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PERAN BAITUL MAL DALAM DAULAH ISLAM SEBAGAI SENTRAL PEREKONOMIAN NEGARA Zahro’, Khurun’in; Ghozali, Mohammad
Jurnal Al-Ashlah Vol 3, No 1 (2019)
Publisher : STAI Ma'arif Jambi

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Abstract

Di Indonesia Baitul Mal sebagai salah satu Lembaga Keuangan Syariah(LKS) yang sudah lama tersebar dalam daerah-daerah dan keberadaannya sudahditerima oleh masyarakat luas. Baitul Mal dalam peradaban Islam merupakansuatu lembaga yang mengelola keluar dan masuknya harta dalam tatananpemerintahan. Namun, dalam prakteknya Baitul Mal di masyarakat pada zamansekarang ini sangatlah berbeda dengan Baitul Mal yang telah dipraktekkan dalamsejarah Islam sejak masa Rasulullah SAW. kemudian diteruskan oleh paraKhalifah sesudahnya hingga kehancuran Khilafah di Turki pada tahun 1924.Pemahaman yang selama ini terjadi secepat mungkin harus diubah, belajar dariapa yang dilakukan pada masa Rasulullah SAW.Pada saat itu, Baitul Mal memegang andil bagian yang sangat penting,karena tidak hanya bermanfaat dari aspek ekonomi saja, tapi juga dari semuaaspek kehidupan negara. Maka, faktor terbesar untuk memajukan danmengembangkan Baitul Mal adalah daulah atau negara itu sendiri. Tanpa adanyasuatu negara yang menjunjung tinggi akan pentingnya Baitul Mal dengan tandakutip seperti Baitul Mal pada zaman Nabi dan Khulafaurrasyidin, maka akanmenyulitkan praktisi atau akademi untuk mengembalikan fungsi Baitul Malsebagai sentral perekonomian negara. Tujuan dari penelitian ini adalah untukmengetahui fungsi Baitul Mal dalam daulah Islam yaitu sebagai sentralperekonomian Negara.Kata Kunci: Baitul Mal, Khalifah, Ekonomi.
التأصيل الفقهي لباب الزكاة عند إمام زركشي Khurun’in Zahro’; Sunan Autad Sarjana
Journal of Indonesian Comparative of Syari'ah Law Vol 4, No 1 (2021): Hukum Islam dan Hukum Positif
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/jicl.v4i1.6409

Abstract

POTENSI WAKAF TUNAI DALAM MENINGKATKAN USAHA KECIL MENENGAH (UKM): STUDI PADA BADAN WAKAF UANG TUNAI (BWUT) MAJELIS ULAMA INDONESIA (MUI) YOGYAKARTA Nia Puji Agustin; Khurun’in Zahro’ IIN
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 1 No. 2 (2021): DESEMBER 2021
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (210.925 KB) | DOI: 10.35964/ab.v2i2.26

Abstract

Belum teratasinya kemiskinan, mendorong pemikiran perlunya suatu upaya guna menaggulangi kemiskinan hingga menyentuh akar permasalahan kemiskinan. Perhatian pemerintah yang menitikberatkan pada modal yang sebesar-besarnya untuk mengembangkan usaha tanpa disertai dengan pertumbuhan dan pengembangan terhadap UKM mengakibatkan lemahnya sektor UKM yang semestinya menjadi fundamen ekonomi yang kuat. Optimalisasi sumber keuangan Islam merupakan salah satu upaya yang dapat diterapkan dalam mengatasi kemiskinan. Wakaf tunai menawarkan solusi menaggulangi kemiskinan melalui program ekonomi dan kemitraan usaha. Wakaf tunai berperan penting sebagai instrumen fiskal Islam yang baru dalam perekonomian dan mempunyai peluang bagi terciptanya investasi di bidang keagamaan, pendidikan dan pelayanan sosial. Penelitian ini bertujuan untuk mengetahui potensi wakaf tunai dalam meningkatkan UKM. Penelitian ini menggunakan metode kualitatif deskriptif. Teknik pengumpulan data menggunakan studi lapangan dan studi kepustakaan. Hasil penelitian ini menunjukkan bahwa wakaf tunai memiliki potensi yang besar dalam meningkatkan ekonomi umat dalam sektor UKM.
PERAN FINANCIAL TECHNOLOGY DALAM MENGHIMPUN DANA ZAKAT, INFAQ DAN SEDEKAH SERTA KONTRIBUSINYA DALAM MENANGGULANGI KEMISKINAN DI INDONESIA Jamal, Mulyono; Putri, Nurmalasari Mulia; Zahro’, Khurun’in
Wahana Akademika: Jurnal Studi Islam dan Sosial Vol. 11 No. 1 (2024): Vol. 11, No. 1, April 2024
Publisher : Kopertais Wilayah X Jawa Tengah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/wa.v11i1.18290

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Financial technology (Fintech) is present as a solution in distributing zakat funds, which is predicted to reduce poverty levels. However, so far it is still not optimal. This causes a reduction in public knowledge and awareness of fintech. This research aims to analyze the role of financial technology in collecting ZIS funds and its contribution to overcoming poverty in Indonesia. This type of research is descriptive qualitative with a literature study approach. The results of this research show that financial technology can maximize ZIS fund collection. This is proven by the increasing number of muzakki and infaq and alms donors so that they can be distributed to those in need.
Sustainable Living Legacy Integrated from Mawarith Linked Waqf Awalia, Fadhila Tianti Mudi; Wulandari, Yunita; Zahro’, Khurun’in; Sari, Tryas Titi; Amelia, Ishma
AL- IKTISAB Journal of Islamic Economic Law Vol 8 No 1 (2024)
Publisher : University of Darusssalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/aliktisab.v8i1.11727

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Mawarith and waqf are two things related to one's property. Waqf which has the characteristics of maintaining the property being waqf, and mawarith is the transfer of ownership rights from the deceased to his heirs who are still alive, whether what is left is property (money), land, or anything in the form of property rights in a shar'i way. The writing aims are to introduce the concept of mawarith and waqf integration in life or in terms known as mawarith linked waqf and show its application at Gontor. This research uses empirical juridical research methods by examining legal norms in the form of mawarith and waqf regulations related to Gontor's practices as one of the sustainable waqf based Islamic boarding schools. The results, Gontor as an educational institution has implemented an mawarith and waqf system that is beneficial for Muslims in general. By waqf system, this boarding school develops and continues to give birth to various benefits for the people. Mawarith linked waqf can increase assets and the potential for equitable distribution of property benefits.
IMPACT OF COMMUNITY INTEREST IN PAYING ZAKAT VIA MOBILE BANKING BANK SYARIAH INDONESIA Fajar Satriyawan Wahyudi; Zahro, Khurun’in; Ladjin, Nurjanna
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 7 (2024): July
Publisher : Adisam Publisher

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Abstract

The rapid development of technology has had an impact in all fields, one of which is the banking sector. Advances in information and communication technology are reflected in Bank Syariah Indonesia, which is developing their services by offering mobile banking services, but customers still lack knowledge in using them because many customers do not want to know about banking developments. Awareness of using mobile banking can be said to be a growing feeling in mobile banking users to carry out their obligations in accordance with what they already know and understand. Because online zakat has enormous potential for the community's economy, considering that the Indonesian people have the largest number of Muslims in the world. And it cannot be denied that Indonesian Muslims are also mobile banking users who are active in banking activities. The strategy used to attract people to pay zakat still uses a fairly simple strategy. The strategy used in marketing zakat products is through brochures, banners, advertisements, radio. As an appeal to make it easier for customers to distribute their zakat using several methods, namely through Bank Syariah Indonesia mobile, especially mobile banking.
ANALYSIS OF MUI FATWA AND MINISTRY OF TRADE POLICY ON BOYCOTT PRODUCTS IN INDONESIA Khurun'in Zahro'; Fadhila Sukur Indra; Yunita Wulandari; Siti Nur Adila; Maritza Putri Nabila
I-Economics Vol 10 No 2 (2024): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v10i2.24167

Abstract

The prolonged conflict between Palestine and Israel has made several parties more aggressively support Palestine. One form of Indonesia's support for Palestine is the issuance of the Indonesian Ulema Council (MUI) fatwa No 83 of 2023 on the Law of Supporting the Palestinian Struggle. Unlike the MUI, the Ministry of Trade did not issue any decree regarding the prohibition of Israeli boycott products entering Indonesia, as long as they follow the applicable procedures. This research method uses a literature study to collect data and information from books, journals, articles, and related news. The purpose of this research is to analyze the fatwa of MUI and the Ministry of Trade regarding the boycott of Israeli products circulating in Indonesia, as well as the response and attitude of the community regarding this matter. The result of this research shows that the boycott of Israeli products is a form of indirect support of the Indonesian people, namely with the MUI fatwa, which urges as much as possible to avoid transactions and use of products affiliated with Israel and that support colonialism and Zionism. Unlike the MUI, the Ministry of Trade does not prohibit any product from circulating and being traded in Indonesia as long as it follows the applicable rules. This also has an impact on the decline of Indonesia's economic level. The Ministry of Commerce, MUI, and the governments concerned should clarify and affirm the decisions made regarding the Israeli boycott of products in Indonesia.
Peran Wakaf Produktif Dalam Meningkatkan Kesejahteraan Perekonomian Indonesia Zahro', Khurun’in; Amelia, Ishma; Agustin, Nia Puji
ZISWAF ASFA Vol 1 No 1 (2023): ZISWAF ASFA Journal (May 2023)
Publisher : ASFA Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69948/ziswaf.3

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Wakaf merupakan salah satu pilar ekonomi Islam untuk memajukan kesejahteraan umum yang memiliki fleksibilitas dalam pengembangannya. Hal ini dapat terealisasikan dengan pemberdayaan dan pemanfaatan wakaf produktif diiringi regulasi yang sesuai dengan perkembangan zaman. Penelitian ini bertujuan untuk mengetahui peran wakaf produktif dalam meningkatkan kesejahteraan perekonomian Indonesia. Dengan menggunakan metode kualitatif berdasarkan studi kepustakaan, hasil dari penelitian ini menunjukkan bahwa wakaf produktif berperan penting dalam meningkatkan kesejahteraan perekonomian seperti menyediakan fasilitas umum, sarana dan kegiatan ibadah, adanya bantuan modal, memberikan lapangan pekerjaan, mengatasi kemiskinan, mengurangi beban anggaran Negara bahkan untuk segala lini kehidupan di Negara Indonesia.
Development and Productivity Waqf in Sharia Insurance in Indonesia and Egypt: A Comparative Analysis Suhada Setiawan; Muhammad Bagus Saputro; Mufti Afif; Khurun’in Zahro
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 2 No. 2 (2024): Special Issue, The Proceeding of International Conference on Islamic Human Reso
Publisher : Universitas Darussalam Gontor

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Abstract

Professional management of waqf funds will facilitate its growth and development. This article aims to shed light on the development and potential of Islamic insurance waqf in Indonesia, with a view to increasing its productivity and scope of development. Following the issuance of the DSN-MUI fatwa in 2016, which addresses the issue of Waqf of Insurance Benefits and Waqf of Investment Benefits on the subject of sharia-compliant life insurance, Indonesia can benefit from the examples provided by countries in the Middle East, such as Egypt, which has long been a pioneer in the development of its waqf, which has become a permanent provision in Egyptian law. This research utilises a qualitative descriptive research design. The data collected is analysed by providing a comprehensive picture of the development of Islamic insurance waqf. The findings of this study indicate that the development of Islamic insurance waqf is positive and has significant potential in the future. This is due to the large Muslim population in Indonesia, which provides a great opportunity for the growth of this form of Islamic finance. Provided that the conceptual and concrete barriers that may hinder its development can be effectively addressed by the relevant authorities and the general public, its growth potential is quite significant.
Optimalisasi Pengelolaan Asrama di UNIDA Gontor melalui Pendekatan Participatory Action Research Tussifah, Hamidah; Trisnani, Asif; Khakim, Usmanul; Zahro', Khurun'in; Kusuma, Amir Reza
Journal of Community Development and Disaster Management Vol 7 No 1 (2025): Journal of Community Development and Disaster Management
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/jcd.v7i1.6875

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Artikel ini membahas pendampingan program asrama di Universitas Darussalam Gontor sebagai bagian dari Program Pengabdian kepada Masyarakat (PkM) tahun 2024. UNIDA Gontor, sebagai universitas pesantren, mengintegrasikan sistem kepesantrenan dalam pendidikan formal, menjadikan asrama sebagai elemen penting. Pendampingan ini bertujuan membantu principal dalam mengelola program asrama secara efektif. Metode yang digunakan adalah Participatory Action Research (PAR), yang mencakup identifikasi, perencanaan, pelaksanaan, evaluasi, dan tindak lanjut. Hasilnya, tersusun 21 program asrama yang mendukung aspek tempat tinggal, interaksi sosial, dan pendidikan mahasiswa. Evaluasi menunjukkan program berjalan dengan baik, meskipun masih ditemukan kendala dalam konseling mahasiswa. Sebagai tindak lanjut, pendampingan akan diperpanjang dan diperluas ke aspek konseling dan teknologi informasi.