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All Journal Jurnal Ulul Albab Jurnal Ilmu Administrasi Publik (JIAP) SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan JISIP: Jurnal Ilmu Sosial dan Pendidikan JUPE : Jurnal Pendidikan Mandala Jurnal Mantik Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat Abdi Masyarakat Jurnal PADMA: Pengabdian Dharma Masyarakat Jurnal Abdimas Sangkabira Jurnal Muhammadiyah Manajemen Bisnis (JMMB) Akuntansi Bisnis & Manajemen (ABM) Jurnal of Applied Business and Banking (JABB) TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT JAMIN Journal of Community Empowerment Review: Journal of Multidisciplinary in Social Sciences International Journal of Halal System and Sustainability JER Jurnal Akuntansi Keuangan Dan Perpajakan Advance Sustainable Science, Engineering and Technology (ASSET) IJBAE Oikonomia : Journal of Management Economics and Accounting
Ningsih, Nurul Hidayati Indra
Universitas Muhammadiayah Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Bank Health Analysis at PT. Bank NTB Syariah With Risk Based Bank Rating and Financial Distress Method Nurul Hidayati Indra Ningsih Nurul; Baiq Reinelda Tri Yunarti; Mos Indrawati
Jurnal Economic Resource Vol. 5 No. 2 (2022): September-April
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v5i2.349

Abstract

This study aims to determine the health level of PT Bank NTB Syariah in 2019-2020. This research uses quantitative research. The data collection method used in this research is the documentation method. The data analysis technique used is to analyze financial statements in accordance with PJOK Number 8/POJK.03/2014 CHAPTER II Article 6 No. 1 and Article 2 Bank Indonesia Regulation No. 13/1/PBI/2011. The results of the study show that the risk profile or risk profile of Bank NTB Syariah in 2019 and 2020 seen from the NPF value obtained a healthy predicate, while if viewed from the FDR value in 2019 the NPF value received a healthy predicate, but in 2020 it received a Fairly Healthy predicate. Earnings or Profitability of Bank NTB Syariah in 2019 and 2020 obtained the title Very Healthy as reflected in the ROA ratio value of more than 1.5% Capital or Bank NTB Syariah capital in 2019 and 2020 obtained the predicate very healthy as reflected in the calculation of the CAR ratio exceeding the limit 12%. Based on the Self-Assessment in the report on the implementation of Good Corporate Governance, Bank NTB Syariah in 2019 and 2020, obtained a composite rating of 2 with the "Good" predicate category. The NPF, ROA and CAR ratio values ​​indicate the condition of the Islamic NTB Bank in a healthy condition and no potential for Financial Distress to occur.
Analysis of Non-Performing Credit Settlement at PT. Bank NTB Syariah Nurul Hidayati Indra Ningsih Nurul; Baiq Reinelda Tri Yunarni; Mos Indrawati; Nur Lia; Artika Widiandari; Ersa Wahyuliati; Nurul Huda
Jurnal Economic Resource Vol. 6 No. 2 (2023): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v6i2.681

Abstract

This study aims (1) to analyse the factors that cause problem financing at PT Bank NTB Syariah (2) to find out how to solve problem financing at PT Bank NTB Syariah (3) to find out what are the obstacles to solving problem financing at PT Bank NTB Syariah. This type of research uses qualitative research. The data collection method used in this research is the interview method. Checking the validity of the findings using source triangulation so that it is easy to analyse various problems that occur at Bank NTB Syariah. The results of the study, (1) There are 2 factors that cause problem financing, namely, external factors and internal factors from customers (2) Efforts made by PT. Bank NTB Syariah in solving Problem Financing, namely: Doing billing by telephone media, Short Message Service (SMS) and WhatsApp, using very polite and smooth language, considering it as customer service, increasing intensive hospitality with customers, transferring customers, restructuring financing, collateral auctions by submitting the Customer's collateral auction process to the KPKLN. The last step is insurance claims and write-offs.
PENGARUH PEMIMPIN PEREMPUAN DALAM PENGAMBILAN KEPUTUSAN STRATEGIS GREEN BUSINESS TriYunarni, Baiq Reinelda; Sudarta, Sudarta; Hadi, Sulhan; Eikman, Alfian; Indra Ningsih, Nurul Hidayati
JOURNAL of APPLIED BUSINESS and BANKING (JABB) Vol 5, No 1 (2024): Maret
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jabb.v5i1.22533

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh gender CEO dan keberagaman gender dalam susunan dewan komisaris terhadap kebijakan strategis green business perusahaan. Melalui pendekatan Teori Upper Echelons, penelitian ini mengungkap bahwa karakteristik manajerial, termasuk gender CEO, dapat mempengaruhi keputusan strategis perusahaan. CEO perempuan cenderung memiliki orientasi pemangku kepentingan yang lebih kuat dan lebih peka terhadap isu lingkungan, sementara perusahaan yang menerapkan green business biasanya diarahkan oleh tekanan dari stakeholder dan perhatian terhadap isu lingkungan. Dalam hal keberagaman gender dalam susunan dewan komisaris, kehadiran perempuan di dewan komisaris dapat mempengaruhi kebijakan strategis perusahaan menuju green business.Penelitian ini menggunakan kerangka konsep Teori Upper Echelons dan premis bounded rationality untuk memahami bagaimana interpretasi individu manajemen puncak mempengaruhi keputusan strategis perusahaan. Data dikumpulkan melalui studi literatur yang melibatkan penelitian sebelumnya tentang hubungan antara gender, kepemimpinan, dan keputusan strategis. Selain itu, juga dilakukan analisis terhadap laporan keuangan dan laporan keberlanjutan perusahaan-perusahaan yang dipimpin oleh CEO perempuan dan perusahaan dengan keberagaman gender dalam susunan dewan komisaris.Hasil penelitian ini menunjukkan bahwa CEO perempuan cenderung mengambil keputusan strategis untuk mengarahkan perusahaan ke arah green business. Mereka lebih berorientasi pada pemangku kepentingan dan memiliki kesadaran yang lebih tinggi terhadap isu lingkungan. Selain itu, keberagaman gender dalam susunan dewan komisaris juga berperan penting dalam pengambilan keputusan strategis perusahaan. Semakin beragam gender dalam susunan dewan komisaris, semakin besar kemungkinan perusahaan mengadopsi kebijakan strategis untuk menerapkan green business.
Penguatan Kapasitas Masyarakat Melalui Program Desa Tangguh Bencana Di Desa Sama guna Kecamatan Tanjung Kabupaten Lombok Utara Lestanata, Yudhi; Indra Ningsih, Nurul Hidayati; Daaris, Yuli Yanti; Kurniawan, Cahyadi; Silmi, Hayatus; Auzandika, Irgi; Smith, Muhammad Rizki
TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Vol 4, No 2 (2024): Agustus
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/transformasi.v4i2.25191

Abstract

Bencana merupakan rangkaian peristiwa yang mengancam, mengganggu dan merugikan kehidupan masyarakat yang pada umumnya disebabkan oleh faktor alam, non alam maupun faktor manusia sehingga mengakibatkan timbulnya korban jiwa, kerusakan lingkungan, kerugian harta benda, dampak  psikologis serta terganggunya kebutuhan masyarakat lainnya. Desa Sama Guna memiliki indeks kerawanan bencana berkategori tinggi. Banyaknya korban bencana di tingkat masyarakat mendorong Pemerintah untuk mengembangkan program berbasis komunitas. Pemberdayaan masyarakat melalui Program Desa Tangguh Bencana di Desa Sama Guna Kecamatan Gunung Tanjung Kabupaten Lombok Utara menjadi kajian penting yang bertujuan untuk meningkatkan kemampuan, pengetahuan dan kemandirian masyarakat dalam menghadapi dan menanggulangi masalah kebencanaan. Berdasarkan hasil kegiatan penguatan kapasitas masyarakat di Desa Sama Guna Kecamatan Gunung Tanjung Kabupaten Lombok Utara ini maka dapat disimpulkan beberapa hal berikut: 1) Pengetahuan dan pemahaman masyarakat tentang kebencanaan di tingkat desa semakin meningkat, sehingga kewaspadaan dapat terus dioptimalkan; 2) Penguatan kapasitas lokal masyarakat semakin tinggi dengan legalitas anggota FPRB oleh Kepala Desa, Desa Sama Guna Kecamatan Tanjung Kabupaten Lombok Utara
Current Ratio, Debt to Equity Ratio, Total Assets Turnover terhadap Return On Invetment pada PT Unilever Tbk Indra Ningsih, Nurul Hidayati
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 6, No 2 (2022): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v6i2.3197

Abstract

This study aims to determine the effect of the variables Current Ratio, Debt to Equity Ratio, Total Assets Turnover on Return on Investment. This research was conducted at PT Unilever Tbk for the period 2017-2021. This type of research uses a quantitative approach. Data collection techniques using documentation studies. The data analysis used is multiple linear regression analysis, F test and t test with SPSS 22 for Windows application. The results of the F-test analysis with a significant level of 0.001 is smaller than 0.05, indicating that the model used in this study is suitable for further analysis. The results of the t test show that the Current Ratio and Debt to Equity Ratio have a positive effect on Return on Investment. Meanwhile, Total Assets Turnover has a negative effect on the Return on Investment of PT Unilever Tbk.
Strategi Peningkatan Pendapatan Asli Daerah Di Kabupaten Lombok Barat (Studi Kasus Pajak Bumi Dan Bangunan Di Kabupaten Lombok Barat) Amil, Amil; Asbur Hidayat, Asbur Hidayat; Ningsih, Nurul Hidayati Indra
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 4, No 4 (2020): JISIP (Jurnal Ilmu Sosial dan Pendidikan)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v4i4.1530

Abstract

Penelitian ini Bertujuan untuk mendapatkan gambaran tentang Strategi peningkatan Pendapatan Asli Daerah dari sektor Pajak Bumi dan Bangunan di Kabupaten Lombok Barat. Teori yang digunakan untuk mencapai target yang di inginkan yaitu teori Freddy Rangkuti tentang analisis SWOT dimana untuk mengetahuin Kekuatan, Kelemahan, Peluang dan Ancaman dalam melihat faktor internal dan eksternal peningkatan pendapatan asli daerah memalui sektor pajak bumi dan bangunan dan kemudian membuat strategi berdasarkan analisis litmust dari Bryson dalam rangka menentukan strategi terbaik dalam proses peningkatan pendapatan asli daerah di kabupaten Lombok Barat. Desain penelitian yang digunakan adalah penelitian kualitatif dengan pendekatan induktif. Teknik pengumpulan data menggunakan menggunakan wawancara, observasi, dokumentasi, dengan hasil penelitian bahwa Faktor Internal yang mempengaruhi PBB anatara lain: Sumber Daya Manusia, Anggaran, Sarana Prasarana dan Budaya Organisasi sedangkan Faktor Eksternal antara lain: Landasan Hukum, Sosialisasi dan Penguasaan Internet (Pajak Online). Strategi yang cocok untuk meningkatkan PBB di Kabupaten Lombok Barat diantaranya Pemanfaatan Banyaknya SDM dapat mempermudah sosialisasi dan meningkatkan informasi, Mengoptimalkan fungsi pegawai yang ada untuk melaksanakan tugas dan fungsi masing-masing,Meningkatkan komitmen  pemerintah dalam memberikan dukungan pelatihan pada SDM yang ada, Memaksimalkan sarana prasarana yang ada dalam menggali obyek pajak secara optimal.
PELATIHAN LAPORAN KEUANGAN BAGI UMKM DI DESA BAJUR KECAMATAN LABUAPI LOMBOK BARAT Indrawati, Mos; Hidayati Indra Ningsih, Nurul; Ismail, Ismail
JURNAL ABDI MASYARAKAT ILMU PEMERINTAHAN (JAMIN) Vol 2, No 2 (2023): Oktober
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jamin.v2i2.21972

Abstract

Usaha kecil menengah (UKM) memiliki peranan penting dalam perekonomian nasional Indonesia. Dalam menjalankan usaha, keberhasilan UKM tidak terlepas dari kemampuan untuk melakukan pengelolaan dana usaha. Pelaku UMKM di Lombok Barat mengalami pertumbuhan signifkan. Untuk UMKM formal misalnya, dari 5.018 di tahun 2021, kini bertambah menjadi 5.865. Dengan pertumbuhan tersebut, akan berdampak positif terhadap perekonomian masyarakat. Metode yang dilakukan adalah diskusi, pembimbingan dan pendampingan maupun pemberdayaan. pelaksanaan kegiatan meliputi tahap perencanaan, Tindakan, Monitoring Evaluasi dan Refleksi. Pelaksanaan pengabdian ini dilakukan pada tanggal 13 Juli 2023. Pengabdian ini dilakukan di dusun Mavila kecamatan labuapi, Lombok Barat, dengan tujuan agar mereka dapat mempraktekkan pelaporan keuangan terhadap usaha mereka. Kegiatan pelatihan ini diharapakan juga selain dapat meningkatkan pengetahuan dapat juga meningkatkan perekonomian masyarakat setempat.
The impact of end-to-end encryption on the security of digital banking transactions: an in-depth analysis Irsyad, Ziqrurrahman; Indraningsih, Nurul Hidayati
Jurnal Mantik Vol. 8 No. 3 (2024): November: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/mantik.v8i3.5755

Abstract

This study aims to evaluate the impact of end-to-end encryption (E2EE) on the security of digital banking transactions through a systematic literature review method. The literature sources are from Scholar, DOAJ, and Scopus indexers in the last ten years. The analysis confirmed that E2EE plays a crucial role in enhancing the security of digital banking transactions. Data inclusion criteria included empirical studies, literature reviews, and other research articles that directly addressed the implementation, benefits, or challenges of E2EE in digital banking transactions. The research procedure began with the formulation of research questions, development of a research protocol, systematic literature search, screening of search results, and data extraction and analysis to identify key findings, trends, and research gaps. E2EE has proven to be effective in maintaining confidentiality, data integrity, and protecting information from unauthorized access and eavesdropping. The implementation of E2EE, especially in cloud storage and mobile banking, strengthens security measures and reduces the risk of fraudulent activities. The findings underscore the importance of E2EE adoption to strengthen security systems in the digital banking sector. The study further recommends further research into the integration of E2EE with blockchain technology and its implications for information security policies.
Pemanfaatan Aplikasi Kasir Pos Dalam Pencatatan Dan Pengelolaan Keuangan Umkm Ningsih, Nurul Hidayati Indra; Tri Yunarni, Baiq Reinelda; Eikman, Alfian; Hadi, Sulhan; Bahri, Saiful; Budiman, Budiman
TRANSFORMASI : JURNAL PENGABDIAN PADA MASYARAKAT Vol 3, No 3 (2023): Desember
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/transformasi.v3i3.29724

Abstract

Strengthening and mastering financial literacy can increase the ability of MSME actors in managing their business finances. The activity of utilizing the Cashier Application on a cellphone can also facilitate financial recording, so that MSME actors can easily see the reports they need such as, Profit and loss reports, receivables, payables, and others contained in the Irea Lites Post Cashier application. This activity is also an actualization of the Chatur Dharma of Higher Education in the field of community service in responding to the low level of community literacy in the era of the rapidly developing digital world. The goal to be achieved from this community service activity is to increase the financial literacy of MSME actors in Lembar Selatan Village and to be able to improve their businesses. The results of this community service activity are the delivery of information related to how to record business finances, using the Cashier application, how to read financial reports in the Post Cashier Application.
Analisis Manajemen Keuangan UMKM Kuliner di Pantai Tanjung Bias (Financial Management Analysis of Culinary MSMEs on Tanjung Bias Beach) Ningsih, Nurul Hidayati Indra; Wirastomo, Handoyo; Asidah, Erwin; Budiman, Saiful Bahri; Andika, Hiffal Sandi; Amin, Fajar Sadikul
Akutansi Bisnis & Manajemen ( ABM ) Vol 32 No 1 (2025): April
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35606/jabm.v32i1.1559

Abstract

This study aims to analyze the financial management practices among MSMEs in Pantai Tanjung Bias, Desa Senteluk, Kecamatan Batulayar. A qualitative research method was employed to gain in-depth insights into the financial management challenges and practices within these enterprises. Data were collected through in-depth interviews, participant observation, and documentation, involving five MSMEs. The results indicate that financial management practices among the MSMEs are generally manual and lack technological integration, with varying degrees of complexity. The study also highlights the need for enhanced financial training and the adoption of digital tools to improve efficiency and accuracy in financial reporting.
Co-Authors Abdul Haris Abdur rahman Amil Amil Amil, Amil Amin, Fajar Sadikul Andika, Hiffal Sandi Artika Widiandari Arwin Yafi Rahmatullah Asbur Hidayat Asbur Hidayat, Asbur Hidayat Asidah, Erwin Auzandika, Irgi Baiq Reinelda Tri Y Baiq Reinelda Tri Yunarni Baiq Reinelda Tri Yunarti Budiman Budiman Budiman, Saiful Bahri Daaris, Yuli Yanti Dedy Iswanto Dedy Iswanto Dwi Maulini, Yuni Eikman, Alfian Ersa Wahyuliati Ersa Wahyuliati Fathiyya Annisa Firmus Yudal Fitriani Hadi, Sulhan Hamami, Fathin Hidayanti, Nur Fitri Hidayat, Asbur Irsyad, Ziqrurrahman Ismail Ismail Iswanto, Dedy Iwan Tanjung Sutarna Kurniawan, Cahyadi Loso Judijanto MAKIAH Maniza, Lalu Hendra Mos Indrawati Muhamad Wisnu Alfiansyah Nadia Setiawati Nur Lia Nurlia Nurlia Nurul Huda Nur’aini Nur’aini Oktriliani Gelora Jehadianti Putri, Baiq Fera Susmita Reinalda Tri Yunarni, Baiq Risnita Oktabriani Sandikawati Rosma Ndiak Rossi Maunofa Widayat Saiful Bahri Salmin Salmin Sapitri, Dinda Tiara Selva, Selva Silmi, Hayatus Smith, Muhammad Rizki Sudarta, Sudarta Sulhan Hadi Sulhan Hadi Suwandi, Adam Syaharuddin Syaharuddin YASYIFA DIAN URFINA Yudhi Lestanata Zahara, Nur Fatwa