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All Journal Jurnal Ekonomi Syariah Teori dan Terapan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Ilmiah Ekonomi Islam EKONOMIS : Journal of Economics and Business Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Syi'ar Iqtishadi JURNAL VISIONIDA JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Jesya (Jurnal Ekonomi dan Ekonomi Syariah) Journal of Islamic Monetary Economics and Finance SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Ideas: Jurnal Pendidikan, Sosial dan Budaya Tasharruf: Journal Economics and Business of Islam International Journal of Zakat (IJAZ) Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi Ministrate: Jurnal Birokrasi dan Pemerintahan Daerah Jurnal Ekonomi dan Bisnis Terapan Jurnal Riset Ilmu Ekonomi Komitmen : Jurnal Ilmiah Manajemen Al Khidma: Jurnal Pengabdian Masyarakat Salam (Islamic Economics Journal) Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Journal of Educational and Cultural Studies Research Horizon Equilibrium: Jurnal Ekonomi Syariah Jurnal Ilmu Administrasi: Media Pengembangan Ilmu dan Praktek Administrasi IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Islamic Economics and Finance Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Ekonomi dan Pembangunan Indonesia Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Jurnal Inovasi Ekonomi Syariah dan Akuntansi Aksi Kita: Jurnal Pengabdian Kepada Masyarakat JEIZA: Jurnal Ekonomi Islam Az-Zain Journal of New Trends in Sciences Jurnal Pengabdian Masyarakat (Z-COVIS) Referensi Islamika: Jurnal Studi Islam
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The Effect of Income, Health Level, and Education Levels on the Welfare of Palm Oil Farmers: A Case Study of Riau Province Rahmah, Nadya Aulia; Cupian, Cupian; Amar, Siti Chaerani Djen
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9007

Abstract

This study aims to analyze the effect of income level, health level, and education level on the welfare of palm oil farmers in Riau Province. The research uses a quantitative descriptive approach. Data were collected through questionnaires distributed to 56 smallholder farmers in Riau Province. The results show that income, health, and education variables significantly affect farmers’ welfare. Higher household income, access to health insurance, and education level substantially improve farmers’ living standards. Therefore, the study emphasizes the importance of government policies to enhance economic, health, and educational access for rural communities.
Determinan Sosio-ekonomi Partisipasi Kerja Muslimah di Indonesia Rania Dahayu Ratnamaya; Amelia Hayati; Cupian
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19156

Abstract

The Female Labor Force Participation Rate (FLFPR) in Indonesia remains substantially lower than that of males, despite the continuous increase in the Female Net Enrollment Rate. This condition indicates the presence of other factors, such as socio-economic factors that influence women’s decisions, including those of Muslim women, to participate in the labor market. This study utilizes data from the Indonesian Family Life Survey (IFLS) 2007 and 2014 and applies a fixed-effects logistic regression approach. The findings indicate that religiosity does not have a statistically significant effect on Muslim women’s labor force participation, suggesting that religious commitment is not a primary determinant of Muslim women’s employment decisions. In contrast, economic status has a positive and significant effect., higher economic status exhibit a greater probability of participating in the labor market, while those in the lowest economic groups face structural barriers, particularly limited opportunities for human capital development. Married Muslim women tend to have a lower probability of employment due to increased domestic responsibilities. Divorced Muslim women demonstrate a higher likelihood of labor force participation as a response to economic pressure. Meanwhile, widowed Muslim women do not show a significant increase in labor force participation. Control variables such as age and education have a significant effect, whereas place of residence and number of children do not exhibit a statistically significant effect on labor force participation.
Analysis Of Marketing Strategies On The Sustainability Of Micro Enterprises In The Culinary Areas Of Bandung City With Digital Transformation As A Moderating Variable Nabiila, Tanya; Cupian, Cupian; Muizu, Wa Ode Zusnita
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2026): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i2.9244

Abstract

Bandung City has long been recognized by tourists as a culinary paradise. In an effort to manage this potential, the Bandung City Government has established designated culinary zones to accommodate the growing number of micro-entrepreneurs in the food and beverage sector. However, micro-businesses operating in these culinary areas continue to face significant challenges, particularly in terms of business sustainability. Most entrepreneurs tend to adopt a reactive stance—relying heavily on tourist influxes—without developing well-structured strategies to grow and sustain their businesses independently. This study aims to examine the extent to which marketing strategies influence the sustainability of micro-enterprises, with digital transformation serving as a moderating variable. A quantitative research approach was employed, using path analysis with Partial Least Squares–Structural Equation Modeling (PLS-SEM). The research sample consisted of micro-entrepreneurs located in the Dipati Ukur, Japati, and Lengkong culinary areas. The analysis reveals that both marketing strategies and digital transformation have a positive and significant effect on business sustainability. Moreover, digital transformation was found to strengthen the influence of marketing strategies on the sustainability of micro-enterprises. These findings highlight the critical importance of integrating well-planned marketing strategies with digital technology adoption to foster sustainable micro-businesses amid an increasingly competitive environment.
The Influence of Macroeconomics Indicators to The Growth of Sukuk in Indonesia Cupian, Cupian; Muasia, Rien; Putri, Safira Aryanti
EQUILIBRIUM Vol 8, No 1 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i1.5293

Abstract

The purpose of this study is to analyze the influence of macroeconomic on the growth of Islamic bonds (sukuk) in Indonesia period 2013.1-2016.12. This study uses Ordinary Least Square (OLS) method with a monthly time series starting from January 2013 until December 2016. The results of this study indicate that the Production Index (IP) and Bank Indonesia Syariah Certificate (BSBIS) variables positively and significantly affect the development of state sukuk issuance in Indonesia, then inflation negatively and significantly affects the development of state sukuk issuance, while the JII variable negatively and does not significantly affect the development of state sukuk issuance in Indonesia.
Proxy Pembiayaan Green Financing pada Bank Umum Syariah terhadap Energi Terbarukan (2005-2024) Meylani, Raisha Alya Meylani; cupian, Cupian; Noven, Sarah Annisa
Salam (Islamic Economics Journal) Vol. 7 No. 1 (2026): Januari 2026 (Special Edition)
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/hz8ctp30

Abstract

This study examines the development of green financing proxied by financing in the sector of electricity, gas, and water at Islamic Commercial Banks in Indonesia during the period 2005-2024. Using a descriptive-quantitative approach and secondary data, the analysis focuses on trends, proportional allocation, and changes in financing patterns within the framework of sustainable finance policies. The findings indicate that financing in the proxy sectors has increased gradually, although its proportion to total Islamic Commercial Bank financing remains relatively limited. The implementation of sustainable finance policies, including the Roadmap for Sustainable Finance, POJK No. 51/POJK.03/2017, and the Indonesian Green Taxonomy, is associated with a more consistent allocation of financing, albeit through a gradual adjustment process. In parallel, the development of renewable energy in Indonesia has progressed more steadily than the growth of Islamic bank financing in the proxy sectors. From an Islamic economics perspective, these findings reflect a significant internalization of maqāṣid al-sharī’ah, particularly hifz al-bi’ah, within the financing practices of Islamic Commercial Banks.
Dinamika Keuangan Sosial Islam: Tren Zakat Produktif dan Pembiayaan Syariah Sektor UMKM terhadap Ketimpangan Pendapatan di Indonesia Tahun 2011-2025 Fitriani, Silmi; cupian, Cupian; Hardiawan, Donny
Salam (Islamic Economics Journal) Vol. 8 No. 2 (2026): June 2026
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/mf6k6w26

Abstract

Income inequality remains a structural challenge in Indonesia’s economic development that has yet to be fully resolved. Islamic social finance instruments, particularly productive zakat and sharia financing for the MSME sector, are believed to play a role in reducing this disparity. This study aims to analyze the trend development of BAZNAS productive zakat and sharia financing for the MSME sector in relation to income inequality, as measured by the Gini Ratio in Indonesia during the period 2011-2025, using quarterly observations where available. The study employs a descriptive quantitative method with trend analysis based on secondary data obtained from BAZNAS financial reports, the Financial Services Authority (OJK), and Statistics Indonesia (BPS). The results show that BAZNAS productive zakat increased significantly from IDR 5.41 billion in 2011 to IDR 149.71 billion in 2025, with a Compound Annual Growth Rate (CAGR) of 26.8%. Meanwhile, sharia financing for the MSME sector increased from IDR 209.85 trillion at the end of 2011 to IDR 305.84 trillion in the first semester of 2025, with a CAGR of 2.84%. At the same time, the Gini Ratio showed a gradual downward trend from 0,410 in March 2011 to 0,375 in March 2025, although it experienced fluctuations due to COVID-19 pandemic during the 2020-2021 period. Descriptive trend analysis identifies a pattern of alignment between the growth of Islamic social finance instruments and the decline in income inequality. The findings indicate that productive zakat expanded at a substantially faster rate than MSME sharia financing, while both instruments displayed a trend broadly aligned with the gradual decline in income equality. However, this relationship cannot yet be directly interpreted as a causal relationship and still requires further empirical investigation.
Determinan Minat Adopsi Layanan Keuangan Syariah pada Masyarakat Muslim di Jawa Barat Aida Zuraida; Intan Faujiah; Cupian Cupian
Jesya Vol 9 No 2 (2026): ARTICLES : RESEARCH JUNI 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36778/jesya.v9i2.2708

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan syariah, pendapatan, gaya hidup, dan promosi terhadap minat masyarakat Muslim di Jawa Barat dalam menggunakan layanan keuangan syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Data primer diperoleh melalui penyebaran kuesioner kepada 200 responden masyarakat Muslim yang berdomisili di Jawa Barat. Teknik analisis data menggunakan Structural Equation Modeling–Partial Least Square (SEM-PLS) untuk menguji hubungan antarvariabel laten dalam model penelitian. Hasil penelitian menunjukkan bahwa literasi keuangan syariah, gaya hidup, dan promosi berpengaruh positif dan signifikan terhadap minat masyarakat dalam menggunakan layanan keuangan syariah. Sementara itu, pendapatan tidak berpengaruh signifikan terhadap minat menggunakan layanan keuangan syariah. Nilai R-square sebesar 0,527 menunjukkan bahwa literasi keuangan syariah, pendapatan, gaya hidup, dan promosi mampu menjelaskan 52,7% variasi minat masyarakat terhadap layanan keuangan syariah. Novelty penelitian ini terletak pada pengujian faktor literasi, ekonomi, gaya hidup, dan promosi dalam konteks masyarakat Muslim di Jawa Barat sebagai wilayah dengan potensi pasar syariah yang besar. Secara praktis, hasil penelitian ini memberikan rekomendasi bagi industri keuangan syariah untuk memperkuat literasi, promosi digital, dan pengembangan layanan yang sesuai dengan gaya hidup masyarakat Muslim modern.
Determinants of Zakat, Infaq, and Sadaqah Collection: Study in BAZNAS West Java Naila Firdausi; Cupian Cupian
International Journal of Zakat Vol. 11 No. 1 (2026): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v11i1.585

Abstract

PurposeThis study examines the determinants of zakat, infaq, and sadaqah (ZIS) collection at BAZNAS West Java Province by analysing internal operational factors and external macroeconomic conditions. Design/Methodology/ApproachA quantitative time series approach is employed using quarterly data from Q1 2017 to Q3 2024. The Autoregressive Distributed Lag (ARDL) model is applied to estimate short-term and long-term relationships between ZIS collection and human resource expenses, zakat socialization expenses, exchange rate, and Gross Regional Domestic Product (GRDP). FindingsThe results reveal that in the short term, human resource expenses, exchange rate, and GRDP have a positive and significant effect on ZIS collection, while zakat socialization expenses are insignificant. In the long term, none of the variables show a statistically significant effect on ZIS collection. Research limitations/implicationsThe study is limited to a single provincial zakat institution with a relatively small number of observations. Future research may expand institutional coverage and incorporate governance, transparency, and behavioural variables. Practical implicationsZakat institutions should prioritize strengthening human resources and partnership-based fundraising strategies to enhance short-term collection performance. Social implicationsImproved ZIS collection supports the role of zakat institutions in poverty alleviation and social welfare. Originality/valueThis study contributes by providing dynamic empirical evidence on ZIS collection determinants at the provincial level using the ARDL approach.
Pendidikan Ibu dan Ayah sebagai Determinan Stunting Balita pada Rumah Tangga Muslim di Indonesia Tarissa Chairina Mirsal; Donny Hardiawan; Cupian
NUANSA: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Vol 23 No 1 (2026): Volume 23 Nomor 1 2026
Publisher : Research Institute and Community Engagement of UIN MADURA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/nuansa.v23i1.24227

Abstract

Stunting among children under five years of age constitutes a chronic nutritional problem that remains a serious challenge in Indonesia, with a prevalence of 35.3% observed among Muslim households based on the fifth wave of the Indonesian Family Life Survey (IFLS). This research examines the relationship between parental education, religious participation, and the probability of stunting among children in Indonesian Muslim households. Binary logistic regression with a marginal effects approach was applied to a sample of 2,813 children aged 0–59 months from 2,558 Muslim households. Findings indicate that paternal education at the senior secondary and tertiary levels significantly reduces the probability of child stunting by 8.9 and 7.5 percentage points, respectively, while maternal education at the senior secondary level reduces the probability by 5.9 percentage points. Paternal participation in religious study gatherings (pengajian or majelis taklim) is significantly and negatively associated with stunting, suggesting that socio-religious spaces may reinforce nutritional awareness within families. Maternal religious participation, however, yields no statistically significant association. Household economic status and urban residence also contribute significantly to the probability of stunting. These findings affirm that stunting reduction interventions within Muslim communities should account for the educational roles of both parents and leverage religious forums as effective channels for nutritional education within the framework of human capital development from an Islamic economics perspective.
Literasi Keuangan Syariah dalam Pemberdayaan Masyarakat Muslim Desa Dukuh Jeruk Kecamatan Karang Ampel Kabupaten Indramayu Cupian Cupian; Sarah Annisa Noven
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 4 (2026): JULI-AGUSTUS
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/tytaav09

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi keuangan syariah dan kesadaran terhadap pentingnya produk halal bagi pelaku UMKM di Desa Dukuh Jeruk, Kecamatan Karangampel, Kabupaten Indramayu. Metode yang digunakan adalah pendekatan deskriptif kualitatif melalui observasi, sosialisasi, penyuluhan, diskusi interaktif, serta penyebaran kuesioner kepada pelaku UMKM sebagai peserta kegiatan. Hasil kegiatan menunjukkan bahwa sebagian besar peserta belum memahami prinsip dasar keuangan syariah dan belum pernah memanfaatkan produk maupun layanan keuangan syariah, meskipun memiliki minat yang tinggi untuk menggunakannya di masa mendatang. Sebaliknya, tingkat pengetahuan mengenai produk halal tergolong baik, namun masih terdapat pelaku UMKM yang belum memiliki sertifikasi atau label halal pada produknya. Kegiatan sosialisasi memberikan peningkatan pemahaman peserta mengenai konsep keuangan syariah, perbedaan sistem keuangan syariah dan konvensional, manfaat penggunaan produk keuangan syariah, serta pentingnya sertifikasi halal dalam meningkatkan daya saing produk UMKM. Oleh karena itu, diperlukan program edukasi dan pendampingan yang berkelanjutan melalui kolaborasi antara perguruan tinggi, pemerintah desa, dan lembaga keuangan syariah agar literasi keuangan syariah dan pemanfaatan produk halal dapat meningkat serta mampu mendorong pemberdayaan ekonomi masyarakat secara berkelanjutan.
Co-Authors Adhi Prapaskah Hartadi afifah, najla Ahmad Luqman Hakim Ahmad Luqman Hakim, Ahmad Luqman Ahmadsyah, Ibnu Aida Zuraida Alfiah Hasanah Alwan Azis Mustafa Amar, Siti Chaerani Djen Amelia Hayati Amelia, Putri Anindya, Anindya Annisa Noven, Sarah Apriliadi, Ardi Apriyadi, Pidi Ardi Apriliadi Arie Febriansyah Asep Mulyana Budi Harsanto Citra Sukmadilaga Danisya Kayla Putri Mayari Delisa, Tisa Dian Masyita Donny Hardiawan Donny Hardiawan Dwita Apriani Effendy, Ramadhansyah Rayyan Esa Kurnia Fadhilah Nur Afifa Fadilla, Fadilla Fakhri Afif Mulyana Farid Fauzy Akbar Fathi, Auliya Febriandani, Deny Febriansyah, Arie Ferdiansyah, Nizar Firdausi, Naila Fitriani, Silmi Hardiawan, Donny Hibrizi, Emil Intan Faujiah Joval Ifghaniyafi Farras Jovan Baihaqi Irwan Putra Kadar Nurjaman Kamila Maraya Harish Kintan Meilasari Kurniawan Saefullah Kurniawan, Fakhry Hafiyyan Laili, Vanny Luthfiah Khairunisa Maman Setiawan Mardiyah Hanif Meilasari, Kintan Meitry Adinda Melita, Virka Meylani, Raisha Alya Meylani Moch. Ihsan Maulana Sa'ban Muasia, Rien Muhammad Fadhlur Rohman Muhammad Fajri Muhammad Fajri Muhammad Fathan Izzuddin Muhammad Zaky Muntashir, Abdul Hakim Nabela Hapsari Nabiila, Tanya Naila Firdausi Naja, Abdul Hakam Nastiti, Hasna Mumtaz Natia Nurfaza Naufal Fiqri Akmal Nisrina Athira Nasution Noven, Sarah Annisa Noven, Sarah Annisa Novriani, Rifka Nugraha, Ilham Nurul Rahmah Kusuma Nurun Najmi Prinary, Verina Araminda Putri, Safira Aryanti Qodrina, Najla Rahadatul, Rahadatul Rahmah Rahmah Rahmah, Nadya Aulia Ramadhani, Muhammad Rizky Ramadhansyah Rayyan Effendy Rani Surya Resiana Rania Dahayu Ratnamaya Rayyan, Ramadhansyah Resiana, Rani Surya Rianti Sukma Dewi Rina Indiastuti Rita Komaladewi Rohma, Naili Safina, Safa Nur Salsabila, Zahrah Sania Rizki Maharani Sarah Annisa Noven Sarah Annisa Noven Sarah Annisa Noven SarasiSarasi, Vita Siti Chaerani Djen Amar Smitasari, Daneswara Somadi Sunarmo Sunarmo Sutrisno, Debbie Syifa Rizkia Nurfitriani Syifa, Anisa Tarissa Chairina Mirsal Ugi Valentino Veisya Afra Nurprayasha Verina Araminda Prinary Vika Anjani Wa Ode Zusnita Muizu Wulanda, Wulanda Yapanto, Azriel Mohamad Yudi Ahmad Faisal Yudistira Yudistira Yulinda Putri Prativi Yulistyne Kusumaningrum