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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Syntax Idea JURNAL HUKUM MEDIA JUSTITIA NUSANTARA Jurnal Syntax Imperatif : Jurnal Ilmu Sosial dan Pendidikan International Journal of Business, Law, and Education Komitmen : Jurnal Ilmiah Manajemen ETNIK : Jurnal Ekonomi dan Teknik Mauriduna : Journal of Islamic studies Jurnal Riset Ekonomi Syariah Akademika : Jurnal Pemikiran Islam Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Sharia Oikonomia Law Journal Juni-Jurnal Pelita Nusa West Science Social and Humanities Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam West Science Islamic Studies Journal of International Multidisciplinary Research Journal of Ekonomics, Finance, and Management Studies Ecobankers : Journal of Economy and Banking Jurnal Istimā, Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberdayaan Masyarakat
Solihin, Dadin
Sekolah Tinggi Agama Islam Pelita Nusa Bandung Barat, Indonesia
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Journal : Juni-Jurnal Pelita Nusa

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ANALISIS PROSEDUR PEMBIAYAAN MUDHĀRABAH UNTUK MODAL USAHA STUDI KASUS PADA BANK MUAMALAT KANTOR CABANG PADALARANG BANDUNG BARAT Cahyati, Lisna; Solihin, Dadin; Maryati
Jurnal Pelita Nusa Vol 5 No 1 (2025): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i1.224

Abstract

The phenomenon that occurs in the community shows that some business actors are reluctant to apply for business capital loans to Islamic banks. This is due to the lack of public knowledge about financing procedures in Islamic banks, so they tend to choose other financial institutions that are considered easier and instant without considering future risks. This study aims to comprehensively analyze business capital financing procedures in Islamic banks to increase public understanding of sharia-based business capital financing. The focus of the research is directed at the Mudārabah financing procedure, which includes the stages of planning, implementation, process, and evaluation of its implementation. This study uses a qualitative approach with the researcher as the main instrument, assisted by interview guidelines and observation guidelines. Data were collected through interviews, observations, and documentation, and tested for validity with source triangulation techniques. Data analysis is carried out through four stages, namely data collection, data reduction, data presentation, and conclusion. The results of the study show that overall, the Mudhārabah financing procedure at Bank Muamalat Padalarang Branch Office is in accordance with existing theory, in line with the principles of sharia economics, and in accordance with the provisions of Islamic law.
METODE ISTINBATH DAN HUKUM ASURANSI SYARIAH MENURUT ORGANISASI KEAGAMAAN ISLAM DI INDONESIA Ariyanto; Solihin, Dadin; Saefuddin, Aep; Hidayatul Ummah, Nida
Jurnal Pelita Nusa Vol 5 No 1 (2025): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i1.236

Abstract

Sharia insurance is a contemporary issue that does not have an explicit basis in the Qur'an, Hadith, or the books of mu'tabarah from the four schools. Therefore, Islamic religious organizations in Indonesia, such as MUI, NU, Muhammadiyah, and PERSIS play an important role in establishing laws related to sharia insurance so that they become guidelines for the people. This study aims to explain the istinbath method used by the organization in determining the halalness of Sharia insurance. The research method used was a literature study and interviews with figures from each organization. The results of the study show that MUI uses the nash qoth'i, qauli, and manhaji approaches; NU uses qauli, ilhaqi, and manhaji; Muhammadiyah uses bayani, burhani, and irfani; while PERSIS uses istidlal on the Qur'an, Hadith, and ijtihad. Despite the differences in methods, all of these organizations concluded that sharia insurance is halal because it contains the value of helping (ta'awuni), bearing each other (takafuli), and bringing the common good (maslahah al-'ammah), which is in line with Maqāsid al-sharia, namely the maintenance of religion, soul, intellect, descendants, and property.
Co-Authors , Maryati Abin Suarsa Aditya M.R. Aep Saefuddin Agung Wildan Azizi Akbar, Tubagus Al Hakim, Sofyan Alifa Haryanto, Rana Amung Ma’mur Apriani, Triana Ariyanto Arobiansyah, Novaldi Asri Sundari Athoillah, M. Anton Aulia, Retania Badriya Hisniati, Sally Bainon, Masalan Bunyamin, Bubun Burhanudin, Ujang Cahyati, Lisna Darmawati Darmawati Diah Fauziah Diana Farid Dwi Utari, Destriana Dwi Yulianto, Marsel Elmania Rahayu, Elmania Elsa Novita Wardani, Elsa Ema Sulastri Erly Sherlita Farah, Rinah Farid, Diana Fauzia, Dara Fauziah, Diah Gastriani, Ovi Prina Hendri Khuan Herlan Sudrajat, Uep Hidayatul Ummah, Nida I. Tunggara, Imam Idris, Haziq Idzam Fautanu Imaroh Nusaibah, Siti Ummu Irfan Saefuloh Jamaliah, Jurri Judijanto, Loso Kamaludin Yusup , Deni Kamaludin Yusup, Deni Khosyi’ah, Siah Lasaksi, Pardin Lestari, Linda Loso Judijanto Mamun, Saepul Marwan Fauzi Maryati Ma’mun, Saepul Meyer Tendean Muhammad Hasanuddin, Muhammad Nema Widiantini Nirmalawati, Syifa Nur Damayanti, Santi Nurnaningsih, Rita Nursafitri, Gita Nurul Huda Nuryakin, Rahmat Aji Pardin Lasaksi Purnama, Irman Rahmadini, Salsa Rahmawati, Ifa Rahmawati, Nuraida Ridwan, Ahmad Hasan Rusman Hadi, Rusman Saepul Ma’mun Saepul Ma’mun Sapitri, Neng Senki Nurachmadi Setiadi Setiadi Setiadi Setiadi, Kusmara Setyowardani, Venny Siti Hasanah Sumarno, Ardawi Teguh Hariyanto, Teguh Tunggara, Imam Venny Setyowardani Widiantini, Nema Yadi Janwari Yusniar, Yusniar `Agustina Rahayu, Resti