yang sebelumnya belum tercacat dengan baik, saat ini sudah memiliki pembukuan sendiri. Kegiatan pengabdian pada masyarakat ini membantu para anggota dan pengurus UMKM beradaptasi dengan perkembangan sistem pembukuan, pemasaran digital dan menyegerakan pengurusan perizinan PIRT.]]>
<![CDATA[The Influence of Compensation and Work Experience on the Performance of ASN Employees at Satpol PP and Firefighters in South Bengkulu Regency ]]>
<![CDATA[Tanti Harlena]]>;
<![CDATA[Eska Prima Monique]]>;
<![CDATA[Siti Hanila]]>
<![CDATA[ Jurnal Multidisiplin Dehasen (MUDE) Vol 2 No 1 (2023): Januari ]]>
Publisher : <![CDATA[Universitas Dehasen Bengkulu ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.37676/mude.v2i1.3600
<![CDATA[In a governance organization require the quality of human being as labour yielding result of optimal job as according to its job goals. Target of this research To prove Compensation and Job Experience have an effect on to performance officer of ASN in Satpol PP and of Damkar Sub-Province of Bengkulu South.Sampel of part of population as for in this research is entire/all Officer of ASN in Satpol PP and of Damkar Bengkulu south. Researcher take sampel by accidental sampling chosen some one who is assumed can deputize the the population which amount to 42 people officer of ASN. Result of Analysis linear regression of bergaanda the is Equation : Y = 15,435 + 0,464 X1 + 0,176 X2+E, this matter depict direction of regresi which are positive, its meaning of compensation variable ( X1) and Job experience ( X2) there are positive influence to Performance officer ( Y) [in] Satpol PP and of damkar Sub-Province of Bengkulu South.Level of coefficient value of determinasi from result of enumeration by using SPSS can know by coefficient value of determinasi of R square equal to0,570. Matter this means that compensation value ( X1) and job experience value ( X2) have an effect on to officer performance ( Y) equal to 57,0% while the rest 43,0 % influenced by other variable which do not check in research. Result of test of t level of signifikansi 0,05 explaining that by partial job experience and compensation have influence which is signifikan to Performance officer in PP satpol and of Damkar Sub-Province of Bengkulu South. Result of test of f at level of signifikansi 0,05 explaining that compensation , and job experience have influence by simultan signifikan to Performance officer at Satpol PP and of Damkar Sub-Province of Bengkulu South..]]>
<![CDATA[The Factors Affecting Customer Loyalty At Conter Ervin Cell Bengkulu Selatan ]]>
<![CDATA[Akbar Ilahi]]>;
<![CDATA[Nia Indriasari]]>;
<![CDATA[Eska Prima Monique]]>
<![CDATA[ Journal of Indonesian Management (JIM) Vol. 3 No. 1 (2023): March ]]>
Publisher : <![CDATA[Penerbit ADM Bengkulu ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53697/jim.v3i1.1138
<![CDATA[Counter Ervin Cell Bengkulu Selatan is a shop that is engaged in selling Smartphones, selling cards and credits for all operators and serving Hardware, Software and Smartphone Accessories services "and is one of the businesses that prioritizes service to its customers.This type of research uses quantitative research. The method of analysis in this study uses Validity test, Reality test, Calsik Assumption Test, Multiple Linear Regression Analysis, Coefficient of Determination and hypothesis testing using t test. The number of samples studied was 96 96 questionnaires to buyers of goods at the Ervin cell counter.The results of the multiple linear regression analysis are Y = 7.639 + 0.265 X1 + 0.351 X2 + 0.232 X3, this describes a positive regression direction, meaning that the variables of customer quality (X1) and service quality (X2) and product quality (X3) have a positive influence. on customer loyalty (Y) at the Ervin cell Manna Bengkulu Selatan counter. The value of the coefficient of determination from the results of calculations using SPSS can be seen that the value of the coefficient of determination from R square is 0.617. This means that the value of customer quality (X1) and the value of service quality (X2) and product quality (X3) affect customer loyalty (Y) by 61.7% while the remaining 29.3% is influenced by other variables not examined in the study this.]]>
<![CDATA[Marketing Strategy Analysis Of Arco Azka Manna Kitchen Msmes, Bengkulu Selatan ]]>
<![CDATA[Arsianti, Devi]]>;
<![CDATA[Hanila, Siti]]>;
<![CDATA[Damarsiwi, Eska Prima Monique]]>
<![CDATA[ Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 2 No. 3 (2021): JULI ]]>
Publisher : <![CDATA[Penerbit Jurnal Indonesia ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.53697/emak.v2i3.91
<![CDATA[Pursuant to result of calculation of internal factor and strategy ekternal marketing of UMKM Snack Kitchen of Arco Azka got by co-ordinate value for kuadran analyse internal SWOT score wight ( 5,62) and score wight of eksternal ( 5,77). Pursuant to each calculation of kuadran above indicating that biggest value reside in at SO kuadran that is 6,72. The value obtained from calculation of strength score and opportunity score, where company maximize internal strength which owned by an company by exploiting existing opportunity. Kuadran analyse SWOT applying of strategy marketing of UMKM Snack Kitchen of Arco Azka show its position reside in at I kuadran, that strategy the yielded is strategy of SO, that is organization have the power of and opportunity where organization in a state of settled and prima. Conducive organization to continue to ekspansi, enlarging growth and reach for progress maximally. compatible strategy is (penetration of market and development of market) and product development in this time, is so that diversified by konsentrik can lessen risk related to narrow;tight product lini.]]>
<![CDATA[Manajemen Pemasaran Budidaya Tanaman Hidroponik Pada Central Hydroponik Bengkulu ]]>
<![CDATA[Puspita, Sinta Dian]]>;
<![CDATA[Monique, Eska Prima]]>;
<![CDATA[Effendi, Yanto]]>;
<![CDATA[Nasution, Suswanti]]>
<![CDATA[ Jurnal Dehasen Mengabdi Vol 3 No 2 (2024): September-Februari ]]>
Publisher : <![CDATA[Universitas Dehasen Bengkulu ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.37676/jdm.v3i2.6654
<![CDATA[Macroeconomic changes in Indonesia have encouraged investors' interest in investing in business sectors that are not dominated by imported components. Profit potential and specific segment selection create competition between manufacturers and high standards of cooperation set by retailers. Manufacturers must be able to produce products that are high quality, uniform, clean, attractive, able to supply continuously according to demand and other requirements. Central Hydroponil Bengkulu is Sumardi's hydroponic plant cultivation and is cultivated on one hectare of land, located on Jalan Karbela RT 01, RW 01 Padang Jati Village. Referring to the full commercialization aspect that characterizes management's business, the success of this hydroponic business can be achieved if management's attention is not focused only on the production side, but also on the marketing side. Marketing at Central Hydroponics Bengkulu is done in several ways, including joining a community or association, selling directly to the market, selling directly from the garden, using social media, joining the marketplace.]]>
<![CDATA[FACTORS AFFECTING EMPLOYEE PERFORMANCE EMPLOYEES AT THE SATPOL PP OF SOUTH BENGKULU DISTRICT ]]>
<![CDATA[Kontesa, Cecilia]]>;
<![CDATA[Anggraini, Ida]]>;
<![CDATA[Damarsiwi, Eska Prima Monique]]>
<![CDATA[ Journal of Research in Social Science and Humanities Vol 4, No 1 (2024) ]]>
Publisher : <![CDATA[Utan Kayu Publishing ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.47679/jrssh.v4i1.111
<![CDATA[This study aims to determine the effect of ability on employee performance at Satpol PP South Bengkulu Regency, to determine the effect of motivation on employee performance at Satpol PP South Regency and to determine the effect of ability and motivation on employee performance at Satpol PP South Bengkulu Regency. The data collection method in this research is using a questionnaire and the analysis method is multiple linear regression. Based on the results of research and discussion, it is found that ability has a significant effect on the performance of Satpol PP employees of South Bengkulu Regency because the significance value is 0.000 0.05 or the t value is 7.249 t table 2.005. Motivation has a significant effect on the performance of Satpol PP employees of South Bengkulu Regency because the significance value is 0.001 0.05 or the t value is 3.469 t table 2.005. Ability and motivation have a significant effect on the performance of Satpol PP employees of South Bengkulu Regency because the significance value is 0.000 0.05 or the value of F count 395.125 F Table 2.78. The results of multiple linear regression obtained Y = 4.227 + 0.576X1 + 0.302X2+e. The advice given to the South Bengkulu Regency Satpol PP is to continue to strive to always improve the ability of employees because employees who have good abilities in carrying out their duties will certainly have good performance in carrying out their duties. In addition, the South Bengkulu Regency Satpol PP continues to improve / increase motivation to its employees so that employee performance will be even better.]]>
<![CDATA[Feasibility Study Analysis of Mr. Yulianto's Tofu And Tempe Factory In View From Human Resources ]]>
<![CDATA[Elma, Tiara]]>;
<![CDATA[Febliansa, M. Rahman]]>;
<![CDATA[Monique, Eska Prima]]>
<![CDATA[ Jurnal Akuntansi, Manajemen dan Bisnis Digital Vol 3 No 2 (2024): Juli ]]>
Publisher : <![CDATA[LPPJPHKI Universitas Dehasen Bengkulu ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.37676/jambd.v3i2.6269
<![CDATA[This study aims to conduct an in-depth analysis of the operations of the tofu and tempe factory owned by Mr Yulianto, with a focus on the human resources (HR) aspect. The method used is a descriptive method with a qualitative approach, where data is collected through interviews, direct observation and document analysis. The main objective of this research is to evaluate the availability, quality and management of human resources that support the continuity of factory operations. The analysis results show that the factory has an adequate number of workers, but there are weaknesses related to employee skills and training. Lack of optimal HR management also affects factory operational productivity and efficiency. Research recommendations include improving training programs, improving recruitment systems, and implementing more effective performance management to increase employee competency and motivation. It is hoped that improvements in HR management can make Mr Yulianto's tofu and tempeh factory more competitive and sustainable in the future.]]>
