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Pengaruh E-Promotion Fintech terhadap Niat Penggunaan: Studi Kasus Pengguna SPayLater di Kota Bandung Giovanni Azel; Ermina Tiorida; Sri Raharso
Jurnal Riset Bisnis dan Investasi Vol. 10 No. 1 (2026): April 2026
Publisher : Jurnal Riset Bisnis dan Investasi

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Abstract

The rapid development of financial technology (fintech) in Indonesia has led to the significant growth of Buy Now Pay Later (BNPL) services, with SPayLater emerging as one of the leading providers actively utilizing digital promotion strategies. This study aims to examine the effect of e-promotion on users’ intention to use the SPayLater service in Bandung City. A quantitative research design with descriptive and causal approaches was employed. Data were collected through an online questionnaire administered to 130 active SPayLater users selected using purposive sampling. The research instrument was tested and confirmed to be valid and reliable, with a Cronbach’s Alpha value of 0.825. Descriptive statistical analysis indicates that both e-promotion and intention to use are perceived at good to high levels. The results of simple linear regression analysis reveal that e-promotion has a positive and significant effect on intention to use (β = 0.109; p < 0.001), with a coefficient of determination (R²) of 0.210. These findings suggest that e-promotion contributes to enhancing users’ intention to use SPayLater, although a substantial proportion of the variance is explained by other factors beyond the research model. Furthermore, two-way communication in digital promotion is identified as the most effective promotional dimension. This study recommends that service providers strengthen interactive and informative e-promotion strategies, while regulators enhance digital financial literacy initiatives to support the sustainable use of BNPL services.
Implementasi Sistem Pengelolaan Surat Permohonan Eksternal Berbasis Google Apps Script di PT XYZ: Implementation of a Google Apps Script-Based External Request Letter Management System at PT XYZ Silviagrni Anggraeni; Sri Raharso; Hidya Indira Lastari; Sri Surjani Tjahjawati; Ermina Tiorida; Nazofatullidya
JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat) VOL. 10 NOMOR 2 JULI 2026 JPPM (Jurnal Pengabdian dan Pemberdayaan Masyarakat)
Publisher : Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jppm.v10i2.30951

Abstract

Pengelolaan surat permohonan eksternal pada Bagian Sumber Daya Manusia dan Bagian Umum di PT XYZ masih dilakukan melalui beberapa media terpisah, sehingga proses pencatatan, penyimpanan, dan monitoring status dokumen belum berjalan secara optimal. Kondisi tersebut menyebabkan penelusuran surat memerlukan waktu lebih lama serta berisiko menimbulkan keterlambatan tindak lanjut administrasi. Kegiatan pengabdian ini bertujuan untuk menerapkan sistem pengelolaan dan monitoring surat berbasis Google Apps Script dalam membantu meningkatkan efisiensi dan keteraturan administrasi. Metode pelaksanaan kegiatan dilakukan melalui beberapa tahapan utama, yakni identifikasi kebutuhan pengguna, perancangan, implementasi, sosialisasi, dan pengujian menggunakan metode Black Box Testing serta User Acceptance Testing. Hasil pengujian menunjukkan bahwa keseluruhan fitur sistem mampu berjalan dengan baik sesuai kebutuhan operasional. Sistem ini juga terbukti mempercepat proses pencarian data, mempermudah pemantauan status surat, serta menjadikan manajemen dokumen lebih terintegrasi dan terdokumentasi. Kesimpulannya, implementasi sistem ini berhasil mendukung peningkatan efektivitas pengelolaan administrasi surat pada lingkungan operasional di dalam perusahaan secara menyeluruh.
Pengaruh Pengetahuan K3 (Keselamatan dan Kesehatan Kerja) terhadap Kesadaran Berperilaku K3 di Laboratorium Jurusan Teknik Energi Politeknik Negeri Bandung Aliyya Tsari; Eneke Asvidita; Luna Resayani; Nashwa Keysha; Ermina Tiorida; Sherry Novalia F.
Jurnal Riset Bisnis dan Investasi Vol. 10 No. 2 (2026): Agustus 2026
Publisher : Jurnal Riset Bisnis dan Investasi

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Abstract

Work accidents in higher education laboratory settings remain a serious concern, with one of the contributing factors being the lack of student awareness in implementing Occupational Health and Safety (OHS) principles. This study was conducted to examine the extent to which OHS knowledge influences students' awareness of OHS behavior in the laboratory of the Energy Engineering Department at Bandung State Polytechnic. A descriptive quantitative approach was applied in this study, with sample selection using purposive sampling technique and data collection through a Likert scale questionnaire. Data analysis was performed using simple linear regression, T-test, F-test, and coefficient of determination. The findings reveal that OHS knowledge has a positive and significant influence on students' awareness of OHS behavior in the laboratory, meaning that an increase in students' OHS knowledge is directly proportional to their growing awareness in implementing OHS behavior.